1 Bath Building Society Junior Cash ISAFrom £1 Beats inflation Details for Bath Building Society Junior Cash ISA Access Not before the child's 18th birthday. Conditions Child under 18, living in the UK. Interest paid Once a year Manage by Online FSCS licence Bath Investment & Building Society
Deposit-taker Bath Building Society, a trading name of Bath Investment & Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206026)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £48.6m at 31 December 2024 (latest published accounts). Full account details
4.15% £1 2 Swansea Building Society Junior ISAFrom £1 Beats inflation Details for Swansea Building Society Junior ISA Access No withdrawals until the child is 18. The whole balance can be transferred to another Junior ISA. Conditions New customers: child must live in Wales (existing members anywhere in the UK). Child under 18. Interest paid Once a year Manage by Branch, Post, Online FSCS licence Swansea Building Society
Deposit-taker Swansea Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206066)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £49.1m at 31 December 2025 (latest published accounts). Full account details
4.00% £1 3 Beverley Building Society Junior Cash ISAFrom £1 Beats inflation Details for Beverley Building Society Junior Cash ISA Access No withdrawals until the child is 18. The whole balance can be transferred to another Junior ISA. Conditions Child under 18 without a Child Trust Fund or another cash Junior ISA. Interest paid Once a year Manage by Branch, Post FSCS licence Beverley Building Society
Deposit-taker Beverley Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206064)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £14.6m at 31 December 2025 (latest published accounts). Full account details
3.85% £1 4 Leek Building Society Junior ISAFrom £1 Beats inflation Details for Leek Building Society Junior ISA Access No withdrawals until the child is 18. The whole balance can be transferred to another Junior ISA. Conditions Child under 18. Interest paid Once a year Manage by Branch, Post FSCS licence Leek United Building Society
Deposit-taker Leek Building Society, a trading name of Leek United Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 100014)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £84.0m at 31 December 2025 (latest published accounts). Full account details
3.85% £1 5 Skipton Building Society Junior Cash ISAFrom £1 Beats inflation Details for Skipton Building Society Junior Cash ISA Access No withdrawals until the child is 18. The whole balance can be transferred to another Junior ISA. Conditions Child under 18, living in the UK. Interest paid Once a year Manage by Branch, Post FSCS licence Skipton Building Society
Deposit-taker Skipton Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 153706)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £2,861m at 31 December 2025, for its group (latest published accounts). Full account details
3.80% £1 6 Stafford Building Society Junior Cash ISA Issue 2From £1,000 Beats inflation Details for Stafford Building Society Junior Cash ISA Issue 2 Access No withdrawals until the child is 18. Conditions Standard checks only. Interest paid Once a year Manage by Online FSCS licence The Stafford Railway Building Society
Deposit-taker Stafford Building Society, a trading name of The Stafford Railway Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206063)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £346.5m and total liabilities of £318.4m at 31 October 2025 (annual report 2025) Full account details
3.76% £1,000 7 Capital Credit Union Junior ISAFrom £1 Beats inflation Details for Capital Credit Union Junior ISA Access Locked until the child turns 18. Conditions Membership required: you must work in, or be retired from, an eligible UK occupation (Capital's occupational common bond covers most jobs in the UK). For a child; up to £9,000 a year, locked until 18. Interest paid Once a year Manage by Online FSCS licence Capital Credit Union Limited
Deposit-taker Capital Credit Union, a trading name of Capital Credit Union Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 213575)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £5m at 30 September 2025 (latest published accounts). Full account details
3.75% £1 8 Darlington Building Society Junior Cash ISA 2From £1 Beats inflation Open in branch Details for Darlington Building Society Junior Cash ISA 2 Access No withdrawals until the child is 18. The whole balance can be transferred to another Junior ISA. Conditions Child under 18, living in the UK. Open in branch. Interest paid Once a year Manage by Branch, Post FSCS licence Darlington Building Society
Deposit-taker Darlington Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 205895)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £56.6m at 31 December 2025, for its group (latest published accounts). Full account details
3.75% £1 9 Nottingham Building Society Junior ISAFrom £1 Beats inflation Details for Nottingham Building Society Junior ISA Access No access until the child is 18. Conditions Standard checks only. Interest paid Once a year Manage by Branch FSCS licence Nottingham Building Society
Deposit-taker Nottingham Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 200785)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £267m at 31 December 2025, for its group (latest published accounts). Full account details
3.75% £1 10 Plane Saver Junior Cash ISAFrom £1 Beats inflation Details for Plane Saver Junior Cash ISA Access Locked until the child's 18th birthday. Conditions Membership required: you must work for a listed employer (e.g. British Airways, IAG, the armed forces, MOD, some councils and hospitals), work in a listed sector (aviation and travel, public services, health and care, education, transport and logistics, and more), or belong to a listed organisation (e.g. major trade unions, the AA, RAC, National Trust, English Heritage, RSPB or the Co-op). Membership fee £10 a year. For UK children under 18; under-16s opened by a parent or guardian who lives with the child. Up to £9,000 in the 2026-27 tax year. Interest paid Once a year Manage by Online, Mobile app FSCS licence Plane Saver Credit Union Limited
Deposit-taker Plane Saver, a trading name of Plane Saver Credit Union Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 213609)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £5.3m at 30 September 2024 (latest published accounts). Full account details
3.75% £1 11 Vernon Building Society Junior Cash ISAFrom £1 Beats inflation Details for Vernon Building Society Junior Cash ISA Access No withdrawals until the child is 18. The whole balance can be transferred to another Junior ISA. Conditions Child aged 17 or under without a Child Trust Fund. Interest paid Once a year Manage by Branch, Post FSCS licence Vernon Building Society
Deposit-taker Vernon Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 195475)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £34.1m at 31 December 2025 (latest published accounts). Full account details
3.75% £1 12 Danske Bank Danske Junior Cash ISAFrom £25 Beats inflation Details for Danske Bank Danske Junior Cash ISA Access No withdrawals until the child is 18. The whole balance can be transferred to another Junior ISA. Conditions New Danske customers must live in Northern Ireland. Child under 18. Interest paid Once a year Manage by Branch, Phone FSCS licence Northern Bank Limited
Deposit-taker Danske Bank, a trading name of Northern Bank Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 122261)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £969m at 31 December 2025 (latest published accounts). Full account details
3.75% £25 13 OakNorth Bank Junior Cash ISAFrom £1 Beats inflation Child must be 14 or under at opening Details for OakNorth Bank Junior Cash ISA Access No withdrawals until the child turns 18. Conditions Opened by a UK-resident adult with parental responsibility. Child must be 14 or under at opening. Interest paid Monthly Manage by Mobile app, Online FSCS licence OakNorth Bank plc
Deposit-taker OakNorth Bank, a trading name of OakNorth Bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 629564)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £1,057m at 31 December 2025, for its group (latest published accounts). Full account details
3.73% £1 14 NS&I Junior ISAFrom £1 Beats inflation Apply and manage online only Details for NS&I Junior ISA Access No withdrawals until the child is 18. The whole balance can be transferred to another Junior ISA. Conditions Child under 18, living in the UK. Apply and manage online only. Interest paid Once a year Manage by Online FSCS licence NS&I (100% backed by HM Treasury, not FSCS)
Held by NS&I (National Savings and Investments)
Status UK government: an executive agency and non-ministerial department, accountable to HM Treasury
Regulated Not by the PRA or FCA: NS&I is part of government, accountable to HM Treasury
Protection and disputes HM Treasury backing (100% of the money, with no limit) and Financial Ombudsman Service
Capital Not applicable: savings are backed by HM Treasury, not by NS&I's own capital Full account details
3.70% £1 15 Penrith Building Society JISA (Junior ISA)From £1 Beats inflation Details for Penrith Building Society JISA (Junior ISA) Access No withdrawals until the child turns 18. Conditions Standard checks only. Interest paid Once a year Manage by Branch, Post FSCS licence Penrith Building Society
Deposit-taker Penrith Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 164473)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £12.6m at 31 December 2025 (latest published accounts). Full account details
3.60% £1 16 Triodos Bank Junior Cash ISAFrom £1 Beats inflation Child must be under 18 and UK resident Details for Triodos Bank Junior Cash ISA Access No withdrawals until the child is 18. Conditions Opened by a parent or guardian (or a 16-17 year old) in the Triodos app. Child must be under 18 and UK resident. Interest paid every six months (January and July). Interest paid Once a year Manage by Mobile app, Online FSCS licence Triodos Bank UK Limited
Deposit-taker Triodos Bank, a trading name of Triodos Bank UK Limited
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 817008)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £200m at 31 December 2024 (latest published accounts). Full account details
3.53% £1 17 Suffolk Building Society Junior ISA (JISA)From £10 Details for Suffolk Building Society Junior ISA (JISA) Access No withdrawals until the child is 18. Conditions Opened by a parent, or by the young person from 16. Interest paid Once a year Manage by Branch, Post FSCS licence Suffolk Building Society
Deposit-taker Suffolk Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 104875)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £49.7m at 30 November 2025 (latest published accounts). Full account details
3.50% £10 18 Mansfield Building Society Cash Junior ISA (2nd issue)From £1 Details for Mansfield Building Society Cash Junior ISA (2nd issue) Access No withdrawals until the child turns 18. Conditions Local and Loyal only: existing members (at least one year's membership) or residents of Nottinghamshire, Derbyshire or South Yorkshire. Interest paid Once a year Manage by Post, Branch FSCS licence The Mansfield Building Society
Deposit-taker Mansfield Building Society, a trading name of The Mansfield Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206049)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £584.6m and total liabilities of £546.9m at 31 December 2025 (annual report 2025) Full account details
3.45% £1 19 Earl Shilton Building Society Junior Cash ISAFrom £10 UK residents only Details for Earl Shilton Building Society Junior Cash ISA Access No withdrawals until the child is 18. Conditions UK residents only. For children under 18. Interest paid Once a year Manage by Branch, Post FSCS licence Earl Shilton Building Society
Deposit-taker Earl Shilton Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206078)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £13.8m at 31 March 2026 (latest published accounts). Full account details
3.35% £10 20 TSB Junior Cash ISAFrom £1 Details for TSB Junior Cash ISA Access No withdrawals before the child's 18th birthday. Conditions Child under 18; parent or guardian opens if under 16. Interest paid Once a year Manage by Online FSCS licence TSB Bank plc
Deposit-taker TSB, a trading name of TSB Bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 191240)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £2,338m at 31 December 2025 (latest published accounts). Full account details
3.15% £1 21 Newbury Building Society Junior Cash ISAFrom £50 Applicants must live in England or Wales Details for Newbury Building Society Junior Cash ISA Access No withdrawals until the child turns 18. Conditions Applicants must live in England or Wales. Interest paid Once a year Manage by Post, Branch FSCS licence Newbury Building Society
Deposit-taker Newbury Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206077)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £122m at 31 October 2025 (latest published accounts). Full account details
3.15% £50 22 Dudley Building Society Junior Cash ISA Issue 2From £100 Details for Dudley Building Society Junior Cash ISA Issue 2 Access No withdrawals until the child's 18th birthday. Conditions Standard checks only. Interest paid Once a year Manage by Branch, Post FSCS licence Dudley Building Society
Deposit-taker Dudley Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 161294)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £679.6m and total liabilities of £645.5m at 31 March 2026 (annual report 2026) Full account details
3.10% £100 23 Newcastle Building Society Newcastle Junior ISAFrom £1 Details for Newcastle Building Society Newcastle Junior ISA Access No withdrawals until the child turns 18. Conditions Standard checks only. Interest paid Once a year Manage by Branch FSCS licence Newcastle Building Society
Deposit-taker Newcastle Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 156058)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £353m at 31 December 2025, for its group (latest published accounts). Full account details
3.00% £1 24 Progressive Building Society Cash Junior ISAFrom £1 Details for Progressive Building Society Cash Junior ISA Access No withdrawals until the child is 18. Conditions Standard checks only. Interest paid Once a year Manage by Branch, Post FSCS licence Progressive Building Society
Deposit-taker Progressive Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 161841)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Total assets of £2,279.6m and total liabilities of £2,105.7m at 31 December 2025 (annual report 2025) Full account details
3.00% £1 25 Cumberland Building Society Cash Junior ISAFrom £50 Details for Cumberland Building Society Cash Junior ISA Access No withdrawals until the child turns 18. Conditions New customers must live within the Society's operating area. For children under 18. Interest paid Once a year Manage by Branch FSCS licence Cumberland Building Society
Deposit-taker Cumberland Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 106074)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £225m at 31 March 2026, for its group (latest published accounts). Full account details
2.95% £50 26 Santander Junior ISAFrom £1 Details for Santander Junior ISA Access No withdrawals before the child's 18th birthday. Conditions Child under 18, UK resident. Interest paid Once a year Manage by Online FSCS licence Santander UK plc
Deposit-taker Santander, a trading name of Santander UK plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 106054)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £15.1bn at 31 December 2025 (annual report 2025) Full account details
2.70% £1 27 Furness Building Society Junior ISAFrom £1 Details for Furness Building Society Junior ISA Access No withdrawals until the child turns 18. Conditions Standard checks only. Interest paid Once a year Manage by Branch, Post FSCS licence Furness Building Society
Deposit-taker Furness Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 159624)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £90.3m at 31 December 2025 (latest published accounts). Full account details
2.60% £1 28 Bank of Scotland Junior Cash ISAFrom £1 Details for Bank of Scotland Junior Cash ISA Access No withdrawals until the child is 18. Conditions For children under 18. Interest paid Once a year Manage by Online, Branch FSCS licence Bank of Scotland plc
Deposit-taker Bank of Scotland, a trading name of Bank of Scotland plc
Incorporated in United Kingdom
Principal place of business Scotland (registered office The Mound, Edinburgh)
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 169628)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £16,333m at 31 December 2025, for its group (latest published accounts). Full account details
2.35% £1 29 Lloyds Bank Junior Cash ISAFrom £1 Details for Lloyds Bank Junior Cash ISA Access No withdrawals until the child turns 18. Conditions Standard checks only. Interest paid Once a year Manage by Branch, Online FSCS licence Lloyds Bank plc
Deposit-taker Lloyds Bank, a trading name of Lloyds Bank plc
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 119278)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Paid-up capital and reserves of £41,980m at 31 December 2025 (annual report 2025) Full account details
2.35% £1 30 Monmouthshire Building Society Junior Cash ISAFrom £1 Details for Monmouthshire Building Society Junior Cash ISA Access No withdrawals until the child turns 18. Conditions Standard checks only. Interest paid Once a year Manage by Online, Branch, Mobile app FSCS licence Monmouthshire Building Society
Deposit-taker Monmouthshire Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206052)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £92.9m at 30 April 2026 (latest published accounts). Full account details
2.30% £1 31 Hanley Economic Building Society Junior ISA (JISAC)From £10 Details for Hanley Economic Building Society Junior ISA (JISAC) Access No withdrawals until the child is 18. Conditions Standard checks only. Interest paid Once a year Manage by Branch, Post FSCS licence Hanley Economic Building Society
Deposit-taker Hanley Economic Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206024)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £33.3m at 31 August 2026 (latest published accounts). Full account details
2.25% £10 32 Chorley Building Society Junior Cash ISAFrom £1 Details for Chorley Building Society Junior Cash ISA Access No withdrawals; matures on the child's 18th birthday. Conditions Standard checks only. Interest paid Once a year Manage by Branch, Post FSCS licence The Chorley and District Building Society
Deposit-taker Chorley Building Society, a trading name of The Chorley and District Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206023)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £21.9m at 2 February 2026 (latest published accounts). Full account details
1.50% £1 33 Buckinghamshire Building Society Junior Cash ISAFrom £1 Details for Buckinghamshire Building Society Junior Cash ISA Access No access until the child's 18th birthday. Conditions For UK-resident children under 18. Interest paid Once a year Manage by Branch, Post FSCS licence Buckinghamshire Building Society
Deposit-taker Buckinghamshire Building Society
Incorporated in United Kingdom
Regulated Yes, by the Prudential Regulation Authority and Financial Conduct Authority (FRN 206022)
Protection and disputes Financial Services Compensation Scheme and Financial Ombudsman Service
Capital Capital and reserves of £30.5m at 31 December 2025 (latest published accounts). Full account details
1.40% £1 
