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Juno Hunt is a savings comparison service from MFG Management Services Limited (registered in the Isle of Man, company number 135041C; registered office Clarendon House, Victoria Street, Douglas, Isle of Man, IM1 2LN), part of Manx Financial Group. We list savings accounts from UK banks and building societies authorised by the Prudential Regulation Authority, and from NS&I, which is backed by HM Treasury. Manx Financial Group also owns Conister Bank: its accounts are ranked by rate alone like every other bank's and labelled "Our group".

Some banks pay us when you open an account through our link. That payment never changes the order of results. We don't give personal advice, and we never hold your money. Rates can change at any time, so check the details with the bank before you apply.

Juno is our mascot. She finds and ranks rates; she doesn't give advice, and neither do we.

OakNorth Bank Fixed Term 15 Months: 4.50% AER | Juno Hunt

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Fixed Term 15 Months

Fixed for 15 months · Checked by hand 3 November 2026

4.50%

AER

Above inflation: CPI 3.5%, September 2026

What you'd earn

If you put in (£)

You'd earn about £1,131.26 in 15 months, before any tax.

Worked out from the AER. Variable rates can change.

The conditions in plain English

Access: No withdrawals during the term except at the bank's discretion in hardship.
Minimum: £1
Maximum: £500,000
Interest paid: When the term ends
Manage by: Mobile app, Online
Who can apply: UK resident aged 18+ with a personal UK bank account.
Where we read it: OakNorth Bank's own page, 3 November 2026. We read this rate from the bank's own page by hand and recheck it at least weekly

Full details

What OakNorth Bank's own website says about this account. See it on OakNorth Bank's website. The rate at the top of this page is the one Juno checked most recently.

Ways to open: Online and Mobile appFrom OakNorth Bank's website, checked 3 November 2026
Minimum age: 18 or overFrom OakNorth Bank's website, checked 3 November 2026
Where you must live: UK resident (England, Wales, Northern Ireland and Scotland)From OakNorth Bank's website, checked 3 November 2026
Joint accounts: AllowedFrom OakNorth Bank's website, checked 3 November 2026
Minimum to open: £1From OakNorth Bank's website, checked 3 November 2026
Charges or lost interest: No withdrawals during the term (hardship cases at the bank's discretion)From OakNorth Bank's website, checked 3 November 2026
Closing the account: Not allowed during the termFrom OakNorth Bank's website, checked 3 November 2026

"Not stated" means neither the bank's Summary Box nor the pages we checked said; it doesn't mean no. The bank's terms and conditions are the full agreement.

Can I open this?

Tick what applies to you to compare it with the conditions the bank states. Nothing you tick leaves this page.

Your age 16 or 17 18 or over

Do you live in the UK? Yes No

Already a OakNorth Bank customer? Yes No

How you'd like to open it In the app Online In a branch

Account holders I want a joint account

This compares your answers with the conditions the bank states; it isn't a decision. OakNorth Bank decides who can open the account, and runs its own checks when you apply.

Who holds your money

Deposit-taker: OakNorth Bank, a trading name of OakNorth Bank plc
Incorporated in: United Kingdom
Regulated: Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 629564)
Protection and disputes: Financial Services Compensation Scheme and Financial Ombudsman Service
Capital: Paid-up capital and reserves of £1,057m at 31 December 2025, for its group (latest published accounts).

FSCS protection

Up to £120,000 per person is protected across everything you hold with OakNorth Bank plc.

Check your total protection

Email me if this rate changes

Email address

We use your email only for these alerts. Unsubscribe with one click from any email. See our privacy notice.

Rate history

No change since tracking began.

Don't miss the end date

The term ends after 15 months. Add a reminder two weeks before. It goes straight into your calendar; we keep nothing.

Go to OakNorth Bank to apply

You'll apply on OakNorth Bank's own website. OakNorth Bank may pay us if you open this account; that doesn't affect its position in our results.