Juno's on the scent…
Juno's on the scent…
Ranked by rate alone. No paid placements: who pays us has no say in the order.
Tax-free, fixed for about 2 years. Early access usually costs some interest.
71 accounts, highest AER first
| Rank# | Account | AER | Min to open |
|---|---|---|---|
| 1 | Shawbrook Bank 2 Year Fixed Rate Plus Cash ISABeats inflationNew customers onlyDetails for Shawbrook Bank 2 Year Fixed Rate Plus Cash ISA
| 5.12% | £10,000 |
Highest AER first, then the lower minimum deposit. Ranking rules version 1.2.0. AER shows what you'd earn in a year including any bonus. Rates can change at any time: check with the bank before you apply. Lifetime ISA rates are the provider's interest only; the government's 25% bonus is not in the AER. Lifetime ISAs, Junior ISAs and children's accounts are ranked only against their own kind, and Premium Bonds, which pay prizes rather than interest, are never ranked: see NS&I and Premium Bonds. NS&I accounts are backed by HM Treasury, not the FSCS. We list accounts held directly with the bank, not savings sold through apps and platforms such as Revolut, Trading 212 or Raisin. "Beats inflation" means the AER, and the rate after any bonus, is above CPI inflation of 3.5% (September 2026, ONS), before tax. How we rank, what we don't list and how we're paid.
| 2 |
Castle Trust Bank 2 Year Fixed Rate e-Cash ISABeats inflationSole name onlyDetails for Castle Trust Bank 2 Year Fixed Rate e-Cash ISA
|
| 5.10% |
| £1,000 |
| 3 | Vanquis Bank 2 Year Fixed Rate Cash ISABeats inflationDetails for Vanquis Bank 2 Year Fixed Rate Cash ISA
| 5.10% | £1,000 |
| 4 | UBL UK 2 Year Fixed Rate Cash ISABeats inflationSole name onlyDetails for UBL UK 2 Year Fixed Rate Cash ISA
| 5.10% | £2,000 |
| 5 | Close Brothers Savings 2 Year Fixed Rate Cash ISABeats inflationSole name onlyDetails for Close Brothers Savings 2 Year Fixed Rate Cash ISA
| 5.07% | £10,000 |
| 6 | Kent Reliance Two year fixed rate cash ISA - issue 6Beats inflationDetails for Kent Reliance Two year fixed rate cash ISA - issue 6
| 5.02% | £1,000 |
| 7 | Earl Shilton Building Society Fixed Rate ISA Until 31/01/2029 - OnlineBeats inflationUK residents onlyDetails for Earl Shilton Building Society Fixed Rate ISA Until 31/01/2029 - Online
| 5.01% | £1 |
| 8 | Aldermore 2 Year Fixed Rate Cash ISABeats inflationDetails for Aldermore 2 Year Fixed Rate Cash ISA
| 5.01% | £1,000 |
| 9 | Charter Savings Bank 2 Year Fixed Rate Cash ISABeats inflationMinimum £5,000 opening depositDetails for Charter Savings Bank 2 Year Fixed Rate Cash ISA
| 5.01% | £5,000 |
| 10 | United Trust Bank Cash ISA 2 Year BondBeats inflationDetails for United Trust Bank Cash ISA 2 Year Bond
| 5.00% | £5,000 |
| 11 | Furness Building Society 2 Year ISABeats inflationDetails for Furness Building Society 2 Year ISA
| 4.95% | £1,000 |
| 12 | Vida Savings 2 Year Fixed Rate ISABeats inflationDetails for Vida Savings 2 Year Fixed Rate ISA
| 4.91% | £1,000 |
| 13 | Hinckley & Rugby Building Society Fixed Rate Cash ISA until 31 January 2029Beats inflationDetails for Hinckley & Rugby Building Society Fixed Rate Cash ISA until 31 January 2029
| 4.89% | £500 |
| 14 | Buckinghamshire Building Society Cash ISA Fixed Rate Issue 188 to 30/11/2028Beats inflationDetails for Buckinghamshire Building Society Cash ISA Fixed Rate Issue 188 to 30/11/2028
| 4.87% | £100 |
| 15 | Manchester Building Society 2 Year Fixed Rate ISABeats inflationDetails for Manchester Building Society 2 Year Fixed Rate ISA
| 4.85% | £1 |
| 16 | Nationwide Building Society 2 Year Fixed Rate Cash ISABeats inflationSole account onlyDetails for Nationwide Building Society 2 Year Fixed Rate Cash ISA
| 4.85% | £1 |
| 17 | Newcastle Building Society 2 Year Fixed Rate ISA (Issue 127)Beats inflationDetails for Newcastle Building Society 2 Year Fixed Rate ISA (Issue 127)
| 4.85% | £1 |
| 18 | Tandem Bank 2 Year Fixed Rate Cash ISABeats inflationDetails for Tandem Bank 2 Year Fixed Rate Cash ISA
| 4.85% | £1 |
| 19 | Nottingham Building Society 2 Year Fixed Rate ISABeats inflationDetails for Nottingham Building Society 2 Year Fixed Rate ISA
| 4.85% | £1 |
| 20 | Principality Building Society 2 Year Fixed Rate Cash ISABeats inflationDetails for Principality Building Society 2 Year Fixed Rate Cash ISA
| 4.85% | £500 |
| 21 | Hodge Bank 2 Year Cash ISABeats inflationUK resident and UK tax resident only, aged 18+Details for Hodge Bank 2 Year Cash ISA
| 4.85% | £1,000 |
| 22 | Shawbrook Bank 2 Year Fixed Rate Cash ISABeats inflationDetails for Shawbrook Bank 2 Year Fixed Rate Cash ISA
| 4.85% | £1,000 |
| 23 | Harpenden Building Society 2 Year Fixed Rate Cash ISA (Issue 9) - 30.11.2028Beats inflationDetails for Harpenden Building Society 2 Year Fixed Rate Cash ISA (Issue 9) - 30.11.2028
| 4.85% | £1,000 |
| 24 | Melton Building Society Fixed Rate ISA Issue 25 (to 22 November 2028)Beats inflationDetails for Melton Building Society Fixed Rate ISA Issue 25 (to 22 November 2028)
| 4.85% | £1,000 |
| 25 | Barclays Premier Triple Access 2-Year Flexible Cash ISABeats inflationNeeds the bank's current accountDetails for Barclays Premier Triple Access 2-Year Flexible Cash ISA
| 4.81% | £1 |
| 26 | Leeds Building Society 2 Year Fixed Rate Cash ISA (Issue 230)Beats inflationDetails for Leeds Building Society 2 Year Fixed Rate Cash ISA (Issue 230)
| 4.80% | £100 |
| 27 | Leeds Building Society 2 Year Fixed Rate Monthly Income Cash ISA (Issue 20)Beats inflationDetails for Leeds Building Society 2 Year Fixed Rate Monthly Income Cash ISA (Issue 20)
| 4.80% | £100 |
| 28 | Santander 2 Year Fixed Rate ISABeats inflationDetails for Santander 2 Year Fixed Rate ISA
| 4.80% | £500 |
| 29 | TSB 2 Year Fixed Rate Cash ISABeats inflationDetails for TSB 2 Year Fixed Rate Cash ISA
| 4.75% | £1 |
| 30 | Paragon Bank 2 Year Fixed Rate Cash ISABeats inflationDetails for Paragon Bank 2 Year Fixed Rate Cash ISA
| 4.75% | £500 |
| 31 | Scottish Building Society 2 Year Fixed Rate E-ISA - Issue 116Beats inflationDetails for Scottish Building Society 2 Year Fixed Rate E-ISA - Issue 116
| 4.75% | £500 |
| 32 | Scottish Building Society 2 Year Fixed Rate ISA - Issue 116Beats inflationDetails for Scottish Building Society 2 Year Fixed Rate ISA - Issue 116
| 4.75% | £500 |
| 33 | Marsden Building Society Fixed Rate Cash ISA (340)Beats inflationDetails for Marsden Building Society Fixed Rate Cash ISA (340)
| 4.75% | £5,000 |
| 34 | Secure Trust Bank 2 Year Fixed Rate Cash ISABeats inflationDetails for Secure Trust Bank 2 Year Fixed Rate Cash ISA
| 4.70% | £1,000 |
| 35 | State Bank of India (UK) Cash ISA Fixed Deposit (2 years)Beats inflationDetails for State Bank of India (UK) Cash ISA Fixed Deposit (2 years)
| 4.70% | £1,000 |
| 36 | Cambridge Building Society Members' 2 Year Fixed Rate ISA (Issue 76)Beats inflationDetails for Cambridge Building Society Members' 2 Year Fixed Rate ISA (Issue 76)
| 4.65% | £1 |
| 37 | Marsden Building Society Fixed Rate Cash ISA (338)Beats inflationOpen in branch (Lancashire)Details for Marsden Building Society Fixed Rate Cash ISA (338)
| 4.65% | £5,000 |
| 38 | Barclays Single Access 2-Year Flexible Cash ISABeats inflationDetails for Barclays Single Access 2-Year Flexible Cash ISA
| 4.60% | £1 |
| 39 | Skipton Building Society 2 Year Fixed Rate Cash ISABeats inflationDetails for Skipton Building Society 2 Year Fixed Rate Cash ISA
| 4.60% | £1 |
| 40 | Zopa Smart ISA Fixed Term Pot (2 Years)Beats inflationApp onlyDetails for Zopa Smart ISA Fixed Term Pot (2 Years)
| 4.60% | £1 |
| 41 | Leek Building Society 2 Year Fixed Rate Cash ISABeats inflationDetails for Leek Building Society 2 Year Fixed Rate Cash ISA
| 4.60% | £1,000 |
| 42 | Monmouthshire Building Society 2 Year Fixed Rate Cash ISABeats inflationDetails for Monmouthshire Building Society 2 Year Fixed Rate Cash ISA
| 4.55% | £1 |
| 43 | Cumberland Building Society 2 Year Fixed Cash ISABeats inflationDetails for Cumberland Building Society 2 Year Fixed Cash ISA
| 4.55% | £1,000 |
| 44 | Suffolk Building Society 2 Year Fixed Rate ISA (31.12.2028)Beats inflationDetails for Suffolk Building Society 2 Year Fixed Rate ISA (31.12.2028)
| 4.55% | £1,000 |
| 45 | Suffolk Building Society Online 2 Year Fixed Rate ISA (31.12.2028)Beats inflationDetails for Suffolk Building Society Online 2 Year Fixed Rate ISA (31.12.2028)
| 4.55% | £1,000 |
| 46 | Bank of Ireland UK Online ISA: 2 Year Fixed RateBeats inflationDetails for Bank of Ireland UK Online ISA: 2 Year Fixed Rate
| 4.50% | £500 |
| 47 | Post Office Online ISA: Fixed Rate (2 years)Beats inflationDetails for Post Office Online ISA: Fixed Rate (2 years)
| 4.45% | £500 |
| 48 | Bath Building Society 2 Year Fixed Rate ISA (Issue 6)Beats inflationDetails for Bath Building Society 2 Year Fixed Rate ISA (Issue 6)
| 4.40% | £1 |
| 49 | Mansfield Building Society Fixed Rate Cash ISA until 13 December 2028 (74th issue)Beats inflationDetails for Mansfield Building Society Fixed Rate Cash ISA until 13 December 2028 (74th issue)
| 4.40% | £500 |
| 50 | West Bromwich Building Society 2 Year Fixed Rate ISABeats inflationDetails for West Bromwich Building Society 2 Year Fixed Rate ISA
| 4.35% | £1 |
| 51 | Coventry Building Society Fixed Rate ISA (346) 30.11.2028Beats inflationDetails for Coventry Building Society Fixed Rate ISA (346) 30.11.2028
| 4.35% | £1 |
| 52 | M&S Bank Fixed Rate Savings Issue 66 Cash ISA (2 year)Beats inflationDetails for M&S Bank Fixed Rate Savings Issue 66 Cash ISA (2 year)
| 4.30% | £1 |
| 53 | Progressive Building Society 2 Year Fixed Rate ISA Bond (Issue 28)Beats inflationDetails for Progressive Building Society 2 Year Fixed Rate ISA Bond (Issue 28)
| 4.25% | £1 |
| 54 | Dudley Building Society Two Year Fixed Rate ISA Issue 46Beats inflationDetails for Dudley Building Society Two Year Fixed Rate ISA Issue 46
| 4.25% | £100 |
| 55 | NatWest Fixed Rate ISA (2 year)Beats inflationDetails for NatWest Fixed Rate ISA (2 year)
| 4.25% | £1,000 |
| 56 | Royal Bank of Scotland Fixed Rate ISA (2 year)Beats inflationDetails for Royal Bank of Scotland Fixed Rate ISA (2 year)
| 4.25% | £1,000 |
| 57 | The Co-operative Bank 2 Year Fixed Rate Cash ISABeats inflationSole accounts onlyDetails for The Co-operative Bank 2 Year Fixed Rate Cash ISA
| 4.25% | £5,000 |
| 58 | smile 2 Year Fixed Rate Cash ISABeats inflationUK resident aged 18+, sole name onlyDetails for smile 2 Year Fixed Rate Cash ISA
| 4.25% | £5,000 |
| 59 | Vernon Building Society Fixed-Rate ISA to 31st October 2028Beats inflationDetails for Vernon Building Society Fixed-Rate ISA to 31st October 2028
| 4.20% | £5,000 |
| 60 | Cynergy Bank 2 Year Fixed Rate Cash ISABeats inflationDetails for Cynergy Bank 2 Year Fixed Rate Cash ISA
| 4.10% | £1 |
| 61 | Bank of Scotland Fixed Cash ISA (2 Year)Beats inflationDetails for Bank of Scotland Fixed Cash ISA (2 Year)
| 4.10% | £500 |
| 62 | Ford Money Fixed Cash ISA 2 YearsBeats inflationDetails for Ford Money Fixed Cash ISA 2 Years
| 4.10% | £500 |
| 63 | Lloyds Bank 2 Year Fixed Rate Cash ISABeats inflationDetails for Lloyds Bank 2 Year Fixed Rate Cash ISA
| 4.10% | £500 |
| 64 | Post Office Fixed Rate Cash ISA (2 years)Beats inflationOpen in branch or by postDetails for Post Office Fixed Rate Cash ISA (2 years)
| 4.00% | £500 |
| 65 | Saffron Building Society Two Year Fixed Rate Cash ISABeats inflationDetails for Saffron Building Society Two Year Fixed Rate Cash ISA
| 3.95% | £500 |
| 66 | Triodos Bank Two Year Fixed Rate Cash ISABeats inflationUK resident aged 18+, sole accounts onlyDetails for Triodos Bank Two Year Fixed Rate Cash ISA
| 3.94% | £1 |
| 67 | Metro Bank Fixed Rate Cash ISA (2 Year)Beats inflationOpened in store onlyDetails for Metro Bank Fixed Rate Cash ISA (2 Year)
| 3.60% | £1 |
| 68 | Gatehouse Bank 2 Year Fixed Term Woodland Cash ISABeats inflationDetails for Gatehouse Bank 2 Year Fixed Term Woodland Cash ISA
| 3.60% | £1,000 |
| 69 | Kingdom Bank 2 Year Fixed Higher-Rate ISADetails for Kingdom Bank 2 Year Fixed Higher-Rate ISA
| 3.35% | £20,000 |
| 70 | Hanley Economic Building Society 2 Year Fixed Rate ISA Bond (FRI27)Details for Hanley Economic Building Society 2 Year Fixed Rate ISA Bond (FRI27)
| 3.25% | £1,000 |
| 71 | Kingdom Bank 2 Year Fixed-Rate ISADetails for Kingdom Bank 2 Year Fixed-Rate ISA
| 1.25% | £2,000 |