1 Santander Edge SaverFrom £1 then 3.50% after 1 year Rate on up to £4,000 Details for Santander Edge Saver Access Withdraw at any time via Online or Mobile Banking without penalty; no interest is paid on balances above £4,000. Bonus Includes a 2.50% bonus for 1 year, then 3.50% Maximum £4,000 Conditions Must hold a Santander Edge or Edge Explorer current account (monthly fee applies). Interest only on balances up to £4,000. Includes 2.50% AER bonus for 12 months; reverts to 3.50% AER. Interest paid Monthly Manage by Online, Mobile app FSCS licence Santander UK plc
Deposit-taker Santander, a trading name of Santander UK plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 106054)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £15.1bn at 31 December 2025 (annual report 2025) Full account details
6.00% £1 2 Cahoot Sunny Day SaverFrom £1 Beats inflation Rate on up to £3,000 Details for Cahoot Sunny Day Saver Access Instant, penalty-free access. Maximum £3,000 Conditions Rate is for 1 year. No interest on balances over £3,000. Managed in Online Banking only. Interest paid Monthly Manage by Online FSCS licence Santander UK plc
Deposit-taker Cahoot, a trading name of Santander UK plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 106054)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £15.1bn at 31 December 2025 (annual report 2025) Full account details
5.00% £1 3 Chase Round-up accountFrom £1 Beats inflation Needs the bank's current account Details for Chase Round-up account Access Money comes only from round-ups on card spending; you can move money out to your current account. Conditions Requires a Chase current account (opened in the Chase app). Can only be paid into by round-ups on eligible card transactions. Interest paid Monthly Manage by Mobile app FSCS licence J.P. Morgan Europe Limited
Deposit-taker Chase, a trading name of J.P. Morgan Europe Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 124579)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £2,594m at 31 December 2025 (annual report 2025) Full account details
5.00% £1 4 Stafford Building Society Access-One Saver Issue 2From £50,000 Beats inflation Details for Stafford Building Society Access-One Saver Issue 2 Access One penalty-free withdrawal a year. Maximum £450,000 Conditions Standard checks only. Interest paid Once a year Manage by Online FSCS licence The Stafford Railway Building Society
Deposit-taker Stafford Building Society, a trading name of The Stafford Railway Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206063)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £346.5m and total liabilities of £318.4m at 31 October 2025 (annual report 2025) Full account details
4.60% £50,000 5 Oxbury Bank Easy Access Autumn Account (Issue 2)From £1,000 Beats inflation New Oxbury personal savings customers only Details for Oxbury Bank Easy Access Autumn Account (Issue 2) Access Withdraw any amount at any time without notice or penalty; same-day if instructed before 1pm on a working day. Maximum £120,000 Conditions New Oxbury personal savings customers only. Must have a UK current account in your name. Initial deposit within 90 days of opening. Interest paid Monthly Manage by Online, Mobile app FSCS licence Oxbury Bank Plc
Deposit-taker Oxbury Bank, a trading name of Oxbury Bank Plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 834822)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £210.3m at 31 December 2025 (annual report 2025) Full account details
4.57% £1,000 6 Zopa Limited Access potFrom £1 then 3.50% after 1 year Details for Zopa Limited Access pot Access Up to 3 withdrawals in 12 months keep the rate; a 4th withdrawal drops the rate to 2.00% AER until the next pot anniversary. Bonus Includes a 1.06% bonus for 1 year, then 3.50% Conditions 4.56% applies to new savings customers (opened on/after 16 June 2026 or not yet funded); existing savers get 3.50% AER. Bonus applies to first £50,000; balance above earns 3.50% AER. Interest paid Monthly Manage by Mobile app FSCS licence Zopa Bank Limited
Deposit-taker Zopa, a trading name of Zopa Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 800542)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £497m at 31 December 2024 (latest published accounts). Full account details
4.56% £1 7 Monument Bank Welcome SaverFrom £25,000 Beats inflation Only for clients new to Monument Details for Monument Bank Welcome Saver Access See the Welcome Saver page for access terms; it matures after 12 months into an Easy Access Tracker. Maximum £2,000,000 Conditions UK resident aged 18+, sole name only, opened in the Monument app. Minimum £25,000 combined across all Monument savings accounts; maximum £2,000,000. Only for clients new to Monument. Matures after 12 months into an Easy Access Tracker. Access terms not read in detail; categorised from the landing page. Interest paid Monthly Manage by Mobile app, Phone FSCS licence Monument Bank Limited
Deposit-taker Monument Bank, a trading name of Monument Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 849724)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £77.9m at 31 December 2024 (latest published accounts). Full account details
4.56% £25,000 8 Earl Shilton Building Society Bonus One Plus OnlineFrom £90,000 then 0.85% after 0 years UK residents only Details for Earl Shilton Building Society Bonus One Plus Online Access No notice, but a maximum of 1 withdrawal a year to keep the bonus. Bonus Includes a 3.71% bonus for 0 years, then 0.85% Maximum £250,000 Conditions UK residents only. Aged 18+. Includes 3.71% bonus if terms are met (bonus period not stated on rates page). Interest paid Once a year Manage by Online FSCS licence Earl Shilton Building Society
Deposit-taker Earl Shilton Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206078)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £13.8m at 31 March 2026 (latest published accounts). Full account details
4.56% £90,000 9 Cahoot Simple Saver (Issue 20)From £1 Beats inflation Managed in Online Banking only Details for Cahoot Simple Saver (Issue 20) Access Instant, penalty-free access. Maximum £500,000 Conditions Rate is for 1 year; then the money moves to a cahoot Savings Account at a lower rate unless you act. No interest on balances over £500,000. Managed in Online Banking only. Interest paid Monthly Manage by Online FSCS licence Santander UK plc
Deposit-taker Cahoot, a trading name of Santander UK plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 106054)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £15.1bn at 31 December 2025 (annual report 2025) Full account details
4.52% £1 10 Chase saver with a boosted rateFrom £1 then 2.25% after 1 year Needs the bank's current account Details for Chase saver with a boosted rate Access Withdraw any amount at any time without notice or penalty (max £25,000 external transfer per day). Bonus Includes a 2.25% bonus for 1 year, then 2.25% Maximum £1,000,000 Conditions Must hold a Chase current account (soft credit search). Boosted rate for new customers within first 31 days; one boosted saver per customer. Reverts to 2.25% AER standard rate after 12 months. Interest paid Monthly Manage by Mobile app FSCS licence J.P. Morgan Europe Limited
Deposit-taker Chase, a trading name of J.P. Morgan Europe Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 124579)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £2,594m at 31 December 2025 (annual report 2025) Full account details
4.50% £1 11 Earl Shilton Building Society Reward Saver OnlineFrom £20,000 then 2.50% after 1 year UK residents only Details for Earl Shilton Building Society Reward Saver Online Access No notice, maximum of 3 withdrawals a year. Bonus Includes a 2.00% bonus for 1 year, then 2.50% Maximum £250,000 Conditions UK residents only. Aged 18+. Includes 2.00% bonus for 12 months. Interest paid Once a year Manage by Online FSCS licence Earl Shilton Building Society
Deposit-taker Earl Shilton Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206078)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £13.8m at 31 March 2026 (latest published accounts). Full account details
4.50% £20,000 12 Vida Savings Double Access Saver Issue 2From £500 Beats inflation Details for Vida Savings Double Access Saver Issue 2 Access Up to 2 withdrawals per year at the full rate; from the third withdrawal 2.50% AER applies until the account anniversary. Maximum £500,000 Conditions UK tax resident aged 18+ with a UK bank account. Monthly interest option: 4.28% gross. Interest paid Once a year Manage by Online FSCS licence Vida Bank Limited
Deposit-taker Vida Savings, a trading name of Vida Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 738741)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £178m at 31 December 2025 (latest published accounts). Full account details
4.36% £500 13 OakNorth Bank Easy Access TrackerFrom £1 then 3.00% after 3 months Details for OakNorth Bank Easy Access Tracker Access Withdraw any amount at any time without notice or penalty. Bonus Includes a 1.35% bonus for 3 months, then 3.00% Maximum £500,000 Conditions UK resident aged 18+ with a personal UK bank account. Includes 1.35% fixed boost for the first 3 months (3.00% AER without boost). Boost for customers new to this product. Interest paid Monthly Manage by Mobile app, Online FSCS licence OakNorth Bank plc
Deposit-taker OakNorth Bank, a trading name of OakNorth Bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 629564)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,057m at 31 December 2025, for its group (latest published accounts). Full account details
4.35% £1 14 Sainsbury's Money Instant Access Saver (Nectar rate)From £1 then 1.25% after 1 year Nectar members only Details for Sainsbury's Money Instant Access Saver (Nectar rate) Access Instant access without penalty; up to £10,000 a transaction and £20,000 a day. Bonus Includes a 3.10% bonus for 1 year, then 1.25% Maximum £1,000,000 Conditions Nectar members only. New customers only. Includes a 3.10% fixed bonus for the first 12 months; then the standard rate of 1.25%. Interest paid Monthly Manage by Online, Mobile app FSCS licence National Westminster Bank Plc
Deposit-taker Sainsbury's Money, a trading name of National Westminster Bank Plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 121878)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £22,685m at 31 December 2025 (latest published accounts). Full account details
4.35% £1 15 United Trust Bank UTB Limited Access SaverFrom £5,000 Beats inflation Details for United Trust Bank UTB Limited Access Saver Access Up to 2 withdrawals keep 4.30%; 3 or more drop the rate to 2.75%. Maximum £150,000 Conditions Needs a UK current account in your name as the nominated account. Fund within 14 days. One per customer. Interest paid Once a year Manage by Online FSCS licence United Trust Bank Limited
Deposit-taker United Trust Bank, a trading name of United Trust Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 204463)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £473m at 31 December 2025 (latest published accounts). Full account details
4.30% £5,000 16 thisbank Triple Access Savings AccountFrom £1,000 Beats inflation Sole accounts only; open online or in the app Details for thisbank Triple Access Savings Account Access Up to 3 withdrawals a year (resets on the account anniversary). Maximum £500,000 Conditions UK resident aged 18+ with a UK mobile, email and UK bank account. Sole accounts only; open online or in the app. Earns 0.00% if the balance falls below £1,000. Interest paid Monthly Manage by Online, Mobile app FSCS licence THIS BANK LIMITED
Deposit-taker thisbank, a trading name of THIS BANK LIMITED
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 832786)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £25.6m at 31 March 2025 (latest published accounts). Full account details
4.28% £1,000 17 Hanley Economic Building Society Dual Access Saver (DAS01)From £100 Beats inflation Details for Hanley Economic Building Society Dual Access Saver (DAS01) Access Limited withdrawals (restrictions apply). Maximum £300,000 Conditions Standard checks only. Interest paid Once a year Manage by Branch, Post FSCS licence Hanley Economic Building Society
Deposit-taker Hanley Economic Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206024)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £33.3m at 31 August 2026 (latest published accounts). Full account details
4.27% £100 18 Hanley Economic Building Society Dual Access Saver Online (DAS02)From £100 Beats inflation Details for Hanley Economic Building Society Dual Access Saver Online (DAS02) Access Two penalty-free withdrawals per tax year; further withdrawals lose 60 days' interest on the amount withdrawn. Maximum £300,000 Conditions No withdrawals in first 10 days after online opening. Interest paid Once a year Manage by Online FSCS licence Hanley Economic Building Society
Deposit-taker Hanley Economic Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206024)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £33.3m at 31 August 2026 (latest published accounts). Full account details
4.27% £100 19 Mansfield Building Society Triple Access Bonus Saver (1st Issue)From £1 then 3.25% after 1 year Personal savers only Details for Mansfield Building Society Triple Access Bonus Saver (1st Issue) Access Up to 3 penalty-free withdrawals per calendar year (including closure); cash withdrawals capped at £500 a day. Bonus Includes a 1.00% bonus for 1 year, then 3.25% Maximum £400,000 Conditions Personal savers only. Includes 1.00% bonus for 12 months, then 3.25% variable. Max £400,000 total with the Society. Interest paid Once a year Manage by Branch, Post FSCS licence The Mansfield Building Society
Deposit-taker Mansfield Building Society, a trading name of The Mansfield Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206049)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £584.6m and total liabilities of £546.9m at 31 December 2025 (annual report 2025) Full account details
4.25% £1 20 Principality Building Society Online Bonus Triple AccessFrom £1 then 2.35% after 1 year Online only Details for Principality Building Society Online Bonus Triple Access Access Up to 3 withdrawals per calendar year. Bonus Includes a 1.90% bonus for 1 year, then 2.35% Conditions Online only. Includes 1.90% bonus for 12 months; 2.35% after. Interest paid Once a year Manage by Online FSCS licence Principality Building Society
Deposit-taker Principality Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 155998)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £799m at 31 December 2025, for its group (latest published accounts). Full account details
4.25% £1 21 Saga Savings Easy Access Savings AccountFrom £1 then 2.86% after 1 year New customers only Details for Saga Savings Easy Access Savings Account Access Add and withdraw 24/7 without penalties. Bonus Includes a 1.39% bonus for 1 year, then 2.86% Maximum £1,000,000 Conditions New customers only. UK resident aged 18+ with a UK personal bank account. Interest paid Monthly Manage by Online FSCS licence National Westminster Bank Plc
Deposit-taker Saga Savings, a trading name of National Westminster Bank Plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 121878)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £22,685m at 31 December 2025 (latest published accounts). Full account details
4.25% £1 22 Sainsbury's Money Instant Access SaverFrom £1 then 1.25% after 1 year New customers only Details for Sainsbury's Money Instant Access Saver Access Instant access without penalty; up to £10,000 a transaction and £20,000 a day. Bonus Includes a 3.00% bonus for 1 year, then 1.25% Maximum £1,000,000 Conditions New customers only. Includes a 3.00% fixed bonus for the first 12 months; then the standard rate of 1.25%. Interest paid Monthly Manage by Online, Mobile app FSCS licence National Westminster Bank Plc
Deposit-taker Sainsbury's Money, a trading name of National Westminster Bank Plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 121878)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £22,685m at 31 December 2025 (latest published accounts). Full account details
4.25% £1 23 Dudley Building Society 1 Access Bonus SaverFrom £1,000 then 3.35% after 1 year Details for Dudley Building Society 1 Access Bonus Saver Access One withdrawal per 12-month period keeps the bonus; a second withdrawal forfeits the bonus (rate falls to 3.35%). Bonus Includes a 0.90% bonus for 1 year, then 3.35% Maximum £100,000 Conditions One account per person. Bonus requires minimum £1,000 balance and no more than one withdrawal a year. Interest paid Once a year Manage by Branch, Post FSCS licence Dudley Building Society
Deposit-taker Dudley Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 161294)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £679.6m and total liabilities of £645.5m at 31 March 2026 (annual report 2026) Full account details
4.25% £1,000 24 Hanley Economic Building Society Branch Boosted Base Rate Tracker (TRK02)From £1,000 Beats inflation One per member Details for Hanley Economic Building Society Branch Boosted Base Rate Tracker (TRK02) Access One penalty-free withdrawal per calendar month; others lose 30 days' interest. Maximum £300,000 Conditions Tracks Bank of England base rate plus a margin, capped at 4.50%. One per member. Interest paid Once a year Manage by Branch, Post FSCS licence Hanley Economic Building Society
Deposit-taker Hanley Economic Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206024)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £33.3m at 31 August 2026 (latest published accounts). Full account details
4.25% £1,000 25 Hanley Economic Building Society Online Boosted Base Rate Tracker (TRK02ONL)From £1,000 Beats inflation One per member Details for Hanley Economic Building Society Online Boosted Base Rate Tracker (TRK02ONL) Access One penalty-free withdrawal per calendar month; others lose 30 days' interest. Maximum £300,000 Conditions Tracks Bank of England base rate plus a margin, capped at 4.50%. One per member. Interest paid Once a year Manage by Online FSCS licence Hanley Economic Building Society
Deposit-taker Hanley Economic Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206024)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £33.3m at 31 August 2026 (latest published accounts). Full account details
4.25% £1,000 26 Ecology Building Society Ecology Single Access SaverFrom £2,000 Beats inflation Details for Ecology Building Society Ecology Single Access Saver Access One withdrawal a year. Maximum £500,000 Conditions Standard checks only. Interest paid Once a year Manage by Online, Mobile app FSCS licence Ecology Building Society
Deposit-taker Ecology Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 162090)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £21.6m at 31 December 2025 (latest published accounts). Full account details
4.25% £2,000 27 Tesco Bank Internet SaverFrom £1 then 1.05% after 1 year Details for Tesco Bank Internet Saver Access Withdraw any amount at any time without notice or fees, subject to daily transfer limits. Bonus Includes a 3.19% bonus for 1 year, then 1.05% Conditions Must have a UK personal current account as linked account. Includes 3.19% fixed bonus for 12 months on up to £1m; standard rate 1.05%. Interest paid Once a year Manage by Mobile app, Online, Phone FSCS licence Barclays Bank UK PLC
Deposit-taker Tesco Bank, a trading name of Barclays Bank UK PLC
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 759676)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £20,278m at 31 December 2025, for its group (latest published accounts). Full account details
4.24% £1 28 Charter Savings Bank Easy Access - Issue 80From £1 Beats inflation Details for Charter Savings Bank Easy Access - Issue 80 Access Withdraw any amount at any time without notice or penalty to your nominated account. Maximum £1,000,000 Conditions Monthly interest option also available (same AER). Interest paid Once a year Manage by Online FSCS licence Charter Court Financial Services Limited
Deposit-taker Charter Savings Bank, a trading name of Charter Court Financial Services Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 494549)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £770m at 31 December 2025 (latest published accounts). Full account details
4.21% £1 29 Ford Money Flexible SaverFrom £1 Beats inflation Details for Ford Money Flexible Saver Access Withdraw any amount at any time without notice or penalty. Maximum £2,000,000 Conditions Interest can be paid yearly or monthly. Interest paid Once a year Manage by Online FSCS licence FCE Bank plc
Deposit-taker Ford Money, a trading name of FCE Bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 204469)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £738m at 31 December 2025, for its group (latest published accounts). Full account details
4.21% £1 30 Kent Reliance Limited Access Saver - Issue 3From £1 Beats inflation Details for Kent Reliance Limited Access Saver - Issue 3 Access Up to 3 withdrawals in any 12 months. Conditions One account per issue. Interest paid Once a year Manage by Online FSCS licence OneSavings Bank plc
Deposit-taker Kent Reliance, a trading name of OneSavings Bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 530504)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £2,314m at 31 December 2025, for its group (latest published accounts). Full account details
4.21% £1 31 Nottingham Building Society Bonus Access SaverFrom £1 Beats inflation Details for Nottingham Building Society Bonus Access Saver Access Compare table shows unlimited withdrawals; bonus conditions not shown on the compare page. Conditions Standard checks only. Interest paid Once a year Manage by Online, Mobile app FSCS licence Nottingham Building Society
Deposit-taker Nottingham Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 200785)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £267m at 31 December 2025, for its group (latest published accounts). Full account details
4.20% £1 32 Yorkshire Building Society Triple Access eSaverFrom £1 Beats inflation Details for Yorkshire Building Society Triple Access eSaver Access Limited access: money can be taken out on any 3 days; the page says to leave it to grow for a year. Conditions Online account. Page says interest is paid once; frequency not otherwise stated. Interest paid Once a year Manage by Online FSCS licence Yorkshire Building Society
Deposit-taker Yorkshire Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 106085)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £4,241m at 31 December 2025, for its group (latest published accounts). Full account details
4.20% £1 33 Hampshire Trust Bank Easy Access Online Saver (Issue 36)From £1 Beats inflation Details for Hampshire Trust Bank Easy Access Online Saver (Issue 36) Access Withdraw any amount at any time without notice or penalty; same-day if before 1pm on a working day. Maximum £250,000 Conditions No tax obligations outside the UK. Interest paid Once a year Manage by Online FSCS licence Hampshire Trust Bank Plc
Deposit-taker Hampshire Trust Bank, a trading name of Hampshire Trust Bank Plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 204601)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £434.4m at 31 December 2025 (annual report 2025) Full account details
4.18% £1 34 AA Savings Member SaverFrom £1 then 1.80% after 1 year New applicants only; UK resident aged 18+ Details for AA Savings Member Saver Access Easy access, any time. Bonus Includes a 2.36% bonus for 1 year, then 1.80% Conditions Must be an AA breakdown member or AA insurance customer. New applicants only; UK resident aged 18+. After the 12-month bonus the rate is about 1.80% AER (1.79% gross). Interest paid Monthly Manage by Online, Mobile app FSCS licence National Westminster Bank Plc
Deposit-taker AA Savings, a trading name of National Westminster Bank Plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 121878)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £22,685m at 31 December 2025 (latest published accounts). Full account details
4.16% £1 35 LHV Bank Easy Access SavingsFrom £1 Beats inflation Needs the bank's current account Details for LHV Bank Easy Access Savings Access Unlimited withdrawals and top-ups at any time. Maximum £100,000 Conditions Aged 18+, sole accounts only. Requires an LHV current account; apply in the LHV Bank app. Maximum £100,000 across all Easy Access accounts. Minimum deposit not stated on the page read. Interest paid Monthly Manage by Mobile app FSCS licence LHV BANK LIMITED
Deposit-taker LHV Bank, a trading name of LHV BANK LIMITED
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 993767)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £107m at 31 December 2025 (latest published accounts). Full account details
4.15% £1 36 Manchester Building Society Manchester Rainy Day SaverFrom £1 Beats inflation Details for Manchester Building Society Manchester Rainy Day Saver Access 1 penalty-free withdrawal each anniversary year. Maximum £1,000,000 Conditions Rate falls to 1.70% AER if you make 2 or more withdrawals in an anniversary year. Interest paid Once a year Manage by Online, Branch FSCS licence Newcastle Building Society
Deposit-taker Manchester Building Society, a trading name of Newcastle Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 156058)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £353m at 31 December 2025, for its group (latest published accounts). Full account details
4.15% £1 37 Post Office Online SaverFrom £1 then 0.90% after 1 year Details for Post Office Online Saver Access Withdraw any amount at any time without notice or penalty. Bonus Includes a 3.25% bonus for 1 year, then 0.90% Conditions Includes fixed 3.25% bonus for 12 months; 0.90% after. Provided by Bank of Ireland UK. Interest paid Once a year Manage by Online FSCS licence Bank of Ireland (UK) plc
Deposit-taker Post Office, a trading name of Bank of Ireland (UK) plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 512956)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,785m at 31 December 2025 (annual report 2025) Full account details
4.15% £1 38 Family Building Society Online Saver (12)From £100 Beats inflation Open and manage online only Details for Family Building Society Online Saver (12) Access Withdraw at any time without notice or penalty, up to £25,000 per day per account. Conditions Open and manage online only. Interest paid Once a year Manage by Online FSCS licence National Counties Building Society
Deposit-taker Family Building Society, a trading name of National Counties Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206080)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £173m at 31 December 2025, for its group (latest published accounts). Full account details
4.15% £100 39 Shawbrook Bank Bonus Easy Access Savings AccountFrom £1 Beats inflation New customers only Details for Shawbrook Bank Bonus Easy Access Savings Account Access Withdrawals paid next working day, no notice or penalty. Maximum £500,000 Conditions New customers only. Maximum £1,000,000 for joint accounts. Interest paid Once a year Manage by Online FSCS licence Shawbrook Bank Limited
Deposit-taker Shawbrook Bank, a trading name of Shawbrook Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 204574)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,845m at 31 December 2025, for its group (latest published accounts). Full account details
4.13% £1 40 Cambridge Building Society Double Access SaverFrom £100 Beats inflation Must supply a mobile number and email address Details for Cambridge Building Society Double Access Saver Access Two free withdrawals a year after the first 7 days; further withdrawals cost 120 days' interest. Maximum £2,000,000 Conditions Must supply a mobile number and email address. Interest paid Once a year Manage by Online, Mobile app, Branch, Phone, Post FSCS licence Cambridge Building Society
Deposit-taker Cambridge Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 157223)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £141m at 31 December 2025 (latest published accounts). Full account details
4.10% £100 41 Vanquis Bank Triple Access Saver Account (issue 4)From £1,000 Beats inflation Details for Vanquis Bank Triple Access Saver Account (issue 4) Access Up to 3 withdrawals keep 4.08%; 4 or more drop the rate to 2.00%. Conditions Standard checks only. Interest paid Once a year Manage by Online FSCS licence Vanquis Bank Limited
Deposit-taker Vanquis Bank, a trading name of Vanquis Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 221156)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £438.0m at 31 December 2025 (annual report 2025) Full account details
4.08% £1,000 42 AA Savings Easy Access SavingsFrom £1 then 1.70% after 1 year Details for AA Savings Easy Access Savings Access Easy access, any time. Bonus Includes a 2.37% bonus for 1 year, then 1.70% Maximum £1,000,000 Conditions Standard checks only. Interest paid Monthly Manage by Online, Mobile app FSCS licence National Westminster Bank Plc
Deposit-taker AA Savings, a trading name of National Westminster Bank Plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 121878)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £22,685m at 31 December 2025 (latest published accounts). Full account details
4.07% £1 43 Family Building Society Market Tracker Saver (1)From £1 Beats inflation Details for Family Building Society Market Tracker Saver (1) Access Up to 20 withdrawals a year, maximum £25,000 per day. Conditions Tracker rate: moves with the market. Interest paid Once a year Manage by Online, Post, Branch FSCS licence National Counties Building Society
Deposit-taker Family Building Society, a trading name of National Counties Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206080)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £173m at 31 December 2025, for its group (latest published accounts). Full account details
4.05% £1 44 Hodge Bank Easy AccessFrom £1 Beats inflation Details for Hodge Bank Easy Access Access Withdraw whenever needed to your nominated current account without notice. Maximum £250,000 Conditions UK resident and UK tax resident aged 18+ with a National Insurance number. Not a US person. Interest paid Monthly Manage by Online FSCS licence Julian Hodge Bank Limited
Deposit-taker Hodge Bank, a trading name of Julian Hodge Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 204439)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £180m at 30 September 2025 (latest published accounts). Full account details
4.01% £1 45 Santander First Home SaverFrom £1 Beats inflation Details for Santander First Home Saver Access Unlimited withdrawals, but 3 or more in a calendar month drops the rate to 1.00% AER for that month. Maximum £2,000,000 Conditions Saving for a first home; must never have owned a residential property. 24-month term, then moves to Everyday Saver. Interest paid Monthly Manage by Online, Mobile app FSCS licence Santander UK plc
Deposit-taker Santander, a trading name of Santander UK plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 106054)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £15.1bn at 31 December 2025 (annual report 2025) Full account details
4.00% £1 46 Starling Bank Easy SaverFrom £1 then 2.50% after 6 months Needs the bank's current account Details for Starling Bank Easy Saver Access Withdraw any amount at any time without notice or penalty. Bonus Includes a 1.50% bonus for 6 months, then 2.50% Maximum £1,000,000 Conditions Must hold a Starling personal or joint current account. Bonus on new Easy Saver accounts, on balances up to £25,000 only; 2.50% AER above that and after 6 months. Interest paid Monthly Manage by Mobile app FSCS licence Starling Bank Limited
Deposit-taker Starling Bank, a trading name of Starling Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 730166)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,046m at 31 March 2025, for its group (latest published accounts). Full account details
4.00% £1 47 Swansea Building Society Online Instant Access SaverFrom £1 Beats inflation Details for Swansea Building Society Online Instant Access Saver Access Withdraw any amount at any time without notice or penalty. Conditions New applicants must live in Wales (existing members anywhere in the UK). Interest paid Once a year Manage by Online FSCS licence Swansea Building Society
Deposit-taker Swansea Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206066)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £49.1m at 31 December 2025 (latest published accounts). Full account details
4.00% £1 48 Saffron Building Society Enviro Saver Account (Issue 5)From £10 Beats inflation Open online only Details for Saffron Building Society Enviro Saver Account (Issue 5) Access Listed as immediate access; withdrawal terms not shown on the rates page. Maximum £500,000 Conditions Open online only. Interest paid Once a year Manage by Online, Mobile app FSCS licence Saffron Building Society
Deposit-taker Saffron Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 100015)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £83.4m at 31 December 2025, for its group (latest published accounts). Full account details
4.00% £10 49 Barclays Rainy Day SaverFrom £1 Beats inflation Needs the bank's current account Details for Barclays Rainy Day Saver Access Instant access: withdraw at any time without notice or penalty. Conditions Barclays Blue Rewards members and Premier Banking customers only (requires a Barclays current account). 3.96% AER on the first £5,000; 0.70% AER on amounts over £5,000. Interest paid Once a year Manage by Mobile app, Online FSCS licence Barclays Bank UK PLC
Deposit-taker Barclays, a trading name of Barclays Bank UK PLC
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 759676)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £20,278m at 31 December 2025, for its group (latest published accounts). Full account details
3.96% £1 50 RCI Bank Freedom Savings AccountFrom £100 Beats inflation Details for RCI Bank Freedom Savings Account Access Unlimited withdrawals to your linked UK current account at any time without notice or penalty. Maximum £250,000 Conditions UK resident aged 18+ with indefinite right to reside in the UK. Linked current account cannot be with an e-money or payment institution. Interest monthly or annually (your choice). Interest paid Monthly Manage by Online, Mobile app FSCS licence RCI Bank UK Limited
Deposit-taker RCI Bank, a trading name of RCI Bank UK Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 815220)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £724m at 31 December 2024 (latest published accounts). Full account details
3.95% £100 51 Skipton Building Society Two Access SaverFrom £1 Beats inflation Details for Skipton Building Society Two Access Saver Access Up to two withdrawals a year, plus closure. Conditions Standard checks only. Interest paid Once a year Manage by FSCS licence Skipton Building Society
Deposit-taker Skipton Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 153706)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £2,861m at 31 December 2025, for its group (latest published accounts). Full account details
3.90% £1 52 Dudley Building Society Easy Access Saver Online Issue 11From £1,000 Beats inflation Details for Dudley Building Society Easy Access Saver Online Issue 11 Access Withdraw any amount at any time without notice or penalty. Maximum £500,000 Conditions Online-only account; applications are made through the Society's online savings portal. Monthly-interest version (Issue 5) pays the same 3.90% AER (3.83% gross). Interest paid Once a year Manage by Online FSCS licence Dudley Building Society
Deposit-taker Dudley Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 161294)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £679.6m and total liabilities of £645.5m at 31 March 2026 (annual report 2026) Full account details
3.90% £1,000 53 Buckinghamshire Building Society Bucks Easy Access TrackerFrom £10,000 Beats inflation Minimum £10,000 Details for Buckinghamshire Building Society Bucks Easy Access Tracker Access Withdraw at any time. Conditions Minimum £10,000. Tracker rate (variable). Interest paid annually at 31 December. Interest paid Once a year Manage by Branch, Post, Online FSCS licence Buckinghamshire Building Society
Deposit-taker Buckinghamshire Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206022)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £30.5m at 31 December 2025 (latest published accounts). Full account details
3.90% £10,000 54 Shawbrook Bank Easy Access PlusFrom £10,000 Beats inflation New customers only Details for Shawbrook Bank Easy Access Plus Access Withdrawals paid next working day, no notice or penalty. Maximum £500,000 Conditions New customers only. Maximum £1,000,000 for joint accounts. Interest paid Once a year Manage by Online FSCS licence Shawbrook Bank Limited
Deposit-taker Shawbrook Bank, a trading name of Shawbrook Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 204574)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,845m at 31 December 2025, for its group (latest published accounts). Full account details
3.88% £10,000 55 Close Brothers Savings Easy Access AccountFrom £10,000 Beats inflation Details for Close Brothers Savings Easy Access Account Access Withdraw at any time; funds paid by the end of the next business day. Maximum £2,000,000 Conditions 1.00% AER if the balance falls below £10,000. Interest paid Once a year Manage by Online, Post, Phone FSCS licence Close Brothers Limited
Deposit-taker Close Brothers Savings, a trading name of Close Brothers Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 124750)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,580m at 31 July 2025 (latest published accounts). Full account details
3.85% £10,000 56 No1 CopperPot Reserve AccountFrom £1 Beats inflation Details for No1 CopperPot Reserve Account Access Free withdrawals at any time by Faster Payment. Maximum £40,000 Conditions Membership required: you must be 18 or over, live in the UK, and work for or be retired from the UK police family. You must already hold a Member Account (which needs at least £5 a month) and save £5 to £1,000 a month into the Reserve Account by payroll, pension deduction or Direct Debit. Variable rate; maximum £40,000 across all your No1 CopperPot savings. Interest paid Monthly Manage by Online, Mobile app, Phone, Branch FSCS licence Number One Police Credit Union Limited
Deposit-taker No1 CopperPot, a trading name of Number One Police Credit Union Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 213301)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £30.8m at 30 September 2024 (latest published accounts). Full account details
3.82% £1 57 thisbank Easy Access Savings AccountFrom £1 Beats inflation Sole accounts only; open online or in the app Details for thisbank Easy Access Savings Account Access Withdraw any amount at any time. Maximum £500,000 Conditions UK resident aged 18+ with a UK mobile, email and UK bank account. Sole accounts only; open online or in the app. Interest paid Monthly Manage by Online, Mobile app FSCS licence THIS BANK LIMITED
Deposit-taker thisbank, a trading name of THIS BANK LIMITED
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 832786)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £25.6m at 31 March 2025 (latest published accounts). Full account details
3.82% £1 58 Spring Easy SaverFrom £10 Beats inflation Managed in the Spring app only Details for Spring Easy Saver Access Withdrawals permitted at any time. Conditions Managed in the Spring app only. Interest paid Monthly Manage by Mobile app FSCS licence Paragon Bank PLC
Deposit-taker Spring, a trading name of Paragon Bank PLC
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 604551)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,046m at 30 September 2025 (latest published accounts). Full account details
3.82% £10 59 Harpenden Building Society Hart Saver account (Issue 1)From £100 Beats inflation Details for Harpenden Building Society Hart Saver account (Issue 1) Access Instant access; terms not stated on listing. Conditions Only for people living at a residential address with an AL, HP, LU or WD postcode. Interest paid Once a year Manage by Branch, Post FSCS licence Harpenden Building Society
Deposit-taker Harpenden Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 157260)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £30.8m at 31 December 2025 (latest published accounts). Full account details
3.81% £100 60 Saffron Building Society Online Saver (Issue 2)From £1 Beats inflation Details for Saffron Building Society Online Saver (Issue 2) Access Withdraw any amount at any time without notice or penalty. Maximum £2,000,000 Conditions Tiered: 3.80% / 4.05% / 4.15% AER by balance; a £10,000 balance is in the lowest tier (the society's May 2026 rate guide sets bands at under £50,000, £50,000 to £99,999.99 and £100,000+). Interest paid annually or monthly. Interest paid Once a year Manage by Online FSCS licence Saffron Building Society
Deposit-taker Saffron Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 100015)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £83.4m at 31 December 2025, for its group (latest published accounts). Full account details
3.80% £1 61 UBL UK Easy Access AccountFrom £500 Beats inflation Open in branch or by post only Details for UBL UK Easy Access Account Access Unlimited withdrawals (online daily limit £10,000). Maximum £200,000 Conditions Needs another UK bank account in your name. Open in branch or by post only. Interest paid Once a year Manage by Branch, Post FSCS licence United National Bank Limited
Deposit-taker UBL UK, a trading name of United National Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 207381)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £117.0m at 31 December 2025 (annual report 2025) Full account details
3.80% £500 62 Vida Savings Easy Access Issue 3From £500 Beats inflation Details for Vida Savings Easy Access Issue 3 Access Withdraw any amount at any time without notice or penalty. Maximum £500,000 Conditions Standard checks only. Interest paid Once a year Manage by Online FSCS licence Vida Bank Limited
Deposit-taker Vida Savings, a trading name of Vida Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 738741)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £178m at 31 December 2025 (latest published accounts). Full account details
3.80% £500 63 Chorley Building Society Online Saver (Triple Access)From £1,000 Beats inflation Details for Chorley Building Society Online Saver (Triple Access) Access Three withdrawals a year. Conditions Standard checks only. Interest paid Once a year Manage by Online FSCS licence The Chorley and District Building Society
Deposit-taker Chorley Building Society, a trading name of The Chorley and District Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206023)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £21.9m at 2 February 2026 (latest published accounts). Full account details
3.80% £1,000 64 Investec Online Flexi SaverFrom £5,000 Beats inflation Details for Investec Online Flexi Saver Access Unlimited withdrawals to your linked account. Maximum £250,000 Conditions UK resident with a UK bank account. Managed online, separate to Investec Online. Interest paid Monthly Manage by Online FSCS licence Investec Bank plc
Deposit-taker Investec, a trading name of Investec Bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 172330)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £3,671m at 31 March 2025, for its group (latest published accounts). Full account details
3.79% £5,000 65 Chetwood Bank Easy Access savings account (EA_10)From £1 Beats inflation Details for Chetwood Bank Easy Access savings account (EA_10) Access Withdraw at any time, one withdrawal request per day, paid by the end of the next working day. Conditions Standard checks only. Interest paid Monthly Manage by Online, Mobile app FSCS licence Chetwood Financial Limited
Deposit-taker Chetwood Bank, a trading name of Chetwood Financial Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 740551)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £173m at 31 March 2024 (latest published accounts). Full account details
3.78% £1 66 Buckinghamshire Building Society Online Single Access SaverFrom £10,000 Beats inflation Online only Details for Buckinghamshire Building Society Online Single Access Saver Access One withdrawal (including closure) per year; maintain a £10,000 minimum balance. Conditions Online only. Minimum £10,000. Interest paid annually at 31 December. Interest paid Once a year Manage by Online FSCS licence Buckinghamshire Building Society
Deposit-taker Buckinghamshire Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206022)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £30.5m at 31 December 2025 (latest published accounts). Full account details
3.76% £10,000 67 Darlington Building Society Double Access SaverFrom £1 Beats inflation Details for Darlington Building Society Double Access Saver Access Two withdrawals per calendar year, no notice. Conditions Standard checks only. Interest paid Once a year Manage by Online FSCS licence Darlington Building Society
Deposit-taker Darlington Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 205895)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £56.6m at 31 December 2025, for its group (latest published accounts). Full account details
3.75% £1 68 Kent Reliance Easy Access Savings Account - Issue 16From £1 Beats inflation Details for Kent Reliance Easy Access Savings Account - Issue 16 Access Withdraw any amount at any time without notice or penalty. Conditions Standard checks only. Interest paid Once a year Manage by Online FSCS licence OneSavings Bank plc
Deposit-taker Kent Reliance, a trading name of OneSavings Bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 530504)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £2,314m at 31 December 2025, for its group (latest published accounts). Full account details
3.75% £1 69 Marcus by Goldman Sachs Online Savings AccountFrom £1 then 3.26% after 1 year Details for Marcus by Goldman Sachs Online Savings Account Access Withdraw any amount at any time to your linked account, subject to daily online limits. Bonus Includes a 0.49% bonus for 1 year, then 3.26% Maximum £250,000 Conditions Includes 0.49% gross bonus fixed for the first 12 months. Interest paid Monthly Manage by Mobile app, Online FSCS licence Goldman Sachs International Bank
Deposit-taker Marcus by Goldman Sachs, a trading name of Goldman Sachs International Bank
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 124659)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £5,075m at 31 December 2025 (latest published accounts). Full account details
3.75% £1 70 NS&I Direct SaverFrom £1 Beats inflation Details for NS&I Direct Saver Access Withdraw any time without notice or penalty. Maximum £2,000,000 Conditions Aged 16+. Interest paid Once a year Manage by Online, Phone FSCS licence NS&I (100% backed by HM Treasury, not FSCS)
Held by NS&I (National Savings and Investments)
Status UK government: an executive agency and non-ministerial department, accountable to HM Treasury
Regulated Not by the PRA or FCA: NS&I is part of government, accountable to HM Treasury
Protection and disputes HM Treasury backing (100% of the money, with no limit) and Financial Ombudsman Service
Capital Not applicable: savings are backed by HM Treasury, not by NS&I's own capital Full account details
3.75% £1 71 Secure Trust Bank Access AccountFrom £1 Beats inflation Details for Secure Trust Bank Access Account Access Unlimited withdrawals to your nominated account without notice. Maximum £250,000 Conditions Needs a UK current account in your name as nominated account. Interest paid Once a year Manage by Online FSCS licence Secure Trust Bank PLC
Deposit-taker Secure Trust Bank, a trading name of Secure Trust Bank PLC
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 204550)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £374m at 31 December 2025, for its group (latest published accounts). Full account details
3.75% £1 72 NS&I Income BondsFrom £500 Beats inflation Details for NS&I Income Bonds Access Withdraw any time without notice or penalty; minimum withdrawal £500 and £500 must stay in. Maximum £1,000,000 Conditions Aged 16+. Interest paid Monthly Manage by Online, Phone, Post FSCS licence NS&I (100% backed by HM Treasury, not FSCS)
Held by NS&I (National Savings and Investments)
Status UK government: an executive agency and non-ministerial department, accountable to HM Treasury
Regulated Not by the PRA or FCA: NS&I is part of government, accountable to HM Treasury
Protection and disputes HM Treasury backing (100% of the money, with no limit) and Financial Ombudsman Service
Capital Not applicable: savings are backed by HM Treasury, not by NS&I's own capital Full account details
3.75% £500 73 Aldermore Double Access Account (Issue 11)From £1,000 Beats inflation Aged 18+, UK resident and only UK tax resident Details for Aldermore Double Access Account (Issue 11) Access Up to two withdrawals per account year keep 3.75% AER; from the third withdrawal the rate is 1.50% AER until the anniversary. Conditions Aged 18+, UK resident and only UK tax resident. Not available to US Persons or in trust. One Double Access Account per person. Interest paid Once a year Manage by Online FSCS licence Aldermore Bank PLC
Deposit-taker Aldermore, a trading name of Aldermore Bank PLC
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 204503)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,370m at 30 June 2024 (latest published accounts). Full account details
3.75% £1,000 74 Dudley Building Society 2 Access Bonus Saver Issue 2From £1,000 then 3.10% after 1 year Details for Dudley Building Society 2 Access Bonus Saver Issue 2 Access Withdraw at any time; bonus conditions apply (see account terms). Bonus Includes a 0.65% bonus for 1 year, then 3.10% Maximum £500,000 Conditions 3.75% AER includes a bonus; 3.10% AER without it. Interest paid Once a year Manage by Branch, Post FSCS licence Dudley Building Society
Deposit-taker Dudley Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 161294)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £679.6m and total liabilities of £645.5m at 31 March 2026 (annual report 2026) Full account details
3.75% £1,000 75 GB Bank Easy Access AccountFrom £1,000 Beats inflation Details for GB Bank Easy Access Account Access Withdraw at any time without penalty or notice. Maximum £100,000 Conditions UK resident for tax purposes aged 18+ with a UK current account in your name. Apply online; manage online or in the GB Bank app. 21-day funding window. Interest paid Once a year Manage by Online, Mobile app FSCS licence GB Bank Limited
Deposit-taker GB Bank, a trading name of GB Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 850286)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £110m at 30 September 2025, for its group (latest published accounts). Full account details
3.75% £1,000 76 Earl Shilton Building Society Bonus OneFrom £5,000 then 0.85% after 0 years UK residents only Details for Earl Shilton Building Society Bonus One Access No notice, but a maximum of 1 withdrawal a year to keep the bonus. Bonus Includes a 2.90% bonus for 0 years, then 0.85% Maximum £85,000 Conditions UK residents only. Aged 16+. Includes 2.90% bonus if terms are met (bonus period not stated on rates page). Interest paid Once a year Manage by Branch, Post FSCS licence Earl Shilton Building Society
Deposit-taker Earl Shilton Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206078)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £13.8m at 31 March 2026 (latest published accounts). Full account details
3.75% £5,000 77 United Trust Bank UTB Easy Access AccountFrom £5,000 Beats inflation Details for United Trust Bank UTB Easy Access Account Access Withdraw any amount at any time without notice or penalty. Maximum £150,000 Conditions Needs a UK current account in your name as the nominated account. Fund within 14 days. Interest paid Once a year Manage by Online FSCS licence United Trust Bank Limited
Deposit-taker United Trust Bank, a trading name of United Trust Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 204463)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £473m at 31 December 2025 (latest published accounts). Full account details
3.75% £5,000 78 Monument Bank Limited Access SaverFrom £25,000 Beats inflation Details for Monument Bank Limited Access Saver Access Up to 3 withdrawals every 12 months without affecting the rate. Maximum £2,000,000 Conditions UK resident aged 18+, sole name only, opened in the Monument app. Minimum £25,000 combined across all Monument savings accounts; maximum £2,000,000. Interest paid Monthly Manage by Mobile app, Phone FSCS licence Monument Bank Limited
Deposit-taker Monument Bank, a trading name of Monument Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 849724)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £77.9m at 31 December 2024 (latest published accounts). Full account details
3.74% £25,000 79 Furness Building Society Double Access Saver (Issue 2)From £1 Beats inflation Details for Furness Building Society Double Access Saver (Issue 2) Access Two withdrawals a year. Maximum £250,000 Conditions Standard checks only. Interest paid Once a year Manage by Online, Branch, Post FSCS licence Furness Building Society
Deposit-taker Furness Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 159624)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £90.3m at 31 December 2025 (latest published accounts). Full account details
3.65% £1 80 Skipton Building Society Four Access SaverFrom £1 Beats inflation Details for Skipton Building Society Four Access Saver Access Up to four withdrawals a year, plus closure. Conditions Standard checks only. Interest paid Once a year Manage by Online FSCS licence Skipton Building Society
Deposit-taker Skipton Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 153706)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £2,861m at 31 December 2025, for its group (latest published accounts). Full account details
3.65% £1 81 Cambridge Building Society Your SaverFrom £100 Beats inflation Details for Cambridge Building Society Your Saver Access One withdrawal per calendar month, after the first 7 days. Maximum £2,000,000 Conditions Standard checks only. Interest paid Once a year Manage by Online, Mobile app, Branch, Phone, Post FSCS licence Cambridge Building Society
Deposit-taker Cambridge Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 157223)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £141m at 31 December 2025 (latest published accounts). Full account details
3.65% £100 82 Bath Building Society Limited Access AccountFrom £500 Beats inflation Details for Bath Building Society Limited Access Account Access Limited withdrawals; see the account terms. Maximum £120,000 Conditions Standard checks only. Interest paid Once a year Manage by Branch, Post, Online FSCS licence Bath Investment & Building Society
Deposit-taker Bath Building Society, a trading name of Bath Investment & Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206026)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £48.6m at 31 December 2024 (latest published accounts). Full account details
3.65% £500 83 Suffolk Building Society Single Access SaverFrom £100 Beats inflation Details for Suffolk Building Society Single Access Saver Access One penalty-free withdrawal a year. Maximum £500,000 Conditions Standard checks only. Interest paid Once a year Manage by Branch, Post FSCS licence Suffolk Building Society
Deposit-taker Suffolk Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 104875)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £49.7m at 30 November 2025 (latest published accounts). Full account details
3.60% £100 84 Dudley Building Society Branch Instant Access SaverFrom £1,000 Beats inflation Details for Dudley Building Society Branch Instant Access Saver Access Withdraw any amount at any time without notice or penalty. Maximum £500,000 Conditions Standard checks only. Interest paid Once a year Manage by Branch FSCS licence Dudley Building Society
Deposit-taker Dudley Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 161294)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £679.6m and total liabilities of £645.5m at 31 March 2026 (annual report 2026) Full account details
3.60% £1,000 85 Teachers Building Society Double Access Savings for Teachers (issue 1)From £100 Beats inflation Details for Teachers Building Society Double Access Savings for Teachers (issue 1) Access Up to two penalty-free withdrawals per calendar year; more reduces the rate for that year. Maximum £100,000 Conditions Only for people in education roles (teachers, supply teachers, teaching assistants, nursery workers, education administration). Interest frequency and manage channels not individually checked. Interest paid Once a year Manage by Online, Post, Phone FSCS licence Teachers' Building Society
Deposit-taker Teachers Building Society, a trading name of Teachers' Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 156580)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £24.0m at 31 December 2025 (latest published accounts). Full account details
3.55% £100 86 Swansea Building Society First Adult Saver AccountFrom £1 Beats inflation Details for Swansea Building Society First Adult Saver Account Access Withdraw any amount at any time without notice or penalty. Conditions New applicants must live in Wales (existing members anywhere in the UK). Aged 18 to 40. Interest paid Once a year Manage by Online FSCS licence Swansea Building Society
Deposit-taker Swansea Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206066)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £49.1m at 31 December 2025 (latest published accounts). Full account details
3.53% £1 87 Monument Bank Easy Access SavingsFrom £25,000 Beats inflation Details for Monument Bank Easy Access Savings Access Withdraw any amount at any time to your linked account. Maximum £2,000,000 Conditions UK resident aged 18+, sole name only, opened in the Monument app. Minimum £25,000 combined across all Monument savings accounts; maximum £2,000,000. Interest paid Monthly Manage by Mobile app, Phone FSCS licence Monument Bank Limited
Deposit-taker Monument Bank, a trading name of Monument Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 849724)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £77.9m at 31 December 2024 (latest published accounts). Full account details
3.52% £25,000 88 Coventry Building Society 5 Access Saver (5)From £1 Details for Coventry Building Society 5 Access Saver (5) Access 5 free withdrawals per rolling 12 months; the 6th and later (including closure) cost 50 days' interest. Maximum £1,000,000 Conditions Aged 16+. Interest paid Once a year Manage by Online, Branch, Phone, Post, Mobile app FSCS licence Coventry Building Society
Deposit-taker Coventry Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 150892)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £4,289m at 31 December 2025, for its group (latest published accounts). Full account details
3.50% £1 89 Monmouthshire Building Society Access Bonus Account (Issue 3)From £1 then 3.00% after 1 year Details for Monmouthshire Building Society Access Bonus Account (Issue 3) Access Withdraw any time without notice, but more than one withdrawal in the bonus year (1 Apr to 31 Mar) loses the 0.50% bonus. Bonus Includes a 0.50% bonus for 1 year, then 3.00% Maximum £2,000,000 Conditions Aged 16+. UK resident excluding Northern Ireland. Interest paid Once a year Manage by Online, Branch, Mobile app FSCS licence Monmouthshire Building Society
Deposit-taker Monmouthshire Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206052)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £92.9m at 30 April 2026 (latest published accounts). Full account details
3.50% £1 90 Monzo Instant Access SavingsFrom £1 Details for Monzo Instant Access Savings Access Withdraw instantly at any time. Maximum £1,000,000 Conditions UK resident aged 16+ with a Monzo current account. 3.50% AER requires a paid Monzo plan (from £3 a month, 18+); rates from 2.75% AER depending on plan. Interest paid Monthly Manage by Mobile app FSCS licence Monzo Bank Limited
Deposit-taker Monzo, a trading name of Monzo Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 730427)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,029m at 31 March 2026 (latest published accounts). Full account details
3.50% £1 91 Ulster Bank Loyalty SaverFrom £1 Needs the bank's current account Details for Ulster Bank Loyalty Saver Access Withdraw at any time to any UK account, subject to daily limits. Conditions Ulster Bank current account holders only. 3.50% AER on balances of £5,000 and over; 1.00% AER below £5,000 (tiered on whole balance). Online-only opening outside Northern Ireland. Interest paid Once a year Manage by Online, Branch, Phone FSCS licence National Westminster Bank Plc
Deposit-taker Ulster Bank, a trading name of National Westminster Bank Plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 121878)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £22,685m at 31 December 2025 (latest published accounts). Full account details
3.50% £1 92 Teachers Building Society Double Access Savings for Everyone (issue 1)From £100 Details for Teachers Building Society Double Access Savings for Everyone (issue 1) Access Up to two penalty-free withdrawals per calendar year; more reduces the rate for that year. Maximum £100,000 Conditions Interest frequency and manage channels not individually checked. Interest paid Once a year Manage by Online, Post, Phone FSCS licence Teachers' Building Society
Deposit-taker Teachers Building Society, a trading name of Teachers' Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 156580)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £24.0m at 31 December 2025 (latest published accounts). Full account details
3.50% £100 93 Chorley Building Society Easy Access Saver (1 Withdrawal)From £500 Details for Chorley Building Society Easy Access Saver (1 Withdrawal) Access Up to 1 withdrawal a year. Conditions Standard checks only. Interest paid Once a year Manage by Branch, Post, Online FSCS licence The Chorley and District Building Society
Deposit-taker Chorley Building Society, a trading name of The Chorley and District Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206023)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £21.9m at 2 February 2026 (latest published accounts). Full account details
3.50% £500 94 Atom bank Instant Saver RewardFrom £1 Details for Atom bank Instant Saver Reward Access Unlimited access, but in any month you make a withdrawal the rate is 2.00% AER instead of 3.49%. Conditions Standard checks only. Interest paid Monthly Manage by Mobile app FSCS licence Atom bank plc
Deposit-taker Atom bank, a trading name of Atom bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 661960)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £425m at 31 March 2025 (latest published accounts). Full account details
3.49% £1 95 Newcastle Building Society Newcastle Double Access Saver (Issue 6)From £1 Details for Newcastle Building Society Newcastle Double Access Saver (Issue 6) Access 2 penalty-free withdrawals per account year; rate drops to 1.70% if 3 or more are made. Maximum £1,000,000 Conditions Standard checks only. Interest paid Once a year Manage by Online, Branch FSCS licence Newcastle Building Society
Deposit-taker Newcastle Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 156058)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £353m at 31 December 2025, for its group (latest published accounts). Full account details
3.45% £1 96 Ecology Building Society Eco Double Access Saver AccountFrom £1,000 Details for Ecology Building Society Eco Double Access Saver Account Access Up to two withdrawals a year. Maximum £500,000 Conditions Monthly interest option at the same AER (3.40% gross). Interest paid Once a year Manage by Online, Post FSCS licence Ecology Building Society
Deposit-taker Ecology Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 162090)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £21.6m at 31 December 2025 (latest published accounts). Full account details
3.45% £1,000 97 Tandem Bank Instant Access SaverFrom £1 then 3.15% after 1 year Details for Tandem Bank Instant Access Saver Access Withdraw any amount at any time without notice or penalty. Bonus Includes a 0.25% bonus for 1 year, then 3.15% Maximum £250,000 Conditions Includes a 12-month Top Up rate; standard rate afterwards is 3.15% AER. Interest paid Monthly Manage by Mobile app FSCS licence Tandem Bank Limited
Deposit-taker Tandem Bank, a trading name of Tandem Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 204479)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £188m at 31 December 2025 (latest published accounts). Full account details
3.40% £1 98 Harpenden Building Society Online Instant Access (Issue 3)From £100 Details for Harpenden Building Society Online Instant Access (Issue 3) Access Same-day access with no charges. Conditions Standard checks only. Interest paid Once a year Manage by Online FSCS licence Harpenden Building Society
Deposit-taker Harpenden Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 157260)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £30.8m at 31 December 2025 (latest published accounts). Full account details
3.40% £100 99 Vernon Building Society Triple AccessFrom £500 Rate on up to £20,000 Details for Vernon Building Society Triple Access Access Maximum three withdrawals per calendar year. Maximum £20,000 Conditions Standard checks only. Interest paid Once a year Manage by Branch, Online FSCS licence Vernon Building Society
Deposit-taker Vernon Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 195475)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £34.1m at 31 December 2025 (latest published accounts). Full account details
3.40% £500 100 first direct Bonus Savings AccountFrom £1 Needs the bank's current account Details for first direct Bonus Savings Account Access Instant access, but you earn 1.05% AER for any month you make a withdrawal. Conditions Existing customers only: you must have a first direct 1st Account, which is a current account. 3.35% AER only on balances up to £50,000 in months with no withdrawals; 1.05% AER above £50,000 or in any month you withdraw. Interest paid Monthly Manage by Online, Mobile app, Phone FSCS licence HSBC UK Bank plc
Deposit-taker first direct, a trading name of HSBC UK Bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 765112)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £28,261m at 31 December 2025 Full account details
3.35% £1 101 HSBC UK Online Bonus SaverFrom £1 Details for HSBC UK Online Bonus Saver Access Withdraw at any time, but the bonus rate is only paid in months with no withdrawals (1.05% AER otherwise). Maximum £50,000 Conditions Existing HSBC current or savings account customers only. Bonus rate on balances up to £50,000; standard rate 1.05% AER. Interest paid Monthly Manage by Mobile app, Online FSCS licence HSBC UK Bank plc
Deposit-taker HSBC UK, a trading name of HSBC UK Bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 765112)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £28,261m at 31 December 2025 Full account details
3.35% £1 102 Principality Building Society Branch 5 Access Bonus SaverFrom £1 then 2.30% after 1 year Branch only Details for Principality Building Society Branch 5 Access Bonus Saver Access Up to 5 withdrawals per calendar year. Bonus Includes a 1.05% bonus for 1 year, then 2.30% Conditions Branch only. Includes 1.05% bonus for 12 months; 2.30% after. Interest paid Once a year Manage by Branch FSCS licence Principality Building Society
Deposit-taker Principality Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 155998)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £799m at 31 December 2025, for its group (latest published accounts). Full account details
3.35% £1 103 Suffolk Building Society Triple Access SaverFrom £100 Details for Suffolk Building Society Triple Access Saver Access Three penalty-free withdrawals a year. Maximum £500,000 Conditions Standard checks only. Interest paid Once a year Manage by Branch, Post FSCS licence Suffolk Building Society
Deposit-taker Suffolk Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 104875)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £49.7m at 30 November 2025 (latest published accounts). Full account details
3.35% £100 104 Nationwide Building Society 1 Year Triple Access SaverFrom £1 Details for Nationwide Building Society 1 Year Triple Access Saver Access Up to 3 withdrawals a year at this rate; 4 or more drops it to 1.05%. Conditions 1-year account. Interest paid Once a year Manage by Online, Mobile app, Branch FSCS licence Nationwide Building Society
Deposit-taker Nationwide Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 106078)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £382,328m and total liabilities of £361,039m at 31 March 2026 (annual report 2026) Full account details
3.30% £1 105 Skipton Building Society Six Access SaverFrom £1 Details for Skipton Building Society Six Access Saver Access Up to six withdrawals a year, plus closure. Conditions Standard checks only. Interest paid Once a year Manage by Online FSCS licence Skipton Building Society
Deposit-taker Skipton Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 153706)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £2,861m at 31 December 2025, for its group (latest published accounts). Full account details
3.30% £1 106 The Co-operative Bank Select Access Saver 5From £1 Details for The Co-operative Bank Select Access Saver 5 Access Up to 2 withdrawals a calendar year at this rate; 3 or more and the rate is 1.00% for that year. Conditions The Co-operative Bank plans to transfer its business to Coventry Building Society on 1 January 2027, subject to court approval; money with the Co-op, smile and Coventry would then share one £120,000 FSCS limit. Interest paid Once a year Manage by Online, Mobile app FSCS licence The Co-operative Bank p.l.c.
Deposit-taker The Co-operative Bank, a trading name of The Co-operative Bank p.l.c.
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 121885)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,270m at 31 December 2024 (latest published accounts). Full account details
3.28% £1 107 smile Select Access Saver 5From £1 Details for smile Select Access Saver 5 Access Unlimited withdrawals, but 1.00% AER applies from the third withdrawal in a calendar year until year end. Maximum £1,000,000 Conditions Rate 3.28% AER with 2 or fewer withdrawals per calendar year; 1.00% AER with 3 or more. Cannot already hold a Select Access Saver 5. Managed through Co-operative Bank online banking/app, not smile. Interest paid Once a year Manage by Online, Mobile app, Branch FSCS licence The Co-operative Bank p.l.c.
Deposit-taker smile, a trading name of The Co-operative Bank p.l.c.
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 121885)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,270m at 31 December 2024 (latest published accounts). Full account details
3.28% £1 108 Oxbury Bank Personal Easy Access Account (Issue 2)From £1,000 Details for Oxbury Bank Personal Easy Access Account (Issue 2) Access Withdraw any amount at any time without notice or penalty. Maximum £500,000 Conditions Standard checks only. Interest paid Once a year Manage by Online FSCS licence Oxbury Bank Plc
Deposit-taker Oxbury Bank, a trading name of Oxbury Bank Plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 834822)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £210.3m at 31 December 2025 (annual report 2025) Full account details
3.27% £1,000 109 Progressive Building Society First Home Saver (Issue 2)From £1 Details for Progressive Building Society First Home Saver (Issue 2) Access Withdraw any amount at any time without notice or penalty. Conditions Saving for a first home (conditions not read). Interest paid Once a year Manage by Branch, Post FSCS licence Progressive Building Society
Deposit-taker Progressive Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 161841)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £2,279.6m and total liabilities of £2,105.7m at 31 December 2025 (annual report 2025) Full account details
3.25% £1 110 Progressive Building Society Online First Home Saver Account (Issue 3)From £1 Details for Progressive Building Society Online First Home Saver Account (Issue 3) Access Withdraw any amount at any time without notice or penalty. Conditions The property purchased must be in Northern Ireland. Interest paid Once a year Manage by Online FSCS licence Progressive Building Society
Deposit-taker Progressive Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 161841)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £2,279.6m and total liabilities of £2,105.7m at 31 December 2025 (annual report 2025) Full account details
3.25% £1 111 Swansea Building Society Instant Access SaverFrom £1 Details for Swansea Building Society Instant Access Saver Access Withdraw any amount at any time without notice or penalty. Conditions New applicants must live in Wales (existing members anywhere in the UK). Interest paid Once a year Manage by Online FSCS licence Swansea Building Society
Deposit-taker Swansea Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206066)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £49.1m at 31 December 2025 (latest published accounts). Full account details
3.25% £1 112 Hanley Economic Building Society Limited Access Saver (LAS1)From £100 Details for Hanley Economic Building Society Limited Access Saver (LAS1) Access Limited withdrawals (restrictions apply). Maximum £300,000 Conditions Standard checks only. Interest paid Once a year Manage by Online, Branch FSCS licence Hanley Economic Building Society
Deposit-taker Hanley Economic Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206024)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £33.3m at 31 August 2026 (latest published accounts). Full account details
3.25% £100 113 Scottish Building Society E-Saver Plus - Issue 8From £100 Details for Scottish Building Society E-Saver Plus - Issue 8 Access Instant access, up to 4 withdrawals in any 12 months. Conditions Standard checks only. Interest paid Once a year Manage by Online FSCS licence Scottish Building Society
Deposit-taker Scottish Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206034)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £46.2m at 31 January 2026 (latest published accounts). Full account details
3.25% £100 114 Scottish Building Society Saver Plus - Issue 8From £100 Details for Scottish Building Society Saver Plus - Issue 8 Access Instant access, up to 4 withdrawals in any 12 months. Conditions Standard checks only. Interest paid Once a year Manage by Branch, Post FSCS licence Scottish Building Society
Deposit-taker Scottish Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206034)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £46.2m at 31 January 2026 (latest published accounts). Full account details
3.25% £100 115 Vanquis Bank Easy Access Account (issue 10)From £1,000 Details for Vanquis Bank Easy Access Account (issue 10) Access Withdraw any amount at any time without notice or penalty. Conditions Standard checks only. Interest paid Once a year Manage by Online FSCS licence Vanquis Bank Limited
Deposit-taker Vanquis Bank, a trading name of Vanquis Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 221156)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £438.0m at 31 December 2025 (annual report 2025) Full account details
3.25% £1,000 116 Paragon Bank Triple Access Savings AccountFrom £1 Details for Paragon Bank Triple Access Savings Account Access Up to three withdrawals a year at the higher rate; a fourth or later withdrawal cuts the rate to 1.25% AER. Maximum £500,000 Conditions Rate falls to 1.25% AER after a fourth withdrawal. Interest paid Once a year Manage by Online FSCS licence Paragon Bank PLC
Deposit-taker Paragon Bank, a trading name of Paragon Bank PLC
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 604551)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,046m at 30 September 2025 (latest published accounts). Full account details
3.20% £1 117 Kent Reliance Branch Easy Access Saver - Issue 1From £1,000 Details for Kent Reliance Branch Easy Access Saver - Issue 1 Access Withdraw any amount at any time without notice or penalty. Conditions 0.10% AER on balances under £1,000. Interest paid Once a year Manage by Branch FSCS licence OneSavings Bank plc
Deposit-taker Kent Reliance, a trading name of OneSavings Bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 530504)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £2,314m at 31 December 2025, for its group (latest published accounts). Full account details
3.20% £1,000 118 Monzo Select Access Savings PotFrom £500 UK residents only Details for Monzo Select Access Savings Pot Access Best rate with 2 or fewer withdrawals a year. Conditions Monzo current account required. UK residents only. 3.15% on Free and Extra plans; 3.65% AER on paid Perks/Max plans. Interest paid Monthly Manage by Mobile app FSCS licence Monzo Bank Limited
Deposit-taker Monzo, a trading name of Monzo Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 730427)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,029m at 31 March 2026 (latest published accounts). Full account details
3.15% £500 119 Chorley Building Society Easy Access Saver (2 Withdrawals)From £500 Details for Chorley Building Society Easy Access Saver (2 Withdrawals) Access Up to 2 withdrawals a year. Conditions Standard checks only. Interest paid Once a year Manage by Branch, Post, Online FSCS licence The Chorley and District Building Society
Deposit-taker Chorley Building Society, a trading name of The Chorley and District Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206023)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £21.9m at 2 February 2026 (latest published accounts). Full account details
3.10% £500 120 Nottingham Building Society Triple Access SaverFrom £500 Open in branch only Details for Nottingham Building Society Triple Access Saver Access Withdraw without notice; more than three withdrawals in an interest year (from 1 February) drops the rate to 1.65% AER. Maximum £750,000 Conditions Aged 18+. Open in branch only. Interest paid Once a year Manage by Branch FSCS licence Nottingham Building Society
Deposit-taker Nottingham Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 200785)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £267m at 31 December 2025, for its group (latest published accounts). Full account details
3.05% £500 121 Newbury Building Society Senior SaverFrom £50 Applicants must live in England or Wales Details for Newbury Building Society Senior Saver Access Withdraw any amount at any time without notice or penalty. Conditions Applicants must live in England or Wales. Aged 55 and over. Interest paid Monthly Manage by Online, Post, Branch FSCS licence Newbury Building Society
Deposit-taker Newbury Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206077)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £122m at 31 October 2025 (latest published accounts). Full account details
3.04% £50 122 Charity Bank Ethical Easy Access AccountFrom £5,000 Details for Charity Bank Ethical Easy Access Account Access Withdraw to your nominated account by Faster Payment (or CHAPS for a fee) by emailing a signed withdrawal form. Maximum £500,000 Conditions Individuals permanently resident in the UK. Balances under £5,000 earn 0.10%. Withdrawals by signed form, not instant online. Interest paid quarterly. Interest paid Once a year Manage by Post, Mobile app FSCS licence The Charity Bank Limited
Deposit-taker Charity Bank, a trading name of The Charity Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 207701)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £45.2m at 31 December 2025 (latest published accounts). Full account details
3.04% £5,000 123 Bank of Scotland Advantage SaverFrom £1 Needs the bank's current account Details for Bank of Scotland Advantage Saver Access Unlimited withdrawals, but 0.65% AER applies after 3 or more withdrawals. Conditions Requires a Bank of Scotland Vantage current account. 3.00% AER with 2 or fewer withdrawals; 0.65% AER with 3 or more. Interest paid Monthly Manage by Online, Mobile app, Phone, Branch FSCS licence Bank of Scotland plc
Deposit-taker Bank of Scotland, a trading name of Bank of Scotland plc
Incorporated in United Kingdom
Principal place of business Scotland (registered office The Mound, Edinburgh)
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 169628)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £16,333m at 31 December 2025, for its group (latest published accounts). Full account details
3.00% £1 124 Furness Building Society Triple Access Saver (Issue 2)From £1 Details for Furness Building Society Triple Access Saver (Issue 2) Access Up to 3 withdrawals a year. Conditions Standard checks only. Interest paid Once a year Manage by Online, Branch, Post FSCS licence Furness Building Society
Deposit-taker Furness Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 159624)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £90.3m at 31 December 2025 (latest published accounts). Full account details
3.00% £1 125 Lloyds Bank Limited Access SaverFrom £1 Details for Lloyds Bank Limited Access Saver Access Rate drops to 0.65% AER in any year with 3 or more withdrawals. Conditions Becomes a Standard Saver after 1 year. Interest paid Monthly Manage by Online, Mobile app, Branch FSCS licence Lloyds Bank plc
Deposit-taker Lloyds Bank, a trading name of Lloyds Bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 119278)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £41,980m at 31 December 2025 (annual report 2025) Full account details
3.00% £1 126 Post Office Instant SaverFrom £1 then 0.90% after 1 year Open in branch or by post Details for Post Office Instant Saver Access Withdraw any amount at any time without notice or penalty. Bonus Includes a 2.10% bonus for 1 year, then 0.90% Conditions Open in branch or by post. Includes fixed 2.10% bonus for 12 months; 0.90% after. Provided by Bank of Ireland UK. Interest paid Once a year Manage by Branch, Post, Phone, Online FSCS licence Bank of Ireland (UK) plc
Deposit-taker Post Office, a trading name of Bank of Ireland (UK) plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 512956)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,785m at 31 December 2025 (annual report 2025) Full account details
3.00% £1 127 Progressive Building Society Online Instant Access Saver Account (Issue 2)From £1 Details for Progressive Building Society Online Instant Access Saver Account (Issue 2) Access Withdraw any amount at any time without notice or penalty. Conditions Standard checks only. Interest paid Once a year Manage by Online FSCS licence Progressive Building Society
Deposit-taker Progressive Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 161841)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £2,279.6m and total liabilities of £2,105.7m at 31 December 2025 (annual report 2025) Full account details
3.00% £1 128 Santander Limited Access Saver (Issue 9)From £1 Details for Santander Limited Access Saver (Issue 9) Access Unlimited withdrawals, but 3 or more in a calendar month drops the rate to 1.00% AER for that month. Maximum £2,000,000 Conditions 12-month term, then moves to Everyday Saver. Interest paid Monthly Manage by Online, Mobile app, Branch, Phone FSCS licence Santander UK plc
Deposit-taker Santander, a trading name of Santander UK plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 106054)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £15.1bn at 31 December 2025 (annual report 2025) Full account details
3.00% £1 129 TSB Save Well Limited AccessFrom £1 Details for TSB Save Well Limited Access Access Instant access, but withdrawals reduce the interest earned for that month. Conditions 1-year term. Interest paid Monthly Manage by Mobile app, Online, Branch FSCS licence TSB Bank plc
Deposit-taker TSB, a trading name of TSB Bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 191240)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £2,338m at 31 December 2025 (latest published accounts). Full account details
3.00% £1 130 Newbury Building Society Home SaverFrom £10 Applicants must live in England or Wales Details for Newbury Building Society Home Saver Access Two withdrawals per calendar year. Conditions Applicants must live in England or Wales. For first-time buyers saving for their first home. Interest paid Once a year Manage by Online, Post, Branch FSCS licence Newbury Building Society
Deposit-taker Newbury Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206077)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £122m at 31 October 2025 (latest published accounts). Full account details
3.00% £10 131 Newbury Building Society Welcome to NewburyFrom £50 New members Details for Newbury Building Society Welcome to Newbury Access No notice required. Conditions New members. New and existing members living in England or Wales only. Interest paid Once a year Manage by Online, Post, Branch FSCS licence Newbury Building Society
Deposit-taker Newbury Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206077)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £122m at 31 October 2025 (latest published accounts). Full account details
3.00% £50 132 Zopa Access potFrom £1 App only Details for Zopa Access pot Access Withdraw any amount at any time without notice or penalty. Maximum £250,000 Conditions App only. Interest paid Once a year Manage by Mobile app FSCS licence Zopa Bank Limited
Deposit-taker Zopa, a trading name of Zopa Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 800542)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £497m at 31 December 2024 (latest published accounts). Full account details
2.95% £1 133 Buckinghamshire Building Society Single Access SaverFrom £100 Maximum £500,000 Details for Buckinghamshire Building Society Single Access Saver Access One withdrawal per year. Conditions Maximum £500,000. Branch or post. Interest paid annually at 31 December. Interest paid Once a year Manage by Branch, Post, Online FSCS licence Buckinghamshire Building Society
Deposit-taker Buckinghamshire Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206022)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £30.5m at 31 December 2025 (latest published accounts). Full account details
2.90% £100 135 Al Rayan Bank Everyday Saver (Issue 3)From £10,000 Sole applicants only; one account per customer Details for Al Rayan Bank Everyday Saver (Issue 3) Access Withdraw to your nominated account as often as you like, subject to daily limits. Maximum £1,000,000 Conditions Expected profit rate, not interest. Aged 16+ resident in the UK (or non-EU country). Sole applicants only; one account per customer. Apply via Digital Banking. Interest paid Monthly Manage by Online, Mobile app, Phone FSCS licence Al Rayan Bank Limited
Deposit-taker Al Rayan Bank, a trading name of Al Rayan Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 229148)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £234m at 31 December 2025 (latest published accounts). Full account details
2.75% £10,000 136 Shawbrook Bank Easy AccessFrom £1,000 Maximum £1,000,000 for joint accounts Details for Shawbrook Bank Easy Access Access Withdrawals paid next working day, no notice or penalty. Maximum £500,000 Conditions Maximum £1,000,000 for joint accounts. Interest paid Once a year Manage by Online FSCS licence Shawbrook Bank Limited
Deposit-taker Shawbrook Bank, a trading name of Shawbrook Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 204574)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,845m at 31 December 2025, for its group (latest published accounts). Full account details
2.70% £1,000 137 Gatehouse Bank Easy Access AccountFrom £1 Details for Gatehouse Bank Easy Access Account Access Instant access to your nominated account. Maximum £250,000 Conditions Expected profit rate, not interest. Profit paid annually or monthly (2.62% gross monthly). Interest paid Once a year Manage by Online, Mobile app FSCS licence Gatehouse Bank plc
Deposit-taker Gatehouse Bank, a trading name of Gatehouse Bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 475346)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £95.8m at 31 December 2025, for its group (latest published accounts). Full account details
2.65% £1 138 Methodist Chapel Aid Premium AccountFrom £1 Details for Methodist Chapel Aid Premium Account Access Instant access, but withdrawals may carry a penalty (see the terms). Conditions UK resident individuals, churches and other bodies. Apply by enquiry form or phone, not online. Not available to customers introduced by financial management firms. Interest paid Once a year Manage by Phone, Post FSCS licence Methodist Chapel Aid Limited
Deposit-taker Methodist Chapel Aid, a trading name of Methodist Chapel Aid Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 204508)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £14.1m at 30 September 2025 (latest published accounts). Full account details
2.62% £1 139 Barclays Blue Rewards SaverFrom £1 Barclays Blue Rewards and Premier customers only Details for Barclays Blue Rewards Saver Access Access at any time, but in any month with a withdrawal the rate is 1.16% AER. Conditions Barclays Blue Rewards and Premier customers only. 2.51% AER in months with no withdrawals; 0.60% in months with withdrawals. Interest paid Once a year Manage by Mobile app, Online FSCS licence Barclays Bank UK PLC
Deposit-taker Barclays, a trading name of Barclays Bank UK PLC
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 759676)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £20,278m at 31 December 2025, for its group (latest published accounts). Full account details
2.51% £1 140 Atom bank Instant SaverFrom £1 Details for Atom bank Instant Saver Access Withdraw any amount at any time without notice or penalty. Conditions Standard checks only. Interest paid Monthly Manage by Mobile app FSCS licence Atom bank plc
Deposit-taker Atom bank, a trading name of Atom bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 661960)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £425m at 31 March 2025 (latest published accounts). Full account details
2.50% £1 141 Bath Building Society Instant AccessFrom £1 Details for Bath Building Society Instant Access Access Withdraw any amount at any time without notice or penalty. Maximum £500,000 Conditions Pays 0.00% on the balance above £100,000. Interest paid Once a year Manage by Branch, Post, Online FSCS licence Bath Investment & Building Society
Deposit-taker Bath Building Society, a trading name of Bath Investment & Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206026)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £48.6m at 31 December 2024 (latest published accounts). Full account details
2.50% £1 142 NatWest Defined Access SaverFrom £1 Details for NatWest Defined Access Saver Access Withdraw at any time; the rate drops to 1.04% if you make 4 or more withdrawals in a calendar year. Maximum £3,000,000 Conditions 2.50% AER applies with 3 or fewer withdrawals per calendar year. Interest paid Monthly Manage by Mobile app, Online, Branch, Phone FSCS licence National Westminster Bank Plc
Deposit-taker NatWest, a trading name of National Westminster Bank Plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 121878)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £22,685m at 31 December 2025 (latest published accounts). Full account details
2.50% £1 143 Saffron Building Society Everyday Saver (Issue 2)From £1 Details for Saffron Building Society Everyday Saver (Issue 2) Access Withdraw any amount at any time without notice or penalty. Maximum £2,000,000 Conditions Tiered: 1.50% under £1,000, 2.50% £1,000 to £24,999.99, 3.45% £25,000+ (bands from the society's rate guide); £10,000 earns 2.50%. Interest paid Once a year Manage by Online, Branch, Post FSCS licence Saffron Building Society
Deposit-taker Saffron Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 100015)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £83.4m at 31 December 2025, for its group (latest published accounts). Full account details
2.50% £1 144 Buckinghamshire Building Society Triple Access SaverFrom £100 Branch or post Details for Buckinghamshire Building Society Triple Access Saver Access Up to three withdrawals per year. Conditions Branch or post. Interest paid annually at 31 December. Interest paid Once a year Manage by Branch, Post, Online FSCS licence Buckinghamshire Building Society
Deposit-taker Buckinghamshire Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206022)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £30.5m at 31 December 2025 (latest published accounts). Full account details
2.50% £100 145 Methodist Chapel Aid Standard AccountFrom £1 Details for Methodist Chapel Aid Standard Account Access Instant access, no penalty. Conditions UK resident individuals, churches and other bodies. Apply by enquiry form or phone, not online. Not available to customers introduced by financial management firms. Interest paid Once a year Manage by Phone, Post FSCS licence Methodist Chapel Aid Limited
Deposit-taker Methodist Chapel Aid, a trading name of Methodist Chapel Aid Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 204508)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £14.1m at 30 September 2025 (latest published accounts). Full account details
2.47% £1 146 Newbury Building Society Treasure PlusFrom £1,000 Applicants must live in England or Wales Details for Newbury Building Society Treasure Plus Access Instant access on balances of £10,000 or more; 90 days' notice needed when the balance is below £10,000. Conditions Applicants must live in England or Wales. Tiered: 2.25% £1,000+; 2.45% £10,000+; 2.80% £25,000+; 3.10% £50,000+. Interest paid Once a year Manage by Online, Post, Branch FSCS licence Newbury Building Society
Deposit-taker Newbury Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206077)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £122m at 31 October 2025 (latest published accounts). Full account details
2.45% £1,000 147 Saffron Building Society Savvy SaverFrom £5,000 Details for Saffron Building Society Savvy Saver Access Up to 4 withdrawals a year. Conditions Standard checks only. Interest paid Monthly Manage by Branch, Post FSCS licence Saffron Building Society
Deposit-taker Saffron Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 100015)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £83.4m at 31 December 2025, for its group (latest published accounts). Full account details
2.43% £5,000 148 Cumberland Building Society Cumberland Instant AccessFrom £1 Details for Cumberland Building Society Cumberland Instant Access Access Withdraw at any time (cash up to £500 a day; no Faster Payments, standing orders or direct debits). Maximum £500,000 Conditions New customers must live within the Society's operating area. Online opening needs an internet-enabled Cumberland current account; otherwise open in branch. Interest paid Once a year Manage by Branch, Online, Mobile app, Phone FSCS licence Cumberland Building Society
Deposit-taker Cumberland Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 106074)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £225m at 31 March 2026, for its group (latest published accounts). Full account details
2.40% £1 149 Cumberland Building Society Save & Support: Cumberland BluesFrom £1 Details for Cumberland Building Society Save & Support: Cumberland Blues Access Up to 6 free withdrawals each year. Conditions New customers must live within the Society's operating area. The Society makes an annual donation to the named cause. Interest paid Once a year Manage by Branch, Online FSCS licence Cumberland Building Society
Deposit-taker Cumberland Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 106074)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £225m at 31 March 2026, for its group (latest published accounts). Full account details
2.40% £1 150 Cumberland Building Society Save & Support: Cumberland HospicesFrom £1 Details for Cumberland Building Society Save & Support: Cumberland Hospices Access Up to 6 free withdrawals each year. Conditions New customers must live within the Society's operating area. The Society makes an annual donation to the named cause. Interest paid Once a year Manage by Branch, Online FSCS licence Cumberland Building Society
Deposit-taker Cumberland Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 106074)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £225m at 31 March 2026, for its group (latest published accounts). Full account details
2.40% £1 151 Stafford Building Society Triple Access Pullman (Instant Access)From £100 Details for Stafford Building Society Triple Access Pullman (Instant Access) Access Up to 3 withdrawals a year. Maximum £450,000 Conditions Standard checks only. Interest paid Once a year Manage by Online FSCS licence The Stafford Railway Building Society
Deposit-taker Stafford Building Society, a trading name of The Stafford Railway Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206063)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £346.5m and total liabilities of £318.4m at 31 October 2025 (annual report 2025) Full account details
2.35% £100 152 Market Harborough Building Society KickstarterFrom £10 Details for Market Harborough Building Society Kickstarter Access Easy access. Conditions Standard checks only. Interest paid Once a year Manage by FSCS licence Market Harborough Building Society
Deposit-taker Market Harborough Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206041)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £62.8m at 31 December 2025 (latest published accounts). Full account details
2.30% £10 153 Ecology Building Society Easy Access AccountFrom £25 Details for Ecology Building Society Easy Access Account Access Withdraw any amount at any time without notice or penalty. Maximum £500,000 Conditions Standard checks only. Interest paid Once a year Manage by Online, Post FSCS licence Ecology Building Society
Deposit-taker Ecology Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 162090)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £21.6m at 31 December 2025 (latest published accounts). Full account details
2.30% £25 154 Hanley Economic Building Society Jet Set Saver (JET01)From £100 Details for Hanley Economic Building Society Jet Set Saver (JET01) Access Withdraw any amount at any time without notice or penalty. Maximum £300,000 Conditions Includes entry to a £10,000 holiday voucher prize draw. Interest paid Once a year Manage by Branch, Post FSCS licence Hanley Economic Building Society
Deposit-taker Hanley Economic Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206024)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £33.3m at 31 August 2026 (latest published accounts). Full account details
2.30% £100 155 Hanley Economic Building Society Jet Set Saver (JET02)From £100 Details for Hanley Economic Building Society Jet Set Saver (JET02) Access Withdraw any amount at any time without notice or penalty. Maximum £300,000 Conditions Includes entry to a £10,000 holiday voucher prize draw. Interest paid Once a year Manage by Online FSCS licence Hanley Economic Building Society
Deposit-taker Hanley Economic Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206024)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £33.3m at 31 August 2026 (latest published accounts). Full account details
2.30% £100 156 Teachers Building Society Easy Access Savings for Teachers (issue 1)From £100 Details for Teachers Building Society Easy Access Savings for Teachers (issue 1) Access Withdraw at any time without notice. Maximum £100,000 Conditions Only for people in education roles (teachers, supply teachers, teaching assistants, nursery workers, education administration). Interest frequency and manage channels not individually checked. Interest paid Once a year Manage by Online, Post, Phone FSCS licence Teachers' Building Society
Deposit-taker Teachers Building Society, a trading name of Teachers' Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 156580)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £24.0m at 31 December 2025 (latest published accounts). Full account details
2.30% £100 157 Chase SaverFrom £1 Needs the bank's current account Details for Chase Saver Access Withdraw any amount at any time without notice or penalty. Conditions Requires a Chase current account (opened in the Chase app). Rate tracks 1.50% below Bank of England base rate. Interest paid Monthly Manage by Mobile app FSCS licence J.P. Morgan Europe Limited
Deposit-taker Chase, a trading name of J.P. Morgan Europe Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 124579)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £2,594m at 31 December 2025 (annual report 2025) Full account details
2.25% £1 158 Monmouthshire Building Society Save And Support AccountFrom £1 Details for Monmouthshire Building Society Save And Support Account Access See product terms. Conditions Charity of the Year account. Interest paid Once a year Manage by Online, Branch, Mobile app FSCS licence Monmouthshire Building Society
Deposit-taker Monmouthshire Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206052)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £92.9m at 30 April 2026 (latest published accounts). Full account details
2.25% £1 159 Principality Building Society Branch Instant AccessFrom £1 Details for Principality Building Society Branch Instant Access Access Withdraw any amount at any time without notice or penalty. Conditions Standard checks only. Interest paid Once a year Manage by Branch FSCS licence Principality Building Society
Deposit-taker Principality Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 155998)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £799m at 31 December 2025, for its group (latest published accounts). Full account details
2.25% £1 160 Principality Building Society Online Easy AccessFrom £1 Details for Principality Building Society Online Easy Access Access Withdraw any amount at any time without notice or penalty. Conditions Standard checks only. Interest paid Once a year Manage by Online FSCS licence Principality Building Society
Deposit-taker Principality Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 155998)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £799m at 31 December 2025, for its group (latest published accounts). Full account details
2.25% £1 161 Scottish Building Society Instant Access SaverFrom £1 Details for Scottish Building Society Instant Access Saver Access Withdraw at any time without notice or penalty. Conditions Standard checks only. Interest paid Once a year Manage by Branch, Post FSCS licence Scottish Building Society
Deposit-taker Scottish Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206034)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £46.2m at 31 January 2026 (latest published accounts). Full account details
2.25% £1 162 Marsden Building Society Branch Saver (18)From £25 Branch-based; branches are in Lancashire Details for Marsden Building Society Branch Saver (18) Access Easy access. Conditions Branch-based; branches are in Lancashire. Interest paid Once a year Manage by Branch FSCS licence Marsden Building Society
Deposit-taker Marsden Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206050)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £58.0m at 31 December 2025 (latest published accounts). Full account details
2.25% £25 163 Aldermore Easy Access Account (Issue 20)From £100 Aged 18+, UK resident and only UK tax resident Details for Aldermore Easy Access Account (Issue 20) Access Withdraw any amount at any time without notice or penalty. Conditions Aged 18+, UK resident and only UK tax resident. Not available to US Persons or in trust. Interest paid Once a year Manage by Online FSCS licence Aldermore Bank PLC
Deposit-taker Aldermore, a trading name of Aldermore Bank PLC
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 204503)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,370m at 30 June 2024 (latest published accounts). Full account details
2.25% £100 164 Scottish Building Society Online SaverFrom £100 Details for Scottish Building Society Online Saver Access Withdraw at any time without notice or penalty. Conditions Standard checks only. Interest paid Once a year Manage by Online FSCS licence Scottish Building Society
Deposit-taker Scottish Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206034)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £46.2m at 31 January 2026 (latest published accounts). Full account details
2.25% £100 165 Teachers Building Society Easy Access Savings for Everyone (issue 1)From £100 Details for Teachers Building Society Easy Access Savings for Everyone (issue 1) Access Withdraw at any time without notice. Maximum £100,000 Conditions Interest frequency and manage channels not individually checked. Interest paid Once a year Manage by Online, Post, Phone FSCS licence Teachers' Building Society
Deposit-taker Teachers Building Society, a trading name of Teachers' Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 156580)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £24.0m at 31 December 2025 (latest published accounts). Full account details
2.25% £100 166 Penrith Building Society Affinity Account - Supporting Eden Valley Hospice & Jigsaw, Cumbria's Children's HospiceFrom £1 Rate on up to £20,000 Details for Penrith Building Society Affinity Account - Supporting Eden Valley Hospice & Jigsaw, Cumbria's Children's Hospice Access Withdraw any amount at any time without notice or penalty. Maximum £20,000 Conditions Society donates 0.50% of average balances to the partner charity. Interest paid Once a year Manage by Branch, Post FSCS licence Penrith Building Society
Deposit-taker Penrith Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 164473)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £12.6m at 31 December 2025 (latest published accounts). Full account details
2.20% £1 167 Penrith Building Society Affinity Account - Supporting Sunbeams Music TrustFrom £1 Rate on up to £20,000 Details for Penrith Building Society Affinity Account - Supporting Sunbeams Music Trust Access Withdraw any amount at any time without notice or penalty. Maximum £20,000 Conditions Society donates 0.50% of average balances to the partner charity. Interest paid Once a year Manage by Branch, Post FSCS licence Penrith Building Society
Deposit-taker Penrith Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 164473)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £12.6m at 31 December 2025 (latest published accounts). Full account details
2.20% £1 168 Triodos Bank Online Saver PlusFrom £1 Opened in the Triodos Mobile Banking App only Details for Triodos Bank Online Saver Plus Access 3 penalty-free withdrawals per 12 months; beyond that 0.10% applies in the month of the excess withdrawal. Conditions Opened in the Triodos Mobile Banking App only. One Saver Plus per 12 months. Interest paid Once a year Manage by Mobile app, Online FSCS licence Triodos Bank UK Limited
Deposit-taker Triodos Bank, a trading name of Triodos Bank UK Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 817008)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £200m at 31 December 2024 (latest published accounts). Full account details
2.20% £1 169 Chorley Building Society Easy Access Saver (3 Withdrawals)From £500 Details for Chorley Building Society Easy Access Saver (3 Withdrawals) Access Up to 3 withdrawals a year. Conditions Standard checks only. Interest paid Once a year Manage by Branch, Post, Online FSCS licence The Chorley and District Building Society
Deposit-taker Chorley Building Society, a trading name of The Chorley and District Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206023)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £21.9m at 2 February 2026 (latest published accounts). Full account details
2.20% £500 170 Darlington Building Society Easy Access SaverFrom £1 Details for Darlington Building Society Easy Access Saver Access Withdraw any amount at any time without notice or penalty. Maximum £500,000 Conditions 2.80% AER on balances over £20,000. Interest paid Once a year Manage by Branch, Online, Post FSCS licence Darlington Building Society
Deposit-taker Darlington Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 205895)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £56.6m at 31 December 2025, for its group (latest published accounts). Full account details
2.10% £1 171 Danske Bank Danske eSaverFrom £1 Details for Danske Bank Danske eSaver Access Withdraw any amount at any time without notice or penalty. Conditions New customers must be resident in Northern Ireland; existing Danske customers must be UK resident. Aged 18+ and registered for eBanking. Interest paid Once a year Manage by Online, Mobile app FSCS licence Northern Bank Limited
Deposit-taker Danske Bank, a trading name of Northern Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 122261)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £969m at 31 December 2025 (latest published accounts). Full account details
2.05% £1 172 Skipton Building Society Easy Access SaverFrom £1 Details for Skipton Building Society Easy Access Saver Access Withdraw any amount at any time without notice or penalty. Conditions Standard checks only. Interest paid Once a year Manage by Online FSCS licence Skipton Building Society
Deposit-taker Skipton Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 153706)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £2,861m at 31 December 2025, for its group (latest published accounts). Full account details
2.05% £1 173 Chorley Building Society Easy Access Saver (4 Withdrawals)From £500 Details for Chorley Building Society Easy Access Saver (4 Withdrawals) Access Up to 4 withdrawals a year. Conditions Standard checks only. Interest paid Once a year Manage by Branch, Post, Online FSCS licence The Chorley and District Building Society
Deposit-taker Chorley Building Society, a trading name of The Chorley and District Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206023)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £21.9m at 2 February 2026 (latest published accounts). Full account details
2.05% £500 174 Kingdom Bank Instant Access Gospel SaverFrom £10,000 Details for Kingdom Bank Instant Access Gospel Saver Access No notice needed; maximum one withdrawal per calendar month. Conditions Standard checks only. Interest paid Once a year Manage by Online, Mobile app FSCS licence Kingdom Bank Limited
Deposit-taker Kingdom Bank, a trading name of KINGDOM BANK LIMITED
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 400972)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £15.8m at 31 December 2025 (latest published accounts). Full account details
2.05% £10,000 175 Coventry Building Society Easy Access Saver (8)From £1 Details for Coventry Building Society Easy Access Saver (8) Access Withdraw any amount at any time without notice or penalty. Maximum £1,000,000 Conditions Aged 16+. Monthly or annual interest. Interest paid Once a year Manage by Online, Mobile app, Branch, Post FSCS licence Coventry Building Society
Deposit-taker Coventry Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 150892)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £4,289m at 31 December 2025, for its group (latest published accounts). Full account details
2.00% £1 176 Furness Building Society Furness Student Savings AccountFrom £1 Rate on up to £20,000 Details for Furness Building Society Furness Student Savings Account Access Withdraw any amount at any time without notice or penalty. Maximum £20,000 Conditions For students. Interest paid Once a year Manage by Branch, Post FSCS licence Furness Building Society
Deposit-taker Furness Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 159624)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £90.3m at 31 December 2025 (latest published accounts). Full account details
2.00% £1 177 Santander Easy Access SaverFrom £1 Details for Santander Easy Access Saver Access Withdraw any amount at any time without notice or penalty. Conditions Standard checks only. Interest paid Once a year Manage by Online, Mobile app, Branch FSCS licence Santander UK plc
Deposit-taker Santander, a trading name of Santander UK plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 106054)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £15.1bn at 31 December 2025 (annual report 2025) Full account details
2.00% £1 178 West Bromwich Building Society Limited Access Saver (Issue 2)From £1 Apply in branch Details for West Bromwich Building Society Limited Access Saver (Issue 2) Access Withdraw any time; more than six withdrawals in an account year cuts the rate to 1.40%. Conditions UK resident aged 16+ (standard society eligibility; not re-read per product). Apply in branch. Interest paid Once a year Manage by Branch FSCS licence West Bromwich Building Society
Deposit-taker West Bromwich Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 104877)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £461m at 31 March 2025, for its group (latest published accounts). Full account details
2.00% £1 179 Ecology Building Society Ecology Sea-Changers Impact Saver AccountFrom £25 Details for Ecology Building Society Ecology Sea-Changers Impact Saver Account Access Withdraw any amount at any time without notice or penalty. Maximum £500,000 Conditions Supports the Sea-Changers charity. Interest paid Once a year Manage by Online, Post FSCS licence Ecology Building Society
Deposit-taker Ecology Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 162090)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £21.6m at 31 December 2025 (latest published accounts). Full account details
2.00% £25 181 West Bromwich Building Society Direct Limited Access Saver (Issue 3)From £1,000 Details for West Bromwich Building Society Direct Limited Access Saver (Issue 3) Access Withdraw any time; more than six withdrawals in an account year cuts the rate to 1.40% for the rest of that year. Conditions UK resident aged 16+ (standard society eligibility; not re-read per product). Online only, sole applicant; one account per customer. Interest paid Once a year Manage by Online FSCS licence West Bromwich Building Society
Deposit-taker West Bromwich Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 104877)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £461m at 31 March 2025, for its group (latest published accounts). Full account details
2.00% £1,000 182 Chorley Building Society Easy Access Saver (6 Withdrawals)From £500 Details for Chorley Building Society Easy Access Saver (6 Withdrawals) Access Up to 6 withdrawals a year. Conditions Standard checks only. Interest paid Once a year Manage by Branch, Post, Online FSCS licence The Chorley and District Building Society
Deposit-taker Chorley Building Society, a trading name of The Chorley and District Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206023)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £21.9m at 2 February 2026 (latest published accounts). Full account details
1.95% £500 183 Stafford Building Society Pullman (Instant Access)From £1 Details for Stafford Building Society Pullman (Instant Access) Access Withdraw any amount at any time without notice or penalty. Maximum £450,000 Conditions Standard checks only. Interest paid Once a year Manage by Online FSCS licence The Stafford Railway Building Society
Deposit-taker Stafford Building Society, a trading name of The Stafford Railway Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206063)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £346.5m and total liabilities of £318.4m at 31 October 2025 (annual report 2025) Full account details
1.90% £1 184 Stafford Building Society Pullman (Instant Access) - Monthly InterestFrom £1 Details for Stafford Building Society Pullman (Instant Access) - Monthly Interest Access Withdraw any amount at any time without notice or penalty. Maximum £450,000 Conditions Standard checks only. Interest paid Monthly Manage by Online FSCS licence The Stafford Railway Building Society
Deposit-taker Stafford Building Society, a trading name of The Stafford Railway Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206063)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £346.5m and total liabilities of £318.4m at 31 October 2025 (annual report 2025) Full account details
1.90% £1 185 Newbury Building Society Instant PremiumFrom £50 Applicants must live in England or Wales Details for Newbury Building Society Instant Premium Access Withdraw any amount at any time without notice or penalty. Conditions Applicants must live in England or Wales. Tiered: 1.90% from £50; 2.05% from £25,000. Interest paid Once a year Manage by Online, Post, Branch FSCS licence Newbury Building Society
Deposit-taker Newbury Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206077)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £122m at 31 October 2025 (latest published accounts). Full account details
1.90% £50 186 Vernon Building Society Easy AccessFrom £100 Details for Vernon Building Society Easy Access Access Withdraw any amount at any time. Maximum £250,000 Conditions Standard checks only. Interest paid Once a year Manage by Online, Branch FSCS licence Vernon Building Society
Deposit-taker Vernon Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 195475)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £34.1m at 31 December 2025 (latest published accounts). Full account details
1.90% £100 187 Barclays Reward SaverFrom £1 Details for Barclays Reward Saver Access Instant access, but in any month you make a withdrawal the rate is 1.00% AER. Conditions For customers who aren't Barclays Blue Rewards or Premier. 1.85% AER in months with no withdrawals; 0.60% in months with withdrawals. Interest paid Once a year Manage by Mobile app, Online FSCS licence Barclays Bank UK PLC
Deposit-taker Barclays, a trading name of Barclays Bank UK PLC
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 759676)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £20,278m at 31 December 2025, for its group (latest published accounts). Full account details
1.85% £1 188 Stafford Building Society Black & Amber AffinityFrom £100 Details for Stafford Building Society Black & Amber Affinity Access Withdraw any amount at any time without notice or penalty. Maximum £100,000 Conditions Affinity account: the society makes a donation to the named partner. Interest paid Once a year Manage by Online FSCS licence The Stafford Railway Building Society
Deposit-taker Stafford Building Society, a trading name of The Stafford Railway Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206063)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £346.5m and total liabilities of £318.4m at 31 October 2025 (annual report 2025) Full account details
1.85% £100 189 Stafford Building Society Black & White AffinityFrom £100 Details for Stafford Building Society Black & White Affinity Access Withdraw any amount at any time without notice or penalty. Maximum £100,000 Conditions Affinity account: the society makes a donation to the named partner. Interest paid Once a year Manage by Online FSCS licence The Stafford Railway Building Society
Deposit-taker Stafford Building Society, a trading name of The Stafford Railway Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206063)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £346.5m and total liabilities of £318.4m at 31 October 2025 (annual report 2025) Full account details
1.85% £100 190 Stafford Building Society Katharine House Hospice AffinityFrom £100 Details for Stafford Building Society Katharine House Hospice Affinity Access Withdraw any amount at any time without notice or penalty. Maximum £100,000 Conditions Affinity account: the society makes a donation to the named partner. Interest paid Once a year Manage by Online FSCS licence The Stafford Railway Building Society
Deposit-taker Stafford Building Society, a trading name of The Stafford Railway Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206063)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £346.5m and total liabilities of £318.4m at 31 October 2025 (annual report 2025) Full account details
1.85% £100 191 Stafford Building Society Support Staffordshire AffinityFrom £100 Details for Stafford Building Society Support Staffordshire Affinity Access Withdraw any amount at any time without notice or penalty. Maximum £100,000 Conditions Affinity account: the society makes a donation to the named partner. Interest paid Once a year Manage by Online FSCS licence The Stafford Railway Building Society
Deposit-taker Stafford Building Society, a trading name of The Stafford Railway Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206063)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £346.5m and total liabilities of £318.4m at 31 October 2025 (annual report 2025) Full account details
1.85% £100 192 Stafford Building Society World Land Trust AffinityFrom £100 Details for Stafford Building Society World Land Trust Affinity Access Withdraw any amount at any time without notice or penalty. Maximum £100,000 Conditions Affinity account: the society makes a donation to the named partner. Interest paid Once a year Manage by Online FSCS licence The Stafford Railway Building Society
Deposit-taker Stafford Building Society, a trading name of The Stafford Railway Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206063)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £346.5m and total liabilities of £318.4m at 31 October 2025 (annual report 2025) Full account details
1.85% £100 193 Triodos Bank Online SaverFrom £1 Opened in the Triodos Mobile Banking App only Details for Triodos Bank Online Saver Access Withdraw any amount at any time without notice or penalty. Conditions Opened in the Triodos Mobile Banking App only. Interest paid Monthly Manage by Mobile app, Online FSCS licence Triodos Bank UK Limited
Deposit-taker Triodos Bank, a trading name of Triodos Bank UK Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 817008)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £200m at 31 December 2024 (latest published accounts). Full account details
1.81% £1 194 Manchester Building Society Manchester Easy Access SaverFrom £1 Details for Manchester Building Society Manchester Easy Access Saver Access Penalty-free withdrawals without notice. Maximum £1,000,000 Conditions Standard checks only. Interest paid Once a year Manage by Online, Branch FSCS licence Newcastle Building Society
Deposit-taker Manchester Building Society, a trading name of Newcastle Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 156058)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £353m at 31 December 2025, for its group (latest published accounts). Full account details
1.80% £1 195 Newcastle Building Society Newcastle Easy Saver (Issue 5)From £1 Details for Newcastle Building Society Newcastle Easy Saver (Issue 5) Access Withdraw any amount at any time without notice or penalty. Maximum £1,000,000 Conditions Standard checks only. Interest paid Once a year Manage by Online, Branch FSCS licence Newcastle Building Society
Deposit-taker Newcastle Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 156058)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £353m at 31 December 2025, for its group (latest published accounts). Full account details
1.80% £1 196 Buckinghamshire Building Society Young Adult Instant AccessFrom £1 Details for Buckinghamshire Building Society Young Adult Instant Access Access Withdraw at any time. Conditions Young adult account (age band on product page). Interest paid annually at 31 December. Interest paid Once a year Manage by Branch, Post, Online FSCS licence Buckinghamshire Building Society
Deposit-taker Buckinghamshire Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206022)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £30.5m at 31 December 2025 (latest published accounts). Full account details
1.75% £1 197 Penrith Building Society Easy Access E-Saver (Issue 1)From £1 Online only; one per person Details for Penrith Building Society Easy Access E-Saver (Issue 1) Access Withdraw any amount at any time without notice or penalty. Conditions Online only; one per person. Interest paid Once a year Manage by Online FSCS licence Penrith Building Society
Deposit-taker Penrith Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 164473)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £12.6m at 31 December 2025 (latest published accounts). Full account details
1.75% £1 198 Penrith Building Society Instant Access ShareFrom £1 Details for Penrith Building Society Instant Access Share Access Withdraw any amount at any time without notice or penalty. Conditions Standard checks only. Interest paid Once a year Manage by Branch, Post FSCS licence Penrith Building Society
Deposit-taker Penrith Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 164473)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £12.6m at 31 December 2025 (latest published accounts). Full account details
1.75% £1 199 Progressive Building Society Progressive Saver AccountFrom £1 Details for Progressive Building Society Progressive Saver Account Access Four withdrawals per calendar year. Conditions Standard checks only. Interest paid Once a year Manage by Branch, Post FSCS licence Progressive Building Society
Deposit-taker Progressive Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 161841)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £2,279.6m and total liabilities of £2,105.7m at 31 December 2025 (annual report 2025) Full account details
1.75% £1 200 Marsden Building Society Affinity Saver (11)From £100 Details for Marsden Building Society Affinity Saver (11) Access Withdraw any amount at any time without notice or penalty. Conditions Affinity account supporting a partner organisation. Interest paid Once a year Manage by Branch FSCS licence Marsden Building Society
Deposit-taker Marsden Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206050)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £58.0m at 31 December 2025 (latest published accounts). Full account details
1.75% £100 201 Kingdom Bank Everyday Gospel SaverFrom £5,000 Details for Kingdom Bank Everyday Gospel Saver Access No notice needed; up to two withdrawals per calendar month, to a nominated UK account. Conditions Standard checks only. Interest paid Once a year Manage by Online, Mobile app FSCS licence Kingdom Bank Limited
Deposit-taker Kingdom Bank, a trading name of KINGDOM BANK LIMITED
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 400972)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £15.8m at 31 December 2025 (latest published accounts). Full account details
1.75% £5,000 202 Nottingham Building Society Branch Flexible SaverFrom £1 Details for Nottingham Building Society Branch Flexible Saver Access Withdraw any amount at any time without notice or penalty. Conditions Standard checks only. Interest paid Once a year Manage by Branch FSCS licence Nottingham Building Society
Deposit-taker Nottingham Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 200785)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £267m at 31 December 2025, for its group (latest published accounts). Full account details
1.70% £1 203 Leek Building Society Easy Access SaverFrom £1 Details for Leek Building Society Easy Access Saver Access Easy access; product terms not checked. Conditions Standard checks only. Interest paid Once a year Manage by Online, Branch, Post FSCS licence Leek United Building Society
Deposit-taker Leek Building Society, a trading name of Leek United Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 100014)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £84.0m at 31 December 2025 (latest published accounts). Full account details
1.65% £1 204 Beverley Building Society Instant Access AccountFrom £1 Details for Beverley Building Society Instant Access Account Access Instant access. Conditions Standard checks only. Interest paid Once a year Manage by Branch, Post FSCS licence Beverley Building Society
Deposit-taker Beverley Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206064)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £14.6m at 31 December 2025 (latest published accounts). Full account details
1.60% £1 205 Chorley Building Society Over 60's Easy Access AccountFrom £1 Details for Chorley Building Society Over 60's Easy Access Account Access Withdraw any amount at any time without notice or penalty. Conditions UK residents aged 60 or over. Tiered: 1.70% AER from £85,000, 1.80% AER from £170,000. Interest paid Once a year Manage by Online, Post, Branch FSCS licence The Chorley and District Building Society
Deposit-taker Chorley Building Society, a trading name of The Chorley and District Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206023)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £21.9m at 2 February 2026 (latest published accounts). Full account details
1.60% £1 206 Furness Building Society Everyday Saver (Issue 4)From £1 Details for Furness Building Society Everyday Saver (Issue 4) Access Withdraw any amount at any time without notice or penalty. Maximum £250,000 Conditions Standard checks only. Interest paid Once a year Manage by Online, Branch, Post FSCS licence Furness Building Society
Deposit-taker Furness Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 159624)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £90.3m at 31 December 2025 (latest published accounts). Full account details
1.60% £1 207 Leek Building Society County Air Ambulance Trust Savings AccountFrom £1 Details for Leek Building Society County Air Ambulance Trust Savings Account Access Page does not state withdrawal terms; see product terms. Conditions Affinity account supporting a named local cause. Interest paid Once a year Manage by Branch, Post, Online FSCS licence Leek United Building Society
Deposit-taker Leek Building Society, a trading name of Leek United Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 100014)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £84.0m at 31 December 2025 (latest published accounts). Full account details
1.60% £1 208 Leek Building Society East Cheshire Hospice Savings AccountFrom £1 Details for Leek Building Society East Cheshire Hospice Savings Account Access Page does not state withdrawal terms; see product terms. Conditions Affinity account supporting a named local cause. Interest paid Once a year Manage by Branch, Post, Online FSCS licence Leek United Building Society
Deposit-taker Leek Building Society, a trading name of Leek United Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 100014)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £84.0m at 31 December 2025 (latest published accounts). Full account details
1.60% £1 209 Leek Building Society Totally Locally Leek Savings AccountFrom £1 Details for Leek Building Society Totally Locally Leek Savings Account Access Page does not state withdrawal terms; see product terms. Conditions Affinity account supporting a named local cause. Interest paid Once a year Manage by Branch, Post, Online FSCS licence Leek United Building Society
Deposit-taker Leek Building Society, a trading name of Leek United Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 100014)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £84.0m at 31 December 2025 (latest published accounts). Full account details
1.60% £1 210 Suffolk Building Society Everyday SaverFrom £10 Details for Suffolk Building Society Everyday Saver Access Withdraw any amount at any time without notice or penalty. Maximum £500,000 Conditions Standard checks only. Interest paid Once a year Manage by Branch, Post FSCS licence Suffolk Building Society
Deposit-taker Suffolk Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 104875)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £49.7m at 30 November 2025 (latest published accounts). Full account details
1.60% £10 211 Cambridge Building Society Instant Access AccountFrom £100 Details for Cambridge Building Society Instant Access Account Access Withdraw any amount at any time without notice or penalty. Maximum £2,000,000 Conditions Tiered: 1.30% AER £100-£9,999, 1.55% AER from £10,000. Interest paid Once a year Manage by Online, Mobile app, Branch, Phone, Post FSCS licence Cambridge Building Society
Deposit-taker Cambridge Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 157223)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £141m at 31 December 2025 (latest published accounts). Full account details
1.55% £100 212 Chorley Building Society Easy Access Saver (12 Withdrawals)From £500 Details for Chorley Building Society Easy Access Saver (12 Withdrawals) Access Up to 12 withdrawals a year. Conditions Standard checks only. Interest paid Once a year Manage by Branch, Post, Online FSCS licence The Chorley and District Building Society
Deposit-taker Chorley Building Society, a trading name of The Chorley and District Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206023)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £21.9m at 2 February 2026 (latest published accounts). Full account details
1.55% £500 213 Hinckley & Rugby Building Society Easy Access Savings AccountFrom £1 Details for Hinckley & Rugby Building Society Easy Access Savings Account Access Anytime. Conditions Standard checks only. Interest paid Once a year Manage by FSCS licence Hinckley and Rugby Building Society
Deposit-taker Hinckley & Rugby Building Society, a trading name of Hinckley and Rugby Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206043)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £49.1m at 30 November 2025 (latest published accounts). Full account details
1.51% £1 214 AIB (NI) Select AccountFrom £0 Opened in branch or by phone (0345 6005 925) Details for AIB (NI) Select Account Access Instant access to your money at any time; comes with a Visa debit card. No standing orders or direct debits. Conditions Opened in branch or by phone (0345 6005 925). Same 1.50% AER on all balances. Interest paid Once a year Manage by Branch, Online, Mobile app, Phone FSCS licence AIB Group (UK) p.l.c.
Deposit-taker AIB (NI), a trading name of AIB Group (UK) p.l.c.
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 122088)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £2,061m at 31 December 2025 (latest published accounts). Full account details
1.50% £0 215 Furness Building Society Partnership Everyday Saver (Issue 4)From £1 Details for Furness Building Society Partnership Everyday Saver (Issue 4) Access Withdraw any amount at any time without notice or penalty. Maximum £500,000 Conditions Partnership account (branch and post only); page does not state extra eligibility. Interest paid Once a year Manage by Branch, Post FSCS licence Furness Building Society
Deposit-taker Furness Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 159624)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £90.3m at 31 December 2025 (latest published accounts). Full account details
1.50% £1 216 Paragon Bank Easy Access Savings AccountFrom £1 Details for Paragon Bank Easy Access Savings Account Access Withdraw any amount at any time without notice or penalty. Maximum £500,000 Conditions Standard checks only. Interest paid Once a year Manage by Online FSCS licence Paragon Bank PLC
Deposit-taker Paragon Bank, a trading name of Paragon Bank PLC
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 604551)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,046m at 30 September 2025 (latest published accounts). Full account details
1.50% £1 217 West Bromwich Building Society West Brom SaverFrom £1 Details for West Bromwich Building Society West Brom Saver Access Withdraw any amount at any time. Conditions UK resident aged 16+ (standard society eligibility; not re-read per product). Interest paid Once a year Manage by Online, Branch FSCS licence West Bromwich Building Society
Deposit-taker West Bromwich Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 104877)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £461m at 31 March 2025, for its group (latest published accounts). Full account details
1.50% £1 218 TSB Savings PotsFrom £1 Details for TSB Savings Pots Access Withdraw any amount at any time without notice or penalty. Maximum £100,000 Conditions Only for TSB Spend & Save or Spend & Save Plus current account customers. Spend & Save Plus customers get 1.55% AER. Up to 5 pots of £100,000 each. Interest paid Once a year Manage by Mobile app, Online FSCS licence TSB Bank plc
Deposit-taker TSB, a trading name of TSB Bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 191240)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £2,338m at 31 December 2025 (latest published accounts). Full account details
1.45% £1 219 The Co-operative Bank Smart SaverFrom £1 Sole and joint accounts Details for The Co-operative Bank Smart Saver Access Instant access. Maximum £1,000,000 Conditions Sole and joint accounts. Interest paid Once a year Manage by Online, Mobile app, Phone, Branch FSCS licence The Co-operative Bank p.l.c.
Deposit-taker The Co-operative Bank, a trading name of The Co-operative Bank p.l.c.
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 121885)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,270m at 31 December 2024 (latest published accounts). Full account details
1.40% £1 220 Harpenden Building Society Instant Access Account (Issue 2)From £100 Details for Harpenden Building Society Instant Access Account (Issue 2) Access Withdraw any amount at any time without notice or penalty. Conditions Standard checks only. Interest paid Once a year Manage by Branch, Online, Post FSCS licence Harpenden Building Society
Deposit-taker Harpenden Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 157260)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £30.8m at 31 December 2025 (latest published accounts). Full account details
1.40% £100 221 Arbuthnot Latham Personal Savings Account (instant access)From £1 Details for Arbuthnot Latham Personal Savings Account (instant access) Access Instant access. Conditions Private banking clients only: typically £750,000+ held with the bank across deposits, investments or lending. Interest paid Monthly Manage by Online, Phone FSCS licence Arbuthnot Latham & Co., Limited
Deposit-taker Arbuthnot Latham, a trading name of Arbuthnot Latham & Co., Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 143336)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £276m at 31 December 2025, for its group (latest published accounts). Full account details
1.26% £1 222 BEA UK Call Deposit Account (GBP)From £10 Details for BEA UK Call Deposit Account (GBP) Access Instant access to your funds. Conditions Apply and operate in branch (London); an online e-application form is offered. Interest paid quarterly. Interest paid quarterly. Interest paid Once a year Manage by Branch FSCS licence The Bank of East Asia, Limited
Deposit-taker BEA UK, a trading name of The Bank of East Asia, Limited
Incorporated in Hong Kong
Principal place of business United Kingdom (London branch)
Regulated Yes, by the Hong Kong Monetary Authority, Prudential Regulation Authority and Financial Conduct Authority (FRN 204628)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Its parent bank's paid-up capital and reserves were HK$105,335m at 31 December 2025 (latest published accounts). Full account details
1.26% £10 223 BEA UK Savings Account (GBP)From £10 Details for BEA UK Savings Account (GBP) Access Instant access without loss of interest. Conditions Apply and operate in branch (London); an online e-application form is offered. Interest paid quarterly. Interest paid quarterly. Interest paid Once a year Manage by Branch FSCS licence The Bank of East Asia, Limited
Deposit-taker BEA UK, a trading name of The Bank of East Asia, Limited
Incorporated in Hong Kong
Principal place of business United Kingdom (London branch)
Regulated Yes, by the Hong Kong Monetary Authority, Prudential Regulation Authority and Financial Conduct Authority (FRN 204628)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Its parent bank's paid-up capital and reserves were HK$105,335m at 31 December 2025 (latest published accounts). Full account details
1.26% £10 224 Buckinghamshire Building Society Chiltern Easy AccessFrom £1 Branch Details for Buckinghamshire Building Society Chiltern Easy Access Access Withdraw at any time. Conditions Branch. Interest paid annually at 31 December. Interest paid Once a year Manage by Branch, Post, Online FSCS licence Buckinghamshire Building Society
Deposit-taker Buckinghamshire Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206022)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £30.5m at 31 December 2025 (latest published accounts). Full account details
1.25% £1 225 The Co-operative Bank Base Rate TrackerFrom £1 Details for The Co-operative Bank Base Rate Tracker Access Instant access. Maximum £1,000,000 Conditions Variable rate that tracks Bank of England base rate; tiered on your whole balance: 1.00% from £1, 1.25% from £10,000, 1.50% from £25,000, 2.00% from £50,000, 2.50% from £75,000, 3.25% from £100,000. The Co-operative Bank plans to transfer its business to Coventry Building Society on 1 January 2027, subject to court approval; money with the Co-op, smile and Coventry would then share one £120,000 FSCS limit. UK resident aged 16 or over. Interest paid Once a year Manage by Online, Mobile app, Phone, Branch FSCS licence The Co-operative Bank p.l.c.
Deposit-taker The Co-operative Bank, a trading name of The Co-operative Bank p.l.c.
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 121885)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,270m at 31 December 2024 (latest published accounts). Full account details
1.25% £1 226 ICICI Bank UK HiSAVE Savings AccountFrom £1 Details for ICICI Bank UK HiSAVE Savings Account Access Withdraw any amount at any time by online transfer to your nominated current account. Conditions UK resident aged 18+ (Channel Islands and Isle of Man excluded). UK current account in your name. One HiSAVE Savings Account per series. Interest paid Monthly Manage by Online, Phone FSCS licence ICICI Bank UK PLC
Deposit-taker ICICI Bank UK, a trading name of ICICI Bank UK PLC
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 223268)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of US$358m at 31 March 2026 (latest published accounts). Full account details
1.25% £1 227 Progressive Building Society Investment Share AccountFrom £1 Details for Progressive Building Society Investment Share Account Access Withdraw any amount at any time without notice or penalty. Conditions Standard checks only. Interest paid Once a year Manage by Branch, Post FSCS licence Progressive Building Society
Deposit-taker Progressive Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 161841)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £2,279.6m and total liabilities of £2,105.7m at 31 December 2025 (annual report 2025) Full account details
1.25% £1 228 West Bromwich Building Society Amber Blue Saver AccountFrom £25 Apply in branch Details for West Bromwich Building Society Amber Blue Saver Account Access Withdraw at any time. Conditions UK resident aged 16+ (standard society eligibility; not re-read per product). Community/affinity account: the society makes a donation to the named cause. Apply in branch. 1.25% read as the single tier on the Albion and Amber Blue pages; others shown as 'up to 1.25%' on the savings table. Interest paid Once a year Manage by Branch FSCS licence West Bromwich Building Society
Deposit-taker West Bromwich Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 104877)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £461m at 31 March 2025, for its group (latest published accounts). Full account details
1.25% £25 230 West Bromwich Building Society Red Balloon Appeal AccountFrom £25 Apply in branch Details for West Bromwich Building Society Red Balloon Appeal Account Access Withdraw at any time. Conditions UK resident aged 16+ (standard society eligibility; not re-read per product). Community/affinity account: the society makes a donation to the named cause. Apply in branch. 1.25% read as the single tier on the Albion and Amber Blue pages; others shown as 'up to 1.25%' on the savings table. Interest paid Once a year Manage by Branch FSCS licence West Bromwich Building Society
Deposit-taker West Bromwich Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 104877)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £461m at 31 March 2025, for its group (latest published accounts). Full account details
1.25% £25 231 West Bromwich Building Society Saddlers Super Saver AccountFrom £25 Apply in branch Details for West Bromwich Building Society Saddlers Super Saver Account Access Withdraw at any time. Conditions UK resident aged 16+ (standard society eligibility; not re-read per product). Community/affinity account: the society makes a donation to the named cause. Apply in branch. 1.25% read as the single tier on the Albion and Amber Blue pages; others shown as 'up to 1.25%' on the savings table. Interest paid Once a year Manage by Branch FSCS licence West Bromwich Building Society
Deposit-taker West Bromwich Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 104877)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £461m at 31 March 2025, for its group (latest published accounts). Full account details
1.25% £25 232 State Bank of India (UK) Instant Access Savings Account (Issue 6)From £100 Open in branch or by phone (0800 532 532) Details for State Bank of India (UK) Instant Access Savings Account (Issue 6) Access Withdraw any amount at any time without notice or penalty. Maximum £5,000,000 Conditions 1.25% AER applies to £100–£49,999.99; 1.55% AER from £50,000. Open in branch or by phone (0800 532 532). Interest paid Monthly Manage by Branch, Phone, Online FSCS licence State Bank of India (UK) Limited
Deposit-taker State Bank of India (UK), a trading name of State Bank of India (UK) Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 757156)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £279m at 31 March 2026 (latest published accounts). Full account details
1.25% £100 233 West Bromwich Building Society Albion Advantage AccountFrom £100 Apply in branch Details for West Bromwich Building Society Albion Advantage Account Access Withdraw at any time. Conditions UK resident aged 16+ (standard society eligibility; not re-read per product). Community/affinity account: the society makes a donation to the named cause. Apply in branch. 1.25% read as the single tier on the Albion and Amber Blue pages; others shown as 'up to 1.25%' on the savings table. Interest paid Once a year Manage by Branch FSCS licence West Bromwich Building Society
Deposit-taker West Bromwich Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 104877)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £461m at 31 March 2025, for its group (latest published accounts). Full account details
1.25% £100 234 Bank of Ceylon (UK) Personal Savings AccountFrom £250 Details for Bank of Ceylon (UK) Personal Savings Account Access Unlimited withdrawals while the £250 minimum balance is kept. Conditions Open by appointment with proof of identity and address. £250 minimum balance must be maintained to earn interest. Interest paid half-yearly. Interest paid Once a year Manage by Branch FSCS licence Bank of Ceylon (UK) Limited
Deposit-taker Bank of Ceylon (UK), a trading name of Bank of Ceylon (UK) Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 514744)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £15.5m at 31 December 2025 (latest published accounts). Full account details
1.25% £250 235 State Bank of India (UK) Young Adult Instant Access Savings Account (Issue 2)From £500 Details for State Bank of India (UK) Young Adult Instant Access Savings Account (Issue 2) Access Withdraw any amount at any time without notice or penalty. Maximum £100,000 Conditions Young adult savers; age range not stated on the pages read. Tiered: 0% under £500, 1.25% £500 to £49,999.99, 1.55% £50,000 to £100,000. Interest paid Once a year Manage by Online FSCS licence State Bank of India (UK) Limited
Deposit-taker State Bank of India (UK), a trading name of State Bank of India (UK) Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 757156)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £279m at 31 March 2026 (latest published accounts). Full account details
1.25% £500 236 Nationwide Building Society Instant Access SaverFrom £1 Details for Nationwide Building Society Instant Access Saver Access Withdraw any amount at any time without notice or penalty. Conditions Tiered on whole balance: 1.10% under £10,000; 1.15% £10,000-£49,999.99; 1.20% £50,000+. Interest paid Once a year Manage by Online, Mobile app, Branch FSCS licence Nationwide Building Society
Deposit-taker Nationwide Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 106078)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £382,328m and total liabilities of £361,039m at 31 March 2026 (annual report 2026) Full account details
1.15% £1 246 Danske Bank Danske Instant AccessFrom £1 Details for Danske Bank Danske Instant Access Access Withdraw any amount at any time without notice or penalty. Conditions New customers must be resident in Northern Ireland; existing Danske customers must be UK resident. Interest paid Once a year Manage by Online, Mobile app, Branch, Phone FSCS licence Northern Bank Limited
Deposit-taker Danske Bank, a trading name of Northern Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 122261)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £969m at 31 December 2025 (latest published accounts). Full account details
1.05% £1 247 first direct Savings AccountFrom £1 Needs the bank's current account Details for first direct Savings Account Access Instant access. Conditions Existing customers only: you must have a first direct 1st Account, which is a current account. Interest paid Monthly Manage by Online, Mobile app, Phone FSCS licence HSBC UK Bank plc
Deposit-taker first direct, a trading name of HSBC UK Bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 765112)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £28,261m at 31 December 2025 Full account details
1.05% £1 248 M&S Bank Everyday Savings AccountFrom £1 Details for M&S Bank Everyday Savings Account Access Unlimited fee-free withdrawals to a nominated account (set up by phone first); online withdrawals up to £10,000 per transaction. Conditions Standard checks only. Interest paid Monthly Manage by Online, Phone FSCS licence HSBC UK Bank plc
Deposit-taker M&S Bank, a trading name of HSBC UK Bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 765112)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £28,261m at 31 December 2025 Full account details
1.05% £1 249 Barclays Everyday SaverFrom £1 Details for Barclays Everyday Saver Access Withdraw any amount at any time without notice or penalty. Conditions Aged 16+ and UK resident. 1.00% AER on the whole balance. Interest paid Monthly Manage by Mobile app, Online, Phone, Branch FSCS licence Barclays Bank UK PLC
Deposit-taker Barclays, a trading name of Barclays Bank UK PLC
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 759676)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £20,278m at 31 December 2025, for its group (latest published accounts). Full account details
1.00% £1 250 HBL Bank UK Instant Savings Deposit AccountFrom £1 Open in person at a HBL Bank UK branch Details for HBL Bank UK Instant Savings Deposit Account Access Withdraw any amount at any time without notice. Conditions Aged 18+ and meet account opening requirements. Open in person at a HBL Bank UK branch. Interest applied half-yearly (variable rate). Rate from the bank's Saving Account fact sheet effective 23 October 2025; current-account page prints no savings rate. Interest paid Once a year Manage by Branch, Mobile app, Online FSCS licence HBL Bank UK Limited
Deposit-taker HBL Bank UK, a trading name of HBL BANK UK LIMITED
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 188585)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £87.7m at 31 December 2025 (latest published accounts). Full account details
1.00% £1 251 Reliance Bank Instant Access Savings AccountFrom £1 Details for Reliance Bank Instant Access Savings Account Access Withdraw any amount at any time with no fees, penalties or notice. Maximum £500,000 Conditions Identity check by smartphone/tablet camera (LexisNexis). Interest paid quarterly. Interest paid Once a year Manage by Online, Phone FSCS licence Reliance Bank Limited
Deposit-taker Reliance Bank, a trading name of Reliance Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 204537)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £30.6m at 31 March 2026 (latest published accounts). Full account details
1.00% £1 252 Royal Bank of Scotland Flexible SaverFrom £1 Details for Royal Bank of Scotland Flexible Saver Access Withdraw at any time to your Royal Bank current account. Conditions Must hold (or open at the same time) a Royal Bank of Scotland current account. Tiered: 1.00% AER up to £24,999, 1.35% £25,000+, 1.60% £100,000+, 2.10% £250,000+. Interest paid Monthly Manage by Mobile app, Online, Branch, Phone FSCS licence The Royal Bank of Scotland plc
Deposit-taker Royal Bank of Scotland, a trading name of The Royal Bank of Scotland plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 114724)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £3,658m at 31 December 2025 (latest published accounts). Full account details
1.00% £1 253 TSB Easy SaverFrom £1 then 0.90% after 1 year Details for TSB Easy Saver Access Withdraw any amount at any time without notice or penalty. Bonus Includes a 0.10% bonus for 1 year, then 0.90% Conditions Tiered: 1.00% £1+, 1.05% £25,000+, 1.10% £100,000+ (incl. 0.10% 12-month bonus); £10,000 earns 1.00%. Interest paid Once a year Manage by Online FSCS licence TSB Bank plc
Deposit-taker TSB, a trading name of TSB Bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 191240)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £2,338m at 31 December 2025 (latest published accounts). Full account details
1.00% £1 254 TSB eSavingsFrom £1 then 0.90% after 1 year Managed online only Details for TSB eSavings Access Withdraw any amount at any time without notice or penalty. Bonus Includes a 0.10% bonus for 1 year, then 0.90% Conditions Managed online only. Tiered: 1.00% £1+, 1.05% £25,000+, 1.10% £100,000+ (incl. 0.10% 12-month bonus); £10,000 earns 1.00%. Interest paid Once a year Manage by Online FSCS licence TSB Bank plc
Deposit-taker TSB, a trading name of TSB Bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 191240)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £2,338m at 31 December 2025 (latest published accounts). Full account details
1.00% £1 255 Earl Shilton Building Society Instant Access Savings AccountFrom £10 UK residents only Details for Earl Shilton Building Society Instant Access Savings Account Access Withdraw at any time without notice or penalty. Maximum £180,000 Conditions UK residents only. Interest paid Once a year Manage by Branch, Post FSCS licence Earl Shilton Building Society
Deposit-taker Earl Shilton Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206078)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £13.8m at 31 March 2026 (latest published accounts). Full account details
1.00% £10 256 Hanley Economic Building Society Instant Access (ORD01)From £100 Details for Hanley Economic Building Society Instant Access (ORD01) Access Withdraw any amount at any time without notice or penalty. Maximum £50,000 Conditions Tiered: 0.86% to 1.20% by balance; £10,000 earns 0.95%. Interest paid Once a year Manage by Online, Branch, Post FSCS licence Hanley Economic Building Society
Deposit-taker Hanley Economic Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206024)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £33.3m at 31 August 2026 (latest published accounts). Full account details
0.95% £100 257 Hanley Economic Building Society Local Charity Saver (CSA01)From £100 Details for Hanley Economic Building Society Local Charity Saver (CSA01) Access Withdraw any amount at any time without notice or penalty. Maximum £50,000 Conditions Same tiers as Instant Access; £10,000 earns 0.95%. Society supports a local charity. Interest paid Once a year Manage by Branch, Post FSCS licence Hanley Economic Building Society
Deposit-taker Hanley Economic Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206024)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £33.3m at 31 August 2026 (latest published accounts). Full account details
0.95% £100 258 Hanley Economic Building Society Potteries Prize Saver (PPS01)From £100 Details for Hanley Economic Building Society Potteries Prize Saver (PPS01) Access Limited withdrawals (restrictions apply). Maximum £50,000 Conditions Prize saver. Interest paid Once a year Manage by Branch, Post FSCS licence Hanley Economic Building Society
Deposit-taker Hanley Economic Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206024)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £33.3m at 31 August 2026 (latest published accounts). Full account details
0.95% £100 259 Chorley Building Society Chorleian ShareFrom £1 Details for Chorley Building Society Chorleian Share Access Withdraw any amount at any time without notice or penalty. Conditions Standard checks only. Interest paid Once a year Manage by Branch, Post, Online FSCS licence The Chorley and District Building Society
Deposit-taker Chorley Building Society, a trading name of The Chorley and District Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206023)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £21.9m at 2 February 2026 (latest published accounts). Full account details
0.90% £1 260 Chorley Building Society Easy Access Affinity AccountFrom £1 Details for Chorley Building Society Easy Access Affinity Account Access Withdraw any amount at any time without notice or penalty. Conditions Affinity account supporting named partners (e.g. Rosemere Cancer Foundation, Derian House, North West Air Ambulance Charity). Interest paid Once a year Manage by Branch, Post, Online FSCS licence The Chorley and District Building Society
Deposit-taker Chorley Building Society, a trading name of The Chorley and District Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206023)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £21.9m at 2 February 2026 (latest published accounts). Full account details
0.90% £1 261 Metro Bank Instant Access SavingsFrom £1 Details for Metro Bank Instant Access Savings Access Withdraw any amount at any time without notice or penalty. Conditions UK resident aged 16+ (18+ to apply online). Interest paid Monthly Manage by Online, Mobile app, Branch, Phone FSCS licence Metro Bank PLC
Deposit-taker Metro Bank, a trading name of Metro Bank PLC
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 488982)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,484m at 31 December 2025, for its group (latest published accounts). Full account details
0.90% £1 262 Dudley Building Society Instant TrackerFrom £50 Details for Dudley Building Society Instant Tracker Access Withdraw any amount at any time without notice or penalty. Maximum £500,000 Conditions Variable rate that tracks Bank Rate. Interest paid Once a year Manage by Branch, Post FSCS licence Dudley Building Society
Deposit-taker Dudley Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 161294)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £679.6m and total liabilities of £645.5m at 31 March 2026 (annual report 2026) Full account details
0.85% £50 263 Reliance Bank Charity Giving Savings Account (Instant Access)From £1 Details for Reliance Bank Charity Giving Savings Account (Instant Access) Access Withdraw any amount at any time without notice or penalty. Maximum £500,000 Conditions Aged 18+. Part of the 1.00% AER rate is paid to The Salvation Army; the saver receives 0.80% AER. Interest paid quarterly. Interest paid Once a year Manage by Online, Phone, Post FSCS licence Reliance Bank Limited
Deposit-taker Reliance Bank, a trading name of Reliance Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 204537)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £30.6m at 31 March 2026 (latest published accounts). Full account details
0.80% £1 264 Bank of Scotland Access SaverFrom £1 Details for Bank of Scotland Access Saver Access Withdraw any amount at any time without notice or charge. Maximum £9,000,000 Conditions Tiered on whole balance: 0.75% £1-£24,999, 0.90% £25,000-£99,999, 1.00% £100,000+. Becomes an Instant Access Savings Account after 12 months. Interest paid Once a year Manage by Online, Mobile app, Phone, Branch FSCS licence Bank of Scotland plc
Deposit-taker Bank of Scotland, a trading name of Bank of Scotland plc
Incorporated in United Kingdom
Principal place of business Scotland (registered office The Mound, Edinburgh)
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 169628)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £16,333m at 31 December 2025, for its group (latest published accounts). Full account details
0.75% £1 265 Clockwise Credit Union Instant Access SavingsFrom £1 Details for Clockwise Credit Union Instant Access Savings Access Instant access. Conditions Membership required: you must be part of the local community in Leicester, Leicestershire, Rutland, Coventry, Warwickshire, Nottingham or Nottinghamshire, and be 18 or over. Membership is free; maximum £85,000 across all Clockwise savings. Variable rate. Interest paid Once a year Manage by Online FSCS licence Clockwise Credit Union Limited
Deposit-taker Clockwise Credit Union, a trading name of Clockwise Credit Union Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 213498)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £1.7m at 30 September 2025 (latest published accounts). Full account details
0.50% £1 266 Kingdom Bank Easy Access AccountFrom £1 Details for Kingdom Bank Easy Access Account Access No notice needed; up to two withdrawals per calendar month, to a nominated UK account. Conditions Standard checks only. Interest paid Once a year Manage by Online, Mobile app FSCS licence Kingdom Bank Limited
Deposit-taker Kingdom Bank, a trading name of KINGDOM BANK LIMITED
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 400972)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £15.8m at 31 December 2025 (latest published accounts). Full account details
0.20% £1 
