Aldermore 3 Year Fixed Rate AccountFixed for 3 years · from £1,000Beats inflationUK resident and UK tax resident only, aged 18+Details for Aldermore 3 Year Fixed Rate Account
Access
No withdrawals or closure before maturity; 14-day cancellation right after opening.
Conditions
UK resident and UK tax resident only, aged 18+. Not for US Persons. Fund within 14 days of opening.
Interest paid
Once a year
Manage by
Online
FSCS licence
Aldermore Bank PLC
Deposit-taker
Aldermore, a trading name of Aldermore Bank PLC
Incorporated in
United Kingdom
Regulated
Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 204503)
Protection and disputes
Financial Services Compensation Scheme and Financial Ombudsman Service
Capital
Paid-up capital and reserves of £1,370m at 30 June 2024 (latest published accounts).
Highest AER first, then the lower minimum deposit. Ranking rules version 1.2.0. AER shows what you'd earn in a year including any bonus. Rates can change at any time: check with the bank before you apply. Lifetime ISA rates are the provider's interest only; the government's 25% bonus is not in the AER. Lifetime ISAs, Junior ISAs and children's accounts are ranked only against their own kind, and Premium Bonds, which pay prizes rather than interest, are never ranked: see NS&I and Premium Bonds. NS&I accounts are backed by HM Treasury, not the FSCS. We list accounts held directly with the bank, not savings sold through apps and platforms such as Revolut, Trading 212 or Raisin. "Beats inflation" means the AER, and the rate after any bonus, is above CPI inflation of 3.5% (September 2026, ONS), before tax. How we rank, what we don't list and how we're paid.
