Juno's on the scent…
Juno's on the scent…
Ranked by rate alone. No paid placements: who pays us has no say in the order.
Rate fixed for about 2 years; usually no access until the term ends.
116 accounts, highest AER first
| Rank# | Account | AER | Min to open |
|---|---|---|---|
| 1 | Afin Bank 2-Year Fixed Term Account (Issue 11)Beats inflationOpened in the Afin app onlyDetails for Afin Bank 2-Year Fixed Term Account (Issue 11)
| 5.28% |
Highest AER first, then the lower minimum deposit. Ranking rules version 1.2.0. AER shows what you'd earn in a year including any bonus. Rates can change at any time: check with the bank before you apply. Lifetime ISA rates are the provider's interest only; the government's 25% bonus is not in the AER. Lifetime ISAs, Junior ISAs and children's accounts are ranked only against their own kind, and Premium Bonds, which pay prizes rather than interest, are never ranked: see NS&I and Premium Bonds. NS&I accounts are backed by HM Treasury, not the FSCS. We list accounts held directly with the bank, not savings sold through apps and platforms such as Revolut, Trading 212 or Raisin. "Beats inflation" means the AER, and the rate after any bonus, is above CPI inflation of 3.5% (September 2026, ONS), before tax. How we rank, what we don't list and how we're paid.
| £1,000 |
| 2 | Vida Savings 2 Year Fixed Rate BondBeats inflationDetails for Vida Savings 2 Year Fixed Rate Bond
| 5.26% | £1,000 |
| 3 | Chetwood Bank 2 Year Fixed Rate SavingsBeats inflationDetails for Chetwood Bank 2 Year Fixed Rate Savings
| 5.25% | £1,000 |
| 4 | OakNorth Bank Fixed Term 24 MonthsBeats inflationDetails for OakNorth Bank Fixed Term 24 Months
| 5.21% | £1 |
| 5 | Oxbury Bank Personal 2 Year Bond Account (Issue 32)Beats inflationDetails for Oxbury Bank Personal 2 Year Bond Account (Issue 32)
| 5.21% | £1,000 |
| 6 | DF Capital 2 Year Fixed Rate Deposit (Issue 22)Beats inflationDetails for DF Capital 2 Year Fixed Rate Deposit (Issue 22)
| 5.20% | £1,000 |
| 7 | GB Bank 2 Year Fixed Rate BondBeats inflationDetails for GB Bank 2 Year Fixed Rate Bond
| 5.18% | £1,000 |
| 8 | Close Brothers Savings 2 Year Fixed Rate BondBeats inflationPersonal accounts onlyDetails for Close Brothers Savings 2 Year Fixed Rate Bond
| 5.18% | £10,000 |
| 9 | Investec 2-Year Fixed Rate SaverBeats inflationDetails for Investec 2-Year Fixed Rate Saver
| 5.16% | £5,000 |
| 10 | RCI Bank 2 Years Fixed Term SavingsBeats inflationDetails for RCI Bank 2 Years Fixed Term Savings
| 5.15% | £1,000 |
| 11 | Vanquis Bank 2 Year Fixed BondBeats inflationDetails for Vanquis Bank 2 Year Fixed Bond
| 5.13% | £1,000 |
| 12 | Kent Reliance Two Year Fixed Rate Bond - Issue 54Beats inflationDetails for Kent Reliance Two Year Fixed Rate Bond - Issue 54
| 5.11% | £1,000 |
| 13 | Atom bank Fixed Saver (2 year)Beats inflationDetails for Atom bank Fixed Saver (2 year)
| 5.10% | £50 |
| 14 | Melton Building Society Fixed Rate Issue 34 (to 19 December 2028)Beats inflationDetails for Melton Building Society Fixed Rate Issue 34 (to 19 December 2028)
| 5.10% | £1,000 |
| 15 | NS&I Guaranteed Growth Bonds, 2-year (Issue 81)Beats inflationOnline onlyDetails for NS&I Guaranteed Growth Bonds, 2-year (Issue 81)
| 5.07% | £500 |
| 16 | NS&I Guaranteed Income Bonds, 2-year (Issue 81)Beats inflationOnline onlyDetails for NS&I Guaranteed Income Bonds, 2-year (Issue 81)
| 5.07% | £500 |
| 17 | Ikano Bank Fixed 2 Year SaverBeats inflationDetails for Ikano Bank Fixed 2 Year Saver
| 5.05% | £1,000 |
| 18 | United Trust Bank UTB 2 Year BondBeats inflationDetails for United Trust Bank UTB 2 Year Bond
| 5.05% | £5,000 |
| 19 | Earl Shilton Building Society Fixed Rate Bond Until 31/01/2029 - OnlineBeats inflationUK residents onlyDetails for Earl Shilton Building Society Fixed Rate Bond Until 31/01/2029 - Online
| 5.01% | £1 |
| 20 | Tandem Bank 2 Year Fixed Term SaverBeats inflationDetails for Tandem Bank 2 Year Fixed Term Saver
| 5.00% | £1 |
| 21 | Aldermore 2 Year Fixed Rate Savings AccountBeats inflationAged 18+, UK resident and only UK tax residentDetails for Aldermore 2 Year Fixed Rate Savings Account
| 5.00% | £1,000 |
| 22 | HSBC UK Fixed Rate Saver (2 years)Beats inflationDetails for HSBC UK Fixed Rate Saver (2 years)
| 5.00% | £2,000 |
| 23 | UBL UK 2 Year Fixed Term DepositBeats inflationDetails for UBL UK 2 Year Fixed Term Deposit
| 5.00% | £2,000 |
| 24 | Marsden Building Society Fixed Rate Bond (401)Beats inflationDetails for Marsden Building Society Fixed Rate Bond (401)
| 5.00% | £5,000 |
| 25 | Charter Savings Bank 2 Year Fixed Rate BondBeats inflationDetails for Charter Savings Bank 2 Year Fixed Rate Bond
| 4.98% | £5,000 |
| 26 | Hinckley & Rugby Building Society Fixed Rate Savings Bond until 15 February 2029Beats inflationDetails for Hinckley & Rugby Building Society Fixed Rate Savings Bond until 15 February 2029
| 4.97% | £1,000 |
| 27 | thisbank 2-Year Fixed Term DepositBeats inflationSole accounts only; open online or in the appDetails for thisbank 2-Year Fixed Term Deposit
| 4.96% | £100 |
| 28 | Shawbrook Bank 2 Year Fixed Rate Plus BondBeats inflationNew customers onlyDetails for Shawbrook Bank 2 Year Fixed Rate Plus Bond
| 4.96% | £10,000 |
| 29 | Furness Building Society 2 Year BondBeats inflationDetails for Furness Building Society 2 Year Bond
| 4.95% | £1,000 |
| 30 | Furness Building Society 2 Year Monthly Income BondBeats inflationDetails for Furness Building Society 2 Year Monthly Income Bond
| 4.95% | £1,000 |
| 31 | ICICI Bank UK HiSAVE Fixed Rate Account (2 years)Beats inflationOnline application onlyDetails for ICICI Bank UK HiSAVE Fixed Rate Account (2 years)
| 4.95% | £1,000 |
| 32 | Market Harborough Building Society Fixed Term Bond 147 (04.01.2029)Beats inflationDetails for Market Harborough Building Society Fixed Term Bond 147 (04.01.2029)
| 4.95% | £5,000 |
| 33 | Hodge Bank 2 Year Fixed Rate BondBeats inflationDetails for Hodge Bank 2 Year Fixed Rate Bond
| 4.92% | £1,000 |
| 34 | Bank of London and The Middle East (BLME) Premier Deposit Account (2 years)Beats inflationDetails for Bank of London and The Middle East (BLME) Premier Deposit Account (2 years)
| 4.90% | £1,000 |
| 35 | Buckinghamshire Building Society Bucks Fixed Rate Bond Issue 242 to 30/11/2028Beats inflationDetails for Buckinghamshire Building Society Bucks Fixed Rate Bond Issue 242 to 30/11/2028
| 4.87% | £1,000 |
| 36 | Recognise Bank 2 Year FixedBeats inflationDetails for Recognise Bank 2 Year Fixed
| 4.86% | £1,000 |
| 37 | Manchester Building Society 2 Year Fixed Rate BondBeats inflationDetails for Manchester Building Society 2 Year Fixed Rate Bond
| 4.85% | £1 |
| 38 | Nationwide Building Society 2 Year Fixed Rate Online BondBeats inflationDetails for Nationwide Building Society 2 Year Fixed Rate Online Bond
| 4.85% | £1 |
| 39 | Newcastle Building Society 2 Year Fixed Rate Bond (Issue 127)Beats inflationDetails for Newcastle Building Society 2 Year Fixed Rate Bond (Issue 127)
| 4.85% | £1 |
| 40 | Nottingham Building Society 2 Year Fixed Rate BondBeats inflationDetails for Nottingham Building Society 2 Year Fixed Rate Bond
| 4.85% | £1 |
| 41 | Nottingham Building Society 2 Year Fixed Rate Bond - MonthlyBeats inflationOpen in branch onlyDetails for Nottingham Building Society 2 Year Fixed Rate Bond - Monthly
| 4.85% | £1 |
| 42 | Shawbrook Bank 2 Year Fixed Rate BondBeats inflationDetails for Shawbrook Bank 2 Year Fixed Rate Bond
| 4.85% | £1,000 |
| 43 | Harpenden Building Society 2 Year Fixed Rate Bond (Issue 15)Beats inflationDetails for Harpenden Building Society 2 Year Fixed Rate Bond (Issue 15)
| 4.85% | £1,000 |
| 44 | Tesco Bank Fixed Rate Saver (2 years)Beats inflationDetails for Tesco Bank Fixed Rate Saver (2 years)
| 4.85% | £2,000 |
| 45 | Conister Bank 2 Year Fixed Term DepositOur group: Part of Manx Financial Group, which also owns Juno Hunt. Ranked by rate alone, exactly like every other bank.Beats inflationSole accounts onlyDetails for Conister Bank 2 Year Fixed Term Deposit
| 4.85% | £5,000 |
| 46 | Barclays Premier Triple Access 2-Year Flexible BondBeats inflationNeeds the bank's current accountDetails for Barclays Premier Triple Access 2-Year Flexible Bond
| 4.80% | £1 |
| 47 | Leeds Building Society 2 Year Fixed Rate Bond (Issue 714)Beats inflationDetails for Leeds Building Society 2 Year Fixed Rate Bond (Issue 714)
| 4.80% | £100 |
| 48 | Leeds Building Society 2 Year Fixed Rate Monthly Income Bond (Issue 45)Beats inflationDetails for Leeds Building Society 2 Year Fixed Rate Monthly Income Bond (Issue 45)
| 4.80% | £100 |
| 49 | Paragon Bank 2 Year Fixed Rate Savings AccountBeats inflationDetails for Paragon Bank 2 Year Fixed Rate Savings Account
| 4.80% | £1,000 |
| 50 | PNB International Sterling Fixed Term Deposit, 2 yearsBeats inflationPersonal accounts; opened in a branch or by postDetails for PNB International Sterling Fixed Term Deposit, 2 years
| 4.80% | £1,000 |
| 51 | State Bank of India (UK) Fixed Deposit (2 years)Beats inflationDetails for State Bank of India (UK) Fixed Deposit (2 years)
| 4.80% | £10,000 |
| 52 | Progressive Building Society 2 Year Fixed Rate Access Bond (Issue 9)Beats inflationDetails for Progressive Building Society 2 Year Fixed Rate Access Bond (Issue 9)
| 4.75% | £1 |
| 53 | Secure Trust Bank 2 Year Fixed Rate BondBeats inflationDetails for Secure Trust Bank 2 Year Fixed Rate Bond
| 4.75% | £1 |
| 54 | TSB 2 Year Fixed BondBeats inflationDetails for TSB 2 Year Fixed Bond
| 4.75% | £1 |
| 55 | Principality Building Society 2 Year Fixed Rate BondBeats inflationBranch onlyDetails for Principality Building Society 2 Year Fixed Rate Bond
| 4.75% | £500 |
| 56 | Zopa Fixed Term Savings pot (2 years)Beats inflationApp onlyDetails for Zopa Fixed Term Savings pot (2 years)
| 4.72% | £1 |
| 57 | Marsden Building Society Fixed Rate Bond (400)Beats inflationOpen in branch (Lancashire)Details for Marsden Building Society Fixed Rate Bond (400)
| 4.70% | £5,000 |
| 58 | Penrith Building Society 2 Year Fixed Rate Bond (Issue 8)Beats inflationOpen in branchDetails for Penrith Building Society 2 Year Fixed Rate Bond (Issue 8)
| 4.67% | £5,000 |
| 59 | Penrith Building Society 2 Year Fixed Rate E-Bond (Issue 8)Beats inflationOnline only; one per personDetails for Penrith Building Society 2 Year Fixed Rate E-Bond (Issue 8)
| 4.67% | £5,000 |
| 60 | Cambridge Building Society 2 Year Fixed Rate Bond (Issue 31)Beats inflationDetails for Cambridge Building Society 2 Year Fixed Rate Bond (Issue 31)
| 4.65% | £1 |
| 61 | Post Office Online Bond (2 years)Beats inflationDetails for Post Office Online Bond (2 years)
| 4.65% | £1 |
| 62 | StreamBank 2 Year Fixed Rate AccountBeats inflationDetails for StreamBank 2 Year Fixed Rate Account
| 4.65% | £1,000 |
| 63 | Skipton Building Society 2 Year Fixed Rate BondBeats inflationDetails for Skipton Building Society 2 Year Fixed Rate Bond
| 4.60% | £1 |
| 64 | Monmouthshire Building Society 2 Year Fixed Rate BondBeats inflationDetails for Monmouthshire Building Society 2 Year Fixed Rate Bond
| 4.55% | £1 |
| 65 | Castle Trust Bank 2 Year Fixed Rate e-SaverBeats inflationDetails for Castle Trust Bank 2 Year Fixed Rate e-Saver
| 4.55% | £1,000 |
| 66 | Cumberland Building Society Two Year Fixed Interest Fixed TermBeats inflationOpen in branchDetails for Cumberland Building Society Two Year Fixed Interest Fixed Term
| 4.55% | £1,000 |
| 67 | Leek Building Society 2 Year Fixed Rate BondBeats inflationDetails for Leek Building Society 2 Year Fixed Rate Bond
| 4.55% | £1,000 |
| 68 | Suffolk Building Society 2 Year Fixed Rate Bond (31.12.2028)Beats inflationDetails for Suffolk Building Society 2 Year Fixed Rate Bond (31.12.2028)
| 4.55% | £1,000 |
| 69 | Suffolk Building Society Online 2 Year Fixed Rate Bond (31.12.2028)Beats inflationDetails for Suffolk Building Society Online 2 Year Fixed Rate Bond (31.12.2028)
| 4.55% | £1,000 |
| 70 | Barclays Single Access 2-Year Flexible BondBeats inflationDetails for Barclays Single Access 2-Year Flexible Bond
| 4.50% | £1 |
| 71 | LHV Bank 2 Year Fixed Rate BondBeats inflationNeeds the bank's current accountDetails for LHV Bank 2 Year Fixed Rate Bond
| 4.50% | £1,000 |
| 72 | Bank of Ireland UK Limited Edition Fixed Term Deposit (24 months)Beats inflationDetails for Bank of Ireland UK Limited Edition Fixed Term Deposit (24 months)
| 4.50% | £2,000 |
| 73 | Progressive Building Society 2 Year Fixed Rate Bond (Issue 41)Beats inflationDetails for Progressive Building Society 2 Year Fixed Rate Bond (Issue 41)
| 4.45% | £1 |
| 74 | Progressive Building Society Online 2 Year Fixed Rate Bond (Issue 13)Beats inflationDetails for Progressive Building Society Online 2 Year Fixed Rate Bond (Issue 13)
| 4.45% | £1 |
| 75 | Al Rayan Bank 24 Month Fixed Term DepositBeats inflationDetails for Al Rayan Bank 24 Month Fixed Term Deposit
| 4.43% | £10,000 |
| 76 | Bath Building Society 2 Year Fixed Rate Bond (Issue 3)Beats inflationDetails for Bath Building Society 2 Year Fixed Rate Bond (Issue 3)
| 4.40% | £500 |
| 77 | Mansfield Building Society 2 Year Fixed Rate Bond (74th issue) - monthly income optionBeats inflationDetails for Mansfield Building Society 2 Year Fixed Rate Bond (74th issue) - monthly income option
| 4.40% | £500 |
| 78 | Mansfield Building Society Fixed Rate Bond until 13 December 2028 (91st issue)Beats inflationDetails for Mansfield Building Society Fixed Rate Bond until 13 December 2028 (91st issue)
| 4.40% | £500 |
| 79 | Progressive Building Society 2 Year Fixed Rate Monthly Income Bond (Issue 41)Beats inflationDetails for Progressive Building Society 2 Year Fixed Rate Monthly Income Bond (Issue 41)
| 4.40% | £25,000 |
| 80 | West Bromwich Building Society 2 Year Fixed Rate BondBeats inflationDetails for West Bromwich Building Society 2 Year Fixed Rate Bond
| 4.35% | £1 |
| 81 | Beverley Building Society Two Year Fixed Rate Bond Issue 16Beats inflationDetails for Beverley Building Society Two Year Fixed Rate Bond Issue 16
| 4.35% | £5,000 |
| 82 | Hanley Economic Building Society 2 Year Fixed Rate Bond (FR259)Beats inflationOne bond per memberDetails for Hanley Economic Building Society 2 Year Fixed Rate Bond (FR259)
| 4.30% | £1,000 |
| 83 | Hanley Economic Building Society 2 Year Online Fixed Rate Bond (FR259ONL)Beats inflationOne bond per memberDetails for Hanley Economic Building Society 2 Year Online Fixed Rate Bond (FR259ONL)
| 4.30% | £1,000 |
| 84 | Coventry Building Society Fixed Rate Saver (30) 31.12.2028Beats inflationDetails for Coventry Building Society Fixed Rate Saver (30) 31.12.2028
| 4.25% | £1 |
| 85 | The Co-operative Bank 2 Year Fixed Term DepositBeats inflationSole and joint accountsDetails for The Co-operative Bank 2 Year Fixed Term Deposit
| 4.25% | £1,000 |
| 86 | Dudley Building Society Two Year Fixed Rate Bond Issue 51Beats inflationDetails for Dudley Building Society Two Year Fixed Rate Bond Issue 51
| 4.25% | £1,000 |
| 87 | smile 2 Year Fixed Term DepositBeats inflationDetails for smile 2 Year Fixed Term Deposit
| 4.25% | £1,000 |
| 88 | Cynergy Bank 2 Year Fixed Rate BondBeats inflationDetails for Cynergy Bank 2 Year Fixed Rate Bond
| 4.20% | £1 |
| 89 | Cahoot 2 Year Fixed Rate BondBeats inflationMinimum opening deposit of £500Details for Cahoot 2 Year Fixed Rate Bond
| 4.20% | £500 |
| 90 | M&S Bank Fixed Rate Savings (2 year)Beats inflationDetails for M&S Bank Fixed Rate Savings (2 year)
| 4.20% | £500 |
| 91 | Vernon Building Society Fixed-Rate Bond to 31st October 2028Beats inflationDetails for Vernon Building Society Fixed-Rate Bond to 31st October 2028
| 4.20% | £5,000 |
| 92 | NatWest Fixed Term Savings (2 year)Beats inflationDetails for NatWest Fixed Term Savings (2 year)
| 4.15% | £1 |
| 93 | Royal Bank of Scotland Fixed Term Savings (2 year)Beats inflationDetails for Royal Bank of Scotland Fixed Term Savings (2 year)
| 4.15% | £1 |
| 94 | Bank of Scotland Fixed Rate Bond (2 Year)Beats inflationNew customers apply online onlyDetails for Bank of Scotland Fixed Rate Bond (2 Year)
| 4.10% | £500 |
| 95 | Lloyds Bank Online Fixed Bond (2 years)Beats inflationDetails for Lloyds Bank Online Fixed Bond (2 years)
| 4.10% | £500 |
| 96 | Habib Bank Zurich (UK) HBZ 2 Years Fixed eDepositBeats inflationMust nominate a UK bank account in your nameDetails for Habib Bank Zurich (UK) HBZ 2 Years Fixed eDeposit
| 4.10% | £5,000 |
| 97 | Danske Bank Danske Fixed Term Deposit (2 years)Beats inflationNeeds the bank's current accountDetails for Danske Bank Danske Fixed Term Deposit (2 years)
| 4.06% | £5,000 |
| 98 | Reliance Bank Fixed Term Savings Account (2 years)Beats inflationDetails for Reliance Bank Fixed Term Savings Account (2 years)
| 4.05% | £1,000 |
| 99 | Charity Bank Ethical 30-Month Fixed Rate AccountBeats inflationDetails for Charity Bank Ethical 30-Month Fixed Rate Account
| 4.01% | £5,000 |
| 100 | AIB (NI) Fixed Rate Saver (24 month)Beats inflationDetails for AIB (NI) Fixed Rate Saver (24 month)
| 4.00% | £1 |
| 101 | Bank of Ceylon (UK) Fixed Term Deposit (2 years)Beats inflationDetails for Bank of Ceylon (UK) Fixed Term Deposit (2 years)
| 4.00% | £1 |
| 102 | Cambridge Building Society 2 Year Tracker Bond (Issue 2)Beats inflationDetails for Cambridge Building Society 2 Year Tracker Bond (Issue 2)
| 4.00% | £1 |
| 103 | Post Office Growth Bond (2 years)Beats inflationOpen in branch or by postDetails for Post Office Growth Bond (2 years)
| 4.00% | £500 |
| 104 | BEA UK GBP Fixed Time Deposit (24 Months)Beats inflationDetails for BEA UK GBP Fixed Time Deposit (24 Months)
| 4.00% | £2,000 |
| 105 | Charity Bank Ethical 2-Year Fixed Rate AccountBeats inflationDetails for Charity Bank Ethical 2-Year Fixed Rate Account
| 3.96% | £5,000 |
| 106 | Saffron Building Society Two Year Fixed Rate BondBeats inflationDetails for Saffron Building Society Two Year Fixed Rate Bond
| 3.95% | £500 |
| 107 | Saffron Building Society Two Year Monthly Income BondBeats inflationDetails for Saffron Building Society Two Year Monthly Income Bond
| 3.95% | £500 |
| 108 | Gatehouse Bank 2 Year Fixed Term Woodland SaverBeats inflationDetails for Gatehouse Bank 2 Year Fixed Term Woodland Saver
| 3.85% | £1 |
| 109 | Progressive Building Society 2 Year Variable Rate Bond (Issue 38)Beats inflationDetails for Progressive Building Society 2 Year Variable Rate Bond (Issue 38)
| 3.80% | £1 |
| 110 | Allica Bank 24-month fixed-rateBeats inflationDetails for Allica Bank 24-month fixed-rate
| 3.80% | £10,000 |
| 111 | Earl Shilton Building Society 2 Year Savings Bond - Issue 1Beats inflationUK residents onlyDetails for Earl Shilton Building Society 2 Year Savings Bond - Issue 1
| 3.55% | £5,000 |
| 112 | Reliance Bank Charity Giving Savings Account (2 Years Fixed Term)Details for Reliance Bank Charity Giving Savings Account (2 Years Fixed Term)
| 3.50% | £1,000 |
| 113 | Bank of India (UK) GBP Fixed Term Deposit (over 2 years to under 3 years)Details for Bank of India (UK) GBP Fixed Term Deposit (over 2 years to under 3 years)
| 3.00% | £1,000 |
| 114 | Kingdom Bank 24-Month Fixed-Rate Saver (Individual Savings Bond)Details for Kingdom Bank 24-Month Fixed-Rate Saver (Individual Savings Bond)
| 3.00% | £2,000 |
| 115 | Bank of China (UK) Personal All-in-One Fixed Term Deposit, 24 monthsOpened in a UK branchDetails for Bank of China (UK) Personal All-in-One Fixed Term Deposit, 24 months
| 3.00% | £20,000 |
| 116 | Turkish Bank UK Fixed-Rate Deposit (2 years)Details for Turkish Bank UK Fixed-Rate Deposit (2 years)
| 2.95% | £5,000 |