1 Ecology Building Society Ecology Double Access Cash ISAFrom £50 Beats inflation Details for Ecology Building Society Ecology Double Access Cash ISA Access Two withdrawals a year. Conditions Standard checks only. Interest paid Monthly Manage by Online, Mobile app FSCS licence Ecology Building Society
Deposit-taker Ecology Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 162090)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £21.6m at 31 December 2025 (latest published accounts). Full account details
4.65% £50 2 Vida Savings Double Access ISA Issue 2From £500 Beats inflation Details for Vida Savings Double Access ISA Issue 2 Access Limited withdrawals (Double Access: 2 a year at the full rate). Maximum £500,000 Conditions UK resident aged 18+ with a UK bank account. Interest paid Once a year Manage by Online FSCS licence Vida Bank Limited
Deposit-taker Vida Savings, a trading name of Vida Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 738741)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £178m at 31 December 2025 (latest published accounts). Full account details
4.36% £500 3 Monument Bank Easy Access Cash ISA Boosted RateFrom £10,000 Beats inflation then 3.74% after 1 year UK resident aged 18+, opened in the Monument app Details for Monument Bank Easy Access Cash ISA Boosted Rate Access Easy access. Bonus Includes a 0.60% bonus for 1 year, then 3.74% Conditions UK resident aged 18+, opened in the Monument app. Minimum £10,000. For new clients; includes 0.60% AER fixed bonus for 12 months. Interest paid Monthly Manage by Mobile app, Phone FSCS licence Monument Bank Limited
Deposit-taker Monument Bank, a trading name of Monument Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 849724)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £77.9m at 31 December 2024 (latest published accounts). Full account details
4.34% £10,000 4 Bank of Ireland UK Online ISA: Easy AccessFrom £100 then 0.90% after 1 year Must hold a UK bank account in your name Details for Bank of Ireland UK Online ISA: Easy Access Access Unlimited withdrawals to your nominated account (minimum £10). Bonus Includes a 3.40% bonus for 1 year, then 0.90% Conditions UK tax resident aged 18+ (not Channel Islands/Isle of Man). Must hold a UK bank account in your name. Includes 3.40% gross fixed bonus for 12 months; reverts to 0.90%. Interest paid Once a year Manage by Online FSCS licence Bank of Ireland (UK) plc
Deposit-taker Bank of Ireland UK, a trading name of Bank of Ireland (UK) plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 512956)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,785m at 31 December 2025 Full account details
4.30% £100 5 Vanquis Bank Triple Access Cash ISA (issue 9)From £1,000 Beats inflation Details for Vanquis Bank Triple Access Cash ISA (issue 9) Access Up to 3 withdrawals keep 4.30%; 4 or more drop the rate to 2.25%. Conditions Standard checks only. Interest paid Once a year Manage by Online FSCS licence Vanquis Bank Limited
Deposit-taker Vanquis Bank, a trading name of Vanquis Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 221156)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £438.0m at 31 December 2025 (annual report 2025) Full account details
4.30% £1,000 6 Marsden Building Society Online Flexible Cash ISA (3)From £5,000 Beats inflation Details for Marsden Building Society Online Flexible Cash ISA (3) Access Withdraw any amount at any time without notice or penalty. Conditions Standard checks only. Interest paid Once a year Manage by Online FSCS licence Marsden Building Society
Deposit-taker Marsden Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206050)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £58.0m at 31 December 2025 (latest published accounts). Full account details
4.27% £5,000 7 Charter Savings Bank Easy Access Cash ISA (Issue 82)From £1 Beats inflation Sole name only Details for Charter Savings Bank Easy Access Cash ISA (Issue 82) Access Withdraw any amount at any time without notice or penalty; not flexible, so withdrawals cannot be replaced without using allowance. Maximum £1,500,000 Conditions Sole name only. Transfers in accepted; deposit/transfer must arrive within 30 days. Monthly interest option also available. Interest paid Once a year Manage by Online FSCS licence Charter Court Financial Services Limited
Deposit-taker Charter Savings Bank, a trading name of Charter Court Financial Services Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 494549)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £770m at 31 December 2025 (latest published accounts). Full account details
4.26% £1 8 Stafford Building Society Cash ISA Double Access Issue 2From £1,000 Beats inflation Details for Stafford Building Society Cash ISA Double Access Issue 2 Access Up to 2 withdrawals a year. Maximum £450,000 Conditions Standard checks only. Interest paid Once a year Manage by Online FSCS licence The Stafford Railway Building Society
Deposit-taker Stafford Building Society, a trading name of The Stafford Railway Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206063)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £346.5m and total liabilities of £318.4m at 31 October 2025 (annual report 2025) Full account details
4.26% £1,000 9 Atom bank Easy Access Cash ISAFrom £1 Beats inflation Details for Atom bank Easy Access Cash ISA Access Unlimited withdrawals at any time; not a flexible ISA, so withdrawn money cannot be replaced without using allowance. Conditions Need a UK current account in your name. Transfers in not currently accepted. Interest paid Monthly Manage by Mobile app FSCS licence Atom bank plc
Deposit-taker Atom bank, a trading name of Atom bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 661960)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £425m at 31 March 2025 (latest published accounts). Full account details
4.25% £1 10 Post Office Online ISA: Easy Access (Issue 53)From £100 then 0.90% after 1 year Whole-account transfers only Details for Post Office Online ISA: Easy Access (Issue 53) Access Unlimited withdrawals to your nominated account (minimum £10); not flexible. Bonus Includes a 3.35% bonus for 1 year, then 0.90% Conditions UK tax resident aged 18+ (excludes Channel Islands and Isle of Man). Cannot already hold a Post Office Online ISA. Deposits held by Bank of Ireland (UK) plc; includes fixed 3.35% gross bonus for 12 months, then 0.90%. Whole-account transfers only. Interest paid Once a year Manage by Online FSCS licence Bank of Ireland (UK) plc
Deposit-taker Post Office, a trading name of Bank of Ireland (UK) plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 512956)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,785m at 31 December 2025 (annual report 2025) Full account details
4.25% £100 11 Teachers Building Society Single Access Cash ISA for TeachersFrom £100 Beats inflation Details for Teachers Building Society Single Access Cash ISA for Teachers Access One penalty-free withdrawal per calendar year; more than one reduces the rate on the remaining balance for that year. Maximum £250,000 Conditions Only for people in education roles (teachers, supply teachers, teaching assistants, nursery workers, education administration). Interest frequency and manage channels not individually checked. Interest paid Once a year Manage by Online, Post, Phone FSCS licence Teachers' Building Society
Deposit-taker Teachers Building Society, a trading name of Teachers' Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 156580)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £24.0m at 31 December 2025 (latest published accounts). Full account details
4.25% £100 12 Kent Reliance Easy Access Cash ISA (Issue 2)From £1 Beats inflation Details for Kent Reliance Easy Access Cash ISA (Issue 2) Access Withdraw any amount at any time without notice or penalty. Conditions Monthly interest option at 4.16% gross also available. Interest paid Once a year Manage by Online FSCS licence OneSavings Bank plc
Deposit-taker Kent Reliance, a trading name of OneSavings Bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 530504)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £2,314m at 31 December 2025, for its group (latest published accounts). Full account details
4.24% £1 13 Ford Money Flexible Cash ISAFrom £1 Beats inflation Details for Ford Money Flexible Cash ISA Access Unlimited penalty-free withdrawals; flexible ISA, so money can be replaced in the same tax year. Maximum £2,000,000 Conditions Transfers in accepted. Interest paid Monthly Manage by Online, Mobile app FSCS licence FCE Bank plc
Deposit-taker Ford Money, a trading name of FCE Bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 204469)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £738m at 31 December 2025, for its group (latest published accounts). Full account details
4.21% £1 14 Principality Building Society Online Bonus Triple Access Cash ISAFrom £1 then 2.35% after 1 year Online only Details for Principality Building Society Online Bonus Triple Access Cash ISA Access Up to 3 withdrawals per tax year. Bonus Includes a 1.85% bonus for 1 year, then 2.35% Conditions Online only. Includes 1.85% bonus for 12 months; 2.35% after. Interest paid Once a year Manage by Online FSCS licence Principality Building Society
Deposit-taker Principality Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 155998)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £799m at 31 December 2025, for its group (latest published accounts). Full account details
4.20% £1 15 Tesco Bank Instant Access Cash ISAFrom £1 Beats inflation Details for Tesco Bank Instant Access Cash ISA Access Withdraw any amount at any time without notice or penalty. Conditions Includes a fixed bonus for the first 12 months; standard variable rate afterwards is 1.05%. Interest paid Once a year Manage by Online FSCS licence Barclays Bank UK PLC
Deposit-taker Tesco Bank, a trading name of Barclays Bank UK PLC
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 759676)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £20,278m at 31 December 2025, for its group (latest published accounts). Full account details
4.20% £1 16 Teachers Building Society Single Access Cash ISA for EveryoneFrom £100 Beats inflation Details for Teachers Building Society Single Access Cash ISA for Everyone Access One penalty-free withdrawal per calendar year; more than one reduces the rate on the remaining balance for that year. Maximum £250,000 Conditions Interest frequency and manage channels not individually checked. Interest paid Once a year Manage by Online, Post, Phone FSCS licence Teachers' Building Society
Deposit-taker Teachers Building Society, a trading name of Teachers' Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 156580)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £24.0m at 31 December 2025 (latest published accounts). Full account details
4.20% £100 17 Leeds Building Society Online Access Cash ISA (Issue 23)From £1,000 Beats inflation Details for Leeds Building Society Online Access Cash ISA (Issue 23) Access Withdraw at any time to your nominated account; not flexible, and the rate falls to 0.05% if the balance drops below £1,000. Maximum £1,000,000 Conditions No joint accounts; one Leeds Cash ISA per tax year. Term runs to 30 November 2027 with interest paid then. Transfers in accepted. Interest paid When the term ends Manage by Online FSCS licence Leeds Building Society
Deposit-taker Leeds Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 164992)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £31,962.4m and total liabilities of £30,110.4m at 31 December 2025 (annual report 2025) Full account details
4.16% £1,000 18 Cynergy Bank Online ISA (Issue 67)From £1 Beats inflation Details for Cynergy Bank Online ISA (Issue 67) Access Withdraw any amount at any time; not flexible, so withdrawals cannot be replaced. Maximum £20,000 Conditions Transfers in accepted. Interest frequency not stated on page (assumed annual). Interest paid Once a year Manage by Online, Mobile app FSCS licence Cynergy Bank plc
Deposit-taker Cynergy Bank, a trading name of Cynergy Bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 575105)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £387m at 31 December 2024, for its group (latest published accounts). Full account details
4.15% £1 19 Family Building Society Market Tracker Cash ISA (2)From £1 Beats inflation Details for Family Building Society Market Tracker Cash ISA (2) Access Unlimited withdrawals without notice or charge (minimum £100); not flexible. Maximum £250,000 Conditions Rate tracks Market Tracker Saver +0.05%, reviewed quarterly. Transfers in accepted (not online). Interest paid Once a year Manage by Online, Phone, Post, Branch FSCS licence National Counties Building Society
Deposit-taker Family Building Society, a trading name of National Counties Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206080)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £173m at 31 December 2025, for its group (latest published accounts). Full account details
4.10% £1 20 Earl Shilton Building Society Triple Access Cash ISA - Issue 1From £10 Beats inflation UK residents only Details for Earl Shilton Building Society Triple Access Cash ISA - Issue 1 Access Limited access: the name indicates three withdrawals a year; the rates page does not state the limit. Conditions UK residents only. Interest paid Once a year Manage by Branch, Post FSCS licence Earl Shilton Building Society
Deposit-taker Earl Shilton Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206078)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £13.8m at 31 March 2026 (latest published accounts). Full account details
4.10% £10 21 Earl Shilton Building Society Triple Access Cash ISA Online - Issue 1From £10 Beats inflation UK residents only Details for Earl Shilton Building Society Triple Access Cash ISA Online - Issue 1 Access Limited access: the name indicates three withdrawals a year; the rates page does not state the limit. Conditions UK residents only. Interest paid Once a year Manage by Online FSCS licence Earl Shilton Building Society
Deposit-taker Earl Shilton Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206078)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £13.8m at 31 March 2026 (latest published accounts). Full account details
4.10% £10 22 Cambridge Building Society Double Access ISAFrom £100 Beats inflation Details for Cambridge Building Society Double Access ISA Access Two free withdrawals a calendar year after the first 7 days; further withdrawals cost 120 days' interest. Conditions Standard checks only. Interest paid Once a year Manage by Online, Mobile app, Branch, Phone, Post FSCS licence Cambridge Building Society
Deposit-taker Cambridge Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 157223)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £141m at 31 December 2025 (latest published accounts). Full account details
4.10% £100 23 Hampshire Trust Bank Easy Access Online ISA (Issue 10)From £1 Beats inflation Details for Hampshire Trust Bank Easy Access Online ISA (Issue 10) Access Withdraw any amount at any time without notice or penalty. Maximum £250,000 Conditions UK resident aged 18+, not liable to tax outside the UK. Interest paid Once a year Manage by Online FSCS licence Hampshire Trust Bank Plc
Deposit-taker Hampshire Trust Bank, a trading name of Hampshire Trust Bank Plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 204601)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £434.4m at 31 December 2025 (annual report 2025) Full account details
4.06% £1 24 Marcus by Goldman Sachs Cash ISAFrom £1 then 3.27% after 1 year Details for Marcus by Goldman Sachs Cash ISA Access Withdraw at any time; money taken out can't be replaced within your ISA allowance (not flexible). Bonus Includes a 0.74% bonus for 1 year, then 3.27% Conditions Includes 0.74% tax-free bonus fixed for the first 12 months. Interest paid Monthly Manage by Mobile app, Online FSCS licence Goldman Sachs International Bank
Deposit-taker Marcus by Goldman Sachs, a trading name of Goldman Sachs International Bank
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 124659)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £5,075m at 31 December 2025 (latest published accounts). Full account details
4.01% £1 25 Spring Easy Cash ISAFrom £10 Beats inflation Managed in the Spring app only Details for Spring Easy Cash ISA Access Withdrawals permitted at any time. Conditions Managed in the Spring app only. Interest paid Monthly Manage by Mobile app FSCS licence Paragon Bank PLC
Deposit-taker Spring, a trading name of Paragon Bank PLC
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 604551)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,046m at 30 September 2025 (latest published accounts). Full account details
4.01% £10 26 Nottingham Building Society Annual Allowance ISAFrom £1 Beats inflation Branch only Details for Nottingham Building Society Annual Allowance ISA Access Unlimited withdrawals (per compare table). Conditions Branch only. Interest paid Once a year Manage by Branch FSCS licence Nottingham Building Society
Deposit-taker Nottingham Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 200785)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £267m at 31 December 2025, for its group (latest published accounts). Full account details
4.00% £1 27 Tandem Bank Instant Access Cash ISAFrom £1 Beats inflation Details for Tandem Bank Instant Access Cash ISA Access Withdraw any amount at any time without notice or penalty. Conditions Standard checks only. Interest paid Once a year Manage by Mobile app FSCS licence Tandem Bank Limited
Deposit-taker Tandem Bank, a trading name of Tandem Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 204479)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £188m at 31 December 2025 (latest published accounts). Full account details
4.00% £1 28 Aldermore Reward ISA Single Access Account (Issue 12)From £100 Beats inflation Aged 18+, UK resident and only UK tax resident Details for Aldermore Reward ISA Single Access Account (Issue 12) Access Up to one withdrawal a year keeps 4.00% AER; two or more withdrawals drop the rate to 2.00% AER. Conditions Aged 18+, UK resident and only UK tax resident. Not available to US Persons or in trust. Interest paid Once a year Manage by Online FSCS licence Aldermore Bank PLC
Deposit-taker Aldermore, a trading name of Aldermore Bank PLC
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 204503)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,370m at 30 June 2024 (latest published accounts). Full account details
4.00% £100 29 Chorley Building Society Online Cash ISA (Triple Access)From £1 Beats inflation Details for Chorley Building Society Online Cash ISA (Triple Access) Access Three withdrawals a year. Conditions Standard checks only. Interest paid Once a year Manage by Online FSCS licence The Chorley and District Building Society
Deposit-taker Chorley Building Society, a trading name of The Chorley and District Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206023)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £21.9m at 2 February 2026 (latest published accounts). Full account details
3.90% £1 30 Skipton Building Society Two Access Cash ISA SaverFrom £1 Beats inflation Details for Skipton Building Society Two Access Cash ISA Saver Access Up to two withdrawals a year, plus closure. Conditions Standard checks only. Interest paid Once a year Manage by FSCS licence Skipton Building Society
Deposit-taker Skipton Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 153706)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £2,861m at 31 December 2025, for its group (latest published accounts). Full account details
3.90% £1 31 Teachers Building Society Double Access Cash ISA for TeachersFrom £100 Beats inflation Details for Teachers Building Society Double Access Cash ISA for Teachers Access Up to two penalty-free withdrawals per calendar year; more reduces the rate for that year. Maximum £250,000 Conditions Only for people in education roles (teachers, supply teachers, teaching assistants, nursery workers, education administration). Interest frequency and manage channels not individually checked. Interest paid Once a year Manage by Online, Post, Phone FSCS licence Teachers' Building Society
Deposit-taker Teachers Building Society, a trading name of Teachers' Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 156580)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £24.0m at 31 December 2025 (latest published accounts). Full account details
3.90% £100 32 Buckinghamshire Building Society Cash ISA Easy Access TrackerFrom £10,000 Beats inflation Minimum £10,000 Details for Buckinghamshire Building Society Cash ISA Easy Access Tracker Access Withdraw at any time. Conditions Aged 18+. Minimum £10,000. Interest paid annually at 31 December. Interest paid Once a year Manage by Branch, Post, Online FSCS licence Buckinghamshire Building Society
Deposit-taker Buckinghamshire Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206022)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £30.5m at 31 December 2025 (latest published accounts). Full account details
3.90% £10,000 33 Harpenden Building Society Hart ISA (Issue 1)From £1 Beats inflation Details for Harpenden Building Society Hart ISA (Issue 1) Access Withdrawal terms not stated on listing. Conditions Only for people living at a residential address with an AL, HP, LU or WD postcode. Interest paid Once a year Manage by Branch, Post FSCS licence Harpenden Building Society
Deposit-taker Harpenden Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 157260)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £30.8m at 31 December 2025 (latest published accounts). Full account details
3.86% £1 34 Vida Savings Easy Access ISA Issue 4From £500 Beats inflation Details for Vida Savings Easy Access ISA Issue 4 Access Withdraw any amount at any time without notice or penalty. Maximum £500,000 Conditions Standard checks only. Interest paid Once a year Manage by Online FSCS licence Vida Bank Limited
Deposit-taker Vida Savings, a trading name of Vida Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 738741)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £178m at 31 December 2025 (latest published accounts). Full account details
3.86% £500 35 Leek Building Society Annual Allowance ISA (Issue 1)From £1 Beats inflation Details for Leek Building Society Annual Allowance ISA (Issue 1) Access Page does not state withdrawal terms; see product terms. Conditions Standard checks only. Interest paid Once a year Manage by Branch, Post, Online FSCS licence Leek United Building Society
Deposit-taker Leek Building Society, a trading name of Leek United Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 100014)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £84.0m at 31 December 2025 (latest published accounts). Full account details
3.85% £1 36 Teachers Building Society Double Access Cash ISA for EveryoneFrom £100 Beats inflation Details for Teachers Building Society Double Access Cash ISA for Everyone Access Up to two penalty-free withdrawals per calendar year; more reduces the rate for that year. Maximum £250,000 Conditions Interest frequency and manage channels not individually checked. Interest paid Once a year Manage by Online, Post, Phone FSCS licence Teachers' Building Society
Deposit-taker Teachers Building Society, a trading name of Teachers' Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 156580)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £24.0m at 31 December 2025 (latest published accounts). Full account details
3.85% £100 37 Kent Reliance Branch Easy Access ISA - Issue 1From £1,000 Beats inflation Details for Kent Reliance Branch Easy Access ISA - Issue 1 Access Withdraw any amount at any time without notice or penalty. Conditions Standard checks only. Interest paid Once a year Manage by Branch FSCS licence OneSavings Bank plc
Deposit-taker Kent Reliance, a trading name of OneSavings Bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 530504)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £2,314m at 31 December 2025, for its group (latest published accounts). Full account details
3.85% £1,000 38 Nottingham Building Society Bonus Access ISAFrom £1 Beats inflation Details for Nottingham Building Society Bonus Access ISA Access Withdraw any amount at any time without notice or penalty. Conditions Standard checks only. Interest paid Once a year Manage by Online FSCS licence Nottingham Building Society
Deposit-taker Nottingham Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 200785)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £267m at 31 December 2025, for its group (latest published accounts). Full account details
3.80% £1 39 NS&I Direct ISAFrom £1 Beats inflation Details for NS&I Direct ISA Access Withdraw any time without notice or penalty. Not a flexible ISA. Conditions Aged 18+, UK resident for tax. Interest paid Once a year Manage by Online, Phone FSCS licence NS&I (100% backed by HM Treasury, not FSCS)
Held by NS&I (National Savings and Investments)
Status UK government: an executive agency and non-ministerial department, accountable to HM Treasury
Regulated Not by the PRA or FCA: NS&I is part of government, accountable to HM Treasury
Protection and disputes HM Treasury backing (100% of the money, with no limit) and Financial Ombudsman Service
Capital Not applicable: savings are backed by HM Treasury, not by NS&I's own capital Full account details
3.80% £1 40 Dudley Building Society Cash ISA Instant Issue 30From £100 Beats inflation Details for Dudley Building Society Cash ISA Instant Issue 30 Access Withdraw any amount at any time without notice or penalty. Maximum £500,000 Conditions Also sold online as Cash ISA Instant Online Issue 15 at the same rate. Interest paid Once a year Manage by Branch, Post FSCS licence Dudley Building Society
Deposit-taker Dudley Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 161294)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £679.6m and total liabilities of £645.5m at 31 March 2026 (annual report 2026) Full account details
3.80% £100 41 Buckinghamshire Building Society Bucks Single Access Cash ISAFrom £1,000 Beats inflation Details for Buckinghamshire Building Society Bucks Single Access Cash ISA Access One withdrawal per year. Conditions Aged 18+. Interest paid annually at 31 December. Interest paid Once a year Manage by Branch, Post, Online FSCS licence Buckinghamshire Building Society
Deposit-taker Buckinghamshire Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206022)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £30.5m at 31 December 2025 (latest published accounts). Full account details
3.78% £1,000 42 Darlington Building Society Double Access ISA (Issue 5)From £1 Beats inflation Details for Darlington Building Society Double Access ISA (Issue 5) Access Two withdrawals per calendar year, no notice. Conditions Standard checks only. Interest paid Once a year Manage by FSCS licence Darlington Building Society
Deposit-taker Darlington Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 205895)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £56.6m at 31 December 2025, for its group (latest published accounts). Full account details
3.75% £1 43 Mansfield Building Society Double Access Cash ISA (2nd issue)From £1 Beats inflation Details for Mansfield Building Society Double Access Cash ISA (2nd issue) Access Two penalty-free withdrawals; further withdrawals lose 90 days' interest on the amount withdrawn. Conditions Standard checks only. Interest paid Once a year Manage by Post, Branch FSCS licence The Mansfield Building Society
Deposit-taker Mansfield Building Society, a trading name of The Mansfield Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206049)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £584.6m and total liabilities of £546.9m at 31 December 2025 (annual report 2025) Full account details
3.75% £1 44 Plane Saver Cash ISAFrom £1 Beats inflation Details for Plane Saver Cash ISA Access Instant access. Conditions Membership required: you must work for a listed employer (e.g. British Airways, IAG, the armed forces, MOD, some councils and hospitals), work in a listed sector (aviation and travel, public services, health and care, education, transport and logistics, and more), or belong to a listed organisation (e.g. major trade unions, the AA, RAC, National Trust, English Heritage, RSPB or the Co-op). Membership fee £10 a year. Variable rate. Interest paid Once a year Manage by Online, Mobile app FSCS licence Plane Saver Credit Union Limited
Deposit-taker Plane Saver, a trading name of Plane Saver Credit Union Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 213609)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £5.3m at 30 September 2024 (latest published accounts). Full account details
3.75% £1 45 Aldermore Reward ISA Double Access Account (Issue 10)From £100 Beats inflation Aged 18+, UK resident and only UK tax resident Details for Aldermore Reward ISA Double Access Account (Issue 10) Access Up to two withdrawals a year keep 3.75% AER; three or more drop the rate to 2.00% AER. Conditions Aged 18+, UK resident and only UK tax resident. Not available to US Persons or in trust. Interest paid Once a year Manage by Online FSCS licence Aldermore Bank PLC
Deposit-taker Aldermore, a trading name of Aldermore Bank PLC
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 204503)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,370m at 30 June 2024 (latest published accounts). Full account details
3.75% £100 46 Suffolk Building Society Single Access ISAFrom £100 Beats inflation Details for Suffolk Building Society Single Access ISA Access One penalty-free withdrawal a year. Maximum £500,000 Conditions Standard checks only. Interest paid Once a year Manage by Branch, Post FSCS licence Suffolk Building Society
Deposit-taker Suffolk Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 104875)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £49.7m at 30 November 2025 (latest published accounts). Full account details
3.75% £100 47 Bath Building Society Limited Access ISAFrom £1 Beats inflation Details for Bath Building Society Limited Access ISA Access Limited withdrawals; see the account terms. Conditions Standard checks only. Interest paid Once a year Manage by Branch, Post, Online FSCS licence Bath Investment & Building Society
Deposit-taker Bath Building Society, a trading name of Bath Investment & Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206026)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £48.6m at 31 December 2024 (latest published accounts). Full account details
3.65% £1 48 Manchester Building Society Manchester Single Access ISAFrom £1 Beats inflation Details for Manchester Building Society Manchester Single Access ISA Access 1 penalty-free withdrawal each anniversary year. Conditions Rate falls to 1.70% AER if you make 2 or more withdrawals in an anniversary year. Interest paid Once a year Manage by Online, Branch FSCS licence Newcastle Building Society
Deposit-taker Manchester Building Society, a trading name of Newcastle Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 156058)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £353m at 31 December 2025, for its group (latest published accounts). Full account details
3.65% £1 49 Newcastle Building Society Newcastle Single Access ISA (Issue 2)From £1 Beats inflation Details for Newcastle Building Society Newcastle Single Access ISA (Issue 2) Access 1 penalty-free withdrawal per account year; rate drops to 1.70% if 2 or more are made. Conditions Standard checks only. Interest paid Once a year Manage by Online, Branch FSCS licence Newcastle Building Society
Deposit-taker Newcastle Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 156058)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £353m at 31 December 2025, for its group (latest published accounts). Full account details
3.65% £1 50 Skipton Building Society Four Access Cash ISA SaverFrom £1 Beats inflation Details for Skipton Building Society Four Access Cash ISA Saver Access Up to four withdrawals a year, plus closure. Conditions Standard checks only. Interest paid Once a year Manage by Online FSCS licence Skipton Building Society
Deposit-taker Skipton Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 153706)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £2,861m at 31 December 2025, for its group (latest published accounts). Full account details
3.65% £1 51 Dudley Building Society Branch Instant Access ISA Issue 2From £100 Beats inflation Details for Dudley Building Society Branch Instant Access ISA Issue 2 Access Withdraw any amount at any time without notice or penalty. Maximum £500,000 Conditions Standard checks only. Interest paid Once a year Manage by Branch FSCS licence Dudley Building Society
Deposit-taker Dudley Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 161294)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £679.6m and total liabilities of £645.5m at 31 March 2026 (annual report 2026) Full account details
3.65% £100 52 Scottish Building Society Single Access Cash ISA (Issue 1)From £100 Beats inflation Details for Scottish Building Society Single Access Cash ISA (Issue 1) Access Limited access: the name indicates a single withdrawal; the rates page does not state the limit. Conditions Standard checks only. Interest paid Once a year Manage by Branch, Post FSCS licence Scottish Building Society
Deposit-taker Scottish Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206034)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £46.2m at 31 January 2026 (latest published accounts). Full account details
3.65% £100 53 Scottish Building Society Single Access E-ISA (Issue 1)From £100 Beats inflation Details for Scottish Building Society Single Access E-ISA (Issue 1) Access Limited access: the name indicates a single withdrawal; the rates page does not state the limit. Conditions Standard checks only. Interest paid Once a year Manage by Online FSCS licence Scottish Building Society
Deposit-taker Scottish Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206034)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £46.2m at 31 January 2026 (latest published accounts). Full account details
3.65% £100 54 Suffolk Building Society Double Access ISAFrom £100 Beats inflation Details for Suffolk Building Society Double Access ISA Access Two penalty-free withdrawals a year. Maximum £500,000 Conditions Standard checks only. Interest paid Once a year Manage by Branch, Post FSCS licence Suffolk Building Society
Deposit-taker Suffolk Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 104875)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £49.7m at 30 November 2025 (latest published accounts). Full account details
3.65% £100 55 Furness Building Society Double Access Saver ISA Issue 1From £1,000 Beats inflation Details for Furness Building Society Double Access Saver ISA Issue 1 Access Two withdrawals a year. Conditions Standard checks only. Interest paid Once a year Manage by Online, Branch, Post FSCS licence Furness Building Society
Deposit-taker Furness Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 159624)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £90.3m at 31 December 2025 (latest published accounts). Full account details
3.65% £1,000 56 Coventry Building Society 6 Access ISA - 1 Year (3)From £1 Beats inflation Details for Coventry Building Society 6 Access ISA - 1 Year (3) Access 6 free withdrawals; the 7th and later (including closure) cost 50 days' interest. Matures 12 months after opening. Conditions Aged 18+. Interest paid Once a year Manage by Online, Branch, Phone, Post, Mobile app FSCS licence Coventry Building Society
Deposit-taker Coventry Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 150892)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £4,289m at 31 December 2025, for its group (latest published accounts). Full account details
3.60% £1 57 Vernon Building Society Single Access ISAFrom £500 Beats inflation Details for Vernon Building Society Single Access ISA Access Maximum one withdrawal a year. Conditions Standard checks only. Interest paid Once a year Manage by Branch, Online FSCS licence Vernon Building Society
Deposit-taker Vernon Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 195475)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £34.1m at 31 December 2025 (latest published accounts). Full account details
3.60% £500 58 Paragon Bank Triple Access Cash ISAFrom £1 Beats inflation Details for Paragon Bank Triple Access Cash ISA Access Up to three withdrawals a year at the higher rate; a fourth or later withdrawal cuts the rate to 1.25% AER. Maximum £500,000 Conditions Rate falls to 1.25% AER after a fourth withdrawal. Interest paid Once a year Manage by Online FSCS licence Paragon Bank PLC
Deposit-taker Paragon Bank, a trading name of Paragon Bank PLC
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 604551)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,046m at 30 September 2025 (latest published accounts). Full account details
3.51% £1 59 AIB (NI) Cash ISAFrom £1 Details for AIB (NI) Cash ISA Access Access terms not stated on the rates page; variable-rate cash ISA. Conditions 3.50% on £0-£34,999 tier. Interest paid Once a year Manage by Branch, Online, Phone FSCS licence AIB Group (UK) p.l.c.
Deposit-taker AIB (NI), a trading name of AIB Group (UK) p.l.c.
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 122088)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £2,061m at 31 December 2025 (latest published accounts). Full account details
3.50% £1 60 Monzo Instant Access Cash ISAFrom £1 Details for Monzo Instant Access Cash ISA Access Instant access: withdraw at any time. Conditions UK resident aged 18+ with a Monzo current account. 'Up to' rate; top rate likely tied to a paid plan. Interest paid Monthly Manage by Mobile app FSCS licence Monzo Bank Limited
Deposit-taker Monzo, a trading name of Monzo Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 730427)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,029m at 31 March 2026 (latest published accounts). Full account details
3.50% £1 61 Manchester Building Society Manchester Double Access ISAFrom £1 Details for Manchester Building Society Manchester Double Access ISA Access 2 penalty-free withdrawals each anniversary year. Conditions Rate falls to 1.70% AER if you make 3 or more withdrawals in an anniversary year. Interest paid Once a year Manage by Online, Branch FSCS licence Newcastle Building Society
Deposit-taker Manchester Building Society, a trading name of Newcastle Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 156058)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £353m at 31 December 2025, for its group (latest published accounts). Full account details
3.45% £1 62 Newcastle Building Society Newcastle Double Access ISA (Issue 6)From £1 Details for Newcastle Building Society Newcastle Double Access ISA (Issue 6) Access 2 penalty-free withdrawals per anniversary year; rate drops to 1.70% with 3 or more. Conditions Standard checks only. Interest paid Once a year Manage by Online, Branch FSCS licence Newcastle Building Society
Deposit-taker Newcastle Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 156058)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £353m at 31 December 2025, for its group (latest published accounts). Full account details
3.45% £1 63 Chorley Building Society Easy Access Cash ISA (1 Withdrawal)From £1 Details for Chorley Building Society Easy Access Cash ISA (1 Withdrawal) Access Up to 1 withdrawal a year. Conditions Standard checks only. Interest paid Once a year Manage by Branch, Post, Online FSCS licence The Chorley and District Building Society
Deposit-taker Chorley Building Society, a trading name of The Chorley and District Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206023)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £21.9m at 2 February 2026 (latest published accounts). Full account details
3.40% £1 64 Harpenden Building Society Online ISA (Issue 4)From £1 Details for Harpenden Building Society Online ISA (Issue 4) Access Variable-rate cash ISA; withdrawal terms not stated on listing. Conditions Standard checks only. Interest paid Once a year Manage by Online FSCS licence Harpenden Building Society
Deposit-taker Harpenden Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 157260)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £30.8m at 31 December 2025 (latest published accounts). Full account details
3.40% £1 65 Principality Building Society Branch 5 Access Bonus Cash ISAFrom £1 then 2.30% after 1 year Branch only Details for Principality Building Society Branch 5 Access Bonus Cash ISA Access Up to 5 withdrawals per tax year. Bonus Includes a 1.05% bonus for 1 year, then 2.30% Conditions Branch only. Includes 1.05% bonus for 12 months; 2.30% after. Interest paid Once a year Manage by Branch FSCS licence Principality Building Society
Deposit-taker Principality Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 155998)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £799m at 31 December 2025, for its group (latest published accounts). Full account details
3.35% £1 66 Nationwide Building Society 1 Year Triple Access ISAFrom £1 Sole account only Details for Nationwide Building Society 1 Year Triple Access ISA Access Up to 3 withdrawals a year at this rate; 4 or more drops it to 1.05%. Conditions Sole account only. 1-year account. Interest paid Once a year Manage by Online, Mobile app, Branch FSCS licence Nationwide Building Society
Deposit-taker Nationwide Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 106078)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £382,328m and total liabilities of £361,039m at 31 March 2026 (annual report 2026) Full account details
3.30% £1 67 Skipton Building Society Six Access Cash ISA SaverFrom £1 Details for Skipton Building Society Six Access Cash ISA Saver Access Up to six withdrawals a year, plus closure. Conditions Standard checks only. Interest paid Once a year Manage by Online FSCS licence Skipton Building Society
Deposit-taker Skipton Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 153706)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £2,861m at 31 December 2025, for its group (latest published accounts). Full account details
3.30% £1 68 Great Western Credit Union Cash ISAFrom £1 Negative reserves Variable rate; minimum deposit £1 Details for Great Western Credit Union Cash ISA Access Unlimited withdrawals. Conditions Membership required: you must be 18 or over and live or work in Bristol, Bath, Gloucestershire, Wiltshire, Somerset or Dorset. Variable rate; minimum deposit £1. Interest paid Once a year Manage by Online FSCS licence Great Western Credit Union Ltd
Deposit-taker Great Western Credit Union, a trading name of Great Western Credit Union Ltd
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 213583)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of -£3.3m (negative) at 30 September 2025 (latest published accounts). Full account details
3.25% £1 69 Monmouthshire Building Society Instant Access Tracker Cash ISAFrom £1 Details for Monmouthshire Building Society Instant Access Tracker Cash ISA Access Withdraw at any time. Conditions Standard checks only. Interest paid Once a year Manage by Online, Branch, Mobile app FSCS licence Monmouthshire Building Society
Deposit-taker Monmouthshire Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206052)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £92.9m at 30 April 2026 (latest published accounts). Full account details
3.25% £1 70 Swansea Building Society Cash ISA Instant AccessFrom £1 Details for Swansea Building Society Cash ISA Instant Access Access Withdraw any amount at any time without notice or penalty. Conditions New applicants must live in Wales (existing members anywhere in the UK). Interest paid Once a year Manage by Online FSCS licence Swansea Building Society
Deposit-taker Swansea Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206066)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £49.1m at 31 December 2025 (latest published accounts). Full account details
3.25% £1 71 Zopa Smart ISA Access PotFrom £1 App only Details for Zopa Smart ISA Access Pot Access Withdraw any time; flexible ISA. Conditions App only. Interest paid Once a year Manage by Mobile app FSCS licence Zopa Bank Limited
Deposit-taker Zopa, a trading name of Zopa Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 800542)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £497m at 31 December 2024 (latest published accounts). Full account details
3.25% £1 72 Vanquis Bank Easy Access Cash ISA (issue 5)From £1,000 Details for Vanquis Bank Easy Access Cash ISA (issue 5) Access Withdraw any amount at any time without notice or penalty. Conditions Standard checks only. Interest paid Once a year Manage by Online FSCS licence Vanquis Bank Limited
Deposit-taker Vanquis Bank, a trading name of Vanquis Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 221156)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £438.0m at 31 December 2025 (annual report 2025) Full account details
3.25% £1,000 73 Monzo Select Access Cash ISA PotFrom £500 UK residents only Details for Monzo Select Access Cash ISA Pot Access Best rate with 2 or fewer withdrawals a year. Conditions Monzo current account required. UK residents only. 3.15% on Free and Extra plans; 3.65% AER on paid Perks/Max plans. Interest paid Monthly Manage by Mobile app FSCS licence Monzo Bank Limited
Deposit-taker Monzo, a trading name of Monzo Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 730427)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,029m at 31 March 2026 (latest published accounts). Full account details
3.15% £500 74 Penrith Building Society Limited Access ISAFrom £100 Details for Penrith Building Society Limited Access ISA Access Up to 4 withdrawals per tax year (transfers count). Conditions Standard checks only. Interest paid Once a year Manage by Branch, Post FSCS licence Penrith Building Society
Deposit-taker Penrith Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 164473)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £12.6m at 31 December 2025 (latest published accounts). Full account details
3.10% £100 75 Leeds Building Society Six Access ISAFrom £1,000 Details for Leeds Building Society Six Access ISA Access Up to 6 withdrawals per calendar year. Conditions Standard checks only. Interest paid Once a year Manage by Branch, Post FSCS licence Leeds Building Society
Deposit-taker Leeds Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 164992)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £31,962.4m and total liabilities of £30,110.4m at 31 December 2025 (annual report 2025) Full account details
3.10% £1,000 76 Ecology Building Society Cash ISA AccountFrom £25 Details for Ecology Building Society Cash ISA Account Access Withdraw any amount at any time without notice or penalty. Conditions Standard checks only. Interest paid Once a year Manage by Online, Post FSCS licence Ecology Building Society
Deposit-taker Ecology Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 162090)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £21.6m at 31 December 2025 (latest published accounts). Full account details
3.05% £25 77 Nottingham Building Society Triple Access ISAFrom £500 Open in branch only Details for Nottingham Building Society Triple Access ISA Access More than three withdrawals in an interest year drops the rate to 1.65% AER (condition as on the Triple Access Saver page). Conditions Open in branch only. Interest paid Once a year Manage by Branch FSCS licence Nottingham Building Society
Deposit-taker Nottingham Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 200785)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £267m at 31 December 2025, for its group (latest published accounts). Full account details
3.05% £500 78 Newbury Building Society Senior Monthly Cash ISAFrom £50 Applicants must live in England or Wales Details for Newbury Building Society Senior Monthly Cash ISA Access Withdraw any amount at any time without notice or penalty. Conditions Applicants must live in England or Wales. Senior account (age criteria not shown on the ISA page; Senior Saver is for 55+). Interest paid Monthly Manage by Online, Post, Branch FSCS licence Newbury Building Society
Deposit-taker Newbury Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206077)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £122m at 31 October 2025 (latest published accounts). Full account details
3.04% £50 79 BEA UK Cash ISAFrom £10 Details for BEA UK Cash ISA Access Instant access; withdrawals made in branch. Conditions Apply and operate in branch (London); an online e-application form is offered. Tiered: £10-£49,999.99 earns 3.03% AER; £50,000+ earns 3.34% AER. Interest paid quarterly. Interest paid quarterly. Interest paid Once a year Manage by Branch FSCS licence The Bank of East Asia, Limited
Deposit-taker BEA UK, a trading name of The Bank of East Asia, Limited
Incorporated in Hong Kong
Principal place of business United Kingdom (London branch)
Regulated Yes, by the Hong Kong Monetary Authority, Prudential Regulation Authority and Financial Conduct Authority (FRN 204628)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Its parent bank's paid-up capital and reserves were HK$105,335m at 31 December 2025 (latest published accounts). Full account details
3.03% £10 80 Bank of Scotland Advantage ISA SaverFrom £1 Needs the bank's current account Details for Bank of Scotland Advantage ISA Saver Access Unlimited withdrawals, but 0.65% AER applies after 3 or more withdrawals. Conditions Requires a Bank of Scotland Vantage current account. 3.00% AER with 2 or fewer withdrawals; 0.65% AER with 3 or more. Interest paid Monthly Manage by Online, Mobile app, Phone, Branch FSCS licence Bank of Scotland plc
Deposit-taker Bank of Scotland, a trading name of Bank of Scotland plc
Incorporated in United Kingdom
Principal place of business Scotland (registered office The Mound, Edinburgh)
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 169628)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £16,333m at 31 December 2025, for its group (latest published accounts). Full account details
3.00% £1 81 Kroo Flexible Cash ISAFrom £1 Needs the bank's current account Details for Kroo Flexible Cash ISA Access Withdraw at any time without penalty; flexible ISA. Conditions Requires a Kroo Personal Current Account (opened in the Kroo app first). Rate applies to balances up to £500,000. Interest paid Once a year Manage by Mobile app FSCS licence Kroo Bank Ltd
Deposit-taker Kroo, a trading name of Kroo Bank Ltd
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 953772)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £7.3m at 31 December 2024 (latest published accounts). Full account details
3.00% £1 82 Lloyds Bank Limited Access ISAFrom £1 Details for Lloyds Bank Limited Access ISA Access Rate drops to 0.65% AER in any year with 3 or more withdrawals. Conditions Becomes an Instant Cash ISA after 1 year. Interest paid Monthly Manage by Online, Mobile app, Branch FSCS licence Lloyds Bank plc
Deposit-taker Lloyds Bank, a trading name of Lloyds Bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 119278)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £41,980m at 31 December 2025 (annual report 2025) Full account details
3.00% £1 83 TSB Save Well Limited Access ISAFrom £1 Details for TSB Save Well Limited Access ISA Access Instant access, but withdrawals reduce the interest earned for that month. Conditions 1-year term. Interest paid Monthly Manage by Mobile app, Online, Branch FSCS licence TSB Bank plc
Deposit-taker TSB, a trading name of TSB Bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 191240)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £2,338m at 31 December 2025 (latest published accounts). Full account details
3.00% £1 84 Buckinghamshire Building Society Double Access Cash ISAFrom £100 Details for Buckinghamshire Building Society Double Access Cash ISA Access Two withdrawals per year. Conditions Aged 18+. Interest paid annually at 31 December. Interest paid Once a year Manage by Branch, Post, Online FSCS licence Buckinghamshire Building Society
Deposit-taker Buckinghamshire Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206022)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £30.5m at 31 December 2025 (latest published accounts). Full account details
3.00% £100 85 Capital Credit Union Cash ISAFrom £100 UK resident aged 18+; minimum £100 to open Details for Capital Credit Union Cash ISA Access Withdraw any time with no penalty. Conditions Membership required: you must work in, or be retired from, an eligible UK occupation (Capital's occupational common bond covers most jobs in the UK). UK resident aged 18+; minimum £100 to open. Interest paid Once a year Manage by Online FSCS licence Capital Credit Union Limited
Deposit-taker Capital Credit Union, a trading name of Capital Credit Union Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 213575)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £5m at 30 September 2025 (latest published accounts). Full account details
3.00% £100 86 Post Office Easy Access Cash ISAFrom £100 then 0.90% after 1 year Open in branch or by post Details for Post Office Easy Access Cash ISA Access Withdraw any amount at any time without notice or penalty. Bonus Includes a 2.10% bonus for 1 year, then 0.90% Conditions Open in branch or by post. Includes fixed 2.10% bonus for 12 months; 0.90% after. Post Office ISAs are provided by OneFamily. Interest paid Once a year Manage by Branch, Post, Phone FSCS licence Bank of Ireland (UK) plc
Deposit-taker Post Office, a trading name of Bank of Ireland (UK) plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 512956)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,785m at 31 December 2025 (annual report 2025) Full account details
3.00% £100 87 Chorley Building Society Easy Access Cash ISA (2 Withdrawals)From £1 Details for Chorley Building Society Easy Access Cash ISA (2 Withdrawals) Access Up to 2 withdrawals a year. Conditions Standard checks only. Interest paid Once a year Manage by Branch, Post, Online FSCS licence The Chorley and District Building Society
Deposit-taker Chorley Building Society, a trading name of The Chorley and District Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206023)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £21.9m at 2 February 2026 (latest published accounts). Full account details
2.95% £1 88 Penrith Building Society ISA Issue 3From £100 Branch or post only Details for Penrith Building Society ISA Issue 3 Access Withdraw at any time without notice or penalty (not a flexible ISA). Maximum £100,000 Conditions Aged 18+. Branch or post only. Interest paid Once a year Manage by Branch, Post FSCS licence Penrith Building Society
Deposit-taker Penrith Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 164473)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £12.6m at 31 December 2025 (latest published accounts). Full account details
2.90% £100 89 Methodist Chapel Aid Cash ISA AccountFrom £1 Details for Methodist Chapel Aid Cash ISA Account Access Instant access, no penalty. Conditions UK resident individuals. Apply by enquiry form or phone, not online. Not available to customers introduced by financial management firms. Interest paid Once a year Manage by Phone, Post FSCS licence Methodist Chapel Aid Limited
Deposit-taker Methodist Chapel Aid, a trading name of Methodist Chapel Aid Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 204508)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £14.1m at 30 September 2025 (latest published accounts). Full account details
2.82% £1 90 Barclays Reward ISAFrom £1 Details for Barclays Reward ISA Access Withdraw at any time, but only 0.85% AER is paid in any month in which you make a withdrawal. Conditions 2.75% AER in months with no withdrawals; 0.85% in months with withdrawals. Interest paid Once a year Manage by Mobile app, Online FSCS licence Barclays Bank UK PLC
Deposit-taker Barclays, a trading name of Barclays Bank UK PLC
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 759676)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £20,278m at 31 December 2025, for its group (latest published accounts). Full account details
2.75% £1 91 Cumberland Building Society Cumberland Instant Cash ISAFrom £1 Details for Cumberland Building Society Cumberland Instant Cash ISA Access Withdraw at any time (cash up to £500 a day; no Faster Payments). Maximum £500,000 Conditions New customers must live within the Society's operating area. Interest paid Once a year Manage by Branch, Online, Mobile app, Phone FSCS licence Cumberland Building Society
Deposit-taker Cumberland Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 106074)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £225m at 31 March 2026, for its group (latest published accounts). Full account details
2.75% £1 92 first direct Cash ISAFrom £1 Needs the bank's current account Details for first direct Cash ISA Access Instant access by transfer to another first direct account. Conditions Existing customers only: you must have a first direct 1st Account, which is a current account. Interest paid Monthly Manage by Online, Mobile app, Phone FSCS licence HSBC UK Bank plc
Deposit-taker first direct, a trading name of HSBC UK Bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 765112)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £28,261m at 31 December 2025 Full account details
2.75% £1 93 OakNorth Bank Easy Access Cash ISAFrom £1 Details for OakNorth Bank Easy Access Cash ISA Access Withdraw any amount at any time without notice or penalty. Conditions UK resident aged 18+ with a personal UK bank account. Not a flexible ISA. Interest paid Monthly Manage by Mobile app, Online FSCS licence OakNorth Bank plc
Deposit-taker OakNorth Bank, a trading name of OakNorth Bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 629564)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,057m at 31 December 2025, for its group (latest published accounts). Full account details
2.75% £1 94 Newbury Building Society Easy Access Cash ISAFrom £50 Applicants must live in England or Wales Details for Newbury Building Society Easy Access Cash ISA Access Withdraw any amount at any time without notice or penalty. Conditions Applicants must live in England or Wales. Interest paid Once a year Manage by Online, Post, Branch FSCS licence Newbury Building Society
Deposit-taker Newbury Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206077)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £122m at 31 October 2025 (latest published accounts). Full account details
2.75% £50 95 Saffron Building Society Everyday Cash ISA (Issue 2)From £1 Details for Saffron Building Society Everyday Cash ISA (Issue 2) Access Withdraw any amount at any time without notice or penalty. Conditions Tiered: 2.70% up to £20,000.99, 2.80% £20,001 to £50,000.99, 2.90% above (bands from the society's rate guide); £10,000 earns 2.70%. Transfers in accepted. Interest paid Once a year Manage by Online, Branch, Post FSCS licence Saffron Building Society
Deposit-taker Saffron Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 100015)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £83.4m at 31 December 2025, for its group (latest published accounts). Full account details
2.70% £1 96 Shawbrook Bank Easy Access Cash ISAFrom £1,000 Details for Shawbrook Bank Easy Access Cash ISA Access Withdrawals paid next working day, no notice or penalty. Maximum £500,000 Conditions Standard checks only. Interest paid Once a year Manage by Online FSCS licence Shawbrook Bank Limited
Deposit-taker Shawbrook Bank, a trading name of Shawbrook Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 204574)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,845m at 31 December 2025, for its group (latest published accounts). Full account details
2.70% £1,000 97 Buckinghamshire Building Society Chiltern Gold Nuggets Regular Saver Cash ISAFrom £10 Details for Buckinghamshire Building Society Chiltern Gold Nuggets Regular Saver Cash ISA Access Easy access per the society's table. Conditions Aged 18+. Regular-saving ISA; monthly limit not read. Listed by the society as easy access. Interest paid annually at 31 December. Interest paid Once a year Manage by Branch, Post, Online FSCS licence Buckinghamshire Building Society
Deposit-taker Buckinghamshire Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206022)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £30.5m at 31 December 2025 (latest published accounts). Full account details
2.65% £10 98 Bath Building Society Instant ISAFrom £1 Details for Bath Building Society Instant ISA Access Withdraw any amount at any time without notice or penalty. Conditions Standard checks only. Interest paid Once a year Manage by Branch, Post, Online FSCS licence Bath Investment & Building Society
Deposit-taker Bath Building Society, a trading name of Bath Investment & Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206026)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £48.6m at 31 December 2024 (latest published accounts). Full account details
2.60% £1 99 Chorley Building Society Easy Access Cash ISA (3 Withdrawals)From £1 Details for Chorley Building Society Easy Access Cash ISA (3 Withdrawals) Access Up to 3 withdrawals a year. Conditions Standard checks only. Interest paid Once a year Manage by Branch, Post, Online FSCS licence The Chorley and District Building Society
Deposit-taker Chorley Building Society, a trading name of The Chorley and District Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206023)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £21.9m at 2 February 2026 (latest published accounts). Full account details
2.60% £1 100 Gatehouse Bank Easy Access Cash ISAFrom £1 Details for Gatehouse Bank Easy Access Cash ISA Access Easy access. Conditions Expected profit rate, not interest. Interest paid Once a year Manage by Online, Mobile app FSCS licence Gatehouse Bank plc
Deposit-taker Gatehouse Bank, a trading name of Gatehouse Bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 475346)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £95.8m at 31 December 2025, for its group (latest published accounts). Full account details
2.60% £1 101 Suffolk Building Society Stepping Stone ISAFrom £10 Details for Suffolk Building Society Stepping Stone ISA Access Withdraw any amount at any time without notice or penalty. Maximum £150,000 Conditions Aged 18 to 24. Interest paid Once a year Manage by Branch, Post FSCS licence Suffolk Building Society
Deposit-taker Suffolk Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 104875)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £49.7m at 30 November 2025 (latest published accounts). Full account details
2.60% £10 102 HSBC UK Loyalty Cash ISAFrom £1 Needs the bank's current account Details for HSBC UK Loyalty Cash ISA Access Instant access: withdraw at any time. Conditions HSBC current account customers only. HSBC Premier customers receive 3.00% AER. Interest paid Monthly Manage by Mobile app, Online, Branch FSCS licence HSBC UK Bank plc
Deposit-taker HSBC UK, a trading name of HSBC UK Bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 765112)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £28,261m at 31 December 2025 Full account details
2.50% £1 103 Starling Bank Flexible Cash ISAFrom £1 Details for Starling Bank Flexible Cash ISA Access Withdraw any amount at any time without notice or penalty. Conditions Starling personal or joint current account required. Interest paid Monthly Manage by Mobile app FSCS licence Starling Bank Limited
Deposit-taker Starling Bank, a trading name of Starling Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 730166)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,046m at 31 March 2025, for its group (latest published accounts). Full account details
2.50% £1 104 Hanley Economic Building Society Limited Withdrawal Variable Rate ISA (ISAC6)From £100 Details for Hanley Economic Building Society Limited Withdrawal Variable Rate ISA (ISAC6) Access Limited withdrawals (restrictions apply). Maximum £100,000 Conditions Standard checks only. Interest paid Once a year Manage by Branch, Post FSCS licence Hanley Economic Building Society
Deposit-taker Hanley Economic Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206024)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £33.3m at 31 August 2026 (latest published accounts). Full account details
2.45% £100 105 Beverley Building Society Cash ISAFrom £1 Details for Beverley Building Society Cash ISA Access Withdraw any amount at any time without notice or penalty. Conditions Tiered: 2.40% AER below £35,000, 2.50% AER from £35,000. Interest paid Once a year Manage by Branch, Post FSCS licence Beverley Building Society
Deposit-taker Beverley Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206064)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £14.6m at 31 December 2025 (latest published accounts). Full account details
2.40% £1 106 Earl Shilton Building Society Instant Access Cash ISAFrom £10 UK residents only Details for Earl Shilton Building Society Instant Access Cash ISA Access Withdraw at any time without notice or penalty. Conditions UK residents only. Interest paid Once a year Manage by Branch, Post FSCS licence Earl Shilton Building Society
Deposit-taker Earl Shilton Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206078)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £13.8m at 31 March 2026 (latest published accounts). Full account details
2.40% £10 107 Triodos Bank Online Cash ISAFrom £10 UK resident aged 18+, sole accounts only Details for Triodos Bank Online Cash ISA Access Withdraw any amount at any time without notice; flexible ISA. Conditions UK resident aged 18+, sole accounts only. Opened in the Triodos Mobile Banking App only. Interest paid every six months (January and July). Interest paid Once a year Manage by Mobile app, Online FSCS licence Triodos Bank UK Limited
Deposit-taker Triodos Bank, a trading name of Triodos Bank UK Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 817008)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £200m at 31 December 2024 (latest published accounts). Full account details
2.36% £10 108 Scottish Building Society Cash ISAFrom £100 Details for Scottish Building Society Cash ISA Access Variable rate cash ISA; access terms not stated on the rates page. Conditions Standard checks only. Interest paid Once a year Manage by Branch, Post FSCS licence Scottish Building Society
Deposit-taker Scottish Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206034)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £46.2m at 31 January 2026 (latest published accounts). Full account details
2.35% £100 109 Scottish Building Society E-ISAFrom £100 Details for Scottish Building Society E-ISA Access Variable rate cash ISA; access terms not stated on the rates page. Conditions Standard checks only. Interest paid Once a year Manage by Online FSCS licence Scottish Building Society
Deposit-taker Scottish Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206034)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £46.2m at 31 January 2026 (latest published accounts). Full account details
2.35% £100 110 Vernon Building Society Easy Access Cash ISAFrom £100 Details for Vernon Building Society Easy Access Cash ISA Access Withdraw any amount at any time without notice or penalty. Conditions Aged 18+. Flexible ISA. Interest paid Once a year Manage by Branch, Online FSCS licence Vernon Building Society
Deposit-taker Vernon Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 195475)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £34.1m at 31 December 2025 (latest published accounts). Full account details
2.35% £100 111 M&S Bank Advantage Cash ISA optionFrom £1 Details for M&S Bank Advantage Cash ISA option Access Withdraw any amount at any time without notice or penalty. Conditions Variable rate. Interest paid Once a year Manage by Online, Phone FSCS licence HSBC UK Bank plc
Deposit-taker M&S Bank, a trading name of HSBC UK Bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 765112)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £28,261m at 31 December 2025 Full account details
2.30% £1 112 Principality Building Society Branch Instant Access Cash ISAFrom £1 Details for Principality Building Society Branch Instant Access Cash ISA Access Withdraw any amount at any time without notice or penalty. Conditions Standard checks only. Interest paid Once a year Manage by Branch FSCS licence Principality Building Society
Deposit-taker Principality Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 155998)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £799m at 31 December 2025, for its group (latest published accounts). Full account details
2.25% £1 113 Principality Building Society Online Easy Access Cash ISAFrom £1 Details for Principality Building Society Online Easy Access Cash ISA Access Withdraw any amount at any time without notice or penalty. Conditions Standard checks only. Interest paid Once a year Manage by Online FSCS licence Principality Building Society
Deposit-taker Principality Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 155998)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £799m at 31 December 2025, for its group (latest published accounts). Full account details
2.25% £1 114 Stafford Building Society Cash ISAFrom £1 Details for Stafford Building Society Cash ISA Access Withdraw any amount at any time without notice or penalty. Conditions Standard checks only. Interest paid Once a year Manage by Online FSCS licence The Stafford Railway Building Society
Deposit-taker Stafford Building Society, a trading name of The Stafford Railway Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206063)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £346.5m and total liabilities of £318.4m at 31 October 2025 (annual report 2025) Full account details
2.25% £1 115 Marsden Building Society Flexible Cash ISA (6)From £25 Details for Marsden Building Society Flexible Cash ISA (6) Access Easy access. Conditions Standard checks only. Interest paid Once a year Manage by FSCS licence Marsden Building Society
Deposit-taker Marsden Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206050)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £58.0m at 31 December 2025 (latest published accounts). Full account details
2.25% £25 116 Aldermore Easy Access Cash ISA (Issue 5)From £1,000 Aged 18+, UK resident and only UK tax resident Details for Aldermore Easy Access Cash ISA (Issue 5) Access Withdraw any amount at any time without notice or penalty. Conditions Aged 18+, UK resident and only UK tax resident. Not available to US Persons or in trust. Interest paid Once a year Manage by Online FSCS licence Aldermore Bank PLC
Deposit-taker Aldermore, a trading name of Aldermore Bank PLC
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 204503)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,370m at 30 June 2024 (latest published accounts). Full account details
2.25% £1,000 117 Leek Building Society Easy Access Cash ISA (Issue 7)From £10 Details for Leek Building Society Easy Access Cash ISA (Issue 7) Access Easy access; product terms not checked. Conditions Standard checks only. Interest paid Once a year Manage by Online, Branch, Post FSCS licence Leek United Building Society
Deposit-taker Leek Building Society, a trading name of Leek United Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 100014)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £84.0m at 31 December 2025 (latest published accounts). Full account details
2.20% £10 118 Chorley Building Society Easy Access Cash ISA (4 Withdrawals)From £1 Details for Chorley Building Society Easy Access Cash ISA (4 Withdrawals) Access Up to 4 withdrawals a year. Conditions Standard checks only. Interest paid Once a year Manage by Branch, Post, Online FSCS licence The Chorley and District Building Society
Deposit-taker Chorley Building Society, a trading name of The Chorley and District Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206023)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £21.9m at 2 February 2026 (latest published accounts). Full account details
2.15% £1 119 Danske Bank Danske Cash ISAFrom £1 Details for Danske Bank Danske Cash ISA Access Withdraw any amount at any time without notice or penalty. Conditions New customers must be resident in Northern Ireland; existing Danske customers must be UK resident. Aged 18+; one Danske Cash ISA per person. Interest paid Once a year Manage by Online, Mobile app, Branch, Phone FSCS licence Northern Bank Limited
Deposit-taker Danske Bank, a trading name of Northern Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 122261)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £969m at 31 December 2025 (latest published accounts). Full account details
2.15% £1 120 Coventry Building Society Additional Allowance ISAFrom £1 Details for Coventry Building Society Additional Allowance ISA Access Withdrawals by cheque or ISA transfer only; not a flexible ISA. Conditions Aged 18+. For using an additional permitted subscription (inherited ISA allowance). Interest paid Once a year Manage by Branch, Post FSCS licence Coventry Building Society
Deposit-taker Coventry Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 150892)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £4,289m at 31 December 2025, for its group (latest published accounts). Full account details
2.05% £1 121 Darlington Building Society Cash ISAFrom £1 Details for Darlington Building Society Cash ISA Access Flexible ISA: withdraw at any time without notice. Conditions Standard checks only. Interest paid Once a year Manage by Branch, Online, Post FSCS licence Darlington Building Society
Deposit-taker Darlington Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 205895)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £56.6m at 31 December 2025, for its group (latest published accounts). Full account details
2.05% £1 122 Skipton Building Society Cash ISA SaverFrom £1 Details for Skipton Building Society Cash ISA Saver Access Flexible withdrawals. Conditions Standard checks only. Interest paid Once a year Manage by Online FSCS licence Skipton Building Society
Deposit-taker Skipton Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 153706)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £2,861m at 31 December 2025, for its group (latest published accounts). Full account details
2.05% £1 123 Teachers Building Society Easy Access Cash ISA for Teachers (issue 1)From £100 Details for Teachers Building Society Easy Access Cash ISA for Teachers (issue 1) Access Withdraw at any time without notice. Maximum £250,000 Conditions Only for people in education roles (teachers, supply teachers, teaching assistants, nursery workers, education administration). Interest frequency and manage channels not individually checked. Interest paid Once a year Manage by Online, Post, Phone FSCS licence Teachers' Building Society
Deposit-taker Teachers Building Society, a trading name of Teachers' Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 156580)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £24.0m at 31 December 2025 (latest published accounts). Full account details
2.05% £100 124 Coventry Building Society Easy Access ISA (12)From £1 Details for Coventry Building Society Easy Access ISA (12) Access Flexible ISA: withdraw at any time without charge. Maximum £20,000 Conditions Aged 18+. Interest paid Once a year Manage by Online, Mobile app, Branch, Post FSCS licence Coventry Building Society
Deposit-taker Coventry Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 150892)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £4,289m at 31 December 2025, for its group (latest published accounts). Full account details
2.00% £1 125 West Bromwich Building Society Limited Access ISA (Issue 1)From £1 Details for West Bromwich Building Society Limited Access ISA (Issue 1) Access Withdraw any time; more than six withdrawals a year lowers the rate. Conditions UK resident aged 16+ (standard society eligibility; not re-read per product). Interest paid Once a year Manage by Online, Branch FSCS licence West Bromwich Building Society
Deposit-taker West Bromwich Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 104877)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £461m at 31 March 2025, for its group (latest published accounts). Full account details
2.00% £1 126 Teachers Building Society Easy Access Cash ISA for Everyone (issue 1)From £100 Details for Teachers Building Society Easy Access Cash ISA for Everyone (issue 1) Access Withdraw at any time without notice. Maximum £250,000 Conditions Interest frequency and manage channels not individually checked. Interest paid Once a year Manage by Online, Post, Phone FSCS licence Teachers' Building Society
Deposit-taker Teachers Building Society, a trading name of Teachers' Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 156580)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £24.0m at 31 December 2025 (latest published accounts). Full account details
2.00% £100 127 Santander Easy Access ISAFrom £500 Minimum £500 to open Details for Santander Easy Access ISA Access Withdraw any amount at any time without notice or penalty. Conditions Minimum £500 to open. Interest paid Once a year Manage by Online, Mobile app, Branch FSCS licence Santander UK plc
Deposit-taker Santander, a trading name of Santander UK plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 106054)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £15.1bn at 31 December 2025 (annual report 2025) Full account details
2.00% £500 128 Hinckley & Rugby Building Society Easy Access Cash ISAFrom £100 Details for Hinckley & Rugby Building Society Easy Access Cash ISA Access Anytime. Conditions Standard checks only. Interest paid Once a year Manage by FSCS licence Hinckley and Rugby Building Society
Deposit-taker Hinckley & Rugby Building Society, a trading name of Hinckley and Rugby Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206043)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £49.1m at 30 November 2025 (latest published accounts). Full account details
1.85% £100 129 Chorley Building Society Easy Access Cash ISA (6 Withdrawals)From £1 Details for Chorley Building Society Easy Access Cash ISA (6 Withdrawals) Access Up to 6 withdrawals a year. Conditions Standard checks only. Interest paid Once a year Manage by Branch, Post, Online FSCS licence The Chorley and District Building Society
Deposit-taker Chorley Building Society, a trading name of The Chorley and District Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206023)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £21.9m at 2 February 2026 (latest published accounts). Full account details
1.80% £1 130 Manchester Building Society Manchester Easy Access ISAFrom £1 Details for Manchester Building Society Manchester Easy Access ISA Access Penalty-free withdrawals without notice. Conditions Standard checks only. Interest paid Once a year Manage by Online, Branch FSCS licence Newcastle Building Society
Deposit-taker Manchester Building Society, a trading name of Newcastle Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 156058)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £353m at 31 December 2025, for its group (latest published accounts). Full account details
1.80% £1 131 Newcastle Building Society Newcastle Easy Saver ISA (Issue 5)From £1 Details for Newcastle Building Society Newcastle Easy Saver ISA (Issue 5) Access Withdraw any amount at any time without notice or penalty. Conditions Standard checks only. Interest paid Once a year Manage by Online, Branch FSCS licence Newcastle Building Society
Deposit-taker Newcastle Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 156058)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £353m at 31 December 2025, for its group (latest published accounts). Full account details
1.80% £1 132 Nottingham Building Society Flexible Easy Access ISAFrom £1 Details for Nottingham Building Society Flexible Easy Access ISA Access Withdraw any amount at any time without notice or penalty. Conditions Standard checks only. Interest paid Once a year Manage by Branch FSCS licence Nottingham Building Society
Deposit-taker Nottingham Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 200785)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £267m at 31 December 2025, for its group (latest published accounts). Full account details
1.70% £1 133 Furness Building Society Everyday Cash ISA Issue 6From £1 Details for Furness Building Society Everyday Cash ISA Issue 6 Access Withdraw any amount at any time without notice or penalty. Conditions Standard checks only. Interest paid Once a year Manage by Online, Branch, Post FSCS licence Furness Building Society
Deposit-taker Furness Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 159624)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £90.3m at 31 December 2025 (latest published accounts). Full account details
1.60% £1 134 Suffolk Building Society Everyday ISAFrom £10 Details for Suffolk Building Society Everyday ISA Access Withdraw any amount at any time without notice or penalty. Maximum £500,000 Conditions Standard checks only. Interest paid Once a year Manage by Branch, Post FSCS licence Suffolk Building Society
Deposit-taker Suffolk Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 104875)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £49.7m at 30 November 2025 (latest published accounts). Full account details
1.60% £10 135 Mansfield Building Society Easy Access Cash ISA (3rd issue)From £1 Details for Mansfield Building Society Easy Access Cash ISA (3rd issue) Access Withdraw any amount at any time without notice or penalty. Conditions Standard checks only. Interest paid Once a year Manage by Post, Branch FSCS licence The Mansfield Building Society
Deposit-taker Mansfield Building Society, a trading name of The Mansfield Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206049)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £584.6m and total liabilities of £546.9m at 31 December 2025 (annual report 2025) Full account details
1.50% £1 136 Paragon Bank Easy Access Cash ISAFrom £1 Details for Paragon Bank Easy Access Cash ISA Access Withdraw any amount at any time without notice or penalty. Maximum £500,000 Conditions Standard checks only. Interest paid Once a year Manage by Online FSCS licence Paragon Bank PLC
Deposit-taker Paragon Bank, a trading name of Paragon Bank PLC
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 604551)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,046m at 30 September 2025 (latest published accounts). Full account details
1.50% £1 137 West Bromwich Building Society West Brom Saver ISAFrom £1 Details for West Bromwich Building Society West Brom Saver ISA Access Withdraw at any time. Conditions UK resident aged 16+ (standard society eligibility; not re-read per product). Interest paid Once a year Manage by Online, Branch FSCS licence West Bromwich Building Society
Deposit-taker West Bromwich Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 104877)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £461m at 31 March 2025, for its group (latest published accounts). Full account details
1.50% £1 138 West Bromwich Building Society Additional Permitted Subscriptions ISAFrom £10 Details for West Bromwich Building Society Additional Permitted Subscriptions ISA Access Withdraw at any time. Conditions UK resident aged 16+ (standard society eligibility; not re-read per product). Only for bereaved spouses/civil partners using an APS allowance. Interest paid Once a year Manage by Branch, Post FSCS licence West Bromwich Building Society
Deposit-taker West Bromwich Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 104877)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £461m at 31 March 2025, for its group (latest published accounts). Full account details
1.50% £10 139 Leeds Building Society E-ISAFrom £1 Details for Leeds Building Society E-ISA Access Withdraw any amount at any time without notice or penalty. Conditions Standard checks only. Interest paid Once a year Manage by Online FSCS licence Leeds Building Society
Deposit-taker Leeds Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 164992)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £31,962.4m and total liabilities of £30,110.4m at 31 December 2025 (annual report 2025) Full account details
1.45% £1 140 Leeds Building Society ISA SaverFrom £1 Details for Leeds Building Society ISA Saver Access Withdraw any amount at any time without notice or penalty. Conditions Standard checks only. Interest paid Once a year Manage by Branch, Post FSCS licence Leeds Building Society
Deposit-taker Leeds Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 164992)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £31,962.4m and total liabilities of £30,110.4m at 31 December 2025 (annual report 2025) Full account details
1.45% £1 141 The Co-operative Bank Cash ISAFrom £1 Details for The Co-operative Bank Cash ISA Access Instant access. Maximum £1,000,000 Conditions You can't pay into more than one cash ISA with The Co-operative Bank or smile in the same tax year. Interest paid Once a year Manage by Online, Mobile app, Phone, Branch FSCS licence The Co-operative Bank p.l.c.
Deposit-taker The Co-operative Bank, a trading name of The Co-operative Bank p.l.c.
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 121885)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,270m at 31 December 2024 (latest published accounts). Full account details
1.40% £1 142 Harpenden Building Society Cash ISA (Issue 2)From £1 Details for Harpenden Building Society Cash ISA (Issue 2) Access Withdraw any amount at any time without notice or penalty. Conditions Standard checks only. Interest paid Once a year Manage by Branch, Online, Post FSCS licence Harpenden Building Society
Deposit-taker Harpenden Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 157260)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £30.8m at 31 December 2025 (latest published accounts). Full account details
1.35% £1 143 Buckinghamshire Building Society Cash ISAFrom £1 Details for Buckinghamshire Building Society Cash ISA Access Withdraw at any time. Conditions Aged 18+. Interest paid annually at 31 December. Interest paid Once a year Manage by Branch, Post, Online FSCS licence Buckinghamshire Building Society
Deposit-taker Buckinghamshire Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206022)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £30.5m at 31 December 2025 (latest published accounts). Full account details
1.25% £1 144 NatWest Cash ISAFrom £1 Details for NatWest Cash ISA Access Instant access: withdraw at any time. Conditions 1.15% AER on £1-£24,999; 2.45% AER on £25,000+. Interest paid Monthly Manage by Mobile app, Online, Branch, Phone FSCS licence National Westminster Bank Plc
Deposit-taker NatWest, a trading name of National Westminster Bank Plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 121878)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £22,685m at 31 December 2025 (latest published accounts). Full account details
1.15% £1 145 Royal Bank of Scotland Instant Access Cash ISAFrom £1 Needs the bank's current account Details for Royal Bank of Scotland Instant Access Cash ISA Access Instant access: withdraw at any time. Conditions Royal Bank of Scotland current account customers only. 2.45% AER on balances of £25,000+. Interest paid Once a year Manage by Mobile app, Online, Branch FSCS licence The Royal Bank of Scotland plc
Deposit-taker Royal Bank of Scotland, a trading name of The Royal Bank of Scotland plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 114724)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £3,658m at 31 December 2025 (latest published accounts). Full account details
1.15% £1 146 Ulster Bank Cash ISAFrom £1 Details for Ulster Bank Cash ISA Access Instant access: withdraw at any time. Conditions 1.15% AER on £1-£24,999; 2.45% AER over £25,000. Interest paid Once a year Manage by Online, Branch, Phone FSCS licence National Westminster Bank Plc
Deposit-taker Ulster Bank, a trading name of National Westminster Bank Plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 121878)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £22,685m at 31 December 2025 (latest published accounts). Full account details
1.15% £1 147 Hanley Economic Building Society Cash ISA Instant Access (ISAC3)From £100 Details for Hanley Economic Building Society Cash ISA Instant Access (ISAC3) Access Withdraw any amount at any time without notice or penalty. Maximum £100,000 Conditions Tiered: 1.10% under £3,000, 1.15% £3,000+. Interest paid Once a year Manage by Online, Branch, Post FSCS licence Hanley Economic Building Society
Deposit-taker Hanley Economic Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206024)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £33.3m at 31 August 2026 (latest published accounts). Full account details
1.15% £100 148 Barclays Instant Cash ISAFrom £1 Details for Barclays Instant Cash ISA Access Withdraw any amount at any time. Conditions 1.00% AER on the whole balance. Interest paid Once a year Manage by Mobile app, Online FSCS licence Barclays Bank UK PLC
Deposit-taker Barclays, a trading name of Barclays Bank UK PLC
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 759676)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £20,278m at 31 December 2025, for its group (latest published accounts). Full account details
1.00% £1 149 Chorley Building Society Chorley Cash ISAFrom £1 Details for Chorley Building Society Chorley Cash ISA Access Withdraw any amount at any time without notice or penalty. Conditions Standard checks only. Interest paid Once a year Manage by Branch, Post, Online FSCS licence The Chorley and District Building Society
Deposit-taker Chorley Building Society, a trading name of The Chorley and District Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206023)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £21.9m at 2 February 2026 (latest published accounts). Full account details
0.90% £1 150 Metro Bank Instant Access Cash ISAFrom £1 Opened in store only Details for Metro Bank Instant Access Cash ISA Access Withdraw any amount at any time without notice; withdrawals can be replaced in the same tax year. Conditions UK resident aged 18+ with a National Insurance number. Opened in store only. Interest paid Once a year Manage by Branch, Online FSCS licence Metro Bank PLC
Deposit-taker Metro Bank, a trading name of Metro Bank PLC
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 488982)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,484m at 31 December 2025, for its group (latest published accounts). Full account details
0.90% £1 151 Bank of Scotland Access Cash ISAFrom £1 Details for Bank of Scotland Access Cash ISA Access Withdraw any amount at any time without notice. Conditions Tiered on whole balance: 0.75% £1-£24,999, 0.90% £25,000-£99,999, 1.00% £100,000+. Interest paid Once a year Manage by Online, Mobile app, Phone, Branch FSCS licence Bank of Scotland plc
Deposit-taker Bank of Scotland, a trading name of Bank of Scotland plc
Incorporated in United Kingdom
Principal place of business Scotland (registered office The Mound, Edinburgh)
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 169628)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £16,333m at 31 December 2025, for its group (latest published accounts). Full account details
0.75% £1 
