JISA (Junior ISA)

Locked until 18 · Cash ISA · Checked 3 Nov 2026, 10:00

3.60%

AER

Above inflation: CPI 3.5%, September 2026

What you'd earn

If you put in (£)

You'd earn about £720.00 in 1 year, before any tax.

Worked out from the AER. Variable rates can change.

Junior ISA rules and other children's accounts

The conditions in plain English

Access: No withdrawals until the child turns 18.
Minimum: £1
Interest paid: Once a year
Manage by: Branch, Post
Who can apply: No extra conditions beyond the bank's standard checks.
Where we read it: Penrith Building Society's own page, 3 November 2026

Full details

Juno hasn't read a Summary Box for this account yet. Penrith Building Society's own page has the full terms and conditions.

Who holds your money

Deposit-taker: Penrith Building Society
Incorporated in: United Kingdom
Regulated: Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 164473)
Protection and disputes: Financial Services Compensation Scheme and Financial Ombudsman Service
Capital: Capital and reserves of £12.6m at 31 December 2025 (latest published accounts).

FSCS protection

Up to £120,000 per person is protected across everything you hold with Penrith Building Society.

Check your total protection

Rate history

No change since tracking began.

Go to Penrith Building Society to apply

You'll apply on Penrith Building Society's own website. Penrith Building Society may pay us if you open this account; that doesn't affect its position in our results.