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Tesco Bank savings rates
8 accounts listed. The highest rate is 4.85% AER on the Fixed Rate Saver (18 months) (fixed for 18 months).
FSCS protection: up to £120,000 per person across everything you hold with Barclays Bank UK PLC, which also trades as Barclays. Money in those counts towards the same limit.
Easy access
| Account | AER | Access | Min to open |
|---|---|---|---|
| Internet SaverIncludes bonus | 4.24% | Easy access | £1 |
| Instant Access Cash ISAISABeats inflation | 4.20% | Easy access | £1 |
Fixed term
| Account | AER | Access | Min to open |
|---|---|---|---|
| Fixed Rate Saver (18 months)Beats inflation | 4.85% | Fixed for 18 months | £2,000 |
| Fixed Rate Saver (2 years)Beats inflation | 4.85% | Fixed for 2 years | £2,000 |
| Fixed Rate Saver (3 years)Beats inflation | 4.85% | Fixed for 3 years | £2,000 |
| Fixed Rate Saver (5 years)Beats inflation | 4.85% | Fixed for 5 years | £2,000 |
| Fixed Rate Saver (1 year)Beats inflation | 4.84% | Fixed for 1 year | £2,000 |
| Fixed Rate Cash ISA (12 months)ISABeats inflation | 4.40% | Fixed for 1 year | £1 |
Compare Tesco Bank with every other bank
Who holds the money
- Deposit-taker
- Tesco Bank, a trading name of Barclays Bank UK PLC
- Incorporated in
- United Kingdom
- Regulated
- Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 759676)
- Protection and disputes
- Financial Services Compensation Scheme and Financial Ombudsman Service
- Capital
- Paid-up capital and reserves of £20,278m at 31 December 2025, for its group (latest published accounts).
- Website
- tescobank.com. Every "Go to bank" link we show for Tesco Bank leads only to this domain.
Complaints and reviews
- Complaints to the bank
- Complaints the bank itself reported to the FCA about banking and credit cards, for Barclays Bank UK PLC.85,021 complaints opened (2.14 for every 1,000 accounts); the bank upheld 57.2% of the complaints it closed. January to June 2026 (source)
These figures cover the whole firm behind Tesco Bank, including current accounts, cards and loans, not just savings. Bigger firms have more customers and so more complaints. Periods differ between sources and are months old when published. They never change our rate order. FCA-format figures contain public sector information licensed under the Open Government Licence v3.0.
This page lists every Tesco Bank account Juno has checked on the bank's own website, highest rate first. Rates can change at any time: check with the bank before you apply. "Beats inflation" means the AER, and the rate after any bonus, is above CPI inflation of 3.5% (September 2026, ONS), before tax. How we rank and how we're paid.