1 Afin Bank 5-Year Fixed Term Account (Issue 15)Fixed for 5 years · from £1,000 Beats inflation Opened in the Afin app only Details for Afin Bank 5-Year Fixed Term Account (Issue 15) Access No withdrawals during the term (exceptional cases at the bank's discretion). Maximum £200,000 Conditions UK resident for tax purposes aged 18+, sole name only. Opened in the Afin app only. £200,000 maximum across all Afin accounts; 14-day funding window. Interest paid Once a year Manage by Mobile app, Phone FSCS licence Afin Bank Limited
Deposit-taker Afin Bank, a trading name of Afin Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 1004742)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £23.3m at 31 December 2025 (latest published accounts). Full account details
5.40% £1,000 2 GB Bank 5 Year Fixed Rate BondFixed for 5 years · from £1,000 Beats inflation Details for GB Bank 5 Year Fixed Rate Bond Access No withdrawals before the term ends. Maximum £100,000 Conditions UK resident for tax purposes aged 18+ with a UK current account in your name. Apply online; manage online or in the GB Bank app. 21-day funding window. Monthly interest option at a lower gross rate. Interest paid Once a year Manage by Online, Mobile app FSCS licence GB Bank Limited
Deposit-taker GB Bank, a trading name of GB Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 850286)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £110m at 30 September 2025, for its group (latest published accounts). Full account details
5.37% £1,000 3 Chetwood Bank 5 Year Fixed Rate SavingsFixed for 5 years · from £1,000 Beats inflation Details for Chetwood Bank 5 Year Fixed Rate Savings Access No withdrawals or closure until the term ends (exceptional-circumstances policy only). Conditions Sole accounts only (no joint or Power of Attorney). Fund within 14 days of opening. Interest paid Once a year Manage by Online FSCS licence Chetwood Financial Limited
Deposit-taker Chetwood Bank, a trading name of Chetwood Financial Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 740551)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £173m at 31 March 2024 (latest published accounts). Full account details
5.36% £1,000 4 DF Capital 5 Year Fixed Rate Deposit (Issue 9)Fixed for 5 years · from £1,000 Beats inflation Details for DF Capital 5 Year Fixed Rate Deposit (Issue 9) Access No additional deposits or early withdrawals allowed. Maximum £250,000 Conditions Standard checks only. Interest paid Once a year Manage by Online FSCS licence DF Capital Bank Limited
Deposit-taker DF Capital, a trading name of DF Capital Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 848291)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £127m at 31 December 2025, for its group (latest published accounts). Full account details
5.35% £1,000 5 Vanquis Bank 5 Year Fixed Rate BondFixed for 5 years · from £1,000 Beats inflation Max £250,000 across all Vanquis savings Details for Vanquis Bank 5 Year Fixed Rate Bond Access No withdrawals until the term ends (full closure only in exceptional circumstances). Maximum £250,000 Conditions Max £250,000 across all Vanquis savings. Interest monthly or annually (chosen at opening). Interest paid Once a year Manage by Online, Phone, Post FSCS licence Vanquis Bank Limited
Deposit-taker Vanquis Bank, a trading name of Vanquis Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 221156)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £438.0m at 31 December 2025 (annual report 2025) Full account details
5.35% £1,000 6 Close Brothers Savings 5 Year Fixed Rate BondFixed for 5 years · from £10,000 Beats inflation Personal accounts only Details for Close Brothers Savings 5 Year Fixed Rate Bond Access No withdrawals until the term ends; no cooling-off period. Maximum £2,000,000 Conditions Personal accounts only. Minimum £10,000 must be paid in within 10 days. Interest paid Once a year Manage by Online, Phone, Post FSCS licence Close Brothers Limited
Deposit-taker Close Brothers Savings, a trading name of Close Brothers Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 124750)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,580m at 31 July 2025 (latest published accounts). Full account details
5.35% £10,000 7 Oxbury Bank Personal 5 Year Bond Account (Issue 16)Fixed for 5 years · from £1,000 Beats inflation Details for Oxbury Bank Personal 5 Year Bond Account (Issue 16) Access No withdrawals until the term ends. Maximum £500,000 Conditions Individual aged 18+, UK resident and only UK tax resident. UK current account in your name; not US Persons or trusts. Apply online from desktop, laptop or tablet. Fund within 14 days of opening. Interest paid Once a year Manage by Online, Mobile app FSCS licence Oxbury Bank Plc
Deposit-taker Oxbury Bank, a trading name of Oxbury Bank Plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 834822)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £210.3m at 31 December 2025 (annual report 2025) Full account details
5.34% £1,000 8 Aldermore 5 Year Fixed Rate Savings AccountFixed for 5 years · from £1,000 Beats inflation Aged 18+, UK resident and only UK tax resident Details for Aldermore 5 Year Fixed Rate Savings Account Access No withdrawals until the term ends. Conditions Aged 18+, UK resident and only UK tax resident. Not available to US Persons or in trust. Interest paid Once a year Manage by Online FSCS licence Aldermore Bank PLC
Deposit-taker Aldermore, a trading name of Aldermore Bank PLC
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 204503)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,370m at 30 June 2024 (latest published accounts). Full account details
5.25% £1,000 9 Shawbrook Bank 5 Year Fixed Rate BondFixed for 5 years · from £1,000 Beats inflation Details for Shawbrook Bank 5 Year Fixed Rate Bond Access No withdrawals until the term ends. Maximum £2,000,000 Conditions Standard checks only. Interest paid Once a year Manage by Online FSCS licence Shawbrook Bank Limited
Deposit-taker Shawbrook Bank, a trading name of Shawbrook Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 204574)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,845m at 31 December 2025, for its group (latest published accounts). Full account details
5.25% £1,000 10 Atom bank Fixed Saver (5 year)Fixed for 5 years · from £50 Beats inflation Details for Atom bank Fixed Saver (5 year) Access No withdrawals until the term ends. Conditions Monthly interest shown; annual interest option may be offered in app. Interest paid Monthly Manage by Mobile app FSCS licence Atom bank plc
Deposit-taker Atom bank, a trading name of Atom bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 661960)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £425m at 31 March 2025 (latest published accounts). Full account details
5.20% £50 11 NS&I Guaranteed Growth Bonds, 5-year (Issue 75)Fixed for 5 years · from £500 Beats inflation Online only Details for NS&I Guaranteed Growth Bonds, 5-year (Issue 75) Access No withdrawals until the term ends (30-day cancellation right after you invest). Maximum £1,000,000 Conditions Aged 16+. Online only. Interest paid Once a year Manage by Online FSCS licence NS&I (100% backed by HM Treasury, not FSCS)
Held by NS&I (National Savings and Investments)
Status UK government: an executive agency and non-ministerial department, accountable to HM Treasury
Regulated Not by the PRA or FCA: NS&I is part of government, accountable to HM Treasury
Protection and disputes HM Treasury backing (100% of the money, with no limit) and Financial Ombudsman Service
Capital Not applicable: savings are backed by HM Treasury, not by NS&I's own capital Full account details
5.17% £500 12 NS&I Guaranteed Income Bonds, 5-year (Issue 75)Fixed for 5 years · from £500 Beats inflation Online only Details for NS&I Guaranteed Income Bonds, 5-year (Issue 75) Access No withdrawals until the term ends (30-day cancellation right after you invest). Maximum £1,000,000 Conditions Aged 16+. Online only. Interest paid Monthly Manage by Online FSCS licence NS&I (100% backed by HM Treasury, not FSCS)
Held by NS&I (National Savings and Investments)
Status UK government: an executive agency and non-ministerial department, accountable to HM Treasury
Regulated Not by the PRA or FCA: NS&I is part of government, accountable to HM Treasury
Protection and disputes HM Treasury backing (100% of the money, with no limit) and Financial Ombudsman Service
Capital Not applicable: savings are backed by HM Treasury, not by NS&I's own capital Full account details
5.17% £500 13 United Trust Bank UTB 5 Year BondFixed for 5 years · from £5,000 Beats inflation Details for United Trust Bank UTB 5 Year Bond Access No withdrawals until the term ends. Maximum £1,000,000 Conditions Needs a UK current account in your name as the nominated account. Fund within 14 days. Interest paid Once a year Manage by Online FSCS licence United Trust Bank Limited
Deposit-taker United Trust Bank, a trading name of United Trust Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 204463)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £473m at 31 December 2025 (latest published accounts). Full account details
5.15% £5,000 14 Ikano Bank Fixed 5 Year SaverFixed for 5 years · from £1,000 Beats inflation Details for Ikano Bank Fixed 5 Year Saver Access No withdrawals before maturity (exceptional circumstances only). Maximum £1,000,000 Conditions Interest annually at the AER shown, or monthly at a lower gross rate. Pay at least £1,000 within 14 days of applying; one-off electronic payments only. Apply and manage online or by phone. Interest paid Once a year Manage by Online, Phone FSCS licence Ikano Bank AB (publ)
Deposit-taker Ikano Bank, a trading name of Ikano Bank AB (publ)
Incorporated in Sweden
Principal place of business United Kingdom (UK branch)
Regulated Yes, by the Swedish Financial Supervisory Authority (Finansinspektionen), Prudential Regulation Authority and Financial Conduct Authority (FRN 409120)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of SEK 9,321m at 31 December 2024 (latest published accounts). Full account details
5.10% £1,000 15 Hinckley & Rugby Building Society 5 Year Fixed Rate Bond - Issue 44Fixed for 5 years · from £1,000 Beats inflation Details for Hinckley & Rugby Building Society 5 Year Fixed Rate Bond - Issue 44 Access No withdrawals until the term ends. Conditions Standard checks only. Interest paid Once a year Manage by Branch, Post, Online FSCS licence Hinckley and Rugby Building Society
Deposit-taker Hinckley & Rugby Building Society, a trading name of Hinckley and Rugby Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206043)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £49.1m at 30 November 2025 (latest published accounts). Full account details
5.07% £1,000 16 Tandem Bank 5 Year Fixed Term SaverFixed for 5 years · from £1 Beats inflation Details for Tandem Bank 5 Year Fixed Term Saver Access No access until the term ends; fund within 14 days. Maximum £2,500,000 Conditions Standard checks only. Interest paid Once a year Manage by Mobile app FSCS licence Tandem Bank Limited
Deposit-taker Tandem Bank, a trading name of Tandem Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 204479)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £188m at 31 December 2025 (latest published accounts). Full account details
5.06% £1 17 Hampshire Trust Bank 5 Year Online Fixed Saver (Issue 55)Fixed for 5 years · from £1 Beats inflation Details for Hampshire Trust Bank 5 Year Online Fixed Saver (Issue 55) Access No withdrawals until the term ends. Maximum £250,000 Conditions UK resident aged 18+, not liable to tax outside the UK. Interest paid Once a year Manage by Online FSCS licence Hampshire Trust Bank Plc
Deposit-taker Hampshire Trust Bank, a trading name of Hampshire Trust Bank Plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 204601)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £434.4m at 31 December 2025 (annual report 2025) Full account details
5.05% £1 18 thisbank 5-Year Fixed Term DepositFixed for 5 years · from £100 Beats inflation Sole accounts only; open online or in the app Details for thisbank 5-Year Fixed Term Deposit Access No withdrawals during the term (14-day cooling-off; exceptional circumstances only). Maximum £500,000 Conditions UK resident aged 18+ with a UK mobile, email and UK bank account. Sole accounts only; open online or in the app. Interest paid annually and at maturity. Interest paid Once a year Manage by Online, Mobile app FSCS licence THIS BANK LIMITED
Deposit-taker thisbank, a trading name of THIS BANK LIMITED
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 832786)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £25.6m at 31 March 2025 (latest published accounts). Full account details
5.05% £100 19 Leek Building Society 5 Year Fixed Rate BondFixed for 5 years · from £1,000 Beats inflation Details for Leek Building Society 5 Year Fixed Rate Bond Access No withdrawals until the term ends. Conditions Annual or monthly interest. Interest paid Once a year Manage by Branch, Post, Online FSCS licence Leek United Building Society
Deposit-taker Leek Building Society, a trading name of Leek United Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 100014)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £84.0m at 31 December 2025 (latest published accounts). Full account details
5.05% £1,000 20 UBL UK 5 Year Fixed Term DepositFixed for 5 years · from £2,000 Beats inflation Details for UBL UK 5 Year Fixed Term Deposit Access No withdrawals until the term ends. Maximum £1,000,000 Conditions Aged 18+. Needs a UK bank account in your name. Interest paid monthly, annually or on maturity. Interest paid Once a year Manage by Online, Mobile app, Branch, Post FSCS licence United National Bank Limited
Deposit-taker UBL UK, a trading name of United National Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 207381)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £117.0m at 31 December 2025 (annual report 2025) Full account details
5.05% £2,000 21 Marsden Building Society Fixed Rate Bond (402)Fixed for 61 months · from £5,000 Beats inflation Open in branch (Lancashire) Details for Marsden Building Society Fixed Rate Bond (402) Access No withdrawals, early closure or further deposits before maturity. Conditions Matures 30 November 2031. Open in branch (Lancashire). Interest paid Once a year Manage by Branch FSCS licence Marsden Building Society
Deposit-taker Marsden Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206050)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £58.0m at 31 December 2025 (latest published accounts). Full account details
5.05% £5,000 22 Nationwide Building Society 5 Year Fixed Rate Online BondFixed for 5 years · from £1 Beats inflation Details for Nationwide Building Society 5 Year Fixed Rate Online Bond Access No withdrawals until the term ends. Conditions Standard checks only. Interest paid Once a year Manage by Online, Mobile app FSCS licence Nationwide Building Society
Deposit-taker Nationwide Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 106078)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £382,328m and total liabilities of £361,039m at 31 March 2026 (annual report 2026) Full account details
5.00% £1 23 Skipton Building Society 5 Year Fixed Rate BondFixed for 5 years · from £1 Beats inflation Details for Skipton Building Society 5 Year Fixed Rate Bond Access No withdrawals or early closure. Conditions Standard checks only. Interest paid Once a year Manage by Online FSCS licence Skipton Building Society
Deposit-taker Skipton Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 153706)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £2,861m at 31 December 2025, for its group (latest published accounts). Full account details
5.00% £1 24 Nottingham Building Society 5 Year Fixed Rate BondFixed for 61 months · from £1 Beats inflation Details for Nottingham Building Society 5 Year Fixed Rate Bond Access No withdrawals until the term ends. Conditions Fixed until 30/11/31. Interest paid Once a year Manage by Branch, Online FSCS licence Nottingham Building Society
Deposit-taker Nottingham Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 200785)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £267m at 31 December 2025, for its group (latest published accounts). Full account details
5.00% £1 25 Nottingham Building Society 5 Year Fixed Rate Bond - MonthlyFixed for 61 months · from £1 Beats inflation Open in branch only Details for Nottingham Building Society 5 Year Fixed Rate Bond - Monthly Access No withdrawals until the term ends. Conditions Fixed until 30/11/31. Open in branch only. Interest paid Monthly Manage by Branch FSCS licence Nottingham Building Society
Deposit-taker Nottingham Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 200785)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £267m at 31 December 2025, for its group (latest published accounts). Full account details
5.00% £1 26 Furness Building Society 5 Year BondFixed for 5 years · from £1,000 Beats inflation Details for Furness Building Society 5 Year Bond Access No withdrawals until the term ends. Maximum £250,000 Conditions Standard checks only. Interest paid Once a year Manage by Online, Branch, Post FSCS licence Furness Building Society
Deposit-taker Furness Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 159624)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £90.3m at 31 December 2025 (latest published accounts). Full account details
5.00% £1,000 27 Furness Building Society 5 Year Monthly Income BondFixed for 5 years · from £1,000 Beats inflation Details for Furness Building Society 5 Year Monthly Income Bond Access No withdrawals until the term ends. Maximum £250,000 Conditions Standard checks only. Interest paid Monthly Manage by Branch, Post FSCS licence Furness Building Society
Deposit-taker Furness Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 159624)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £90.3m at 31 December 2025 (latest published accounts). Full account details
5.00% £1,000 28 RCI Bank 5 Years Fixed Term SavingsFixed for 5 years · from £1,000 Beats inflation Details for RCI Bank 5 Years Fixed Term Savings Access No withdrawals until the term ends; unlimited top-ups in the first 14 days. Maximum £1,000,000 Conditions Interest paid monthly or annually. Interest paid Once a year Manage by Online FSCS licence RCI Bank UK Limited
Deposit-taker RCI Bank, a trading name of RCI Bank UK Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 815220)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £724m at 31 December 2024 (latest published accounts). Full account details
5.00% £1,000 29 Harpenden Building Society 5 Year Fixed Rate Bond (Issue 2) - 30.11.2031Fixed for 61 months · from £1,000 Beats inflation Details for Harpenden Building Society 5 Year Fixed Rate Bond (Issue 2) - 30.11.2031 Access No withdrawals until the term ends. Maximum £1,000,000 Conditions Fixed until 30 November 2031. Single deposit within 30 days of opening. Interest paid Once a year Manage by Branch, Online, Post FSCS licence Harpenden Building Society
Deposit-taker Harpenden Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 157260)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £30.8m at 31 December 2025 (latest published accounts). Full account details
4.95% £1,000 30 Manchester Building Society 5 Year Fixed Rate BondFixed for 5 years · from £1 Beats inflation Details for Manchester Building Society 5 Year Fixed Rate Bond Access No withdrawals. Maximum £1,000,000 Conditions Standard checks only. Interest paid Once a year Manage by Online, Branch FSCS licence Newcastle Building Society
Deposit-taker Manchester Building Society, a trading name of Newcastle Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 156058)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £353m at 31 December 2025, for its group (latest published accounts). Full account details
4.90% £1 31 Newcastle Building Society 5 Year Fixed Rate Bond (Issue 89)Fixed for 5 years · from £1 Beats inflation Details for Newcastle Building Society 5 Year Fixed Rate Bond (Issue 89) Access No withdrawals until the term ends. Maximum £1,000,000 Conditions Fixed until 17 November 2031. Interest paid Once a year Manage by Online, Branch FSCS licence Newcastle Building Society
Deposit-taker Newcastle Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 156058)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £353m at 31 December 2025, for its group (latest published accounts). Full account details
4.90% £1 32 Leeds Building Society 5 Year Fixed Rate Bond (Issue 719)Fixed for 5 years · from £100 Beats inflation Details for Leeds Building Society 5 Year Fixed Rate Bond (Issue 719) Access No withdrawals until the term ends. Conditions Standard checks only. Interest paid Once a year Manage by Branch, Online, Post FSCS licence Leeds Building Society
Deposit-taker Leeds Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 164992)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £31,962.4m and total liabilities of £30,110.4m at 31 December 2025 (annual report 2025) Full account details
4.90% £100 33 Leeds Building Society 5 Year Fixed Rate Monthly Income Bond (Issue 34)Fixed for 5 years · from £100 Beats inflation Details for Leeds Building Society 5 Year Fixed Rate Monthly Income Bond (Issue 34) Access No withdrawals until the term ends. Conditions Standard checks only. Interest paid Monthly Manage by Branch, Online, Post FSCS licence Leeds Building Society
Deposit-taker Leeds Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 164992)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £31,962.4m and total liabilities of £30,110.4m at 31 December 2025 (annual report 2025) Full account details
4.90% £100 34 Hodge Bank 5 Year Fixed Rate BondFixed for 5 years · from £1,000 Beats inflation UK resident and UK tax resident only, aged 18+ Details for Hodge Bank 5 Year Fixed Rate Bond Access No withdrawals until the term ends. Conditions UK resident and UK tax resident only, aged 18+. UK mobile number and email required. Interest paid Once a year Manage by Online FSCS licence Julian Hodge Bank Limited
Deposit-taker Hodge Bank, a trading name of Julian Hodge Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 204439)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £180m at 30 September 2025 (latest published accounts). Full account details
4.90% £1,000 35 Paragon Bank 5 Year Fixed Rate Savings AccountFixed for 5 years · from £1,000 Beats inflation Details for Paragon Bank 5 Year Fixed Rate Savings Account Access No withdrawals until the fixed term ends. Maximum £500,000 Conditions Interest annually at the AER shown, or monthly at a lower rate. Apply online or by post. Minimum £1,000 read on the 1 Year Fixed Rate page; assumed the same for this term. Interest paid Once a year Manage by Online, Post FSCS licence Paragon Bank PLC
Deposit-taker Paragon Bank, a trading name of Paragon Bank PLC
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 604551)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,046m at 30 September 2025 (latest published accounts). Full account details
4.85% £1,000 36 Tesco Bank Fixed Rate Saver (5 years)Fixed for 5 years · from £2,000 Beats inflation Details for Tesco Bank Fixed Rate Saver (5 years) Access No withdrawals; unlimited deposits in the first 30 days. Maximum £5,000,000 Conditions Needs a UK personal current account. Interest paid monthly or annually. Interest paid Once a year Manage by Mobile app, Online, Phone FSCS licence Barclays Bank UK PLC
Deposit-taker Tesco Bank, a trading name of Barclays Bank UK PLC
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 759676)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £20,278m at 31 December 2025, for its group (latest published accounts). Full account details
4.85% £2,000 37 Zopa Fixed Term Savings pot (5 years)Fixed for 5 years · from £1 Beats inflation App only Details for Zopa Fixed Term Savings pot (5 years) Access No early withdrawals; fund within 30 days. Maximum £250,000 Conditions App only. £250,000 limit across all Smart Saver pots. Interest paid Monthly Manage by Mobile app FSCS licence Zopa Bank Limited
Deposit-taker Zopa, a trading name of Zopa Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 800542)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £497m at 31 December 2024 (latest published accounts). Full account details
4.80% £1 38 Secure Trust Bank 5 Year Fixed Rate BondFixed for 5 years · from £1,000 Beats inflation Details for Secure Trust Bank 5 Year Fixed Rate Bond Access No withdrawals until the term ends. Maximum £1,000,000 Conditions Needs a UK current account in your name as the nominated account. Interest paid Once a year Manage by Online, Phone FSCS licence Secure Trust Bank PLC
Deposit-taker Secure Trust Bank, a trading name of Secure Trust Bank PLC
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 204550)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £374m at 31 December 2025, for its group (latest published accounts). Full account details
4.75% £1,000 39 State Bank of India (UK) Fixed Deposit (5 years)Fixed for 5 years · from £10,000 Beats inflation Details for State Bank of India (UK) Fixed Deposit (5 years) Access No withdrawals until the term ends. Maximum £5,000,000 Conditions Aged 18+, UK tax resident with a permanent UK address. Must have or open an SBI UK savings or current account. Interest paid monthly or annually. Interest paid Once a year Manage by Branch, Post, Phone FSCS licence State Bank of India (UK) Limited
Deposit-taker State Bank of India (UK), a trading name of State Bank of India (UK) Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 757156)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £279m at 31 March 2026 (latest published accounts). Full account details
4.70% £10,000 40 Principality Building Society 5 Year Fixed Rate BondFixed for 5 years · from £500 Beats inflation Details for Principality Building Society 5 Year Fixed Rate Bond Access No withdrawals until the term ends. Conditions Interest yearly or monthly. Interest paid Once a year Manage by Online, Branch FSCS licence Principality Building Society
Deposit-taker Principality Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 155998)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £799m at 31 December 2025, for its group (latest published accounts). Full account details
4.65% £500 41 Castle Trust Bank 5 Year Fixed Rate e-SaverFixed for 5 years · from £1,000 Beats inflation Details for Castle Trust Bank 5 Year Fixed Rate e-Saver Access No withdrawals until the term ends (hardship exceptions with an Early Exit Fee). Maximum £500,000 Conditions Aged 18+, UK resident with a National Insurance number. UK current account in your name, UK mobile and email. Fund within 14 days of opening. Interest paid When the term ends Manage by Online, Mobile app FSCS licence Castle Trust Capital plc
Deposit-taker Castle Trust Bank, a trading name of Castle Trust Capital plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 541910)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £126.8m at 30 September 2025 (annual report 2025) Full account details
4.65% £1,000 42 Monmouthshire Building Society 5 Year Fixed Rate BondFixed for 5 years · from £1 Beats inflation Details for Monmouthshire Building Society 5 Year Fixed Rate Bond Access No withdrawals until the term ends. Conditions Standard checks only. Interest paid Once a year Manage by Branch, Mobile app FSCS licence Monmouthshire Building Society
Deposit-taker Monmouthshire Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206052)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £92.9m at 30 April 2026 (latest published accounts). Full account details
4.60% £1 43 Cumberland Building Society 5 Year Fixed Interest Fixed TermFixed for 5 years · from £1,000 Beats inflation Open at any Cumberland branch Details for Cumberland Building Society 5 Year Fixed Interest Fixed Term Access No withdrawals until the term ends. Maximum £500,000 Conditions New customers must live within the Society's operating area. Open at any Cumberland branch. Interest paid Once a year Manage by Branch FSCS licence Cumberland Building Society
Deposit-taker Cumberland Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 106074)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £225m at 31 March 2026, for its group (latest published accounts). Full account details
4.60% £1,000 44 Shawbrook Bank 7 Year Fixed Rate BondFixed for 7 years · from £1,000 Beats inflation Details for Shawbrook Bank 7 Year Fixed Rate Bond Access No withdrawals until the term ends. Maximum £2,000,000 Conditions Standard checks only. Interest paid Once a year Manage by Online FSCS licence Shawbrook Bank Limited
Deposit-taker Shawbrook Bank, a trading name of Shawbrook Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 204574)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,845m at 31 December 2025, for its group (latest published accounts). Full account details
4.60% £1,000 45 Cambridge Building Society 5 Year Fixed Rate Bond (Issue 21)Fixed for 5 years · from £1 Beats inflation Details for Cambridge Building Society 5 Year Fixed Rate Bond (Issue 21) Access No withdrawals until the term ends. Conditions Standard checks only. Interest paid Once a year Manage by Online, Mobile app, Branch, Phone, Post FSCS licence Cambridge Building Society
Deposit-taker Cambridge Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 157223)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £141m at 31 December 2025 (latest published accounts). Full account details
4.55% £1 46 Bath Building Society 5 Year Fixed Rate Bond (Issue 6)Fixed for 5 years · from £500 Beats inflation Details for Bath Building Society 5 Year Fixed Rate Bond (Issue 6) Access No withdrawals until the term ends. Maximum £250,000 Conditions Standard checks only. Interest paid Once a year Manage by Branch, Post, Online FSCS licence Bath Investment & Building Society
Deposit-taker Bath Building Society, a trading name of Bath Investment & Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206026)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £48.6m at 31 December 2024 (latest published accounts). Full account details
4.50% £500 47 UBL UK 7 Year Fixed Term DepositFixed for 7 years · from £2,000 Beats inflation Details for UBL UK 7 Year Fixed Term Deposit Access No withdrawals until the term ends. Maximum £1,000,000 Conditions Aged 18+. Needs a UK bank account in your name. Interest paid monthly, annually or on maturity. Interest paid Once a year Manage by Online, Mobile app, Branch, Post FSCS licence United National Bank Limited
Deposit-taker UBL UK, a trading name of United National Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 207381)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £117.0m at 31 December 2025 (annual report 2025) Full account details
4.44% £2,000 48 Dudley Building Society Five Year Fixed Rate Bond Issue 23Fixed for 5 years · from £1,000 Beats inflation Details for Dudley Building Society Five Year Fixed Rate Bond Issue 23 Access No withdrawals until the term ends. Maximum £1,000,000 Conditions Also sold online as Five Year Fixed Rate Bond Online Issue 9 at the same rate. Interest paid Once a year Manage by Branch, Post FSCS licence Dudley Building Society
Deposit-taker Dudley Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 161294)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £679.6m and total liabilities of £645.5m at 31 March 2026 (annual report 2026) Full account details
4.40% £1,000 49 Bank of London and The Middle East (BLME) Premier Deposit Account (5 years)Fixed for 5 years · from £1,000 Beats inflation Details for Bank of London and The Middle East (BLME) Premier Deposit Account (5 years) Access No early withdrawals or additional deposits once open. Maximum £1,000,000 Conditions Expected profit rate, not interest. UK resident aged 18+ with a UK bank account; apply online. Rates indicative and subject to availability, as of 23 October 2026. Interest paid Once a year Manage by Online FSCS licence Bank of London and The Middle East plc
Deposit-taker Bank of London and The Middle East (BLME), a trading name of Bank of London and The Middle East plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 464292)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £224.1m at 31 December 2025 (annual report 2025) Full account details
4.35% £1,000 50 Cynergy Bank 5 Year Fixed Rate BondFixed for 5 years · from £1 Beats inflation Details for Cynergy Bank 5 Year Fixed Rate Bond Access No withdrawals until the term ends. Conditions Standard checks only. Interest paid Once a year Manage by Online, Mobile app FSCS licence Cynergy Bank plc
Deposit-taker Cynergy Bank, a trading name of Cynergy Bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 575105)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £387m at 31 December 2024, for its group (latest published accounts). Full account details
4.30% £1 51 Hanley Economic Building Society 5 Year Fixed Rate Bond (FR260)Fixed for 5 years · from £1,000 Beats inflation One bond per member Details for Hanley Economic Building Society 5 Year Fixed Rate Bond (FR260) Access No early access or early closure. Maximum £300,000 Conditions One bond per member. Interest paid When the term ends Manage by Branch, Post FSCS licence Hanley Economic Building Society
Deposit-taker Hanley Economic Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206024)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £33.3m at 31 August 2026 (latest published accounts). Full account details
4.20% £1,000 52 Hanley Economic Building Society 5 Year Online Fixed Rate Bond (FR260ONL)Fixed for 5 years · from £1,000 Beats inflation One bond per member Details for Hanley Economic Building Society 5 Year Online Fixed Rate Bond (FR260ONL) Access No early access or early closure. Maximum £300,000 Conditions One bond per member. Interest paid When the term ends Manage by Online FSCS licence Hanley Economic Building Society
Deposit-taker Hanley Economic Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206024)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £33.3m at 31 August 2026 (latest published accounts). Full account details
4.20% £1,000 53 Charity Bank Ethical 5-Year Fixed Rate AccountFixed for 5 years · from £5,000 Beats inflation Details for Charity Bank Ethical 5-Year Fixed Rate Account Access No withdrawals until the term ends. Conditions Individuals permanently resident in the UK and only liable to pay tax in the UK. Interest paid Once a year Manage by Online, Post, Phone FSCS licence The Charity Bank Limited
Deposit-taker Charity Bank, a trading name of The Charity Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 207701)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £45.2m at 31 December 2025 (latest published accounts). Full account details
4.06% £5,000 54 Danske Bank Danske Fixed Term Deposit (5 years)Fixed for 5 years · from £5,000 Beats inflation Needs the bank's current account Details for Danske Bank Danske Fixed Term Deposit (5 years) Access Withdrawals normally only at maturity; early closure only in exceptional circumstances with the bank's approval. Conditions New customers must be resident in Northern Ireland; existing Danske customers must be UK resident. Aged 18+. Must hold a Danske current account or instant access savings account for the full term. Rate shown is for balances £5,000-£249,999. Interest paid When the term ends Manage by Branch, Phone, Online FSCS licence Northern Bank Limited
Deposit-taker Danske Bank, a trading name of Northern Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 122261)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £969m at 31 December 2025 (latest published accounts). Full account details
4.05% £5,000 55 Progressive Building Society 5 Year Fixed Rate Bond (Issue 25)Fixed for 5 years · from £1 Beats inflation Details for Progressive Building Society 5 Year Fixed Rate Bond (Issue 25) Access No withdrawals until the term ends. Conditions Standard checks only. Interest paid Once a year Manage by Branch, Post FSCS licence Progressive Building Society
Deposit-taker Progressive Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 161841)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £2,279.6m and total liabilities of £2,105.7m at 31 December 2025 (annual report 2025) Full account details
4.00% £1 56 Bank of London and The Middle East (BLME) Premier Deposit Account (7 years)Fixed for 7 years · from £1,000 Beats inflation Details for Bank of London and The Middle East (BLME) Premier Deposit Account (7 years) Access No early withdrawals or additional deposits once open. Maximum £1,000,000 Conditions Expected profit rate, not interest. UK resident aged 18+ with a UK bank account; apply online. Rates indicative and subject to availability, as of 23 October 2026. Interest paid Once a year Manage by Online FSCS licence Bank of London and The Middle East plc
Deposit-taker Bank of London and The Middle East (BLME), a trading name of Bank of London and The Middle East plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 464292)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £224.1m at 31 December 2025 (annual report 2025) Full account details
4.00% £1,000 57 Habib Bank Zurich (UK) HBZ 5 Years Fixed eDepositFixed for 5 years · from £5,000 Beats inflation Must nominate a UK bank account in your name Details for Habib Bank Zurich (UK) HBZ 5 Years Fixed eDeposit Access No withdrawals or closure until the term ends, except in exceptional circumstances such as death. Maximum £1,000,000 Conditions Must nominate a UK bank account in your name. Apply online, then transfer funds within 30 days; no online banking for the eDeposit (confirmation certificate by email). Interest paid When the term ends Manage by Online FSCS licence Habib Bank Zurich Plc
Deposit-taker Habib Bank Zurich (UK), a trading name of Habib Bank Zurich Plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 627671)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £120m at 31 December 2024 (latest published accounts). Full account details
4.00% £5,000 58 Gatehouse Bank 5 Year Fixed Term Woodland SaverFixed for 5 years · from £1,000 Beats inflation Details for Gatehouse Bank 5 Year Fixed Term Woodland Saver Access No withdrawals before maturity except in exceptional circumstances. Maximum £1,000,000 Conditions Expected profit rate, not interest. Profit paid at maturity or monthly. Interest paid When the term ends Manage by Online FSCS licence Gatehouse Bank plc
Deposit-taker Gatehouse Bank, a trading name of Gatehouse Bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 475346)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £95.8m at 31 December 2025, for its group (latest published accounts). Full account details
3.90% £1,000 59 StreamBank 5 Year Fixed Rate AccountFixed for 5 years · from £1,000 Beats inflation Details for StreamBank 5 Year Fixed Rate Account Access No withdrawals before maturity (exceptional cases at the bank's discretion). Maximum £120,000 Conditions UK resident aged 18+ and tax resident only in the UK. Opened and managed online; up to two holders. Interest paid monthly or annually. Interest paid Once a year Manage by Online FSCS licence StreamBank PLC
Deposit-taker StreamBank, a trading name of StreamBank PLC
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 954876)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £32.4m at 31 March 2026 (latest published accounts). Full account details
3.90% £1,000 60 Bank of Ceylon (UK) Fixed Term Deposit (5 years)Fixed for 5 years · from £1 Details for Bank of Ceylon (UK) Fixed Term Deposit (5 years) Access No withdrawals until the term ends; early withdrawals are subject to penalty charges. Conditions Standard checks only. Interest paid Once a year Manage by Branch FSCS licence Bank of Ceylon (UK) Limited
Deposit-taker Bank of Ceylon (UK), a trading name of Bank of Ceylon (UK) Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 514744)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £15.5m at 31 December 2025 (latest published accounts). Full account details
3.50% £1 61 PNB International Sterling Fixed Term Deposit, 5 yearsFixed for 5 years · from £1,000 Personal accounts; opened in a branch or by post Details for PNB International Sterling Fixed Term Deposit, 5 years Access Early closure allowed: interest paid for the time held at the published rate for that period, less 0.5%. Conditions Personal accounts; opened in a branch or by post. If you don't hold a PNB current account, a no-fee savings account is opened alongside. Rates from 13 October 2026. Interest paid Once a year Manage by Branch, Post FSCS licence Punjab National Bank (International) Limited
Deposit-taker PNB International, a trading name of Punjab National Bank (International) Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 459701)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £163m at 31 March 2025 (latest published accounts). Full account details
3.50% £1,000 62 Bank of India (UK) GBP Fixed Term Deposit (60 months)Fixed for 5 years · from £1,000 Details for Bank of India (UK) GBP Fixed Term Deposit (60 months) Access Early-withdrawal terms are not stated on the bank's rates page. Maximum £100,000 Conditions Retail rates apply to deposits up to £100,000 (page: 'applicable for Retail Customers for deposit upto 100000'). Open at a UK branch (London, Birmingham, Leicester, Wembley, Glasgow); no online application shown. Interest payment frequency and early-withdrawal terms not stated on the rates page. Rates w.e.f. 11/09/2026 as printed. Interest paid Once a year Manage by Branch FSCS licence Bank of India
Deposit-taker Bank of India (UK), a trading name of Bank of India
Incorporated in India
Principal place of business United Kingdom (UK branch, 63 Queen Victoria Street, London EC4N 4UA)
Regulated Yes, by the Prudential Regulation Authority, Financial Conduct Authority and Reserve Bank of India (FRN 204629)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £7.4bn (shareholders' equity of Bank of India, of which the UK operation is a branch) at 31 March 2026 (latest published accounts). Full account details
3.00% £1,000 
