Monument Bank Easy Access Cash ISA Boosted RateFrom £10,000Beats inflationthen 3.74% after 1 yearUK resident aged 18+, opened in the Monument appDetails for Monument Bank Easy Access Cash ISA Boosted Rate
Access
Easy access.
Bonus
Includes a 0.60% bonus for 1 year, then 3.74%
Conditions
UK resident aged 18+, opened in the Monument app. Minimum £10,000. For new clients; includes 0.60% AER fixed bonus for 12 months.
Interest paid
Monthly
Manage by
Mobile app, Phone
FSCS licence
Monument Bank Limited
Deposit-taker
Monument Bank, a trading name of Monument Bank Limited
Incorporated in
United Kingdom
Regulated
Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 849724)
Protection and disputes
Financial Services Compensation Scheme and Financial Ombudsman Service
Capital
Paid-up capital and reserves of £77.9m at 31 December 2024 (latest published accounts).
Bank of Ireland UK Online ISA: Easy AccessFrom £100then 0.90% after 1 yearMust hold a UK bank account in your nameDetails for Bank of Ireland UK Online ISA: Easy Access
Access
Unlimited withdrawals to your nominated account (minimum £10).
Bonus
Includes a 3.40% bonus for 1 year, then 0.90%
Conditions
UK tax resident aged 18+ (not Channel Islands/Isle of Man). Must hold a UK bank account in your name. Includes 3.40% gross fixed bonus for 12 months; reverts to 0.90%.
Interest paid
Once a year
Manage by
Online
FSCS licence
Bank of Ireland (UK) plc
Deposit-taker
Bank of Ireland UK, a trading name of Bank of Ireland (UK) plc
Incorporated in
United Kingdom
Regulated
Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 512956)
Protection and disputes
Financial Services Compensation Scheme and Financial Ombudsman Service
Capital
Paid-up capital and reserves of £1,785m at 31 December 2025
Highest AER first, then the lower minimum deposit. Ranking rules version 1.2.0. AER shows what you'd earn in a year including any bonus. Rates can change at any time: check with the bank before you apply. Lifetime ISA rates are the provider's interest only; the government's 25% bonus is not in the AER. Lifetime ISAs, Junior ISAs and children's accounts are ranked only against their own kind, and Premium Bonds, which pay prizes rather than interest, are never ranked: see NS&I and Premium Bonds. NS&I accounts are backed by HM Treasury, not the FSCS. We list accounts held directly with the bank, not savings sold through apps and platforms such as Revolut, Trading 212 or Raisin. "Beats inflation" means the AER, and the rate after any bonus, is above CPI inflation of 3.5% (September 2026, ONS), before tax. How we rank, what we don't list and how we're paid.
