Junior Cash ISA

Locked until 18 · Cash ISA · Checked by hand 3 November 2026

3.75%

AER

Above inflation: CPI 3.5%, September 2026

What you'd earn

If you put in (£)

You'd earn about £750.00 in 1 year, before any tax.

Worked out from the AER. Variable rates can change.

Access: Locked until the child's 18th birthday.
Minimum: £1
Interest paid: Once a year
Manage by: Online, Mobile app
Who can apply: Membership required: you must work for a listed employer (e.g. British Airways, IAG, the armed forces, MOD, some councils and hospitals), work in a listed sector (aviation and travel, public services, health and care, education, transport and logistics, and more), or belong to a listed organisation (e.g. major trade unions, the AA, RAC, National Trust, English Heritage, RSPB or the Co-op). Membership fee £10 a year. For UK children under 18; under-16s opened by a parent or guardian who lives with the child. Up to £9,000 in the 2026-27 tax year.
Where we read it: Plane Saver's own page, 3 November 2026. We read this rate from the bank's own page by hand and recheck it at least weekly

Juno hasn't read a Summary Box for this account yet. Plane Saver's own page has the full terms and conditions.

Deposit-taker: Plane Saver, a trading name of Plane Saver Credit Union Limited
Incorporated in: United Kingdom
Regulated: Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 213609)
Protection and disputes: Financial Services Compensation Scheme and Financial Ombudsman Service
Capital: Capital and reserves of £5.3m at 30 September 2024 (latest published accounts).

Up to £120,000 per person is protected across everything you hold with Plane Saver Credit Union Limited.

Juno started tracking this rate on 2026-11-03. A history builds up from here.

You'll apply on Plane Saver's own website. Plane Saver may pay us if you open this account; that doesn't affect its position in our results.