1 State Bank of India (UK) Jumbo Junior Fixed Deposit (1 year)From £1,000 Beats inflation Details for State Bank of India (UK) Jumbo Junior Fixed Deposit (1 year) Access No withdrawals during the term; early closure only in exceptional cases, at the bank's discretion, with a penalty. Maximum £100,000 Conditions Child aged 15 or under. The term must end before the child's 16th birthday. Opened by trustees aged 18+. Interest paid When the term ends Manage by Branch, Post FSCS licence State Bank of India (UK) Limited
Deposit-taker State Bank of India (UK), a trading name of State Bank of India (UK) Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 757156)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £279m at 31 March 2026 (latest published accounts). Full account details
4.80% £1,000 2 State Bank of India (UK) Jumbo Junior Fixed Deposit (2 years)From £1,000 Beats inflation Details for State Bank of India (UK) Jumbo Junior Fixed Deposit (2 years) Access No withdrawals during the term; early closure only in exceptional cases, at the bank's discretion, with a penalty. Maximum £100,000 Conditions Child aged 15 or under. The term must end before the child's 16th birthday. Opened by trustees aged 18+. Interest paid Once a year Manage by Branch, Post FSCS licence State Bank of India (UK) Limited
Deposit-taker State Bank of India (UK), a trading name of State Bank of India (UK) Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 757156)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £279m at 31 March 2026 (latest published accounts). Full account details
4.80% £1,000 3 State Bank of India (UK) Jumbo Junior Fixed Deposit (3 years)From £1,000 Beats inflation Details for State Bank of India (UK) Jumbo Junior Fixed Deposit (3 years) Access No withdrawals during the term; early closure only in exceptional cases, at the bank's discretion, with a penalty. Maximum £100,000 Conditions Child aged 15 or under. The term must end before the child's 16th birthday. Opened by trustees aged 18+. Interest paid Once a year Manage by Branch, Post FSCS licence State Bank of India (UK) Limited
Deposit-taker State Bank of India (UK), a trading name of State Bank of India (UK) Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 757156)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £279m at 31 March 2026 (latest published accounts). Full account details
4.80% £1,000 4 State Bank of India (UK) Jumbo Junior Fixed Deposit (5 years)From £1,000 Beats inflation Details for State Bank of India (UK) Jumbo Junior Fixed Deposit (5 years) Access No withdrawals during the term; early closure only in exceptional cases, at the bank's discretion, with a penalty. Maximum £100,000 Conditions Child aged 15 or under. The term must end before the child's 16th birthday. Opened by trustees aged 18+. Interest paid Once a year Manage by Branch, Post FSCS licence State Bank of India (UK) Limited
Deposit-taker State Bank of India (UK), a trading name of State Bank of India (UK) Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 757156)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £279m at 31 March 2026 (latest published accounts). Full account details
4.70% £1,000 5 Progressive Building Society Children's - 2 Year Fixed Rate Bond (Issue 3)From £1 Beats inflation Rate on up to £20,000 Details for Progressive Building Society Children's - 2 Year Fixed Rate Bond (Issue 3) Access Withdrawals and early closure are not allowed. Maximum £20,000 Conditions Child up to 15; new customers must live in Northern Ireland. Opened by a parent, guardian or relative. Interest paid Once a year Manage by Branch, Post FSCS licence Progressive Building Society
Deposit-taker Progressive Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 161841)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £2,279.6m and total liabilities of £2,105.7m at 31 December 2025 (annual report 2025) Full account details
4.45% £1 6 Saffron Building Society Ladybird 2 Year Fixed Rate BondFrom £500 Beats inflation Branch account Details for Saffron Building Society Ladybird 2 Year Fixed Rate Bond Access Check early access with the society: its product page gives no early-withdrawal terms. Maximum £25,000 Conditions Child aged 16 or under. Branch account. Interest paid Once a year Manage by Branch FSCS licence Saffron Building Society
Deposit-taker Saffron Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 100015)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £83.4m at 31 December 2025, for its group (latest published accounts). Full account details
4.15% £500 7 Cambridge Building Society 3 Year Fixed Rate Children's Bond (Issue 12)From £1,000 Beats inflation Details for Cambridge Building Society 3 Year Fixed Rate Children's Bond (Issue 12) Access No withdrawals or closure during the fixed term. Maximum £50,000 Conditions Child aged 15 or under. Interest paid Once a year Manage by Branch, Phone, Post FSCS licence Cambridge Building Society
Deposit-taker Cambridge Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 157223)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £141m at 31 December 2025 (latest published accounts). Full account details
4.15% £1,000 8 Saffron Building Society Ladybird 1 Year Fixed Rate BondFrom £500 Beats inflation Branch account Details for Saffron Building Society Ladybird 1 Year Fixed Rate Bond Access Check early access with the society: its product page gives no early-withdrawal terms. Maximum £25,000 Conditions Child aged 17 or under. Branch account. Interest paid Once a year Manage by Branch FSCS licence Saffron Building Society
Deposit-taker Saffron Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 100015)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £83.4m at 31 December 2025, for its group (latest published accounts). Full account details
4.10% £500 9 Hanley Economic Building Society 1 Year Children's Fixed Rate Bond (FR254)From £1,000 Details for Hanley Economic Building Society 1 Year Children's Fixed Rate Bond (FR254) Access No withdrawals until the term ends. Maximum £300,000 Conditions Standard checks only. Interest paid Once a year Manage by Branch, Post FSCS licence Hanley Economic Building Society
Deposit-taker Hanley Economic Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206024)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £33.3m at 31 August 2026 (latest published accounts). Full account details
3.50% £1,000 
