1 Shawbrook Bank 1 Year Fixed Rate Plus Cash ISAFixed for 1 year · from £10,000 Beats inflation New customers only Details for Shawbrook Bank 1 Year Fixed Rate Plus Cash ISA Access No withdrawals before maturity; closing or transferring out early incurs an interest charge. Maximum £250,000 Conditions New customers only. Interest paid Once a year Manage by Online FSCS licence Shawbrook Bank Limited
Deposit-taker Shawbrook Bank, a trading name of Shawbrook Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 204574)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,845m at 31 December 2025, for its group (latest published accounts). Full account details
5.02% £10,000 2 Zopa Smart ISA Fixed Term Pot (1 Year)Fixed for 1 year · from £1 Beats inflation Deposits only within the first 30 days Details for Zopa Smart ISA Fixed Term Pot (1 Year) Access No withdrawals during the term; accessing money early closes the pot and incurs a penalty. Conditions Opened in the Zopa app as a pot within the Smart ISA (Smart Saver account needed first). Deposits only within the first 30 days. A comparison site says the 5.00% needs a Zopa current account; the Zopa page did not state this. Interest paid Monthly Manage by Mobile app FSCS licence Zopa Bank Limited
Deposit-taker Zopa, a trading name of Zopa Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 800542)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £497m at 31 December 2024 (latest published accounts). Full account details
5.00% £1 3 Vanquis Bank 1 Year Fixed Rate Cash ISAFixed for 1 year · from £1,000 Beats inflation Details for Vanquis Bank 1 Year Fixed Rate Cash ISA Access Withdrawals or transfers out before the end of the term incur an exit fee of 90 days' interest; flexible ISA. Maximum £20,000 Conditions National Insurance number. No more than £250,000 held with Vanquis across all accounts. Interest paid Once a year Manage by Online, Phone, Post FSCS licence Vanquis Bank Limited
Deposit-taker Vanquis Bank, a trading name of Vanquis Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 221156)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £438.0m at 31 December 2025 (annual report 2025) Full account details
4.99% £1,000 4 UBL UK 1 Year Fixed Rate Cash ISAFixed for 1 year · from £2,000 Beats inflation Sole name only Details for UBL UK 1 Year Fixed Rate Cash ISA Access No partial withdrawals; early closure in full only, with a charge of 90 days' gross interest. Non-flexible ISA. Conditions UK resident for tax purposes aged 18+. Valid National Insurance number. Sole name only. Minimum £2,000. Interest paid When the term ends Manage by Online, Mobile app, Branch, Post, Phone FSCS licence United National Bank Limited
Deposit-taker UBL UK, a trading name of United National Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 207381)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £117.0m at 31 December 2025 (annual report 2025) Full account details
4.98% £2,000 5 Investec 1-Year Fixed Rate Cash ISAFixed for 1 year · from £1,000 Beats inflation Details for Investec 1-Year Fixed Rate Cash ISA Access No withdrawals until the term ends (fixed-rate ISA). Maximum £1,000,000 Conditions UK residential address and phone number, UK bank account, passport or photocard licence, National Insurance number. Interest paid Once a year Manage by Online, Mobile app FSCS licence Investec Bank plc
Deposit-taker Investec, a trading name of Investec Bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 172330)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £3,671m at 31 March 2025, for its group (latest published accounts). Full account details
4.95% £1,000 6 Kent Reliance One year fixed rate cash ISA - Issue 7Fixed for 1 year · from £1,000 Beats inflation Details for Kent Reliance One year fixed rate cash ISA - Issue 7 Access Fixed term; early access terms not shown on the listing page. Conditions Annual or monthly interest. Interest paid Once a year Manage by Online FSCS licence OneSavings Bank plc
Deposit-taker Kent Reliance, a trading name of OneSavings Bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 530504)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £2,314m at 31 December 2025, for its group (latest published accounts). Full account details
4.95% £1,000 7 United Trust Bank Cash ISA 1 Year BondFixed for 1 year · from £5,000 Beats inflation Details for United Trust Bank Cash ISA 1 Year Bond Access Withdrawals or transfers out before maturity incur an early withdrawal charge. Maximum £1,000,000 Conditions Needs a UK current account in your name as the nominated account. Fund within 14 days. Transfers in accepted. Interest paid When the term ends Manage by Online FSCS licence United Trust Bank Limited
Deposit-taker United Trust Bank, a trading name of United Trust Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 204463)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £473m at 31 December 2025 (latest published accounts). Full account details
4.95% £5,000 8 Charter Savings Bank 1 Year Fixed Rate Cash ISAFixed for 1 year · from £5,000 Beats inflation Minimum £5,000 opening deposit Details for Charter Savings Bank 1 Year Fixed Rate Cash ISA Access Partial or full withdrawals allowed during the term with a loss of 90 days' interest; balance cannot fall below £5,000. Maximum £1,500,000 Conditions Minimum £5,000 opening deposit. Managed online only. Interest paid Once a year Manage by Online FSCS licence Charter Court Financial Services Limited
Deposit-taker Charter Savings Bank, a trading name of Charter Court Financial Services Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 494549)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £770m at 31 December 2025 (latest published accounts). Full account details
4.93% £5,000 9 Hodge Bank 1 Year Cash ISAFixed for 1 year · from £1,000 Beats inflation New money only - no ISA transfers in Details for Hodge Bank 1 Year Cash ISA Access Fixed rate ISA: no withdrawals until the term ends without penalty. Maximum £20,000 Conditions UK resident and UK tax resident aged 18+. New money only - no ISA transfers in. Interest paid Once a year Manage by Online FSCS licence Julian Hodge Bank Limited
Deposit-taker Hodge Bank, a trading name of Julian Hodge Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 204439)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £180m at 30 September 2025 (latest published accounts). Full account details
4.92% £1,000 10 Close Brothers Savings 1 Year Fixed Rate Cash ISAFixed for 1 year · from £10,000 Beats inflation Sole name only Details for Close Brothers Savings 1 Year Fixed Rate Cash ISA Access No partial withdrawals; after the 14-day cooling-off period you can only close in full and pay an early closure fee set out in the product terms. Maximum £2,000,000 Conditions UK resident aged 18+ with a National Insurance number. Minimum £10,000; full deposit or ISA transfer must arrive within 10 days. Sole name only. Interest paid When the term ends Manage by Online, Phone, Post FSCS licence Close Brothers Limited
Deposit-taker Close Brothers Savings, a trading name of Close Brothers Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 124750)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,580m at 31 July 2025 (latest published accounts). Full account details
4.91% £10,000 11 Tandem Bank 1 Year Fixed Rate Cash ISAFixed for 1 year · from £1 Beats inflation Details for Tandem Bank 1 Year Fixed Rate Cash ISA Access Withdrawing means closing the ISA, with a penalty of 90 days' interest. Conditions Transfers in accepted. Interest paid Monthly Manage by Mobile app FSCS licence Tandem Bank Limited
Deposit-taker Tandem Bank, a trading name of Tandem Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 204479)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £188m at 31 December 2025 (latest published accounts). Full account details
4.85% £1 12 Vida Savings 1 Year Fixed Rate ISAFixed for 1 year · from £1,000 Beats inflation Details for Vida Savings 1 Year Fixed Rate ISA Access No withdrawals until the term ends without penalty. Maximum £500,000 Conditions UK resident aged 18+ with a UK bank account. Interest paid Once a year Manage by Online FSCS licence Vida Bank Limited
Deposit-taker Vida Savings, a trading name of Vida Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 738741)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £178m at 31 December 2025 (latest published accounts). Full account details
4.80% £1,000 13 Aldermore 1 Year Fixed Rate Cash ISAFixed for 1 year · from £1,000 Beats inflation Aged 18+, UK resident and only UK tax resident Details for Aldermore 1 Year Fixed Rate Cash ISA Access No withdrawals until the term ends. Conditions Aged 18+, UK resident and only UK tax resident. Not available to US Persons or in trust. Interest paid Once a year Manage by Online FSCS licence Aldermore Bank PLC
Deposit-taker Aldermore, a trading name of Aldermore Bank PLC
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 204503)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,370m at 30 June 2024 (latest published accounts). Full account details
4.79% £1,000 14 Barclays Premier Triple Access 1-Year Flexible Cash ISAFixed for 1 year · from £1 Beats inflation Needs the bank's current account Details for Barclays Premier Triple Access 1-Year Flexible Cash ISA Access Limited withdrawals: up to three during the term (Triple Access). Check Barclays' terms for the conditions. Conditions Barclays Premier Banking customers only (requires a Barclays Premier current account). Interest paid Once a year Manage by Mobile app, Online FSCS licence Barclays Bank UK PLC
Deposit-taker Barclays, a trading name of Barclays Bank UK PLC
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 759676)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £20,278m at 31 December 2025, for its group (latest published accounts). Full account details
4.76% £1 15 OakNorth Bank Fixed Rate Cash ISA (12 months)Fixed for 1 year · from £1 Beats inflation Details for OakNorth Bank Fixed Rate Cash ISA (12 months) Access Withdrawals allowed with a charge of 90 days' interest. Conditions UK resident aged 18+ with a personal UK bank account. Interest paid Monthly Manage by Mobile app, Online FSCS licence OakNorth Bank plc
Deposit-taker OakNorth Bank, a trading name of OakNorth Bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 629564)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,057m at 31 December 2025, for its group (latest published accounts). Full account details
4.76% £1 16 Nationwide Building Society 1 Year Fixed Rate Cash ISAFixed for 1 year · from £1 Beats inflation Sole account only Details for Nationwide Building Society 1 Year Fixed Rate Cash ISA Access Withdrawal closes the ISA and an early access charge applies. Conditions Sole account only. Interest paid Once a year Manage by Online, Mobile app, Branch FSCS licence Nationwide Building Society
Deposit-taker Nationwide Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 106078)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £382,328m and total liabilities of £361,039m at 31 March 2026 (annual report 2026) Full account details
4.75% £1 17 Principality Building Society 1 Year Fixed Rate Cash ISAFixed for 1 year · from £500 Beats inflation Details for Principality Building Society 1 Year Fixed Rate Cash ISA Access No withdrawals until the term ends. Conditions Interest yearly or monthly. Interest paid Once a year Manage by Online, Branch FSCS licence Principality Building Society
Deposit-taker Principality Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 155998)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £799m at 31 December 2025, for its group (latest published accounts). Full account details
4.75% £500 18 Shawbrook Bank 1 Year Fixed Rate Cash ISAFixed for 1 year · from £1,000 Beats inflation Details for Shawbrook Bank 1 Year Fixed Rate Cash ISA Access No withdrawals before maturity; closing or transferring out early incurs an interest charge. Maximum £250,000 Conditions Standard checks only. Interest paid Once a year Manage by Online FSCS licence Shawbrook Bank Limited
Deposit-taker Shawbrook Bank, a trading name of Shawbrook Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 204574)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,845m at 31 December 2025, for its group (latest published accounts). Full account details
4.75% £1,000 19 Manchester Building Society 1 Year Fixed Rate ISAFixed for 1 year · from £1 Beats inflation Details for Manchester Building Society 1 Year Fixed Rate ISA Access Withdrawals permitted subject to 90 days' loss of interest. Conditions Standard checks only. Interest paid Once a year Manage by Online, Branch FSCS licence Newcastle Building Society
Deposit-taker Manchester Building Society, a trading name of Newcastle Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 156058)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £353m at 31 December 2025, for its group (latest published accounts). Full account details
4.70% £1 20 Newcastle Building Society 1 Year Fixed Rate ISA (Issue 130)Fixed for 1 year · from £1 Beats inflation Details for Newcastle Building Society 1 Year Fixed Rate ISA (Issue 130) Access Withdrawals allowed with 90 days' loss of interest. Conditions Standard checks only. Interest paid Once a year Manage by Online, Branch FSCS licence Newcastle Building Society
Deposit-taker Newcastle Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 156058)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £353m at 31 December 2025, for its group (latest published accounts). Full account details
4.70% £1 21 Leeds Building Society 1 Year Fixed Rate Cash ISA (Issue 242)Fixed for 1 year · from £100 Beats inflation Details for Leeds Building Society 1 Year Fixed Rate Cash ISA (Issue 242) Access Withdrawals allowed with loss of 90 days' interest. Conditions Standard checks only. Interest paid Once a year Manage by Branch, Online, Post FSCS licence Leeds Building Society
Deposit-taker Leeds Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 164992)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £31,962.4m and total liabilities of £30,110.4m at 31 December 2025 (annual report 2025) Full account details
4.70% £100 22 Leeds Building Society 1 Year Fixed Rate Monthly Income Cash ISA (Issue 22)Fixed for 1 year · from £100 Beats inflation Details for Leeds Building Society 1 Year Fixed Rate Monthly Income Cash ISA (Issue 22) Access Withdrawals allowed with loss of 90 days' interest. Conditions Page prints a single 'interest rate' figure; same figure as the annual-interest version. Interest paid Monthly Manage by Branch, Online, Post FSCS licence Leeds Building Society
Deposit-taker Leeds Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 164992)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £31,962.4m and total liabilities of £30,110.4m at 31 December 2025 (annual report 2025) Full account details
4.70% £100 23 Furness Building Society 1 Year ISAFixed for 1 year · from £1,000 Beats inflation Details for Furness Building Society 1 Year ISA Access On maturity only. Conditions Standard checks only. Interest paid Once a year Manage by Online, Branch, Post FSCS licence Furness Building Society
Deposit-taker Furness Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 159624)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £90.3m at 31 December 2025 (latest published accounts). Full account details
4.70% £1,000 24 State Bank of India (UK) Cash ISA Fixed Deposit (1 year)Fixed for 1 year · from £1,000 Beats inflation Apply in branch or by recorded post Details for State Bank of India (UK) Cash ISA Fixed Deposit (1 year) Access Withdraw or transfer out early only with 30 days' notice and closure; for the 1-year term the charge is 90 days' interest. No partial withdrawals. Maximum £20,000 Conditions Aged 18+, UK tax resident with permanent UK address. Must hold or open an SBI UK current or non-ISA savings account. Apply in branch or by recorded post. Rates page carries a footnote '*Only for renewal of fixed deposits' near the ISA rates; the ISA product page describes new applications and transfers in. Interest paid When the term ends Manage by Branch, Post FSCS licence State Bank of India (UK) Limited
Deposit-taker State Bank of India (UK), a trading name of State Bank of India (UK) Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 757156)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £279m at 31 March 2026 (latest published accounts). Full account details
4.70% £1,000 25 Harpenden Building Society Hart 1 Year Fixed Rate Cash ISA (Issue 3) - 30.11.2027Fixed for 13 months · from £1,000 Beats inflation Details for Harpenden Building Society Hart 1 Year Fixed Rate Cash ISA (Issue 3) - 30.11.2027 Access No withdrawals until the term ends. Conditions Residential address with an AL, HP, LU or WD postcode. Fixed until 30 November 2027. Interest paid Once a year Manage by Branch, Post FSCS licence Harpenden Building Society
Deposit-taker Harpenden Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 157260)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £30.8m at 31 December 2025 (latest published accounts). Full account details
4.70% £1,000 26 Harpenden Building Society 1 Year Fixed Rate Cash ISA (Issue 2)Fixed for 13 months · from £1,000 Beats inflation Details for Harpenden Building Society 1 Year Fixed Rate Cash ISA (Issue 2) Access Fixed to 30.11.2027. Conditions Standard checks only. Interest paid Once a year Manage by Branch, Online, Post FSCS licence Harpenden Building Society
Deposit-taker Harpenden Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 157260)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £30.8m at 31 December 2025 (latest published accounts). Full account details
4.65% £1,000 27 Marsden Building Society Fixed Rate Cash ISA (339)Fixed for 14 months · from £5,000 Beats inflation Details for Marsden Building Society Fixed Rate Cash ISA (339) Access No partial withdrawals before maturity. Conditions Matures 31 December 2027. Online account. Interest paid Once a year Manage by Online FSCS licence Marsden Building Society
Deposit-taker Marsden Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206050)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £58.0m at 31 December 2025 (latest published accounts). Full account details
4.65% £5,000 28 Scottish Building Society 1 Year Fixed Rate E-ISA - Issue 115Fixed for 1 year · from £500 Beats inflation Details for Scottish Building Society 1 Year Fixed Rate E-ISA - Issue 115 Access Fixed until 21 October 2027; early access terms not stated on the rates page. Conditions Fixed until 21 October 2027. Limited issue, first come first served. Interest paid Once a year Manage by Online FSCS licence Scottish Building Society
Deposit-taker Scottish Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206034)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £46.2m at 31 January 2026 (latest published accounts). Full account details
4.61% £500 29 Scottish Building Society 1 Year Fixed Rate ISA - Issue 115Fixed for 1 year · from £500 Beats inflation Details for Scottish Building Society 1 Year Fixed Rate ISA - Issue 115 Access Fixed until 21 October 2027; early access terms not stated on the rates page. Conditions Fixed until 21 October 2027. Limited issue, first come first served. Interest paid Once a year Manage by Branch, Post FSCS licence Scottish Building Society
Deposit-taker Scottish Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206034)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £46.2m at 31 January 2026 (latest published accounts). Full account details
4.61% £500 30 Barclays Single Access 1-Year Flexible Cash ISAFixed for 1 year · from £1 Beats inflation Details for Barclays Single Access 1-Year Flexible Cash ISA Access Flexible ISA: withdrawals permitted; see the bank's summary box for any charges. Maximum £1,000,000 Conditions 4.55% AER fixed for one year on the whole balance. Limited withdrawals: one during the term (Single Access). Interest paid Once a year Manage by Mobile app, Online FSCS licence Barclays Bank UK PLC
Deposit-taker Barclays, a trading name of Barclays Bank UK PLC
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 759676)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £20,278m at 31 December 2025, for its group (latest published accounts). Full account details
4.55% £1 31 Bank of Ireland UK Online ISA: 1 Year Fixed RateFixed for 1 year · from £500 Beats inflation Details for Bank of Ireland UK Online ISA: 1 Year Fixed Rate Access No withdrawals during the term; early closure incurs a 90-day interest breakage charge. Conditions UK tax resident aged 18+ (not Channel Islands/Isle of Man). Single deposit at opening. Interest paid Once a year Manage by Online FSCS licence Bank of Ireland (UK) plc
Deposit-taker Bank of Ireland UK, a trading name of Bank of Ireland (UK) plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 512956)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,785m at 31 December 2025 Full account details
4.55% £500 32 Cambridge Building Society 1 Year Fixed Rate ISA (Issue 76)Fixed for 1 year · from £500 Beats inflation Open in branch, by phone or by post Details for Cambridge Building Society 1 Year Fixed Rate ISA (Issue 76) Access Withdrawals allowed with a penalty of 120 days' interest on the amount withdrawn. Conditions Open in branch, by phone or by post. Interest paid Once a year Manage by Online, Mobile app, Branch, Phone, Post FSCS licence Cambridge Building Society
Deposit-taker Cambridge Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 157223)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £141m at 31 December 2025 (latest published accounts). Full account details
4.55% £500 33 Leek Building Society 1 Year Fixed Rate Cash ISAFixed for 1 year · from £1,000 Beats inflation Details for Leek Building Society 1 Year Fixed Rate Cash ISA Access Fixed term; early access terms not checked. Conditions Standard checks only. Interest paid Once a year Manage by Online, Branch, Post FSCS licence Leek United Building Society
Deposit-taker Leek Building Society, a trading name of Leek United Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 100014)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £84.0m at 31 December 2025 (latest published accounts). Full account details
4.55% £1,000 34 Progressive Building Society 1 Year Double Access Cash ISA (Issue 21)Fixed for 1 year · from £1 Beats inflation Details for Progressive Building Society 1 Year Double Access Cash ISA (Issue 21) Access Two withdrawals per tax year. Conditions Standard checks only. Interest paid Once a year Manage by Branch, Post FSCS licence Progressive Building Society
Deposit-taker Progressive Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 161841)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £2,279.6m and total liabilities of £2,105.7m at 31 December 2025 (annual report 2025) Full account details
4.50% £1 35 Progressive Building Society 1 Year Fixed Rate ISA Bond (Issue 31)Fixed for 1 year · from £1 Beats inflation Details for Progressive Building Society 1 Year Fixed Rate ISA Bond (Issue 31) Access Full closure only; charges apply. Conditions Standard checks only. Interest paid Once a year Manage by Branch, Post FSCS licence Progressive Building Society
Deposit-taker Progressive Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 161841)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £2,279.6m and total liabilities of £2,105.7m at 31 December 2025 (annual report 2025) Full account details
4.50% £1 36 Progressive Building Society Online 1 Year Double Access Cash ISA (Issue 6)Fixed for 1 year · from £1 Beats inflation Details for Progressive Building Society Online 1 Year Double Access Cash ISA (Issue 6) Access Two withdrawals per tax year. Conditions Standard checks only. Interest paid Once a year Manage by Online FSCS licence Progressive Building Society
Deposit-taker Progressive Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 161841)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £2,279.6m and total liabilities of £2,105.7m at 31 December 2025 (annual report 2025) Full account details
4.50% £1 37 first direct Fixed Rate Cash ISAFixed for 1 year · from £500 Beats inflation Needs the bank's current account Details for first direct Fixed Rate Cash ISA Access No access unless you close the account and withdraw in full; early withdrawal fees may apply. Conditions Existing customers only: you must have a first direct 1st Account, which is a current account. Fixed for up to 13 months. Interest paid When the term ends Manage by Online, Mobile app, Phone FSCS licence HSBC UK Bank plc
Deposit-taker first direct, a trading name of HSBC UK Bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 765112)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £28,261m at 31 December 2025 Full account details
4.50% £500 38 Post Office Online ISA: Fixed Rate (1 year)Fixed for 1 year · from £500 Beats inflation Details for Post Office Online ISA: Fixed Rate (1 year) Access No withdrawals until the term ends. Conditions Post Office ISAs are provided by OneFamily. Interest paid Once a year Manage by Online FSCS licence Bank of Ireland (UK) plc
Deposit-taker Post Office, a trading name of Bank of Ireland (UK) plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 512956)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,785m at 31 December 2025 (annual report 2025) Full account details
4.50% £500 39 Secure Trust Bank 1 Year Fixed Rate Cash ISAFixed for 1 year · from £1,000 Beats inflation Details for Secure Trust Bank 1 Year Fixed Rate Cash ISA Access No partial withdrawals; closing early costs 90 days' interest. Maximum £20,000 Conditions UK tax resident aged 18+ with a National Insurance number. Transfers in accepted (current-year subscriptions in full only). Interest paid Once a year Manage by Online FSCS licence Secure Trust Bank PLC
Deposit-taker Secure Trust Bank, a trading name of Secure Trust Bank PLC
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 204550)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £374m at 31 December 2025, for its group (latest published accounts). Full account details
4.50% £1,000 40 Suffolk Building Society 1 Year Fixed Rate ISA (31.12.2027)Fixed for 1 year · from £1,000 Beats inflation Details for Suffolk Building Society 1 Year Fixed Rate ISA (31.12.2027) Access No partial withdrawals before maturity. Maximum £500,000 Conditions Maturity date as in the product name. Interest paid Once a year Manage by Branch, Post FSCS licence Suffolk Building Society
Deposit-taker Suffolk Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 104875)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £49.7m at 30 November 2025 (latest published accounts). Full account details
4.50% £1,000 41 Suffolk Building Society Online 1 Year Fixed Rate ISA (31.12.2027)Fixed for 1 year · from £1,000 Beats inflation Details for Suffolk Building Society Online 1 Year Fixed Rate ISA (31.12.2027) Access No partial withdrawals before maturity. Maximum £250,000 Conditions Maturity date as in the product name. Interest paid Once a year Manage by Online FSCS licence Suffolk Building Society
Deposit-taker Suffolk Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 104875)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £49.7m at 30 November 2025 (latest published accounts). Full account details
4.50% £1,000 42 Skipton Building Society 1 Year Fixed Rate Cash ISAFixed for 1 year · from £1 Beats inflation Details for Skipton Building Society 1 Year Fixed Rate Cash ISA Access No withdrawals; early closure costs 60 days' interest. Conditions Standard checks only. Interest paid Once a year Manage by FSCS licence Skipton Building Society
Deposit-taker Skipton Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 153706)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £2,861m at 31 December 2025, for its group (latest published accounts). Full account details
4.45% £1 43 Tipton & Coseley Building Society Fixed Rate ISA until 31.12.2027Fixed for 14 months · from £1 Beats inflation UK residents only Details for Tipton & Coseley Building Society Fixed Rate ISA until 31.12.2027 Access Fixed until 31 December 2027; early access terms not readable. Conditions Aged 18+ (ISA). UK residents only. Min deposit and interest frequency not readable: only the site banner could be read. Interest paid Once a year Manage by Branch, Mobile app, Post FSCS licence Tipton and Coseley Building Society
Deposit-taker Tipton & Coseley Building Society, a trading name of Tipton and Coseley Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 159601)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £54.0m at 31 December 2025 (latest published accounts). Full account details
4.45% £1 44 Hinckley & Rugby Building Society Fixed Rate Cash ISA until 16 November 2027Fixed for 1 year · from £500 Beats inflation Details for Hinckley & Rugby Building Society Fixed Rate Cash ISA until 16 November 2027 Access Early access costs 180 days' interest. Conditions Standard checks only. Interest paid Once a year Manage by FSCS licence Hinckley and Rugby Building Society
Deposit-taker Hinckley & Rugby Building Society, a trading name of Hinckley and Rugby Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206043)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £49.1m at 30 November 2025 (latest published accounts). Full account details
4.41% £500 45 Bath Building Society 1 Year Fixed Rate ISA (Issue 24)Fixed for 1 year · from £1 Beats inflation Details for Bath Building Society 1 Year Fixed Rate ISA (Issue 24) Access No withdrawals until the term ends. Conditions Standard checks only. Interest paid Once a year Manage by Branch, Post, Online FSCS licence Bath Investment & Building Society
Deposit-taker Bath Building Society, a trading name of Bath Investment & Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206026)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £48.6m at 31 December 2024 (latest published accounts). Full account details
4.40% £1 46 Tesco Bank Fixed Rate Cash ISA (12 months)Fixed for 1 year · from £1 Beats inflation Details for Tesco Bank Fixed Rate Cash ISA (12 months) Access No withdrawals; closing or transferring early costs 90 days' interest. Conditions Needs a UK personal current account. Transfers in within 30 days. Interest paid Once a year Manage by Mobile app, Online, Phone FSCS licence Barclays Bank UK PLC
Deposit-taker Tesco Bank, a trading name of Barclays Bank UK PLC
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 759676)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £20,278m at 31 December 2025, for its group (latest published accounts). Full account details
4.40% £1 47 Paragon Bank 1 Year Fixed Rate Cash ISAFixed for 1 year · from £500 Beats inflation Details for Paragon Bank 1 Year Fixed Rate Cash ISA Access Withdrawals before the term ends are subject to 90 days' loss of interest. Maximum £500,000 Conditions Interest annually at the AER shown, or monthly at a lower rate. Apply online or by post. Interest paid Once a year Manage by Online, Post FSCS licence Paragon Bank PLC
Deposit-taker Paragon Bank, a trading name of Paragon Bank PLC
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 604551)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,046m at 30 September 2025 (latest published accounts). Full account details
4.40% £500 48 Monmouthshire Building Society 1 Year Fixed Rate Cash ISAFixed for 1 year · from £1 Beats inflation Details for Monmouthshire Building Society 1 Year Fixed Rate Cash ISA Access Early withdrawal usually loses some interest. Conditions Standard checks only. Interest paid Once a year Manage by Online, Branch, Mobile app FSCS licence Monmouthshire Building Society
Deposit-taker Monmouthshire Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206052)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £92.9m at 30 April 2026 (latest published accounts). Full account details
4.35% £1 49 Coventry Building Society Fixed Rate ISA (345) 30.11.2027Fixed for 14 months · from £1 Beats inflation Details for Coventry Building Society Fixed Rate ISA (345) 30.11.2027 Access No partial withdrawals; full closure only, with a charge of 90 days' interest. Conditions Aged 18+. Interest paid Once a year Manage by Online, Branch, Phone, Post, Mobile app FSCS licence Coventry Building Society
Deposit-taker Coventry Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 150892)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £4,289m at 31 December 2025, for its group (latest published accounts). Full account details
4.30% £1 50 HSBC UK Fixed Rate Cash ISAFixed for 13 months · from £500 Beats inflation Needs the bank's current account Details for HSBC UK Fixed Rate Cash ISA Access Not instant access; an early withdrawal fee may apply. Conditions HSBC current account customers only. Fixed until a set date up to 13 months from opening. Interest paid When the term ends Manage by Mobile app, Online, Branch FSCS licence HSBC UK Bank plc
Deposit-taker HSBC UK, a trading name of HSBC UK Bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 765112)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £28,261m at 31 December 2025 Full account details
4.30% £500 51 Hanley Economic Building Society 1 Year Fixed Rate ISA Bond (FRI37)Fixed for 1 year · from £1,000 Beats inflation Details for Hanley Economic Building Society 1 Year Fixed Rate ISA Bond (FRI37) Access No withdrawals before maturity; closing or transferring out early incurs an interest charge. Maximum £300,000 Conditions Standard checks only. Interest paid Once a year Manage by Branch, Post FSCS licence Hanley Economic Building Society
Deposit-taker Hanley Economic Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206024)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £33.3m at 31 August 2026 (latest published accounts). Full account details
4.30% £1,000 52 Hanley Economic Building Society 1 Year Online Fixed Rate ISA Bond (FRI37ONL)Fixed for 1 year · from £1,000 Beats inflation Details for Hanley Economic Building Society 1 Year Online Fixed Rate ISA Bond (FRI37ONL) Access No withdrawals before maturity; closing or transferring out early incurs an interest charge. Maximum £300,000 Conditions Standard checks only. Interest paid Once a year Manage by Online FSCS licence Hanley Economic Building Society
Deposit-taker Hanley Economic Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206024)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £33.3m at 31 August 2026 (latest published accounts). Full account details
4.30% £1,000 53 West Bromwich Building Society 1 Year Fixed Rate ISAFixed for 1 year · from £1 Beats inflation Details for West Bromwich Building Society 1 Year Fixed Rate ISA Access Withdrawals allowed with a charge of 90 days' loss of interest. Conditions UK resident aged 16+ (standard society eligibility; not re-read per product). Interest paid Once a year Manage by Online, Branch FSCS licence West Bromwich Building Society
Deposit-taker West Bromwich Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 104877)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £461m at 31 March 2025, for its group (latest published accounts). Full account details
4.25% £1 54 Dudley Building Society One Year Fixed Rate ISA Issue 46Fixed for 1 year · from £100 Beats inflation Details for Dudley Building Society One Year Fixed Rate ISA Issue 46 Access No withdrawals until the term ends. Maximum £500,000 Conditions Also sold online as One Year Fixed Rate ISA Online Issue 29 at the same rate. Interest paid When the term ends Manage by Branch, Post FSCS licence Dudley Building Society
Deposit-taker Dudley Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 161294)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £679.6m and total liabilities of £645.5m at 31 March 2026 (annual report 2026) Full account details
4.25% £100 55 Cumberland Building Society One Year ISA Cash Fixed TermFixed for 1 year · from £1,000 Beats inflation Open in branch Details for Cumberland Building Society One Year ISA Cash Fixed Term Access No partial withdrawals; closure or transfer out costs 90 days' interest. Maximum £500,000 Conditions New customers must live within the Society's operating area. Aged 18+. Open in branch. Interest paid Once a year Manage by Branch, Online, Mobile app FSCS licence Cumberland Building Society
Deposit-taker Cumberland Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 106074)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £225m at 31 March 2026, for its group (latest published accounts). Full account details
4.25% £1,000 56 NatWest Fixed Rate ISA (1 year)Fixed for 1 year · from £1,000 Beats inflation Details for NatWest Fixed Rate ISA (1 year) Access No withdrawals during the term; early closure charges may apply. Conditions Tranche-based issue: sister brand RBS shows the same 4.25% tranche open to new customers until 5pm 4 November 2026. Interest paid Once a year Manage by Mobile app, Online, Branch FSCS licence National Westminster Bank Plc
Deposit-taker NatWest, a trading name of National Westminster Bank Plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 121878)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £22,685m at 31 December 2025 (latest published accounts). Full account details
4.25% £1,000 57 Royal Bank of Scotland Fixed Rate ISA (1 year)Fixed for 1 year · from £1,000 Beats inflation Details for Royal Bank of Scotland Fixed Rate ISA (1 year) Access No withdrawals or further deposits during the term. Conditions Available to new customers until 5pm on 4 November 2026 (existing customers until 9 November 2026). Interest paid Once a year Manage by Mobile app, Online, Branch FSCS licence The Royal Bank of Scotland plc
Deposit-taker Royal Bank of Scotland, a trading name of The Royal Bank of Scotland plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 114724)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £3,658m at 31 December 2025 (latest published accounts). Full account details
4.25% £1,000 58 The Co-operative Bank 1 Year Fixed Rate Cash ISAFixed for 1 year · from £5,000 Beats inflation Sole accounts only Details for The Co-operative Bank 1 Year Fixed Rate Cash ISA Access Early withdrawal charges apply. Conditions Sole accounts only. Interest paid Once a year Manage by Online, Branch FSCS licence The Co-operative Bank p.l.c.
Deposit-taker The Co-operative Bank, a trading name of The Co-operative Bank p.l.c.
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 121885)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,270m at 31 December 2024 (latest published accounts). Full account details
4.25% £5,000 59 smile 1 Year Fixed Rate Cash ISAFixed for 1 year · from £5,000 Beats inflation UK resident aged 18+, sole name only Details for smile 1 Year Fixed Rate Cash ISA Access Early withdrawal or closure costs 90 days' interest. Conditions UK resident aged 18+, sole name only. Min £5,000 of new subscriptions (or £1 if transferring previous years' ISAs), paid within 30 days. smile ISA overview page shows 4.00% (1y) / 4.09% (2y); product page and its worked example show 4.25%. Interest paid Once a year Manage by Online, Mobile app, Branch FSCS licence The Co-operative Bank p.l.c.
Deposit-taker smile, a trading name of The Co-operative Bank p.l.c.
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 121885)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,270m at 31 December 2024 (latest published accounts). Full account details
4.25% £5,000 60 M&S Bank Fixed Rate Savings Issue 66 Cash ISA (1 year)Fixed for 1 year · from £1 Beats inflation Details for M&S Bank Fixed Rate Savings Issue 66 Cash ISA (1 year) Access No withdrawals until the term ends. Conditions Standard checks only. Interest paid Once a year Manage by Online, Phone FSCS licence HSBC UK Bank plc
Deposit-taker M&S Bank, a trading name of HSBC UK Bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 765112)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £28,261m at 31 December 2025 Full account details
4.20% £1 61 Penrith Building Society 1 Year Fixed Rate E-ISA (Issue 2)Fixed for 1 year · from £1,000 Beats inflation Online only Details for Penrith Building Society 1 Year Fixed Rate E-ISA (Issue 2) Access Closure or transfer out costs 90 days' interest. Maximum £120,000 Conditions Aged 18+. Online only. Interest paid Once a year Manage by Online FSCS licence Penrith Building Society
Deposit-taker Penrith Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 164473)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £12.6m at 31 December 2025 (latest published accounts). Full account details
4.15% £1,000 62 Penrith Building Society 1 Year Fixed Rate ISA (Issue 2)Fixed for 1 year · from £1,000 Beats inflation Open in branch Details for Penrith Building Society 1 Year Fixed Rate ISA (Issue 2) Access Closure or transfer out loses 90 days' interest. Maximum £120,000 Conditions Open in branch. Interest paid Once a year Manage by Branch FSCS licence Penrith Building Society
Deposit-taker Penrith Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 164473)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £12.6m at 31 December 2025 (latest published accounts). Full account details
4.15% £1,000 63 Vernon Building Society Fixed-Rate ISA to 31st October 2027Fixed for 1 year · from £5,000 Beats inflation Details for Vernon Building Society Fixed-Rate ISA to 31st October 2027 Access No withdrawals before maturity. Conditions Aged 18+. Transfers in accepted. Interest paid Once a year Manage by Branch, Online FSCS licence Vernon Building Society
Deposit-taker Vernon Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 195475)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £34.1m at 31 December 2025 (latest published accounts). Full account details
4.10% £5,000 64 Cynergy Bank 1 Year Fixed Rate Cash ISAFixed for 1 year · from £1 Beats inflation Details for Cynergy Bank 1 Year Fixed Rate Cash ISA Access No withdrawals until the term ends. Conditions Standard checks only. Interest paid Once a year Manage by Online, Mobile app FSCS licence Cynergy Bank plc
Deposit-taker Cynergy Bank, a trading name of Cynergy Bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 575105)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £387m at 31 December 2024, for its group (latest published accounts). Full account details
4.05% £1 65 1st Class Credit Union Fixed Cash ISA 2026-2027Fixed for 1 year · from £50 Beats inflation Details for 1st Class Credit Union Fixed Cash ISA 2026-2027 Access No withdrawals before maturity; a withdrawal closes the ISA and no interest is paid. Maximum £20,000 Conditions Membership required: you must be a member of CWU, PCS, UNISON, Unite, PFA or PFA Scotland, or work for an employer where CWU or PCS represents staff (family at the same address can also join). Members must save at least £4 a week or £16 a month into Regular Savings. New money only; £50 to £20,000 of 2026-27 subscriptions. ISA transfers in earn 2.5% AER. Interest paid When the term ends Manage by Online FSCS licence 1st Class Credit Union Limited
Deposit-taker 1st Class Credit Union, a trading name of 1st Class Credit Union Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 213700)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £1.98m at 30 September 2025 (latest published accounts). Full account details
4.00% £50 66 Bank of Scotland Fixed Cash ISA (1 Year)Fixed for 1 year · from £500 Beats inflation Details for Bank of Scotland Fixed Cash ISA (1 Year) Access No withdrawals during the term; closure or transfer out only, with a charge. Conditions Standard checks only. Interest paid Once a year Manage by Online, Mobile app, Phone, Branch FSCS licence Bank of Scotland plc
Deposit-taker Bank of Scotland, a trading name of Bank of Scotland plc
Incorporated in United Kingdom
Principal place of business Scotland (registered office The Mound, Edinburgh)
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 169628)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £16,333m at 31 December 2025, for its group (latest published accounts). Full account details
4.00% £500 67 Ford Money Fixed Cash ISA 1 YearFixed for 1 year · from £500 Beats inflation Details for Ford Money Fixed Cash ISA 1 Year Access Early access allowed with a charge equal to 90 days' gross interest on the amount paid in. Maximum £2,000,000 Conditions Interest can be paid yearly or monthly (monthly gross rate lower). Interest paid Once a year Manage by Online FSCS licence FCE Bank plc
Deposit-taker Ford Money, a trading name of FCE Bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 204469)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £738m at 31 December 2025, for its group (latest published accounts). Full account details
4.00% £500 68 Lloyds Bank 1 Year Fixed Rate Cash ISAFixed for 1 year · from £500 Beats inflation Details for Lloyds Bank 1 Year Fixed Rate Cash ISA Access No withdrawals; closure only. Conditions Extra 0.20% with a Lloyds Premier current account open at least 8 days. Interest paid Once a year Manage by Online, Mobile app, Branch FSCS licence Lloyds Bank plc
Deposit-taker Lloyds Bank, a trading name of Lloyds Bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 119278)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £41,980m at 31 December 2025 (annual report 2025) Full account details
4.00% £500 69 Post Office Fixed Rate Cash ISA (1 year)Fixed for 1 year · from £500 Beats inflation Open in branch or by post Details for Post Office Fixed Rate Cash ISA (1 year) Access No withdrawals until the term ends. Conditions Open in branch or by post. Post Office ISAs are provided by OneFamily. Interest paid Once a year Manage by Branch, Post, Phone FSCS licence Bank of Ireland (UK) plc
Deposit-taker Post Office, a trading name of Bank of Ireland (UK) plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 512956)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,785m at 31 December 2025 (annual report 2025) Full account details
4.00% £500 70 Saffron Building Society One Year Fixed Rate Cash ISAFixed for 1 year · from £500 Beats inflation Details for Saffron Building Society One Year Fixed Rate Cash ISA Access Fixed term; withdrawal terms not shown on the rates page. Conditions Standard checks only. Interest paid Once a year Manage by Online, Mobile app, Branch, Post, Phone FSCS licence Saffron Building Society
Deposit-taker Saffron Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 100015)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £83.4m at 31 December 2025, for its group (latest published accounts). Full account details
3.95% £500 71 Gatehouse Bank 1 Year Fixed Term Woodland Cash ISAFixed for 1 year · from £1,000 Beats inflation Details for Gatehouse Bank 1 Year Fixed Term Woodland Cash ISA Access Withdrawals allowed with a deduction of 90 days' profit. Conditions Expected profit rate, not interest. Interest paid When the term ends Manage by Online FSCS licence Gatehouse Bank plc
Deposit-taker Gatehouse Bank, a trading name of Gatehouse Bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 475346)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £95.8m at 31 December 2025, for its group (latest published accounts). Full account details
3.75% £1,000 72 Metro Bank Fixed Rate Cash ISA (1 Year)Fixed for 1 year · from £1 Beats inflation Opened in store only Details for Metro Bank Fixed Rate Cash ISA (1 Year) Access No partial withdrawals; closing or transferring out early costs 180 days' interest. Conditions UK resident aged 18+ with a National Insurance number. Opened in store only. Additional deposits and transfers in only during the first 30 days. Interest paid Once a year Manage by Branch, Online FSCS licence Metro Bank PLC
Deposit-taker Metro Bank, a trading name of Metro Bank PLC
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 488982)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,484m at 31 December 2025, for its group (latest published accounts). Full account details
3.60% £1 73 Kingdom Bank 1 Year Fixed Higher-Rate ISAFixed for 1 year · from £10,000 Details for Kingdom Bank 1 Year Fixed Higher-Rate ISA Access No withdrawals until the term ends. Conditions UK resident aged 18+ with a National Insurance number. Interest paid Once a year Manage by Online, Mobile app FSCS licence Kingdom Bank Limited
Deposit-taker Kingdom Bank, a trading name of KINGDOM BANK LIMITED
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 400972)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £15.8m at 31 December 2025 (latest published accounts). Full account details
3.15% £10,000 74 Kingdom Bank 1 Year Fixed-Rate ISAFixed for 1 year · from £2,000 Details for Kingdom Bank 1 Year Fixed-Rate ISA Access No withdrawals until the term ends. Conditions UK resident aged 18+ with a National Insurance number. Interest paid Once a year Manage by Online, Mobile app FSCS licence Kingdom Bank Limited
Deposit-taker Kingdom Bank, a trading name of KINGDOM BANK LIMITED
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 400972)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £15.8m at 31 December 2025 (latest published accounts). Full account details
1.15% £2,000 
