1 Afin Bank 3-Year Fixed Term Account (Issue 5)Fixed for 3 years · from £1,000 Beats inflation Opened in the Afin app only Details for Afin Bank 3-Year Fixed Term Account (Issue 5) Access No withdrawals during the term (exceptional cases at the bank's discretion). Maximum £200,000 Conditions UK resident for tax purposes aged 18+, sole name only. Opened in the Afin app only. £200,000 maximum across all Afin accounts; 14-day funding window. Interest paid Once a year Manage by Mobile app, Phone FSCS licence Afin Bank Limited
Deposit-taker Afin Bank, a trading name of Afin Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 1004742)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £23.3m at 31 December 2025 (latest published accounts). Full account details
5.28% £1,000 2 Melton Building Society Fixed Rate Issue 35 (to 18 December 2029, monthly interest)Fixed for 38 months · from £1,000 Beats inflation Details for Melton Building Society Fixed Rate Issue 35 (to 18 December 2029, monthly interest) Access No withdrawals until the term ends. Conditions Fixed until 18 December 2029. Channel not stated on the rates page. Interest paid Monthly Manage by FSCS licence Melton Mowbray Building Society
Deposit-taker Melton Building Society, a trading name of Melton Mowbray Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 106184)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £42.2m at 31 December 2025, for its group (latest published accounts). Full account details
5.27% £1,000 3 Chetwood Bank 3 Year Fixed Rate SavingsFixed for 3 years · from £1,000 Beats inflation Details for Chetwood Bank 3 Year Fixed Rate Savings Access No withdrawals or closure until the term ends (exceptional-circumstances policy only). Conditions Sole accounts only (no joint or Power of Attorney). Fund within 14 days of opening. Interest paid Once a year Manage by Online FSCS licence Chetwood Financial Limited
Deposit-taker Chetwood Bank, a trading name of Chetwood Financial Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 740551)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £173m at 31 March 2024 (latest published accounts). Full account details
5.25% £1,000 4 Aldermore 3 Year Fixed Rate AccountFixed for 3 years · from £1,000 Beats inflation UK resident and UK tax resident only, aged 18+ Details for Aldermore 3 Year Fixed Rate Account Access No withdrawals or closure before maturity; 14-day cancellation right after opening. Conditions UK resident and UK tax resident only, aged 18+. Not for US Persons. Fund within 14 days of opening. Interest paid Once a year Manage by Online FSCS licence Aldermore Bank PLC
Deposit-taker Aldermore, a trading name of Aldermore Bank PLC
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 204503)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,370m at 30 June 2024 (latest published accounts). Full account details
5.21% £1,000 5 OakNorth Bank Fixed Term 36 MonthsFixed for 3 years · from £1 Beats inflation Details for OakNorth Bank Fixed Term 36 Months Access No withdrawals until the term ends (hardship exceptions at the bank's discretion). Maximum £500,000 Conditions UK resident aged 18+ with a UK personal bank account. Fund within 14 days of approval. Interest paid When the term ends Manage by Online, Mobile app FSCS licence OakNorth Bank plc
Deposit-taker OakNorth Bank, a trading name of OakNorth Bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 629564)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,057m at 31 December 2025, for its group (latest published accounts). Full account details
5.20% £1 6 GB Bank 3 Year Fixed Rate BondFixed for 3 years · from £1,000 Beats inflation Details for GB Bank 3 Year Fixed Rate Bond Access No withdrawals before the term ends. Maximum £100,000 Conditions UK resident for tax purposes aged 18+ with a UK current account in your name. Apply online; manage online or in the GB Bank app. 21-day funding window. Monthly interest option at a lower gross rate. Interest paid Once a year Manage by Online, Mobile app FSCS licence GB Bank Limited
Deposit-taker GB Bank, a trading name of GB Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 850286)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £110m at 30 September 2025, for its group (latest published accounts). Full account details
5.20% £1,000 7 Investec 3-Year Fixed Rate SaverFixed for 3 years · from £5,000 Beats inflation Details for Investec 3-Year Fixed Rate Saver Access No withdrawals during the term. Maximum £250,000 Conditions UK resident with a UK bank account. Managed online, separate to Investec Online. Interest paid Once a year Manage by Online FSCS licence Investec Bank plc
Deposit-taker Investec, a trading name of Investec Bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 172330)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £3,671m at 31 March 2025, for its group (latest published accounts). Full account details
5.20% £5,000 8 Close Brothers Savings 3 Year Fixed Rate BondFixed for 3 years · from £10,000 Beats inflation Personal accounts only Details for Close Brothers Savings 3 Year Fixed Rate Bond Access No withdrawals until the term ends; no cooling-off period. Maximum £2,000,000 Conditions Personal accounts only. Minimum £10,000 must be paid in within 10 days. Interest paid Once a year Manage by Online, Phone, Post FSCS licence Close Brothers Limited
Deposit-taker Close Brothers Savings, a trading name of Close Brothers Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 124750)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,580m at 31 July 2025 (latest published accounts). Full account details
5.19% £10,000 9 Vanquis Bank 3 Year Fixed BondFixed for 3 years · from £1,000 Beats inflation Details for Vanquis Bank 3 Year Fixed Bond Access No top-ups, withdrawals or closures. Conditions Standard checks only. Interest paid Once a year Manage by Online FSCS licence Vanquis Bank Limited
Deposit-taker Vanquis Bank, a trading name of Vanquis Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 221156)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £438.0m at 31 December 2025 (annual report 2025) Full account details
5.16% £1,000 10 Kent Reliance Three Year Fixed Rate Bond - Issue 35Fixed for 3 years · from £1,000 Beats inflation Details for Kent Reliance Three Year Fixed Rate Bond - Issue 35 Access No withdrawals until the term ends. Conditions Annual or monthly interest. Deposit within 14 days. Interest paid Once a year Manage by Online FSCS licence OneSavings Bank plc
Deposit-taker Kent Reliance, a trading name of OneSavings Bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 530504)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £2,314m at 31 December 2025, for its group (latest published accounts). Full account details
5.15% £1,000 11 Atom bank Fixed Saver (3 year)Fixed for 3 years · from £50 Beats inflation Details for Atom bank Fixed Saver (3 year) Access No withdrawals until the term ends. Conditions Monthly interest shown; annual interest option may be offered in app. Interest paid Monthly Manage by Mobile app FSCS licence Atom bank plc
Deposit-taker Atom bank, a trading name of Atom bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 661960)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £425m at 31 March 2025 (latest published accounts). Full account details
5.10% £50 12 NS&I Guaranteed Growth Bonds, 3-year (Issue 83)Fixed for 3 years · from £500 Beats inflation Online only Details for NS&I Guaranteed Growth Bonds, 3-year (Issue 83) Access No withdrawals until the term ends (30-day cancellation right after you invest). Maximum £1,000,000 Conditions Aged 16+. Online only. Interest paid Once a year Manage by Online FSCS licence NS&I (100% backed by HM Treasury, not FSCS)
Held by NS&I (National Savings and Investments)
Status UK government: an executive agency and non-ministerial department, accountable to HM Treasury
Regulated Not by the PRA or FCA: NS&I is part of government, accountable to HM Treasury
Protection and disputes HM Treasury backing (100% of the money, with no limit) and Financial Ombudsman Service
Capital Not applicable: savings are backed by HM Treasury, not by NS&I's own capital Full account details
5.10% £500 13 NS&I Guaranteed Income Bonds, 3-year (Issue 83)Fixed for 3 years · from £500 Beats inflation Online only Details for NS&I Guaranteed Income Bonds, 3-year (Issue 83) Access No withdrawals until the term ends (30-day cancellation right after you invest). Maximum £1,000,000 Conditions Aged 16+. Online only. Interest paid Monthly Manage by Online FSCS licence NS&I (100% backed by HM Treasury, not FSCS)
Held by NS&I (National Savings and Investments)
Status UK government: an executive agency and non-ministerial department, accountable to HM Treasury
Regulated Not by the PRA or FCA: NS&I is part of government, accountable to HM Treasury
Protection and disputes HM Treasury backing (100% of the money, with no limit) and Financial Ombudsman Service
Capital Not applicable: savings are backed by HM Treasury, not by NS&I's own capital Full account details
5.10% £500 14 Ikano Bank Fixed 3 Year SaverFixed for 3 years · from £1,000 Beats inflation Details for Ikano Bank Fixed 3 Year Saver Access No withdrawals before maturity (exceptional circumstances only). Maximum £1,000,000 Conditions Interest annually at the AER shown, or monthly at a lower gross rate. Pay at least £1,000 within 14 days of applying; one-off electronic payments only. Apply and manage online or by phone. Interest paid Once a year Manage by Online, Phone FSCS licence Ikano Bank AB (publ)
Deposit-taker Ikano Bank, a trading name of Ikano Bank AB (publ)
Incorporated in Sweden
Principal place of business United Kingdom (UK branch)
Regulated Yes, by the Swedish Financial Supervisory Authority (Finansinspektionen), Prudential Regulation Authority and Financial Conduct Authority (FRN 409120)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of SEK 9,321m at 31 December 2024 (latest published accounts). Full account details
5.10% £1,000 15 United Trust Bank UTB 3 Year BondFixed for 3 years · from £5,000 Beats inflation Details for United Trust Bank UTB 3 Year Bond Access No withdrawals until the term ends. Maximum £1,000,000 Conditions Needs a UK current account in your name as the nominated account. Fund within 14 days. Interest paid Once a year Manage by Online FSCS licence United Trust Bank Limited
Deposit-taker United Trust Bank, a trading name of United Trust Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 204463)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £473m at 31 December 2025 (latest published accounts). Full account details
5.10% £5,000 16 Tandem Bank 3 Year Fixed Term SaverFixed for 3 years · from £1 Beats inflation Details for Tandem Bank 3 Year Fixed Term Saver Access No access until the term ends; fund within 14 days. Maximum £2,500,000 Conditions Standard checks only. Interest paid Once a year Manage by Mobile app FSCS licence Tandem Bank Limited
Deposit-taker Tandem Bank, a trading name of Tandem Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 204479)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £188m at 31 December 2025 (latest published accounts). Full account details
5.00% £1 17 Charter Savings Bank 3 Year Fixed Rate BondFixed for 3 years · from £5,000 Beats inflation Details for Charter Savings Bank 3 Year Fixed Rate Bond Access No withdrawals until the term ends. Maximum £1,000,000 Conditions Monthly interest option also available at the same AER. Interest paid Once a year Manage by Online FSCS licence Charter Court Financial Services Limited
Deposit-taker Charter Savings Bank, a trading name of Charter Court Financial Services Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 494549)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £770m at 31 December 2025 (latest published accounts). Full account details
5.00% £5,000 18 thisbank 3-Year Fixed Term DepositFixed for 3 years · from £100 Beats inflation Sole accounts only; open online or in the app Details for thisbank 3-Year Fixed Term Deposit Access No withdrawals during the term (14-day cooling-off; exceptional circumstances only). Maximum £500,000 Conditions UK resident aged 18+ with a UK mobile, email and UK bank account. Sole accounts only; open online or in the app. Interest paid annually and at maturity. Interest paid Once a year Manage by Online, Mobile app FSCS licence THIS BANK LIMITED
Deposit-taker thisbank, a trading name of THIS BANK LIMITED
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 832786)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £25.6m at 31 March 2025 (latest published accounts). Full account details
4.98% £100 19 ICICI Bank UK HiSAVE Fixed Rate Account (3 years)Fixed for 3 years · from £1,000 Beats inflation Details for ICICI Bank UK HiSAVE Fixed Rate Account (3 years) Access No withdrawals until the term ends. Conditions UK resident aged 18+ (Channel Islands and Isle of Man excluded). Interest annually or monthly. Interest paid Once a year Manage by Online FSCS licence ICICI Bank UK PLC
Deposit-taker ICICI Bank UK, a trading name of ICICI Bank UK PLC
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 223268)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of US$358m at 31 March 2026 (latest published accounts). Full account details
4.95% £1,000 20 Hodge Bank 3 Year Fixed Rate BondFixed for 3 years · from £1,000 Beats inflation UK resident and UK tax resident only, aged 18+ Details for Hodge Bank 3 Year Fixed Rate Bond Access No withdrawals until the term ends. Conditions UK resident and UK tax resident only, aged 18+. UK mobile number and email required. Interest paid Once a year Manage by Online FSCS licence Julian Hodge Bank Limited
Deposit-taker Hodge Bank, a trading name of Julian Hodge Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 204439)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £180m at 30 September 2025 (latest published accounts). Full account details
4.93% £1,000 21 Nationwide Building Society 3 Year Fixed Rate Online BondFixed for 3 years · from £1 Beats inflation Details for Nationwide Building Society 3 Year Fixed Rate Online Bond Access No withdrawals until the term ends. Conditions Standard checks only. Interest paid Once a year Manage by Online, Mobile app FSCS licence Nationwide Building Society
Deposit-taker Nationwide Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 106078)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £382,328m and total liabilities of £361,039m at 31 March 2026 (annual report 2026) Full account details
4.90% £1 22 Nottingham Building Society 3 Year Fixed Rate BondFixed for 37 months · from £1 Beats inflation Details for Nottingham Building Society 3 Year Fixed Rate Bond Access No withdrawals until the term ends. Conditions Fixed until 28/11/29. Interest paid Once a year Manage by Branch, Online FSCS licence Nottingham Building Society
Deposit-taker Nottingham Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 200785)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £267m at 31 December 2025, for its group (latest published accounts). Full account details
4.90% £1 23 Nottingham Building Society 3 Year Fixed Rate Bond - MonthlyFixed for 37 months · from £1 Beats inflation Open in branch only Details for Nottingham Building Society 3 Year Fixed Rate Bond - Monthly Access No withdrawals until the term ends. Conditions Fixed until 28/11/29. Open in branch only. Interest paid Monthly Manage by Branch FSCS licence Nottingham Building Society
Deposit-taker Nottingham Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 200785)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £267m at 31 December 2025, for its group (latest published accounts). Full account details
4.90% £1 24 Skipton Building Society 3 Year Fixed Rate BondFixed for 3 years · from £1 Beats inflation Details for Skipton Building Society 3 Year Fixed Rate Bond Access No withdrawals or early closure. Conditions Standard checks only. Interest paid Once a year Manage by Online FSCS licence Skipton Building Society
Deposit-taker Skipton Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 153706)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £2,861m at 31 December 2025, for its group (latest published accounts). Full account details
4.87% £1 25 Leeds Building Society 3 Year Fixed Rate Bond (Issue 718)Fixed for 3 years · from £100 Beats inflation Details for Leeds Building Society 3 Year Fixed Rate Bond (Issue 718) Access No withdrawals until the term ends. Conditions Standard checks only. Interest paid Once a year Manage by Branch, Online, Post FSCS licence Leeds Building Society
Deposit-taker Leeds Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 164992)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £31,962.4m and total liabilities of £30,110.4m at 31 December 2025 (annual report 2025) Full account details
4.85% £100 26 Leeds Building Society 3 Year Fixed Rate Monthly Income Bond (Issue 45)Fixed for 3 years · from £100 Beats inflation Details for Leeds Building Society 3 Year Fixed Rate Monthly Income Bond (Issue 45) Access No withdrawals until the term ends. Conditions Standard checks only. Interest paid Monthly Manage by Branch, Online, Post FSCS licence Leeds Building Society
Deposit-taker Leeds Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 164992)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £31,962.4m and total liabilities of £30,110.4m at 31 December 2025 (annual report 2025) Full account details
4.85% £100 27 Paragon Bank 3 Year Fixed Rate Savings AccountFixed for 3 years · from £1,000 Beats inflation Details for Paragon Bank 3 Year Fixed Rate Savings Account Access No withdrawals until the fixed term ends. Maximum £500,000 Conditions Interest annually at the AER shown, or monthly at a lower rate. Apply online or by post. Minimum £1,000 read on the 1 Year Fixed Rate page; assumed the same for this term. Interest paid Once a year Manage by Online, Post FSCS licence Paragon Bank PLC
Deposit-taker Paragon Bank, a trading name of Paragon Bank PLC
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 604551)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,046m at 30 September 2025 (latest published accounts). Full account details
4.85% £1,000 28 Tesco Bank Fixed Rate Saver (3 years)Fixed for 3 years · from £2,000 Beats inflation Details for Tesco Bank Fixed Rate Saver (3 years) Access No withdrawals; unlimited deposits in the first 30 days. Maximum £5,000,000 Conditions Needs a UK personal current account. Interest paid monthly or annually. Interest paid Once a year Manage by Mobile app, Online, Phone FSCS licence Barclays Bank UK PLC
Deposit-taker Tesco Bank, a trading name of Barclays Bank UK PLC
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 759676)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £20,278m at 31 December 2025, for its group (latest published accounts). Full account details
4.85% £2,000 29 Buckinghamshire Building Society Bucks Fixed Rate Bond Issue 243 to 30/11/2029Fixed for 37 months · from £1,000 Beats inflation Details for Buckinghamshire Building Society Bucks Fixed Rate Bond Issue 243 to 30/11/2029 Access No access until maturity (30/11/2029). Conditions Fixed to 30 November 2029 (about 37 months from opening). Interest paid annually at 31 December. Interest paid Once a year Manage by Branch, Post, Online FSCS licence Buckinghamshire Building Society
Deposit-taker Buckinghamshire Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206022)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £30.5m at 31 December 2025 (latest published accounts). Full account details
4.83% £1,000 30 Barclays Premier Triple Access 3-Year Flexible BondFixed for 3 years · from £1 Beats inflation Needs the bank's current account Details for Barclays Premier Triple Access 3-Year Flexible Bond Access Limited withdrawals: up to three during the term (Triple Access). Check Barclays' terms for the conditions. Maximum £1,000,000 Conditions Barclays Premier Banking customers only (requires a Barclays Premier current account). Interest paid Once a year Manage by Mobile app, Online FSCS licence Barclays Bank UK PLC
Deposit-taker Barclays, a trading name of Barclays Bank UK PLC
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 759676)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £20,278m at 31 December 2025, for its group (latest published accounts). Full account details
4.80% £1 31 TSB 3 Year Fixed BondFixed for 3 years · from £1 Beats inflation Details for TSB 3 Year Fixed Bond Access No access after the funding window. Maximum £1,000,000 Conditions Interest paid monthly or annually. Interest paid Once a year Manage by Online FSCS licence TSB Bank plc
Deposit-taker TSB, a trading name of TSB Bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 191240)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £2,338m at 31 December 2025 (latest published accounts). Full account details
4.80% £1 32 State Bank of India (UK) Fixed Deposit (3 years)Fixed for 3 years · from £10,000 Beats inflation Details for State Bank of India (UK) Fixed Deposit (3 years) Access No withdrawals until the term ends. Maximum £5,000,000 Conditions Aged 18+, UK tax resident with a permanent UK address. Must have or open an SBI UK savings or current account. Interest paid monthly or annually. Interest paid Once a year Manage by Branch, Post, Phone FSCS licence State Bank of India (UK) Limited
Deposit-taker State Bank of India (UK), a trading name of State Bank of India (UK) Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 757156)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £279m at 31 March 2026 (latest published accounts). Full account details
4.80% £10,000 33 Zopa Fixed Term Savings pot (3 years)Fixed for 3 years · from £1 Beats inflation App only Details for Zopa Fixed Term Savings pot (3 years) Access No early withdrawals; fund within 30 days. Maximum £250,000 Conditions App only. £250,000 limit across all Smart Saver pots. Interest paid Monthly Manage by Mobile app FSCS licence Zopa Bank Limited
Deposit-taker Zopa, a trading name of Zopa Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 800542)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £497m at 31 December 2024 (latest published accounts). Full account details
4.75% £1 34 Secure Trust Bank 3 Year Fixed Rate BondFixed for 3 years · from £1,000 Beats inflation Details for Secure Trust Bank 3 Year Fixed Rate Bond Access No withdrawals until the term ends. Maximum £1,000,000 Conditions Needs a UK current account in your name as the nominated account. Interest paid Once a year Manage by Online, Phone FSCS licence Secure Trust Bank PLC
Deposit-taker Secure Trust Bank, a trading name of Secure Trust Bank PLC
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 204550)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £374m at 31 December 2025, for its group (latest published accounts). Full account details
4.75% £1,000 35 NS&I Green Savings Bonds (Issue 10)Fixed for 3 years · from £100 Beats inflation Online only Details for NS&I Green Savings Bonds (Issue 10) Access No withdrawals until the term ends (30-day cancellation right after you invest). Maximum £100,000 Conditions Aged 16+. Online only. Interest paid Once a year Manage by Online FSCS licence NS&I (100% backed by HM Treasury, not FSCS)
Held by NS&I (National Savings and Investments)
Status UK government: an executive agency and non-ministerial department, accountable to HM Treasury
Regulated Not by the PRA or FCA: NS&I is part of government, accountable to HM Treasury
Protection and disputes HM Treasury backing (100% of the money, with no limit) and Financial Ombudsman Service
Capital Not applicable: savings are backed by HM Treasury, not by NS&I's own capital Full account details
4.73% £100 36 Principality Building Society 3 Year Fixed Rate BondFixed for 3 years · from £500 Beats inflation Branch only Details for Principality Building Society 3 Year Fixed Rate Bond Access No withdrawals until the term ends. Conditions Interest yearly or monthly. Branch only. Interest paid Once a year Manage by Branch FSCS licence Principality Building Society
Deposit-taker Principality Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 155998)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £799m at 31 December 2025, for its group (latest published accounts). Full account details
4.70% £500 37 Post Office Online Bond (3 years)Fixed for 3 years · from £1 Beats inflation Details for Post Office Online Bond (3 years) Access No withdrawals until the term ends. Conditions Provided by Bank of Ireland UK. Interest paid Once a year Manage by Online FSCS licence Bank of Ireland (UK) plc
Deposit-taker Post Office, a trading name of Bank of Ireland (UK) plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 512956)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,785m at 31 December 2025 (annual report 2025) Full account details
4.65% £1 38 Castle Trust Bank 3 Year Fixed Rate e-SaverFixed for 3 years · from £1,000 Beats inflation Details for Castle Trust Bank 3 Year Fixed Rate e-Saver Access No withdrawals until the term ends (hardship exceptions with an Early Exit Fee). Maximum £500,000 Conditions Aged 18+, UK resident with a National Insurance number. UK current account in your name, UK mobile and email. Fund within 14 days of opening. Interest paid When the term ends Manage by Online, Mobile app FSCS licence Castle Trust Capital plc
Deposit-taker Castle Trust Bank, a trading name of Castle Trust Capital plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 541910)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £126.8m at 30 September 2025 (annual report 2025) Full account details
4.60% £1,000 39 Bank of London and The Middle East (BLME) Premier Deposit Account (3 years)Fixed for 3 years · from £1,000 Beats inflation Details for Bank of London and The Middle East (BLME) Premier Deposit Account (3 years) Access No early withdrawals or additional deposits once open. Maximum £1,000,000 Conditions Expected profit rate, not interest. UK resident aged 18+ with a UK bank account; apply online. Rates indicative and subject to availability, as of 23 October 2026. Interest paid Once a year Manage by Online FSCS licence Bank of London and The Middle East plc
Deposit-taker Bank of London and The Middle East (BLME), a trading name of Bank of London and The Middle East plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 464292)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £224.1m at 31 December 2025 (annual report 2025) Full account details
4.55% £1,000 40 Suffolk Building Society 3 Year Fixed Rate Bond (31.12.2029)Fixed for 3 years · from £1,000 Beats inflation Details for Suffolk Building Society 3 Year Fixed Rate Bond (31.12.2029) Access No withdrawals until the term ends. Maximum £500,000 Conditions Maturity date as in the product name. Interest paid Once a year Manage by Branch, Post FSCS licence Suffolk Building Society
Deposit-taker Suffolk Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 104875)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £49.7m at 30 November 2025 (latest published accounts). Full account details
4.55% £1,000 41 Al Rayan Bank Educate A Child International 36 Month Fixed Term DepositFixed for 3 years · from £10,000 Beats inflation Account holders must be 16+ Details for Al Rayan Bank Educate A Child International 36 Month Fixed Term Deposit Access No withdrawals until the term ends. Conditions Expected profit rate, not interest. Rate shown applies where profit is reinvested and paid on maturity (quarterly profit option also offered). Account holders must be 16+. Interest paid When the term ends Manage by Online, Branch, Phone FSCS licence Al Rayan Bank Limited
Deposit-taker Al Rayan Bank, a trading name of Al Rayan Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 229148)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £234m at 31 December 2025 (latest published accounts). Full account details
4.55% £10,000 42 M&S Bank Fixed Rate Savings Issue 66 (3 year)Fixed for 3 years · from £1 Beats inflation Details for M&S Bank Fixed Rate Savings Issue 66 (3 year) Access No withdrawals until the term ends. Conditions Standard checks only. Interest paid Once a year Manage by Online, Phone FSCS licence HSBC UK Bank plc
Deposit-taker M&S Bank, a trading name of HSBC UK Bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 765112)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £28,261m at 31 December 2025 Full account details
4.45% £1 43 Monmouthshire Building Society 3 Year Fixed Rate BondFixed for 3 years · from £1 Beats inflation Details for Monmouthshire Building Society 3 Year Fixed Rate Bond Access No withdrawals until the term ends. Conditions Standard checks only. Interest paid Once a year Manage by Branch, Mobile app FSCS licence Monmouthshire Building Society
Deposit-taker Monmouthshire Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206052)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £92.9m at 30 April 2026 (latest published accounts). Full account details
4.45% £1 44 Vernon Building Society Fixed-Rate Bond to 31st October 2029Fixed for 3 years · from £5,000 Beats inflation Details for Vernon Building Society Fixed-Rate Bond to 31st October 2029 Access No withdrawals until the term ends. Maximum £250,000 Conditions Aged 18+. Interest paid Once a year Manage by Branch, Online FSCS licence Vernon Building Society
Deposit-taker Vernon Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 195475)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £34.1m at 31 December 2025 (latest published accounts). Full account details
4.40% £5,000 45 Vernon Building Society Monthly Income Fixed-Rate Bond to 31st October 2029Fixed for 3 years · from £20,000 Beats inflation Details for Vernon Building Society Monthly Income Fixed-Rate Bond to 31st October 2029 Access No withdrawals until the term ends. Maximum £250,000 Conditions Aged 18+. Interest paid Monthly Manage by Branch, Online FSCS licence Vernon Building Society
Deposit-taker Vernon Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 195475)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £34.1m at 31 December 2025 (latest published accounts). Full account details
4.40% £20,000 46 UBL UK 3 Year Fixed Term DepositFixed for 3 years · from £2,000 Beats inflation Details for UBL UK 3 Year Fixed Term Deposit Access No withdrawals until the term ends. Maximum £1,000,000 Conditions Aged 18+. Needs a UK bank account in your name. Interest paid monthly, annually or on maturity. Interest paid Once a year Manage by Online, Mobile app, Branch, Post FSCS licence United National Bank Limited
Deposit-taker UBL UK, a trading name of United National Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 207381)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £117.0m at 31 December 2025 (annual report 2025) Full account details
4.37% £2,000 47 Danske Bank Danske Fixed Term Deposit (3 years)Fixed for 3 years · from £5,000 Beats inflation Needs the bank's current account Details for Danske Bank Danske Fixed Term Deposit (3 years) Access Withdrawals normally only at maturity; early closure only in exceptional circumstances with the bank's approval. Conditions New customers must be resident in Northern Ireland; existing Danske customers must be UK resident. Aged 18+. Must hold a Danske current account or instant access savings account for the full term. Rate shown is for balances £5,000-£249,999. Interest paid When the term ends Manage by Branch, Phone, Online FSCS licence Northern Bank Limited
Deposit-taker Danske Bank, a trading name of Northern Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 122261)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £969m at 31 December 2025 (latest published accounts). Full account details
4.31% £5,000 48 Dudley Building Society Three Year Fixed Rate Bond Issue 7Fixed for 3 years · from £1,000 Beats inflation Details for Dudley Building Society Three Year Fixed Rate Bond Issue 7 Access No withdrawals until the term ends. Maximum £1,000,000 Conditions Also sold online as Three Year Fixed Rate Bond Online Issue 5 at the same rate. Interest paid Once a year Manage by Branch, Post FSCS licence Dudley Building Society
Deposit-taker Dudley Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 161294)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £679.6m and total liabilities of £645.5m at 31 March 2026 (annual report 2026) Full account details
4.30% £1,000 49 Coventry Building Society Fixed Rate Saver (31) 31.12.2029Fixed for 38 months · from £1 Beats inflation Details for Coventry Building Society Fixed Rate Saver (31) 31.12.2029 Access No withdrawals or closure after the 14-day cooling-off period. Maximum £1,000,000 Conditions Aged 16+. Fixed until 31 December 2029. Monthly or annual interest. Interest paid Once a year Manage by Online, Mobile app, Branch, Post FSCS licence Coventry Building Society
Deposit-taker Coventry Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 150892)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £4,289m at 31 December 2025, for its group (latest published accounts). Full account details
4.25% £1 50 The Co-operative Bank 3 Year Fixed Term DepositFixed for 3 years · from £1,000 Beats inflation Sole and joint accounts Details for The Co-operative Bank 3 Year Fixed Term Deposit Access No withdrawals until the account matures. Maximum £1,000,000 Conditions Monthly interest option available at a lower rate. Sole and joint accounts. Interest paid Once a year Manage by Online, Branch FSCS licence The Co-operative Bank p.l.c.
Deposit-taker The Co-operative Bank, a trading name of The Co-operative Bank p.l.c.
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 121885)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,270m at 31 December 2024 (latest published accounts). Full account details
4.25% £1,000 51 Hanley Economic Building Society 3 Year Fixed Rate Bond (FR261)Fixed for 3 years · from £1,000 Beats inflation One bond per member Details for Hanley Economic Building Society 3 Year Fixed Rate Bond (FR261) Access No early access or early closure. Maximum £300,000 Conditions One bond per member. Interest paid When the term ends Manage by Branch, Post FSCS licence Hanley Economic Building Society
Deposit-taker Hanley Economic Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206024)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £33.3m at 31 August 2026 (latest published accounts). Full account details
4.25% £1,000 52 Hanley Economic Building Society 3 Year Online Fixed Rate Bond (FR261ONL)Fixed for 3 years · from £1,000 Beats inflation One bond per member Details for Hanley Economic Building Society 3 Year Online Fixed Rate Bond (FR261ONL) Access No early access or early closure. Maximum £300,000 Conditions One bond per member. Interest paid When the term ends Manage by Online FSCS licence Hanley Economic Building Society
Deposit-taker Hanley Economic Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206024)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £33.3m at 31 August 2026 (latest published accounts). Full account details
4.25% £1,000 53 smile 3 Year Fixed Term DepositFixed for 3 years · from £1,000 Beats inflation Details for smile 3 Year Fixed Term Deposit Access No withdrawals or further deposits until the term ends. Maximum £1,000,000 Conditions Fund within 14 days of opening. Monthly interest option: 4.21% gross / 4.30% AER, paid to another account. Limited issue. Interest paid Once a year Manage by Online, Mobile app, Branch FSCS licence The Co-operative Bank p.l.c.
Deposit-taker smile, a trading name of The Co-operative Bank p.l.c.
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 121885)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,270m at 31 December 2024 (latest published accounts). Full account details
4.25% £1,000 54 Cynergy Bank 3 Year Fixed Rate BondFixed for 3 years · from £1 Beats inflation Details for Cynergy Bank 3 Year Fixed Rate Bond Access No withdrawals until the term ends. Conditions Standard checks only. Interest paid Once a year Manage by Online, Mobile app FSCS licence Cynergy Bank plc
Deposit-taker Cynergy Bank, a trading name of Cynergy Bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 575105)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £387m at 31 December 2024, for its group (latest published accounts). Full account details
4.20% £1 55 Charity Bank Ethical 3-Year Fixed Rate AccountFixed for 3 years · from £5,000 Beats inflation Details for Charity Bank Ethical 3-Year Fixed Rate Account Access No withdrawals until the term ends. Conditions Individuals permanently resident in the UK and only liable to pay tax in the UK. Interest paid Once a year Manage by Online, Post, Phone FSCS licence The Charity Bank Limited
Deposit-taker Charity Bank, a trading name of The Charity Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 207701)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £45.2m at 31 December 2025 (latest published accounts). Full account details
4.06% £5,000 56 Habib Bank Zurich (UK) HBZ 3 Years Fixed eDepositFixed for 3 years · from £5,000 Beats inflation Must nominate a UK bank account in your name Details for Habib Bank Zurich (UK) HBZ 3 Years Fixed eDeposit Access No withdrawals or closure until the term ends, except in exceptional circumstances such as death. Maximum £1,000,000 Conditions Must nominate a UK bank account in your name. Apply online, then transfer funds within 30 days; no online banking for the eDeposit (confirmation certificate by email). Interest paid When the term ends Manage by Online FSCS licence Habib Bank Zurich Plc
Deposit-taker Habib Bank Zurich (UK), a trading name of Habib Bank Zurich Plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 627671)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £120m at 31 December 2024 (latest published accounts). Full account details
4.05% £5,000 57 Progressive Building Society 3 Year Fixed Rate Bond (Issue 25)Fixed for 3 years · from £1 Beats inflation Details for Progressive Building Society 3 Year Fixed Rate Bond (Issue 25) Access No withdrawals until the term ends. Conditions Standard checks only. Interest paid Once a year Manage by Branch, Post FSCS licence Progressive Building Society
Deposit-taker Progressive Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 161841)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £2,279.6m and total liabilities of £2,105.7m at 31 December 2025 (annual report 2025) Full account details
4.00% £1 58 Post Office Growth Bond (3 years)Fixed for 3 years · from £500 Beats inflation Open in branch or by post Details for Post Office Growth Bond (3 years) Access No withdrawals until the term ends. Maximum £1,000,000 Conditions Open in branch or by post. Provided by Bank of Ireland UK. Interest paid When the term ends Manage by Branch, Post, Online, Phone FSCS licence Bank of Ireland (UK) plc
Deposit-taker Post Office, a trading name of Bank of Ireland (UK) plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 512956)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,785m at 31 December 2025 (annual report 2025) Full account details
4.00% £500 59 Shawbrook Bank 3 Year Fixed Rate BondFixed for 3 years · from £1,000 Beats inflation Details for Shawbrook Bank 3 Year Fixed Rate Bond Access No withdrawals until the term ends. Maximum £2,000,000 Conditions Standard checks only. Interest paid Once a year Manage by Online FSCS licence Shawbrook Bank Limited
Deposit-taker Shawbrook Bank, a trading name of Shawbrook Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 204574)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,845m at 31 December 2025, for its group (latest published accounts). Full account details
3.90% £1,000 60 Gatehouse Bank 3 Year Fixed Term Woodland SaverFixed for 3 years · from £1,000 Beats inflation Details for Gatehouse Bank 3 Year Fixed Term Woodland Saver Access No withdrawals before maturity except in exceptional circumstances. Maximum £1,000,000 Conditions Expected profit rate, not interest. Profit paid at maturity or monthly. Interest paid When the term ends Manage by Online FSCS licence Gatehouse Bank plc
Deposit-taker Gatehouse Bank, a trading name of Gatehouse Bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 475346)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £95.8m at 31 December 2025, for its group (latest published accounts). Full account details
3.85% £1,000 61 Metro Bank Fixed Term Savings (3 Year)Fixed for 3 years · from £500 Beats inflation Lump sum only, min £500, max £2m Details for Metro Bank Fixed Term Savings (3 Year) Access One lump sum only; no withdrawals or closure after the 14-day cancellation period until the term ends. Maximum £2,000,000 Conditions UK resident aged 16+ (18+ to apply online). Lump sum only, min £500, max £2m. Interest annually or monthly (3.69% gross / 3.75% AER). Interest paid Once a year Manage by Online, Mobile app, Branch FSCS licence Metro Bank PLC
Deposit-taker Metro Bank, a trading name of Metro Bank PLC
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 488982)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,484m at 31 December 2025, for its group (latest published accounts). Full account details
3.75% £500 62 Bank of Ceylon (UK) Fixed Term Deposit (3 years)Fixed for 3 years · from £1 Details for Bank of Ceylon (UK) Fixed Term Deposit (3 years) Access No withdrawals until the term ends; early withdrawals are subject to penalty charges. Conditions Standard checks only. Interest paid Once a year Manage by Branch FSCS licence Bank of Ceylon (UK) Limited
Deposit-taker Bank of Ceylon (UK), a trading name of Bank of Ceylon (UK) Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 514744)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £15.5m at 31 December 2025 (latest published accounts). Full account details
3.50% £1 63 PNB International Sterling Fixed Term Deposit, 3 yearsFixed for 3 years · from £1,000 Personal accounts; opened in a branch or by post Details for PNB International Sterling Fixed Term Deposit, 3 years Access Early closure allowed: interest paid for the time held at the published rate for that period, less 0.5%. Conditions Personal accounts; opened in a branch or by post. If you don't hold a PNB current account, a no-fee savings account is opened alongside. Rates from 13 October 2026. Interest paid Once a year Manage by Branch, Post FSCS licence Punjab National Bank (International) Limited
Deposit-taker PNB International, a trading name of Punjab National Bank (International) Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 459701)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £163m at 31 March 2025 (latest published accounts). Full account details
3.50% £1,000 64 Bank of India (UK) GBP Fixed Term Deposit (over 3 years to under 4 years)Fixed for 37 months · from £1,000 Details for Bank of India (UK) GBP Fixed Term Deposit (over 3 years to under 4 years) Access Early-withdrawal terms are not stated on the bank's rates page. Maximum £100,000 Conditions Rate applies to any term over 3 years to under 4 years; termMonths shows the shortest term in the band. Retail rates apply to deposits up to £100,000 (page: 'applicable for Retail Customers for deposit upto 100000'). Open at a UK branch (London, Birmingham, Leicester, Wembley, Glasgow); no online application shown. Interest payment frequency and early-withdrawal terms not stated on the rates page. Rates w.e.f. 11/09/2026 as printed. Interest paid Once a year Manage by Branch FSCS licence Bank of India
Deposit-taker Bank of India (UK), a trading name of Bank of India
Incorporated in India
Principal place of business United Kingdom (UK branch, 63 Queen Victoria Street, London EC4N 4UA)
Regulated Yes, by the Prudential Regulation Authority, Financial Conduct Authority and Reserve Bank of India (FRN 204629)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £7.4bn (shareholders' equity of Bank of India, of which the UK operation is a branch) at 31 March 2026 (latest published accounts). Full account details
3.00% £1,000 65 Turkish Bank UK Fixed-Rate Deposit (3 years)Fixed for 3 years · from £5,000 Open in branch Details for Turkish Bank UK Fixed-Rate Deposit (3 years) Access No withdrawals until the term ends. Conditions Open in branch. Rates page shows 'Last Update: 21.02.2026'. Interest paid Once a year Manage by Branch FSCS licence Turkish Bank (UK) Limited
Deposit-taker Turkish Bank UK, a trading name of Turkish Bank (UK) Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 204566)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £30.5m at 31 December 2024 (latest published accounts). Full account details
2.90% £5,000 66 Conister Bank 3 Year Fixed Term DepositOur group: Part of Manx Financial Group, which also owns Juno Hunt. Ranked by rate alone, exactly like every other bank. Fixed for 3 years · from £5,000 Sole accounts only Details for Conister Bank 3 Year Fixed Term Deposit Access No withdrawals until the term ends. Maximum £100,000 Conditions Aged 18 or over, permanent UK resident (not Channel Islands or Isle of Man) and tax-resident only in the UK. Must hold a UK current account and a UK mobile number. Sole accounts only. Annual interest; monthly interest option pays 2.61% AER. Interest paid Once a year Manage by Online FSCS licence Conister Bank Limited
Deposit-taker Conister Bank, a trading name of Conister Bank Limited
Incorporated in Isle of Man
Principal place of business Isle of Man (UK branch: Basingstoke)
Regulated Yes, by the Isle of Man Financial Services Authority, Prudential Regulation Authority and Financial Conduct Authority (FRN 619002)
Protection and disputes Financial Services Compensation Scheme (deposits held by its UK establishment) and Financial Ombudsman Service
Capital Paid-up capital and reserves of £49.2m at 31 December 2025 (latest published accounts).
Our group Part of Manx Financial Group, which also owns Juno Hunt. Ranked by rate alone, exactly like every other bank. Full account details
2.78% £5,000 
