1 Afin Bank 1-Year Fixed Term Account (Issue 9)Fixed for 1 year · from £1,000 Beats inflation Opened in the Afin app only Details for Afin Bank 1-Year Fixed Term Account (Issue 9) Access No withdrawals during the term (exceptional cases at the bank's discretion). Maximum £200,000 Conditions UK resident for tax purposes aged 18+, sole name only. Opened in the Afin app only. £200,000 maximum across all Afin accounts; 14-day funding window. Interest paid Once a year Manage by Mobile app, Phone FSCS licence Afin Bank Limited
Deposit-taker Afin Bank, a trading name of Afin Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 1004742)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £23.3m at 31 December 2025 (latest published accounts). Full account details
5.17% £1,000 2 Vida Savings 1 Year Fixed Rate BondFixed for 1 year · from £1,000 Beats inflation Details for Vida Savings 1 Year Fixed Rate Bond Access No withdrawals until the term ends. Maximum £500,000 Conditions UK resident aged 18+ with a UK bank account. Interest paid Once a year Manage by Online FSCS licence Vida Bank Limited
Deposit-taker Vida Savings, a trading name of Vida Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 738741)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £178m at 31 December 2025 (latest published accounts). Full account details
5.15% £1,000 3 Al Rayan Bank 12 Month Fixed Term DepositFixed for 1 year · from £10,000 Beats inflation Details for Al Rayan Bank 12 Month Fixed Term Deposit Access No withdrawals or closure before maturity. Maximum £1,000,000 Conditions Expected profit rate, not interest. Headline rate applies where profit is reinvested and paid at maturity; 5.06% gross p.a. if paid quarterly. Aged 16+ resident in the UK (or non-EU country); sole applicants only. Interest paid When the term ends Manage by Online, Mobile app FSCS licence Al Rayan Bank Limited
Deposit-taker Al Rayan Bank, a trading name of Al Rayan Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 229148)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £234m at 31 December 2025 (latest published accounts). Full account details
5.15% £10,000 4 Chetwood Bank 1 Year Fixed Rate SavingsFixed for 1 year · from £1,000 Beats inflation Details for Chetwood Bank 1 Year Fixed Rate Savings Access No withdrawals or closure until the term ends (exceptional-circumstances policy only). Conditions Sole accounts only (no joint or Power of Attorney). Fund within 14 days of opening. Interest paid When the term ends Manage by Online FSCS licence Chetwood Financial Limited
Deposit-taker Chetwood Bank, a trading name of Chetwood Financial Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 740551)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £173m at 31 March 2024 (latest published accounts). Full account details
5.13% £1,000 5 Close Brothers Savings 1 Year Fixed Rate BondFixed for 1 year · from £10,000 Beats inflation Personal accounts only Details for Close Brothers Savings 1 Year Fixed Rate Bond Access No withdrawals until the term ends; no cooling-off period. Maximum £2,000,000 Conditions Personal accounts only. Minimum £10,000 must be paid in within 10 days. Interest paid Once a year Manage by Online, Phone, Post FSCS licence Close Brothers Limited
Deposit-taker Close Brothers Savings, a trading name of Close Brothers Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 124750)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,580m at 31 July 2025 (latest published accounts). Full account details
5.12% £10,000 6 GB Bank 1 Year Fixed Rate BondFixed for 1 year · from £1,000 Beats inflation Details for GB Bank 1 Year Fixed Rate Bond Access No withdrawals before the term ends. Maximum £100,000 Conditions UK resident for tax purposes aged 18+ with a UK current account in your name. Apply online; manage online or in the GB Bank app. 21-day funding window. Monthly interest option at a lower gross rate (4.99% gross monthly). Interest paid Once a year Manage by Online, Mobile app FSCS licence GB Bank Limited
Deposit-taker GB Bank, a trading name of GB Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 850286)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £110m at 30 September 2025, for its group (latest published accounts). Full account details
5.11% £1,000 7 MBNA Fixed Saver 1 YearFixed for 1 year · from £1,000 Beats inflation Details for MBNA Fixed Saver 1 Year Access No withdrawals during the fixed term. Maximum £750,000 Conditions Open with £1,000 or more; you have 14 days to add up to £750,000 from your nominated current account. Interest paid When the term ends Manage by Online FSCS licence Lloyds Bank plc
Deposit-taker MBNA, a trading name of Lloyds Bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 119278)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £41,980m at 31 December 2025 (annual report 2025) Full account details
5.10% £1,000 8 Recognise Bank 1 Year FixedFixed for 1 year · from £1,000 Beats inflation Details for Recognise Bank 1 Year Fixed Access No withdrawals until the term ends. Maximum £250,000 Conditions Interest paid monthly (4.98% gross) or annually. Interest paid Once a year Manage by Online, Mobile app FSCS licence Recognise Bank Limited
Deposit-taker Recognise Bank, a trading name of Recognise Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 849404)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £82.7m at 31 March 2026 (latest published accounts). Full account details
5.10% £1,000 9 Vanquis Bank 1 Year Fixed BondFixed for 1 year · from £1,000 Beats inflation Details for Vanquis Bank 1 Year Fixed Bond Access No top-ups, withdrawals or closures. Conditions Standard checks only. Interest paid Once a year Manage by Online FSCS licence Vanquis Bank Limited
Deposit-taker Vanquis Bank, a trading name of Vanquis Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 221156)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £438.0m at 31 December 2025 (annual report 2025) Full account details
5.08% £1,000 10 Cynergy Bank 1 Year Fixed Rate BondFixed for 1 year · from £1,000 Beats inflation Details for Cynergy Bank 1 Year Fixed Rate Bond Access No withdrawals once the 14-day funding window ends. Maximum £1,000,000 Conditions Mobile number and email required. Interest paid Once a year Manage by Online, Mobile app FSCS licence Cynergy Bank plc
Deposit-taker Cynergy Bank, a trading name of Cynergy Bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 575105)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £387m at 31 December 2024, for its group (latest published accounts). Full account details
5.05% £1,000 11 Hodge Bank 1 Year Fixed Rate BondFixed for 1 year · from £1,000 Beats inflation Details for Hodge Bank 1 Year Fixed Rate Bond Access No withdrawals until the term ends. Maximum £1,000,000 Conditions UK resident and UK tax resident aged 18+. Fund within 14 days of opening. Interest paid Once a year Manage by Online FSCS licence Julian Hodge Bank Limited
Deposit-taker Hodge Bank, a trading name of Julian Hodge Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 204439)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £180m at 30 September 2025 (latest published accounts). Full account details
5.01% £1,000 12 Penrith Building Society 1 Year Fixed Rate Bond (Issue 9)Fixed for 1 year · from £5,000 Beats inflation Open in branch Details for Penrith Building Society 1 Year Fixed Rate Bond (Issue 9) Access No withdrawals until the term ends. Maximum £120,000 Conditions Open in branch. Individual accounts only. Interest paid When the term ends Manage by Branch FSCS licence Penrith Building Society
Deposit-taker Penrith Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 164473)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £12.6m at 31 December 2025 (latest published accounts). Full account details
5.01% £5,000 13 Penrith Building Society 1 Year Fixed Rate E-Bond (Issue 9)Fixed for 1 year · from £5,000 Beats inflation Online only Details for Penrith Building Society 1 Year Fixed Rate E-Bond (Issue 9) Access No withdrawals until the term ends. Maximum £120,000 Conditions Online only. One per person; no joint accounts. Interest paid When the term ends Manage by Online FSCS licence Penrith Building Society
Deposit-taker Penrith Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 164473)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £12.6m at 31 December 2025 (latest published accounts). Full account details
5.01% £5,000 14 Bank of London and The Middle East (BLME) Premier Deposit Account (1 year)Fixed for 1 year · from £1,000 Beats inflation Details for Bank of London and The Middle East (BLME) Premier Deposit Account (1 year) Access No early withdrawals or additional deposits once open. Maximum £1,000,000 Conditions Expected profit rate, not interest. UK resident aged 18+ with a UK bank account; apply online. Rates indicative and subject to availability, as of 23 October 2026. Interest paid Once a year Manage by Online FSCS licence Bank of London and The Middle East plc
Deposit-taker Bank of London and The Middle East (BLME), a trading name of Bank of London and The Middle East plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 464292)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £224.1m at 31 December 2025 (annual report 2025) Full account details
5.00% £1,000 15 LHV Bank 1 Year Fixed Rate BondFixed for 1 year · from £1,000 Beats inflation Needs the bank's current account Details for LHV Bank 1 Year Fixed Rate Bond Access No withdrawals during the term. Maximum £1,000,000 Conditions Aged 18+, sole accounts only. Requires an LHV current account; apply in the LHV Bank app. Interest paid When the term ends Manage by Mobile app FSCS licence LHV BANK LIMITED
Deposit-taker LHV Bank, a trading name of LHV BANK LIMITED
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 993767)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £107m at 31 December 2025 (latest published accounts). Full account details
5.00% £1,000 16 Melton Building Society Fixed Rate Issue 33 (to 15 December 2027)Fixed for 14 months · from £1,000 Beats inflation Details for Melton Building Society Fixed Rate Issue 33 (to 15 December 2027) Access No withdrawals until the term ends. Conditions Fixed until 15 December 2027. Channel not stated on the rates page. Interest paid Once a year Manage by FSCS licence Melton Mowbray Building Society
Deposit-taker Melton Building Society, a trading name of Melton Mowbray Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 106184)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £42.2m at 31 December 2025, for its group (latest published accounts). Full account details
5.00% £1,000 17 Conister Bank 1 Year Fixed Term DepositOur group: Part of Manx Financial Group, which also owns Juno Hunt. Ranked by rate alone, exactly like every other bank. Fixed for 1 year · from £5,000 Beats inflation Sole accounts only Details for Conister Bank 1 Year Fixed Term Deposit Access No withdrawals until the term ends. Maximum £100,000 Conditions Aged 18 or over, permanent UK resident (not Channel Islands or Isle of Man) and tax-resident only in the UK. Must hold a UK current account and a UK mobile number. Sole accounts only. Annual interest; monthly interest option pays 4.91% AER. Interest paid Once a year Manage by Online FSCS licence Conister Bank Limited
Deposit-taker Conister Bank, a trading name of Conister Bank Limited
Incorporated in Isle of Man
Principal place of business Isle of Man (UK branch: Basingstoke)
Regulated Yes, by the Isle of Man Financial Services Authority, Prudential Regulation Authority and Financial Conduct Authority (FRN 619002)
Protection and disputes Financial Services Compensation Scheme (deposits held by its UK establishment) and Financial Ombudsman Service
Capital Paid-up capital and reserves of £49.2m at 31 December 2025 (latest published accounts).
Our group Part of Manx Financial Group, which also owns Juno Hunt. Ranked by rate alone, exactly like every other bank. Full account details
5.00% £5,000 18 Investec 1-Year Fixed Rate SaverFixed for 1 year · from £5,000 Beats inflation Details for Investec 1-Year Fixed Rate Saver Access No withdrawals during the term. Maximum £250,000 Conditions UK resident with a UK bank account. Managed online, separate to Investec Online. Interest paid Once a year Manage by Online FSCS licence Investec Bank plc
Deposit-taker Investec, a trading name of Investec Bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 172330)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £3,671m at 31 March 2025, for its group (latest published accounts). Full account details
5.00% £5,000 19 NS&I Guaranteed Growth Bonds, 1-year (Issue 93)Fixed for 1 year · from £500 Beats inflation Online only Details for NS&I Guaranteed Growth Bonds, 1-year (Issue 93) Access No withdrawals until the term ends (30-day cancellation right after you invest). Maximum £1,000,000 Conditions Aged 16+. Online only. Interest paid Once a year Manage by Online FSCS licence NS&I (100% backed by HM Treasury, not FSCS)
Held by NS&I (National Savings and Investments)
Status UK government: an executive agency and non-ministerial department, accountable to HM Treasury
Regulated Not by the PRA or FCA: NS&I is part of government, accountable to HM Treasury
Protection and disputes HM Treasury backing (100% of the money, with no limit) and Financial Ombudsman Service
Capital Not applicable: savings are backed by HM Treasury, not by NS&I's own capital Full account details
4.99% £500 20 NS&I Guaranteed Income Bonds, 1-year (Issue 93)Fixed for 1 year · from £500 Beats inflation Online only Details for NS&I Guaranteed Income Bonds, 1-year (Issue 93) Access No withdrawals until the term ends (30-day cancellation right after you invest). Maximum £1,000,000 Conditions Aged 16+. Online only. Interest paid Monthly Manage by Online FSCS licence NS&I (100% backed by HM Treasury, not FSCS)
Held by NS&I (National Savings and Investments)
Status UK government: an executive agency and non-ministerial department, accountable to HM Treasury
Regulated Not by the PRA or FCA: NS&I is part of government, accountable to HM Treasury
Protection and disputes HM Treasury backing (100% of the money, with no limit) and Financial Ombudsman Service
Capital Not applicable: savings are backed by HM Treasury, not by NS&I's own capital Full account details
4.99% £500 21 thisbank 1-Year Fixed Term DepositFixed for 1 year · from £100 Beats inflation Sole accounts only; open online or in the app Details for thisbank 1-Year Fixed Term Deposit Access No withdrawals during the term (14-day cooling-off; exceptional circumstances only). Maximum £500,000 Conditions UK resident aged 18+ with a UK mobile, email and UK bank account. Sole accounts only; open online or in the app. Interest paid annually and at maturity. Interest paid Once a year Manage by Online, Mobile app FSCS licence THIS BANK LIMITED
Deposit-taker thisbank, a trading name of THIS BANK LIMITED
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 832786)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £25.6m at 31 March 2025 (latest published accounts). Full account details
4.95% £100 22 Kent Reliance 13 Month Fixed Rate Bond - Issue 6Fixed for 13 months · from £1,000 Beats inflation Details for Kent Reliance 13 Month Fixed Rate Bond - Issue 6 Access No withdrawals until the term ends. Conditions Annual or monthly interest. Deposit within 14 days. Interest paid Once a year Manage by Online FSCS licence OneSavings Bank plc
Deposit-taker Kent Reliance, a trading name of OneSavings Bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 530504)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £2,314m at 31 December 2025, for its group (latest published accounts). Full account details
4.95% £1,000 23 PNB International Sterling Fixed Term Deposit, 1 yearFixed for 1 year · from £1,000 Beats inflation Personal accounts; opened in a branch or by post Details for PNB International Sterling Fixed Term Deposit, 1 year Access Early closure allowed: interest paid for the time held at the published rate for that period, less 0.5%. Conditions Personal accounts; opened in a branch or by post. If you don't hold a PNB current account, a no-fee savings account is opened alongside. Rates from 13 October 2026. Interest paid Once a year Manage by Branch, Post FSCS licence Punjab National Bank (International) Limited
Deposit-taker PNB International, a trading name of Punjab National Bank (International) Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 459701)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £163m at 31 March 2025 (latest published accounts). Full account details
4.91% £1,000 24 Zopa Fixed Term Savings pot (1 year)Fixed for 1 year · from £1 Beats inflation App only Details for Zopa Fixed Term Savings pot (1 year) Access No early withdrawals; fund within 30 days. Maximum £250,000 Conditions App only. £250,000 limit across all Smart Saver pots. Interest paid Monthly Manage by Mobile app FSCS licence Zopa Bank Limited
Deposit-taker Zopa, a trading name of Zopa Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 800542)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £497m at 31 December 2024 (latest published accounts). Full account details
4.90% £1 25 Atom bank Fixed Saver (1 year)Fixed for 1 year · from £50 Beats inflation Details for Atom bank Fixed Saver (1 year) Access No withdrawals until the term ends. Conditions Monthly interest shown; annual interest option may be offered in app. Interest paid Monthly Manage by Mobile app FSCS licence Atom bank plc
Deposit-taker Atom bank, a trading name of Atom bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 661960)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £425m at 31 March 2025 (latest published accounts). Full account details
4.90% £50 26 DF Capital 1 Year Fixed Rate Deposit (Issue 27)Fixed for 1 year · from £1,000 Beats inflation Details for DF Capital 1 Year Fixed Rate Deposit (Issue 27) Access No withdrawals until the term ends. Maximum £250,000 Conditions Standard checks only. Interest paid Once a year Manage by Online FSCS licence DF Capital Bank Limited
Deposit-taker DF Capital, a trading name of DF Capital Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 848291)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £127m at 31 December 2025, for its group (latest published accounts). Full account details
4.90% £1,000 27 Aldermore 1 Year Fixed Rate Savings AccountFixed for 1 year · from £1,000 Beats inflation Aged 18+, UK resident and only UK tax resident Details for Aldermore 1 Year Fixed Rate Savings Account Access No withdrawals until the term ends. Conditions Aged 18+, UK resident and only UK tax resident. Not available to US Persons or in trust. Interest paid Once a year Manage by Online FSCS licence Aldermore Bank PLC
Deposit-taker Aldermore, a trading name of Aldermore Bank PLC
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 204503)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,370m at 30 June 2024 (latest published accounts). Full account details
4.88% £1,000 28 Shawbrook Bank 1 Year Fixed Rate Plus BondFixed for 1 year · from £10,000 Beats inflation New customers only Details for Shawbrook Bank 1 Year Fixed Rate Plus Bond Access No withdrawals until the term ends. Maximum £2,000,000 Conditions New customers only. Interest paid Once a year Manage by Online FSCS licence Shawbrook Bank Limited
Deposit-taker Shawbrook Bank, a trading name of Shawbrook Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 204574)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,845m at 31 December 2025, for its group (latest published accounts). Full account details
4.87% £10,000 29 Tandem Bank 1 Year Fixed Term SaverFixed for 1 year · from £1 Beats inflation Details for Tandem Bank 1 Year Fixed Term Saver Access No access until the term ends; fund within 14 days. Maximum £2,500,000 Conditions Standard checks only. Interest paid Once a year Manage by Mobile app FSCS licence Tandem Bank Limited
Deposit-taker Tandem Bank, a trading name of Tandem Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 204479)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £188m at 31 December 2025 (latest published accounts). Full account details
4.85% £1 30 ICICI Bank UK HiSAVE Fixed Rate Account (1 year)Fixed for 1 year · from £1,000 Beats inflation Online application only Details for ICICI Bank UK HiSAVE Fixed Rate Account (1 year) Access No withdrawals, early closure or additional deposits once the term is locked. Conditions Online application only. UK current account in your name. Monthly interest option pays 4.75% gross (4.85% AER). Interest paid Once a year Manage by Online FSCS licence ICICI Bank UK PLC
Deposit-taker ICICI Bank UK, a trading name of ICICI Bank UK PLC
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 223268)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of US$358m at 31 March 2026 (latest published accounts). Full account details
4.85% £1,000 31 Ikano Bank Fixed 1 Year SaverFixed for 1 year · from £1,000 Beats inflation Details for Ikano Bank Fixed 1 Year Saver Access No withdrawals before maturity (exceptional circumstances only). Maximum £1,000,000 Conditions Interest annually at the AER shown, or monthly at a lower gross rate. Pay at least £1,000 within 14 days of applying; one-off electronic payments only. Apply and manage online or by phone. Interest paid Once a year Manage by Online, Phone FSCS licence Ikano Bank AB (publ)
Deposit-taker Ikano Bank, a trading name of Ikano Bank AB (publ)
Incorporated in Sweden
Principal place of business United Kingdom (UK branch)
Regulated Yes, by the Swedish Financial Supervisory Authority (Finansinspektionen), Prudential Regulation Authority and Financial Conduct Authority (FRN 409120)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of SEK 9,321m at 31 December 2024 (latest published accounts). Full account details
4.85% £1,000 32 Charter Savings Bank 1 Year Fixed Rate BondFixed for 1 year · from £5,000 Beats inflation Details for Charter Savings Bank 1 Year Fixed Rate Bond Access No withdrawals until the term ends. Maximum £1,000,000 Conditions Monthly interest option also available at the same AER. Interest paid Once a year Manage by Online FSCS licence Charter Court Financial Services Limited
Deposit-taker Charter Savings Bank, a trading name of Charter Court Financial Services Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 494549)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £770m at 31 December 2025 (latest published accounts). Full account details
4.85% £5,000 33 United Trust Bank UTB 1 Year BondFixed for 1 year · from £5,000 Beats inflation Details for United Trust Bank UTB 1 Year Bond Access No withdrawals until the term ends. Maximum £1,000,000 Conditions Needs a UK current account in your name as the nominated account. Fund within 14 days. Interest paid Once a year Manage by Online FSCS licence United Trust Bank Limited
Deposit-taker United Trust Bank, a trading name of United Trust Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 204463)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £473m at 31 December 2025 (latest published accounts). Full account details
4.85% £5,000 34 Tesco Bank Fixed Rate Saver (1 year)Fixed for 1 year · from £2,000 Beats inflation Details for Tesco Bank Fixed Rate Saver (1 year) Access No withdrawals; unlimited deposits in the first 30 days. Maximum £5,000,000 Conditions Needs a UK personal current account. Interest paid monthly or annually. Interest paid Once a year Manage by Mobile app, Online, Phone FSCS licence Barclays Bank UK PLC
Deposit-taker Tesco Bank, a trading name of Barclays Bank UK PLC
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 759676)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £20,278m at 31 December 2025, for its group (latest published accounts). Full account details
4.84% £2,000 35 Nottingham Building Society 1 Year Fixed Rate BondFixed for 13 months · from £1 Beats inflation Details for Nottingham Building Society 1 Year Fixed Rate Bond Access No withdrawals until 01/12/2027. Conditions Standard checks only. Interest paid Once a year Manage by Online, Branch FSCS licence Nottingham Building Society
Deposit-taker Nottingham Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 200785)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £267m at 31 December 2025, for its group (latest published accounts). Full account details
4.80% £1 36 Nottingham Building Society 1 Year Fixed Rate Bond - MonthlyFixed for 13 months · from £1 Beats inflation Open in branch only Details for Nottingham Building Society 1 Year Fixed Rate Bond - Monthly Access No withdrawals until the term ends. Conditions Fixed until 30/11/27. Open in branch only. Interest paid Monthly Manage by Branch FSCS licence Nottingham Building Society
Deposit-taker Nottingham Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 200785)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £267m at 31 December 2025, for its group (latest published accounts). Full account details
4.80% £1 37 Principality Building Society 1 Year Fixed Rate BondFixed for 1 year · from £500 Beats inflation Details for Principality Building Society 1 Year Fixed Rate Bond Access No withdrawals until the term ends. Conditions Interest yearly or monthly. Interest paid Once a year Manage by Online, Branch FSCS licence Principality Building Society
Deposit-taker Principality Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 155998)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £799m at 31 December 2025, for its group (latest published accounts). Full account details
4.80% £500 38 RCI Bank 1 Year Fixed Term SavingsFixed for 1 year · from £1,000 Beats inflation Details for RCI Bank 1 Year Fixed Term Savings Access No withdrawals until the term ends. Maximum £1,000,000 Conditions UK resident aged 18+ with indefinite right to reside in the UK. Fund within 14 days of opening. Monthly interest option pays 4.70% gross. Interest paid Once a year Manage by Online, Mobile app FSCS licence RCI Bank UK Limited
Deposit-taker RCI Bank, a trading name of RCI Bank UK Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 815220)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £724m at 31 December 2024 (latest published accounts). Full account details
4.80% £1,000 39 State Bank of India (UK) Fixed Deposit (1 year)Fixed for 1 year · from £10,000 Beats inflation Apply by downloadable form, post or branch Details for State Bank of India (UK) Fixed Deposit (1 year) Access No withdrawals during the term; early closure only in exceptional circumstances at the bank's discretion, with a penalty. Maximum £5,000,000 Conditions Aged 18+, UK tax resident with a permanent UK address. Needs an SBI UK savings or current account to fund the deposit. Apply by downloadable form, post or branch. Interest paid When the term ends Manage by Branch, Post FSCS licence State Bank of India (UK) Limited
Deposit-taker State Bank of India (UK), a trading name of State Bank of India (UK) Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 757156)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £279m at 31 March 2026 (latest published accounts). Full account details
4.80% £10,000 40 Shawbrook Bank 1 Year Fixed Rate BondFixed for 1 year · from £1,000 Beats inflation Details for Shawbrook Bank 1 Year Fixed Rate Bond Access No withdrawals until the term ends. Maximum £2,000,000 Conditions Standard checks only. Interest paid Once a year Manage by Online FSCS licence Shawbrook Bank Limited
Deposit-taker Shawbrook Bank, a trading name of Shawbrook Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 204574)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,845m at 31 December 2025, for its group (latest published accounts). Full account details
4.78% £1,000 41 Marcus by Goldman Sachs 1 Year Fixed Rate SaverFixed for 1 year · from £1 Beats inflation Minimum deposit not stated on the page read Details for Marcus by Goldman Sachs 1 Year Fixed Rate Saver Access No withdrawals; you can close early for a fee. Maximum £250,000 Conditions 14 days to add up to £250,000. Minimum deposit not stated on the page read. Interest paid Once a year Manage by Mobile app, Online FSCS licence Goldman Sachs International Bank
Deposit-taker Marcus by Goldman Sachs, a trading name of Goldman Sachs International Bank
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 124659)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £5,075m at 31 December 2025 (latest published accounts). Full account details
4.75% £1 42 Nationwide Building Society 1 Year Fixed Rate Online BondFixed for 1 year · from £1 Beats inflation Details for Nationwide Building Society 1 Year Fixed Rate Online Bond Access No withdrawals until the term ends. Conditions Standard checks only. Interest paid Once a year Manage by Online, Mobile app FSCS licence Nationwide Building Society
Deposit-taker Nationwide Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 106078)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £382,328m and total liabilities of £361,039m at 31 March 2026 (annual report 2026) Full account details
4.75% £1 43 Progressive Building Society 1 Year Fixed Rate Access Bond (Issue 26)Fixed for 1 year · from £1 Beats inflation Details for Progressive Building Society 1 Year Fixed Rate Access Bond (Issue 26) Access One withdrawal of up to 20% during the term. Conditions Standard checks only. Interest paid Once a year Manage by Branch, Post FSCS licence Progressive Building Society
Deposit-taker Progressive Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 161841)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £2,279.6m and total liabilities of £2,105.7m at 31 December 2025 (annual report 2025) Full account details
4.75% £1 44 Progressive Building Society Online 1 Year Fixed Rate Access Bond (Issue 11)Fixed for 1 year · from £1 Beats inflation Details for Progressive Building Society Online 1 Year Fixed Rate Access Bond (Issue 11) Access One withdrawal of up to 20% during the term. Conditions Standard checks only. Interest paid Once a year Manage by Online FSCS licence Progressive Building Society
Deposit-taker Progressive Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 161841)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £2,279.6m and total liabilities of £2,105.7m at 31 December 2025 (annual report 2025) Full account details
4.75% £1 45 Earl Shilton Building Society 1 Year Monthly Interest Bond OnlineFixed for 1 year · from £5,000 Beats inflation UK residents only Details for Earl Shilton Building Society 1 Year Monthly Interest Bond Online Access No withdrawals until the term ends. Maximum £120,000 Conditions UK residents only. Interest paid Monthly Manage by Online FSCS licence Earl Shilton Building Society
Deposit-taker Earl Shilton Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206078)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £13.8m at 31 March 2026 (latest published accounts). Full account details
4.75% £5,000 46 Habib Bank Zurich (UK) HBZ 12 Months Fixed eDepositFixed for 1 year · from £5,000 Beats inflation Must nominate a UK bank account in your name Details for Habib Bank Zurich (UK) HBZ 12 Months Fixed eDeposit Access No withdrawals or closure until the term ends, except in exceptional circumstances such as death. Maximum £1,000,000 Conditions Must nominate a UK bank account in your name. Apply online, then transfer funds within 30 days; no online banking for the eDeposit (confirmation certificate by email). Interest paid When the term ends Manage by Online FSCS licence Habib Bank Zurich Plc
Deposit-taker Habib Bank Zurich (UK), a trading name of Habib Bank Zurich Plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 627671)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £120m at 31 December 2024 (latest published accounts). Full account details
4.75% £5,000 47 Manchester Building Society 1 Year Fixed Rate BondFixed for 1 year · from £1 Beats inflation Details for Manchester Building Society 1 Year Fixed Rate Bond Access No withdrawals. Maximum £1,000,000 Conditions Standard checks only. Interest paid Once a year Manage by Online, Branch FSCS licence Newcastle Building Society
Deposit-taker Manchester Building Society, a trading name of Newcastle Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 156058)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £353m at 31 December 2025, for its group (latest published accounts). Full account details
4.70% £1 48 Newcastle Building Society 1 Year Fixed Rate Bond (Issue 130)Fixed for 1 year · from £1 Beats inflation Details for Newcastle Building Society 1 Year Fixed Rate Bond (Issue 130) Access No withdrawals until 19 Nov 2027. Maximum £1,000,000 Conditions Standard checks only. Interest paid Once a year Manage by Online, Branch FSCS licence Newcastle Building Society
Deposit-taker Newcastle Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 156058)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £353m at 31 December 2025, for its group (latest published accounts). Full account details
4.70% £1 49 TSB 1 Year Fixed BondFixed for 1 year · from £1 Beats inflation Details for TSB 1 Year Fixed Bond Access No access after the funding window. Maximum £1,000,000 Conditions Interest paid monthly or annually. Interest paid Once a year Manage by Online FSCS licence TSB Bank plc
Deposit-taker TSB, a trading name of TSB Bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 191240)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £2,338m at 31 December 2025 (latest published accounts). Full account details
4.70% £1 50 Leeds Building Society 1 Year Fixed Rate Bond (Issue 717)Fixed for 1 year · from £100 Beats inflation Details for Leeds Building Society 1 Year Fixed Rate Bond (Issue 717) Access No withdrawals until the term ends. Conditions Standard checks only. Interest paid Once a year Manage by Branch, Online, Post FSCS licence Leeds Building Society
Deposit-taker Leeds Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 164992)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £31,962.4m and total liabilities of £30,110.4m at 31 December 2025 (annual report 2025) Full account details
4.70% £100 51 Leeds Building Society 1 Year Fixed Rate Monthly Income Bond (Issue 54)Fixed for 1 year · from £100 Beats inflation Details for Leeds Building Society 1 Year Fixed Rate Monthly Income Bond (Issue 54) Access No withdrawals until the term ends. Conditions Standard checks only. Interest paid Monthly Manage by Branch, Online, Post FSCS licence Leeds Building Society
Deposit-taker Leeds Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 164992)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £31,962.4m and total liabilities of £30,110.4m at 31 December 2025 (annual report 2025) Full account details
4.70% £100 52 Furness Building Society 1 Year BondFixed for 1 year · from £1,000 Beats inflation Details for Furness Building Society 1 Year Bond Access On maturity only. Maximum £250,000 Conditions Standard checks only. Interest paid Once a year Manage by Online, Branch, Post FSCS licence Furness Building Society
Deposit-taker Furness Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 159624)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £90.3m at 31 December 2025 (latest published accounts). Full account details
4.70% £1,000 53 Furness Building Society 1 Year Monthly Income BondFixed for 1 year · from £1,000 Beats inflation Details for Furness Building Society 1 Year Monthly Income Bond Access No withdrawals until the term ends. Maximum £250,000 Conditions Standard checks only. Interest paid Monthly Manage by Branch, Post FSCS licence Furness Building Society
Deposit-taker Furness Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 159624)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £90.3m at 31 December 2025 (latest published accounts). Full account details
4.70% £1,000 54 UBL UK 1 Year Fixed Term DepositFixed for 1 year · from £2,000 Beats inflation Details for UBL UK 1 Year Fixed Term Deposit Access No withdrawals until the term ends. Maximum £1,000,000 Conditions Aged 18+. Needs a UK bank account in your name. Interest paid monthly or on maturity. Interest paid Once a year Manage by Online, Mobile app, Branch, Post FSCS licence United National Bank Limited
Deposit-taker UBL UK, a trading name of United National Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 207381)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £117.0m at 31 December 2025 (annual report 2025) Full account details
4.70% £2,000 55 Post Office Online Bond (1 year)Fixed for 1 year · from £1 Beats inflation Details for Post Office Online Bond (1 year) Access No withdrawals until the term ends. Conditions Provided by Bank of Ireland UK. Interest paid Once a year Manage by Online FSCS licence Bank of Ireland (UK) plc
Deposit-taker Post Office, a trading name of Bank of Ireland (UK) plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 512956)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,785m at 31 December 2025 (annual report 2025) Full account details
4.65% £1 56 Progressive Building Society Online 1 Year Fixed Rate Bond (Issue 13)Fixed for 1 year · from £1 Beats inflation Details for Progressive Building Society Online 1 Year Fixed Rate Bond (Issue 13) Access No withdrawals until the term ends. Conditions Standard checks only. Interest paid Once a year Manage by Online FSCS licence Progressive Building Society
Deposit-taker Progressive Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 161841)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £2,279.6m and total liabilities of £2,105.7m at 31 December 2025 (annual report 2025) Full account details
4.65% £1 57 Bank of India (UK) GBP Fixed Term Deposit (1 year)Fixed for 1 year · from £1,000 Beats inflation Details for Bank of India (UK) GBP Fixed Term Deposit (1 year) Access Early-withdrawal terms are not stated on the bank's rates page. Maximum £100,000 Conditions Retail rates apply to deposits up to £100,000 (page: 'applicable for Retail Customers for deposit upto 100000'). Open at a UK branch (London, Birmingham, Leicester, Wembley, Glasgow); no online application shown. Interest payment frequency and early-withdrawal terms not stated on the rates page. Rates w.e.f. 11/09/2026 as printed. Interest paid Once a year Manage by Branch FSCS licence Bank of India
Deposit-taker Bank of India (UK), a trading name of Bank of India
Incorporated in India
Principal place of business United Kingdom (UK branch, 63 Queen Victoria Street, London EC4N 4UA)
Regulated Yes, by the Prudential Regulation Authority, Financial Conduct Authority and Reserve Bank of India (FRN 204629)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £7.4bn (shareholders' equity of Bank of India, of which the UK operation is a branch) at 31 March 2026 (latest published accounts). Full account details
4.65% £1,000 58 StreamBank 1 Year Fixed Rate AccountFixed for 1 year · from £1,000 Beats inflation Details for StreamBank 1 Year Fixed Rate Account Access No withdrawals before maturity (exceptional cases at the bank's discretion). Maximum £120,000 Conditions UK resident aged 18+ and tax resident only in the UK. Opened and managed online; up to two holders. Interest paid monthly or annually. Interest paid Once a year Manage by Online FSCS licence StreamBank PLC
Deposit-taker StreamBank, a trading name of StreamBank PLC
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 954876)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £32.4m at 31 March 2026 (latest published accounts). Full account details
4.65% £1,000 59 Harpenden Building Society 1 Year Fixed Rate Bond (Issue 10)Fixed for 13 months · from £1,000 Beats inflation Details for Harpenden Building Society 1 Year Fixed Rate Bond (Issue 10) Access Fixed to 30.11.2027; terms not stated on listing. Maximum £1,000,000 Conditions Standard checks only. Interest paid Once a year Manage by Branch, Online, Post FSCS licence Harpenden Building Society
Deposit-taker Harpenden Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 157260)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £30.8m at 31 December 2025 (latest published accounts). Full account details
4.65% £1,000 60 Scottish Building Society E-Savings Bond 253Fixed for 13 months · from £500 Beats inflation Details for Scottish Building Society E-Savings Bond 253 Access No withdrawals until the term ends (24 November 2027). Maximum £1,000,000 Conditions Limited issue, first come first served. Interest paid When the term ends Manage by Online FSCS licence Scottish Building Society
Deposit-taker Scottish Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206034)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £46.2m at 31 January 2026 (latest published accounts). Full account details
4.61% £500 61 Scottish Building Society Savings Bond 253Fixed for 13 months · from £500 Beats inflation Details for Scottish Building Society Savings Bond 253 Access No withdrawals until the term ends (24 November 2027). Maximum £1,000,000 Conditions Limited issue, first come first served. Interest paid When the term ends Manage by Branch, Post FSCS licence Scottish Building Society
Deposit-taker Scottish Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206034)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £46.2m at 31 January 2026 (latest published accounts). Full account details
4.61% £500 62 Cambridge Building Society 1 Year Fixed Rate Bond (Issue 24)Fixed for 1 year · from £1 Beats inflation Details for Cambridge Building Society 1 Year Fixed Rate Bond (Issue 24) Access Fixed term; product terms not checked. Conditions Standard checks only. Interest paid Once a year Manage by FSCS licence Cambridge Building Society
Deposit-taker Cambridge Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 157223)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £141m at 31 December 2025 (latest published accounts). Full account details
4.60% £1 63 Barclays Premier Triple Access 1-Year Flexible BondFixed for 1 year · from £1 Beats inflation Needs the bank's current account Details for Barclays Premier Triple Access 1-Year Flexible Bond Access Limited withdrawals: up to three during the term (Triple Access). Check Barclays' terms for the conditions. Maximum £1,000,000 Conditions Barclays Premier Banking customers only (requires a Barclays Premier current account). Interest paid Once a year Manage by Mobile app, Online FSCS licence Barclays Bank UK PLC
Deposit-taker Barclays, a trading name of Barclays Bank UK PLC
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 759676)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £20,278m at 31 December 2025, for its group (latest published accounts). Full account details
4.55% £1 64 Secure Trust Bank 1 Year Fixed Rate BondFixed for 1 year · from £1,000 Beats inflation Details for Secure Trust Bank 1 Year Fixed Rate Bond Access No withdrawals until the term ends. Maximum £1,000,000 Conditions Needs a UK current account in your name as nominated account. Interest paid Once a year Manage by Online FSCS licence Secure Trust Bank PLC
Deposit-taker Secure Trust Bank, a trading name of Secure Trust Bank PLC
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 204550)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £374m at 31 December 2025, for its group (latest published accounts). Full account details
4.55% £1,000 65 Progressive Building Society 1 Year Double Access Saver Account (Issue 2)Fixed for 1 year · from £1 Beats inflation Details for Progressive Building Society 1 Year Double Access Saver Account (Issue 2) Access Two withdrawals during the term. Conditions Standard checks only. Interest paid Once a year Manage by Branch, Post FSCS licence Progressive Building Society
Deposit-taker Progressive Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 161841)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £2,279.6m and total liabilities of £2,105.7m at 31 December 2025 (annual report 2025) Full account details
4.50% £1 66 Progressive Building Society 1 Year Fixed Rate Bond (Issue 43)Fixed for 1 year · from £1 Beats inflation Details for Progressive Building Society 1 Year Fixed Rate Bond (Issue 43) Access No withdrawals until the term ends. Conditions Standard checks only. Interest paid Once a year Manage by Branch, Post FSCS licence Progressive Building Society
Deposit-taker Progressive Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 161841)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £2,279.6m and total liabilities of £2,105.7m at 31 December 2025 (annual report 2025) Full account details
4.50% £1 67 Castle Trust Bank 1 Year Fixed Rate e-SaverFixed for 1 year · from £1,000 Beats inflation Details for Castle Trust Bank 1 Year Fixed Rate e-Saver Access No withdrawals until the term ends (hardship exceptions with an Early Exit Fee). Maximum £500,000 Conditions Aged 18+, UK resident with a National Insurance number. UK current account in your name, UK mobile and email. Fund within 14 days of opening. Interest paid When the term ends Manage by Online, Mobile app FSCS licence Castle Trust Capital plc
Deposit-taker Castle Trust Bank, a trading name of Castle Trust Capital plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 541910)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £126.8m at 30 September 2025 (annual report 2025) Full account details
4.50% £1,000 68 Leek Building Society 1 Year Fixed Rate BondFixed for 1 year · from £1,000 Beats inflation Details for Leek Building Society 1 Year Fixed Rate Bond Access No withdrawals until the term ends. Conditions Standard checks only. Interest paid Once a year Manage by Online, Branch, Post FSCS licence Leek United Building Society
Deposit-taker Leek Building Society, a trading name of Leek United Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 100014)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £84.0m at 31 December 2025 (latest published accounts). Full account details
4.50% £1,000 69 Suffolk Building Society 1 Year Fixed Rate Bond (31.12.2027)Fixed for 1 year · from £1,000 Beats inflation Details for Suffolk Building Society 1 Year Fixed Rate Bond (31.12.2027) Access No withdrawals until the term ends. Maximum £500,000 Conditions Maturity date as in the product name. Interest paid Once a year Manage by Branch, Post FSCS licence Suffolk Building Society
Deposit-taker Suffolk Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 104875)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £49.7m at 30 November 2025 (latest published accounts). Full account details
4.50% £1,000 70 Suffolk Building Society Online 1 Year Fixed Rate Bond (31.12.2027)Fixed for 1 year · from £1,000 Beats inflation Details for Suffolk Building Society Online 1 Year Fixed Rate Bond (31.12.2027) Access No withdrawals until the term ends. Maximum £250,000 Conditions Maturity date as in the product name. Interest paid Once a year Manage by Online FSCS licence Suffolk Building Society
Deposit-taker Suffolk Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 104875)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £49.7m at 30 November 2025 (latest published accounts). Full account details
4.50% £1,000 71 Bank of Ireland UK Limited Edition Fixed Term Deposit (12 months)Fixed for 1 year · from £2,000 Beats inflation Details for Bank of Ireland UK Limited Edition Fixed Term Deposit (12 months) Access No withdrawals until the term ends. Maximum £5,000,000 Conditions Available to all customers. Interest paid Once a year Manage by Online FSCS licence Bank of Ireland (UK) plc
Deposit-taker Bank of Ireland UK, a trading name of Bank of Ireland (UK) plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 512956)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,785m at 31 December 2025 Full account details
4.50% £2,000 72 first direct Fixed Rate Savings (12 months)Fixed for 1 year · from £2,000 Beats inflation Needs the bank's current account Details for first direct Fixed Rate Savings (12 months) Access No access for 12 months unless you close the account; early withdrawal fee applies. Maximum £1,000,000 Conditions Existing customers only: you must have a first direct 1st Account, which is a current account. Rates available 9 October to 18 November 2026; can be withdrawn at any time. Interest paid When the term ends Manage by Online, Mobile app, Phone FSCS licence HSBC UK Bank plc
Deposit-taker first direct, a trading name of HSBC UK Bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 765112)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £28,261m at 31 December 2025 Full account details
4.50% £2,000 73 HSBC UK Fixed Rate Saver (1 year)Fixed for 1 year · from £2,000 Beats inflation Details for HSBC UK Fixed Rate Saver (1 year) Access Not instant access; an early withdrawal fee may apply. Maximum £1,000,000 Conditions Existing HSBC customer with a current or savings account (excluding ISAs, Regular Saver and Appointee/Executor accounts), maintained for the term. Interest credited monthly or annually (your choice). Interest paid Monthly Manage by Mobile app, Online, Branch FSCS licence HSBC UK Bank plc
Deposit-taker HSBC UK, a trading name of HSBC UK Bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 765112)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £28,261m at 31 December 2025 Full account details
4.50% £2,000 74 Beverley Building Society One Year Fixed Rate Bond Issue 1Fixed for 1 year · from £5,000 Beats inflation Details for Beverley Building Society One Year Fixed Rate Bond Issue 1 Access No withdrawals until the term ends. Conditions Standard checks only. Interest paid Once a year Manage by Branch, Post FSCS licence Beverley Building Society
Deposit-taker Beverley Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206064)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £14.6m at 31 December 2025 (latest published accounts). Full account details
4.50% £5,000 75 Saffron Building Society One Year Fixed Rate BondFixed for 1 year · from £500 Beats inflation Details for Saffron Building Society One Year Fixed Rate Bond Access Fixed term; withdrawal terms not shown on the rates page. Maximum £500,000 Conditions Standard checks only. Interest paid Once a year Manage by Online, Mobile app, Branch, Post, Phone FSCS licence Saffron Building Society
Deposit-taker Saffron Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 100015)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £83.4m at 31 December 2025, for its group (latest published accounts). Full account details
4.46% £500 76 Saffron Building Society One Year Monthly Income BondFixed for 1 year · from £500 Beats inflation Details for Saffron Building Society One Year Monthly Income Bond Access No withdrawals until the term ends. Maximum £2,000,000 Conditions Standard checks only. Interest paid Monthly Manage by Online, Branch, Post FSCS licence Saffron Building Society
Deposit-taker Saffron Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 100015)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £83.4m at 31 December 2025, for its group (latest published accounts). Full account details
4.46% £500 77 Skipton Building Society 1 Year Fixed Rate BondFixed for 1 year · from £1 Beats inflation Details for Skipton Building Society 1 Year Fixed Rate Bond Access No withdrawals or early closure. Conditions Standard checks only. Interest paid Once a year Manage by FSCS licence Skipton Building Society
Deposit-taker Skipton Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 153706)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £2,861m at 31 December 2025, for its group (latest published accounts). Full account details
4.45% £1 78 Hinckley & Rugby Building Society Fixed Rate Bond until 16 November 2027Fixed for 1 year · from £1,000 Beats inflation Details for Hinckley & Rugby Building Society Fixed Rate Bond until 16 November 2027 Access No withdrawals until the term ends. Conditions Standard checks only. Interest paid Once a year Manage by FSCS licence Hinckley and Rugby Building Society
Deposit-taker Hinckley & Rugby Building Society, a trading name of Hinckley and Rugby Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206043)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £49.1m at 30 November 2025 (latest published accounts). Full account details
4.41% £1,000 79 Bath Building Society 1 Year Fixed Rate Bond (Issue 2)Fixed for 1 year · from £500 Beats inflation Details for Bath Building Society 1 Year Fixed Rate Bond (Issue 2) Access No withdrawals until the term ends. Maximum £250,000 Conditions Standard checks only. Interest paid Once a year Manage by Branch, Post, Online FSCS licence Bath Investment & Building Society
Deposit-taker Bath Building Society, a trading name of Bath Investment & Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206026)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £48.6m at 31 December 2024 (latest published accounts). Full account details
4.40% £500 80 Paragon Bank 1 Year Fixed Rate Savings AccountFixed for 1 year · from £1,000 Beats inflation Details for Paragon Bank 1 Year Fixed Rate Savings Account Access No withdrawals until the fixed term ends. Maximum £500,000 Conditions Interest annually at the AER shown, or monthly at a lower rate. Apply online or by post. Interest paid Once a year Manage by Online, Post FSCS licence Paragon Bank PLC
Deposit-taker Paragon Bank, a trading name of Paragon Bank PLC
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 604551)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,046m at 30 September 2025 (latest published accounts). Full account details
4.40% £1,000 81 Monmouthshire Building Society 1 Year Fixed Rate BondFixed for 1 year · from £1 Beats inflation Details for Monmouthshire Building Society 1 Year Fixed Rate Bond Access No withdrawals until the term ends. Conditions Excluding Northern Ireland. Interest paid Once a year Manage by Online, Branch, Mobile app FSCS licence Monmouthshire Building Society
Deposit-taker Monmouthshire Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206052)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £92.9m at 30 April 2026 (latest published accounts). Full account details
4.35% £1 82 Reliance Bank Fixed Term Savings Account (1 year)Fixed for 1 year · from £1,000 Beats inflation Details for Reliance Bank Fixed Term Savings Account (1 year) Access No withdrawals until the term ends. Maximum £500,000 Conditions Aged 18+. Fund within 14 days of opening. Identity check by smartphone/tablet camera. Interest paid When the term ends Manage by Online, Phone FSCS licence Reliance Bank Limited
Deposit-taker Reliance Bank, a trading name of Reliance Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 204537)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £30.6m at 31 March 2026 (latest published accounts). Full account details
4.35% £1,000 83 Hanley Economic Building Society 1 Year Fixed Rate Bond (FR258)Fixed for 1 year · from £1,000 Beats inflation One bond per member Details for Hanley Economic Building Society 1 Year Fixed Rate Bond (FR258) Access No early access or early closure. Maximum £300,000 Conditions One bond per member. Interest paid When the term ends Manage by Branch, Post FSCS licence Hanley Economic Building Society
Deposit-taker Hanley Economic Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206024)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £33.3m at 31 August 2026 (latest published accounts). Full account details
4.30% £1,000 84 Hanley Economic Building Society 1 Year Online Fixed Rate Bond (FR258ONL)Fixed for 1 year · from £1,000 Beats inflation One bond per member Details for Hanley Economic Building Society 1 Year Online Fixed Rate Bond (FR258ONL) Access No early access or early closure. Maximum £300,000 Conditions One bond per member. Interest paid When the term ends Manage by Online FSCS licence Hanley Economic Building Society
Deposit-taker Hanley Economic Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206024)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £33.3m at 31 August 2026 (latest published accounts). Full account details
4.30% £1,000 85 West Bromwich Building Society 1 Year Fixed Rate BondFixed for 1 year · from £1 Beats inflation Details for West Bromwich Building Society 1 Year Fixed Rate Bond Access No withdrawals during the fixed term. Conditions UK resident aged 16+ (standard society eligibility; not re-read per product). Interest paid Once a year Manage by Online, Branch FSCS licence West Bromwich Building Society
Deposit-taker West Bromwich Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 104877)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £461m at 31 March 2025, for its group (latest published accounts). Full account details
4.25% £1 86 Coventry Building Society Fixed Rate Saver (29) 31.12.2027Fixed for 14 months · from £1 Beats inflation Details for Coventry Building Society Fixed Rate Saver (29) 31.12.2027 Access No withdrawals or closure after the 14-day cooling-off period until 31 Dec 2027. Maximum £1,000,000 Conditions Aged 16+. Interest paid Once a year Manage by Online, Branch, Phone, Post, Mobile app FSCS licence Coventry Building Society
Deposit-taker Coventry Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 150892)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £4,289m at 31 December 2025, for its group (latest published accounts). Full account details
4.25% £1 87 Barclays 1-Year Fixed-Rate BondFixed for 1 year · from £500 Beats inflation Details for Barclays 1-Year Fixed-Rate Bond Access No withdrawals until the term ends. Maximum £1,000,000 Conditions Standard checks only. Interest paid Once a year Manage by Mobile app, Online FSCS licence Barclays Bank UK PLC
Deposit-taker Barclays, a trading name of Barclays Bank UK PLC
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 759676)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £20,278m at 31 December 2025, for its group (latest published accounts). Full account details
4.25% £500 88 Mansfield Building Society Fixed Rate Bond until 15 December 2027 (90th issue)Fixed for 14 months · from £500 Beats inflation Details for Mansfield Building Society Fixed Rate Bond until 15 December 2027 (90th issue) Access No withdrawals or early closure. Conditions Fixed until 15 December 2027. Interest paid Once a year Manage by Post, Branch FSCS licence The Mansfield Building Society
Deposit-taker Mansfield Building Society, a trading name of The Mansfield Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206049)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £584.6m and total liabilities of £546.9m at 31 December 2025 (annual report 2025) Full account details
4.25% £500 89 The Co-operative Bank 1 Year Fixed Term DepositFixed for 1 year · from £1,000 Beats inflation Sole and joint accounts Details for The Co-operative Bank 1 Year Fixed Term Deposit Access No withdrawals until the account matures. Maximum £1,000,000 Conditions Monthly interest option available at a lower rate. Sole and joint accounts. Interest paid Once a year Manage by Online, Branch FSCS licence The Co-operative Bank p.l.c.
Deposit-taker The Co-operative Bank, a trading name of The Co-operative Bank p.l.c.
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 121885)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,270m at 31 December 2024 (latest published accounts). Full account details
4.25% £1,000 90 Cumberland Building Society One Year Fixed Interest Fixed TermFixed for 1 year · from £1,000 Beats inflation Open in branch Details for Cumberland Building Society One Year Fixed Interest Fixed Term Access No withdrawals until the term ends. Maximum £500,000 Conditions New customers must live within the Society's operating area. Open in branch. Interest paid Once a year Manage by Branch, Online, Mobile app FSCS licence Cumberland Building Society
Deposit-taker Cumberland Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 106074)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £225m at 31 March 2026, for its group (latest published accounts). Full account details
4.25% £1,000 91 smile 1 Year Fixed Term DepositFixed for 1 year · from £1,000 Beats inflation Details for smile 1 Year Fixed Term Deposit Access No withdrawals or further deposits until the term ends. Maximum £1,000,000 Conditions Fund within 14 days of opening. Monthly interest option: 4.21% gross / 4.30% AER, paid to another account. Limited issue. Interest paid Once a year Manage by Online, Mobile app, Branch FSCS licence The Co-operative Bank p.l.c.
Deposit-taker smile, a trading name of The Co-operative Bank p.l.c.
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 121885)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,270m at 31 December 2024 (latest published accounts). Full account details
4.25% £1,000 92 Gatehouse Bank 1 Year Fixed Term Woodland SaverFixed for 1 year · from £1 Beats inflation Details for Gatehouse Bank 1 Year Fixed Term Woodland Saver Access No withdrawals until the term ends. Conditions Expected profit rate, not interest. Interest paid Once a year Manage by Online, Mobile app FSCS licence Gatehouse Bank plc
Deposit-taker Gatehouse Bank, a trading name of Gatehouse Bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 475346)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £95.8m at 31 December 2025, for its group (latest published accounts). Full account details
4.20% £1 93 Cahoot 1 Year Fixed Rate BondFixed for 1 year · from £500 Beats inflation Minimum opening deposit of £500 Details for Cahoot 1 Year Fixed Rate Bond Access No additional deposits, withdrawals or account closures allowed. Conditions Minimum opening deposit of £500. Interest paid Once a year Manage by Online FSCS licence Santander UK plc
Deposit-taker Cahoot, a trading name of Santander UK plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 106054)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £15.1bn at 31 December 2025 (annual report 2025) Full account details
4.20% £500 94 Dudley Building Society One Year Fixed Rate Bond Issue 59Fixed for 1 year · from £1,000 Beats inflation Details for Dudley Building Society One Year Fixed Rate Bond Issue 59 Access No withdrawals until the term ends. Maximum £1,000,000 Conditions Also sold online as One Year Fixed Rate Bond Online Issue 31 at the same rate. Interest paid When the term ends Manage by Branch, Post FSCS licence Dudley Building Society
Deposit-taker Dudley Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 161294)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £679.6m and total liabilities of £645.5m at 31 March 2026 (annual report 2026) Full account details
4.20% £1,000 95 Starling Bank Fixed Saver (12 months)Fixed for 1 year · from £2,000 Beats inflation Details for Starling Bank Fixed Saver (12 months) Access No withdrawals until the term ends. Maximum £1,000,000 Conditions Starling personal current account required. Interest paid When the term ends Manage by Mobile app FSCS licence Starling Bank Limited
Deposit-taker Starling Bank, a trading name of Starling Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 730166)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,046m at 31 March 2025, for its group (latest published accounts). Full account details
4.20% £2,000 96 Bank of China (UK) Personal All-in-One Fixed Term Deposit, 12 monthsFixed for 1 year · from £20,000 Beats inflation Opened in a UK branch Details for Bank of China (UK) Personal All-in-One Fixed Term Deposit, 12 months Access No withdrawals during the term; early closure only in limited cases, with loss of interest. Conditions UK resident aged 16+ with an existing Bank of China (UK) account. Opened in a UK branch. 12-month term needs £20,000 or more. Rates fixed from 11 September 2026. Interest paid When the term ends Manage by Branch, Online FSCS licence Bank of China (UK) Limited
Deposit-taker Bank of China (UK), a trading name of Bank of China (UK) Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 467410)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £414m at 31 December 2024 (latest published accounts). Full account details
4.18% £20,000 97 M&S Bank Fixed Rate Savings (1 year)Fixed for 1 year · from £500 Beats inflation Details for M&S Bank Fixed Rate Savings (1 year) Access Early withdrawal fees apply for deposits under £50,000; no withdrawals for deposits of £50,000+. Maximum £1,000,000 Conditions Online opening for deposits under £40,000; larger deposits by phone. Rate shown is AER/Gross (same figure). Interest paid Once a year Manage by Online, Phone, Post FSCS licence HSBC UK Bank plc
Deposit-taker M&S Bank, a trading name of HSBC UK Bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 765112)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £28,261m at 31 December 2025 Full account details
4.15% £500 99 NatWest Fixed Term Savings (1 year)Fixed for 1 year · from £1 Beats inflation Details for NatWest Fixed Term Savings (1 year) Access No withdrawals until the term ends. Conditions Tiered: 4.11% AER £1-£99,999; 4.20% AER £100,000-£3,000,000. Interest paid Monthly Manage by Online, Mobile app, Branch FSCS licence National Westminster Bank Plc
Deposit-taker NatWest, a trading name of National Westminster Bank Plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 121878)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £22,685m at 31 December 2025 (latest published accounts). Full account details
4.11% £1 100 Royal Bank of Scotland Fixed Term Savings (1 year)Fixed for 1 year · from £1 Beats inflation Details for Royal Bank of Scotland Fixed Term Savings (1 year) Access No withdrawals until the term ends. Conditions Tiered: 4.11% AER £1-£99,999; 4.20% AER £100,000-£3,000,000. Interest paid Monthly Manage by Online, Mobile app, Branch FSCS licence The Royal Bank of Scotland plc
Deposit-taker Royal Bank of Scotland, a trading name of The Royal Bank of Scotland plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 114724)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £3,658m at 31 December 2025 (latest published accounts). Full account details
4.11% £1 101 Vernon Building Society Fixed-Rate Bond to 31st October 2027Fixed for 1 year · from £5,000 Beats inflation Details for Vernon Building Society Fixed-Rate Bond to 31st October 2027 Access No withdrawals until the term ends. Maximum £250,000 Conditions Aged 18+. Interest paid Once a year Manage by Branch, Online FSCS licence Vernon Building Society
Deposit-taker Vernon Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 195475)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £34.1m at 31 December 2025 (latest published accounts). Full account details
4.10% £5,000 102 AIB (NI) Fixed Rate Saver (12 month)Fixed for 1 year · from £1 Beats inflation Details for AIB (NI) Fixed Rate Saver (12 month) Access Fixed term deposit; check the product terms for early access. Conditions Minimum deposit and eligibility not stated on the rates page. Interest payable at maturity/annually. Interest paid Once a year Manage by Branch, Online, Phone FSCS licence AIB Group (UK) p.l.c.
Deposit-taker AIB (NI), a trading name of AIB Group (UK) p.l.c.
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 122088)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £2,061m at 31 December 2025 (latest published accounts). Full account details
4.00% £1 103 Bank of Scotland Fixed Rate Bond (1 Year)Fixed for 1 year · from £500 Beats inflation New customers apply online only Details for Bank of Scotland Fixed Rate Bond (1 Year) Access No withdrawals; early closure costs 90 days' gross interest. Maximum £9,000,000 Conditions New customers apply online only. Monthly interest option available. Fund within 10 days. Interest paid Once a year Manage by Online, Mobile app, Phone, Branch FSCS licence Bank of Scotland plc
Deposit-taker Bank of Scotland, a trading name of Bank of Scotland plc
Incorporated in United Kingdom
Principal place of business Scotland (registered office The Mound, Edinburgh)
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 169628)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £16,333m at 31 December 2025, for its group (latest published accounts). Full account details
4.00% £500 104 Lloyds Bank Online Fixed Bond (1 year)Fixed for 1 year · from £500 Beats inflation Details for Lloyds Bank Online Fixed Bond (1 year) Access No withdrawals; closure only. Conditions Extra 0.20% on the 1-year term for Lloyds Premier customers. Interest paid When the term ends Manage by Online, Mobile app FSCS licence Lloyds Bank plc
Deposit-taker Lloyds Bank, a trading name of Lloyds Bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 119278)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £41,980m at 31 December 2025 (annual report 2025) Full account details
4.00% £500 105 Lloyds Bank Upfront Interest 1 Year Online Fixed BondFixed for 1 year · from £500 Beats inflation Details for Lloyds Bank Upfront Interest 1 Year Online Fixed Bond Access No withdrawals until the term ends. Conditions Interest is paid upfront at the start of the term. Extra 0.20% for Lloyds Premier or Private Banking customers. Interest paid Once a year Manage by Online, Mobile app FSCS licence Lloyds Bank plc
Deposit-taker Lloyds Bank, a trading name of Lloyds Bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 119278)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £41,980m at 31 December 2025 (annual report 2025) Full account details
4.00% £500 106 Post Office Growth Bond (1 year)Fixed for 1 year · from £500 Beats inflation Open in branch or by post Details for Post Office Growth Bond (1 year) Access No withdrawals until the term ends. Maximum £1,000,000 Conditions Open in branch or by post. Provided by Bank of Ireland UK. Interest paid When the term ends Manage by Branch, Post, Online, Phone FSCS licence Bank of Ireland (UK) plc
Deposit-taker Post Office, a trading name of Bank of Ireland (UK) plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 512956)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,785m at 31 December 2025 (annual report 2025) Full account details
4.00% £500 107 Bank of Ceylon (UK) Fixed Term Deposit (12 months)Fixed for 1 year · from £1,000 Beats inflation Details for Bank of Ceylon (UK) Fixed Term Deposit (12 months) Access No withdrawals until the term ends except death or proven hardship at the bank's discretion. Maximum £500,000 Conditions Apply by downloadable paper form. Rates page prints one figure per term with the note 'Interest paid on Gross/AER basis'. Interest paid When the term ends Manage by Branch, Post FSCS licence Bank of Ceylon (UK) Limited
Deposit-taker Bank of Ceylon (UK), a trading name of Bank of Ceylon (UK) Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 514744)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £15.5m at 31 December 2025 (latest published accounts). Full account details
4.00% £1,000 108 Monument Bank 12 Month Fixed Term DepositFixed for 1 year · from £25,000 Beats inflation Details for Monument Bank 12 Month Fixed Term Deposit Access No withdrawals or early closure during the term (14-day cooling-off/funding period). Maximum £2,000,000 Conditions UK resident aged 18+, sole name only, opened in the Monument app. Minimum £25,000 combined across all Monument savings accounts; maximum £2,000,000. Interest paid When the term ends Manage by Mobile app, Phone FSCS licence Monument Bank Limited
Deposit-taker Monument Bank, a trading name of Monument Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 849724)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £77.9m at 31 December 2024 (latest published accounts). Full account details
4.00% £25,000 109 Charity Bank Ethical 1-Year Fixed Rate AccountFixed for 1 year · from £5,000 Beats inflation Details for Charity Bank Ethical 1-Year Fixed Rate Account Access No withdrawals until the term ends. Conditions Individuals permanently resident in the UK and only liable to pay tax in the UK. Interest paid Once a year Manage by Post FSCS licence The Charity Bank Limited
Deposit-taker Charity Bank, a trading name of The Charity Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 207701)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £45.2m at 31 December 2025 (latest published accounts). Full account details
3.91% £5,000 110 BEA UK GBP Fixed Time Deposit (12 Months)Fixed for 1 year · from £2,000 Beats inflation Details for BEA UK GBP Fixed Time Deposit (12 Months) Access No withdrawals before maturity except with the bank's consent. Conditions Apply and operate in branch (London); an online e-application form is offered. Tiered: £2,000-£49,999.99 earns 3.90% AER; £50,000+ earns 4.20% AER. Rates table says 'All rates are for information only'. Interest payment timing not read on the summary box; inferred from AER vs gross. Interest paid When the term ends Manage by Branch FSCS licence The Bank of East Asia, Limited
Deposit-taker BEA UK, a trading name of The Bank of East Asia, Limited
Incorporated in Hong Kong
Principal place of business United Kingdom (London branch)
Regulated Yes, by the Hong Kong Monetary Authority, Prudential Regulation Authority and Financial Conduct Authority (FRN 204628)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Its parent bank's paid-up capital and reserves were HK$105,335m at 31 December 2025 (latest published accounts). Full account details
3.90% £2,000 111 Allica Bank 12-month fixed-rateFixed for 1 year · from £10,000 Beats inflation Details for Allica Bank 12-month fixed-rate Access No withdrawals until the term ends. Maximum £250,000 Conditions Fund at least £10,000 within the two-week deposit window. Interest paid Once a year Manage by Online FSCS licence Allica Bank Limited
Deposit-taker Allica Bank, a trading name of Allica Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 821851)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £424m at 31 December 2025 (latest published accounts). Full account details
3.90% £10,000 112 Danske Bank Danske Fixed Term Deposit (1 year)Fixed for 1 year · from £5,000 Beats inflation Needs the bank's current account Details for Danske Bank Danske Fixed Term Deposit (1 year) Access Withdrawals normally only at maturity; early closure only in exceptional circumstances with the bank's approval. Conditions New customers must be resident in Northern Ireland; existing Danske customers must be UK resident. Aged 18+. Must hold a Danske current account or instant access savings account for the full term. Rate shown is for balances £5,000-£249,999. Interest paid When the term ends Manage by Branch, Phone, Online FSCS licence Northern Bank Limited
Deposit-taker Danske Bank, a trading name of Northern Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 122261)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £969m at 31 December 2025 (latest published accounts). Full account details
3.85% £5,000 113 Reliance Bank Charity Giving Savings Account (1 Year Fixed Term)Fixed for 1 year · from £1,000 Beats inflation Details for Reliance Bank Charity Giving Savings Account (1 Year Fixed Term) Access No withdrawals until the term ends. Maximum £500,000 Conditions Aged 18+. Part of the 4.35% AER rate is paid to The Salvation Army; the saver receives 3.80% AER. Interest paid Once a year Manage by Online, Phone, Post FSCS licence Reliance Bank Limited
Deposit-taker Reliance Bank, a trading name of Reliance Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 204537)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £30.6m at 31 March 2026 (latest published accounts). Full account details
3.80% £1,000 114 Capital Credit Union 12 Month Term DepositFixed for 1 year · from £5,000 Beats inflation Details for Capital Credit Union 12 Month Term Deposit Access No access for 12 months; interest paid at the end of the term. Maximum £500,000 Conditions Membership required: you must work in, or be retired from, an eligible UK occupation (Capital's occupational common bond covers most jobs in the UK). Lump sum of £5,000 to £500,000; limited availability. Interest paid When the term ends Manage by Online FSCS licence Capital Credit Union Limited
Deposit-taker Capital Credit Union, a trading name of Capital Credit Union Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 213575)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £5m at 30 September 2025 (latest published accounts). Full account details
3.75% £5,000 115 Progressive Building Society 1 Year Variable Rate Bond (Issue 37)Fixed for 1 year · from £1 Beats inflation Details for Progressive Building Society 1 Year Variable Rate Bond (Issue 37) Access No withdrawals until the term ends (variable rate for the term). Conditions Variable rate, not fixed. Interest paid Once a year Manage by Branch, Post FSCS licence Progressive Building Society
Deposit-taker Progressive Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 161841)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £2,279.6m and total liabilities of £2,105.7m at 31 December 2025 (annual report 2025) Full account details
3.70% £1 116 Metro Bank Fixed Term Savings (1 Year)Fixed for 1 year · from £500 Beats inflation Lump sum only, min £500, max £2m Details for Metro Bank Fixed Term Savings (1 Year) Access One lump sum only; no withdrawals or closure after the 14-day cancellation period until the term ends. Maximum £2,000,000 Conditions UK resident aged 16+ (18+ to apply online). Lump sum only, min £500, max £2m. Interest annually or monthly (3.64% gross / 3.70% AER). Interest paid Once a year Manage by Online, Mobile app, Branch FSCS licence Metro Bank PLC
Deposit-taker Metro Bank, a trading name of Metro Bank PLC
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 488982)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,484m at 31 December 2025, for its group (latest published accounts). Full account details
3.70% £500 117 Triodos Bank Ethical Savings Bond (1 Year)Fixed for 1 year · from £500 Beats inflation Opened in the Triodos Mobile Banking App only Details for Triodos Bank Ethical Savings Bond (1 Year) Access No withdrawals after the 30-day cancellation period until the term ends. Maximum £1,000,000 Conditions Opened in the Triodos Mobile Banking App only. Rate fixed when the full opening deposit arrives. Interest paid Once a year Manage by Mobile app, Online FSCS licence Triodos Bank UK Limited
Deposit-taker Triodos Bank, a trading name of Triodos Bank UK Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 817008)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £200m at 31 December 2024 (latest published accounts). Full account details
3.60% £500 118 Cumberland Building Society One Year TermFixed for 1 year · from £2,000 Details for Cumberland Building Society One Year Term Access No withdrawals until the term ends. Conditions New customers must live within the Society's operating area. One-year term account with a variable rate (not fixed). Interest paid Once a year Manage by Branch FSCS licence Cumberland Building Society
Deposit-taker Cumberland Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 106074)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £225m at 31 March 2026, for its group (latest published accounts). Full account details
3.50% £2,000 119 Earl Shilton Building Society 1 Year Savings Bond - Issue 1Fixed for 1 year · from £5,000 UK residents only Details for Earl Shilton Building Society 1 Year Savings Bond - Issue 1 Access No withdrawals until the term ends. Maximum £85,000 Conditions UK residents only. Interest paid Once a year Manage by Branch, Post FSCS licence Earl Shilton Building Society
Deposit-taker Earl Shilton Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206078)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £13.8m at 31 March 2026 (latest published accounts). Full account details
3.30% £5,000 120 Turkish Bank UK Fixed-Rate Deposit (1 year)Fixed for 1 year · from £5,000 Details for Turkish Bank UK Fixed-Rate Deposit (1 year) Access No withdrawals until the term ends. Conditions Apply in branch or by post; funds from a UK personal account in your name. Rates page shows 'Last Update: 21.02.2026'. Interest paid Once a year Manage by Branch, Post FSCS licence Turkish Bank (UK) Limited
Deposit-taker Turkish Bank UK, a trading name of Turkish Bank (UK) Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 204566)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £30.5m at 31 December 2024 (latest published accounts). Full account details
3.15% £5,000 121 Kingdom Bank 12-Month Fixed-Rate Saver (Individual Savings Bond)Fixed for 1 year · from £2,000 Details for Kingdom Bank 12-Month Fixed-Rate Saver (Individual Savings Bond) Access No withdrawals until the term ends. Conditions 2.50% Gross/AER under £50,000; 2.75% over £50,000. Interest paid When the term ends Manage by Online, Mobile app FSCS licence Kingdom Bank Limited
Deposit-taker Kingdom Bank, a trading name of KINGDOM BANK LIMITED
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 400972)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £15.8m at 31 December 2025 (latest published accounts). Full account details
2.50% £2,000 122 Isbank UK Sterling UK Resident Fixed Term Deposit (12 months)Fixed for 1 year · from £1 Details for Isbank UK Sterling UK Resident Fixed Term Deposit (12 months) Access Withdrawing before maturity loses all interest. Conditions UK resident with an established GBP current account at Isbank London branch. Opened in branch only; viewable in internet banking. Tiered by total family balances with the branch: rate shown is for up to £1m; higher tiers from £1m pay more. No minimum deposit beyond maintaining the current account. Interest paid When the term ends Manage by Branch FSCS licence Turkiye Is Bankasi As
Deposit-taker Isbank UK, a trading name of Turkiye Is Bankasi As
Incorporated in Turkey
Principal place of business United Kingdom (London branch)
Regulated Yes, by the Banking Regulation and Supervision Agency (Turkey), Prudential Regulation Authority and Financial Conduct Authority (FRN 204708)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Its parent bank's paid-up capital and reserves were TL 428,000m at 31 December 2025 (latest published accounts). Full account details
0.80% £1 
