Junior ISA

Locked until 18 · Cash ISA · Checked 3 Nov 2026, 14:00

2.60%

AER

Not above inflation: CPI 3.5%, September 2026

What you'd earn

If you put in (£)

You'd earn about £520.00 in 1 year, before any tax.

Worked out from the AER. Variable rates can change.

Junior ISA rules and other children's accounts

The conditions in plain English

Access: No withdrawals until the child turns 18.
Minimum: £1
Interest paid: Once a year
Manage by: Branch, Post
Who can apply: No extra conditions beyond the bank's standard checks.
Where we read it: Furness Building Society's own page, 3 November 2026

Full details

Juno hasn't read a Summary Box for this account yet. Furness Building Society's own page has the full terms and conditions.

Who holds your money

Deposit-taker: Furness Building Society
Incorporated in: United Kingdom
Regulated: Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 159624)
Protection and disputes: Financial Services Compensation Scheme and Financial Ombudsman Service
Capital: Capital and reserves of £90.3m at 31 December 2025 (latest published accounts).

FSCS protection

Up to £120,000 per person is protected across everything you hold with Furness Building Society.

Check your total protection

Rate history

No change since tracking began.

Go to Furness Building Society to apply

You'll apply on Furness Building Society's own website. Furness Building Society may pay us if you open this account; that doesn't affect its position in our results.